Important facts to know about commercial trucking

insurance coverage

A well-structured commercial trucking insurance is an absolute must for the trucker or the carrier to control costs and reduce liability exposure. The following information may come in helpful for your purpose.

Introduction

Having a competent advisor review the liability coverage is a must.

Excess coverage should beexplored and usually is offered at attractive rates compared to primary liability coverage.

Liability

If physical damage coverage is purchased, damage to equipment from various causes will becovered under this category.

It is important to understand the property damage coverage and what is included with the coverage. Reading the policy closely is important.

Physical damage coverage

The cargo insurance acts as insurance for “goods” damage because of an accident or theft.

Cargo insurance

Reefer Insurance

The reefer insurance is considered an additional coverage available at a minimal cost to cover damages from spoiled cargo in refrigerated units.

As with other coverage reading the policy is important tounderstand what is covered and what is not!

Bobtail insurance

Driving your home or for personal use after the load has been delivered is often called bobtailing.

Bobtail insurance is highly recommended for owner-operators, who take their big rigs home, when not on the road.

A final word…

Knowing what and how much insurance coverage you need is something a reliable commercialinsurance broker can help you with. Always shop policies on an annual basis and also to understand the coverage and exclusions.

Designed and Compiled by:

Houston OfficeBaumgartner Law Firm

6711 Cypress Creek ParkwayHouston,TX 77069

P (281) 893-0760TF (866) 758-4529

www.texas-truckaccidentlawyer.com

Designed and Compiled by:

Houston OfficeBaumgartner Law Firm

6711 Cypress Creek ParkwayHouston,TX 77069

P (281) 893-0760TF (866) 758-4529

www.texas-truckaccidentlawyer.com