imanuwali ephathelene nokuthola ulwazi oluku … · lokuthola ulwazi elisengxenyeni 32...

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IMANUWALI EPHATHELENE NOKUTHOLA ULWAZI

OLUKU-FINANCIAL SECTOR CONDUCT AUTHORITY

YENZIWE NGOKWENGXENYE 14 YOMTHETHO WOKUKHUTHAZA UKUTHOLWA

KOLWAZI, NO 2 KA-2000 (NGOKWESICHIBIYELO)

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ITHEBULA LOKUPHAKATHI

1. ISETHULO .............................................................................................................................. 3

2. I-FSCA ..................................................................................................................................... 3

3. IMISEBENZI YE-FSCA ........................................................................................................... 3

4. UHLAKA LWE-FSCA .............................................................................................................. 5

5. I-INFORMATION OFFICER YE-FSCA ................................................................................... 6

6. UMHLAHLANDLELA WOKUSEBENZISA I-PAIA .................................................................. 6

7. IZIGABA ZAMAREKHODI AKU-FSCA ................................................................................... 8

8. INQUBO YOKUFAKA IZICELO ............................................................................................ 31

9. UKUKHOKHWA KWEZIMADLANA ZEZINDLEKO .............................................................. 31

10. UKUCABANGELA ISICELO ................................................................................................. 32

11. ISINQUMO SE-FSCA ........................................................................................................... 32

12. ILUNGELO LOKUFAKELA ISINQUMO INSELELE ............................................................. 32

13. UKUTHOLAKALA KWEMANUWALI .................................................................................... 33

14. UKUBUKEZWA KWEMANUWALI ........................................................................................ 33

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1. ISETHULO

1.1. Le manuwali yenziwe ngokoMthetho Wokukhuthaza Ukutholwa Kolwazi, No 2 ka-2000

(“uMthetho”). UMthetho wenza ukuba lisebenze ilungelo elingokomthethosisekelo

lokuthola ulwazi elisengxenyeni 32 yoMthethosisekelo waseRiphabhuliki yaseNingizimu

Afrika.

1.2. NgokoMthetho, izinhlangano zomphakathi kudingeka zenze imanuwali

engumhlahlandlela walabo abacela ulwazi. Le manuwali ibuye ibonise uhlobo

lwamarekhodi aku-Financial Sector Conduct Authority (“i-FSCA”) kanye nokutholakala

kwalawo marekhodi ku-FSCA, njengenhlangano yomphakathi.

2. I-FSCA

2.1. I-FSCA iyinhlangano yezomthetho eyamiswa ngokuhambisana ne-Financial Sector

Regulation Act 9 ka-2017 (“Mthetho weFSR”).

2.2. Imigomo ye-FSCA yilena:

2.2.1. Ukuthuthukisa ukusebenza ngokuphumelelayo nobuqotho bezimakethe zezimali,

2.2.2. Ukukhuthaza ukuphathwa ngokulunga kwamakhasimende yizinhlangano

zezimali,

2.2.3. Ukunikeza imfundo yezezimali nokukhuthaza ukuba nolwazi lwezezimali, kanye

2.2.4. Nokusiza ekulondolozeni ukusimama kwezezimali.

3. IMISEBENZI YE-FSCA (S 14(1)(a) PAIA)

3.1. I-FSCA ingumlawuli wendlela izimakethe eziziphatha ngayo oqondene nazo nje

kuphela, onegunya elingokomthetho phezu kwazo zonke izinhlangano zezimali

eNingizimu Afrika.

3.2. I-FSCA inamandla okwenza izimiso zokuziphatha ngaphansi koMthetho we-FSR,

ngaphezu nje kwamandla enawo ngaphansi kwemithetho eyenzelwe lo mkhakha

kuphela.

3.3. Imisebenzi ye-FSCA ngokuhambisana noMthetho we-FSR yilena elandelayo:

3.3.1. Ukulawula nokuqondisa, ngokuhambisana nemithetho yomkhakha

wezezimali, ukuziphatha kwezinhlangano zezimali,

3.3.2. Ukubambisana, nokusiza, i-South African Reserve Bank, i-Financial Stability

Oversight Committee, i-Prudential Authority, i-National Credit Regulator,

kanye ne-Financial Intelligence Centre, njengoba kufuneka ngokoMthetho

we-FSR,

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3.3.3. Ukubambisana ne-Council for Medical Schemes ekusingatheni izindaba

ezinenjongo efanayo,

3.3.4. Ukukhuthaza, ngokwezinga elihambisana nokufinyelela umgomo we-FSCA,

ukuncintisana okusimeme ekuhlinzekeni imikhiqizo yezezimali namasevisi

ezezimali, kuhlanganisa ukubambisana nokusebenzisana neKhomishini

Yezokuncintisana,

3.3.5. Ukukhuthaza ukufakwa kwabo bonke kwezezimali,

3.3.6. Ukubukeza sikhathi sonke ukukhulu nezinto ezifakwayo emithethweni

yomkhakha wezezimali, futhi ithathe izinyathelo zokuxazulula ubungozi

obuboniwe ukuze kufinyelelwe umgomo wayo noma ukwenziwa

ngokuphumelelayo kwemisebenzi yayo,

3.3.7. Ukuqondisa ukuqoqwa kwamalevi kanye nokusabalaliswa kwezimali

ezamukelwe mayelana namalevi,

3.3.8. Ukwenza nokushicilela ucwaningo oluphathelene nomgomo wayo,

3.3.9. Ukuqapha izinga isimiso sezezimali esinikeza ngayo imiphumela enokulunga

kumakhasimende ezezimali, ngokugxila ekubeni nokulunga nokufaneleka

kwemikhiqizo yezezimali namasevisi ezezimali kanye kanye nezinga

ahlangabezana ngalo nezidingo nezinto ezisesilinganisweni ezilindelwe

ngamakhasimende ezezimali, kanye

3.3.10. Nokwenza nokusebenzisa amasu nezinhlelo zemfundo yezezimali

yomphakathi jikelele.

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4. UHLAKA LWE-FSCA - (S 14(1)(a) yoMthetho Uhlaka olusebenzayo lwe-FSCA yilolu olulandelayo:

Commissioner

Deputy

Commissioner

Deputy

Commissioner

Divisional Executive: Conduct of Business

Supervision

Divisional Executive:

Licensing and Business Centre


Market Integrity Supervision


Retirement Fund Supervision


Specialist Support

Divisional Executive: Investigations and

Enforcement


Corporate Centre

Chief Financial

Officer


Regulatory Policy

Chief Information

Officer

Commented [AK1]: Put cursur on bottom right-hand

corner and drag block bigger to type your translation over

the English.

Please ensure that all blocks are more or less the same size

when done.

Alet, I suggest we retain these official titles of the posts in

English here in the Organogram.

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5. I-INFORMATION OFFICER YE-FSCA - (S14 (1) (b) yoMthetho

5.1. UKhomishane we-FSCA, uMnu. Abel Moffat Sithole, uyi-Information Officer emisiwe ye-

FSCA. Imininingwane yokuthinta i-Information Officer yilena elandelayo:

Igama Izinombolo zokumthinta I-email address

Mnu. Abel Moffat Sithole +2712 428 8068 (ucingo) [email protected]

5.2. I-Information Officer, ngokwengxenye 17 yoMthetho, iphathise amandla ayo ngaphansi

kwe-PAIA o-Deputy Information Officer abalandelayo:

Igama Izinombolo zokumthinta I-email address

[email protected] Nksz. Kamcilla Naidoo +2712 367 7882

Nksz. Ziyanda Mshunqane +2712 367 7195

5.3. I-Information Officer ne-Deputy Information Officer be-FSCA banekheli lendawo neleposi

elifanayo njengoba liboniswe ngezansi:

Ikheli Lendawo Ikheli Leposi

Block B, Riverwalk Office Park

41 Matroosberg Road (Corner

Garstfontein and Matroosberg Roads)

Ashlea Gardens, Ext 6

Menlo Park

Pretoria

0081

P O Box 35655

Menlo Park

0102

5.4. Iwebhusayithi ye-FSCA ithi www.fsca.co.za

5.5. Izicelo zokuthola ulwazi kanye nokubona amarekhodi angatholakali kalula, zingase

zenziwe ngokuthinta noma yimuphi ko-Deputy Information Officer.

6. UMHLAHLANDLELA WOKUSEBENZISA I-PAIA (S 14(1)(c) yoMthetho

6.1. I-South African Human Rights Commission (“SAHRC”) kungumsebenzi wayo futhi iye

yenza umhlahlandlela ngolimi ngalunye ezilimini eziyishumi nanye zaleli zwe, onolwazi

lwendlela yokusebenzisa i-PAIA. Lo mhlahlandlela uyatholakala kuwebhusayithi ye-

http://www.fsca.co.za/

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SAHRC.

6.2. Noma yiluphi ulwazi noma imibuzo emayelana nalo mhlahlandlela kufanele iqondiswe ku:

The South African Human Rights Commission

The Research and Document Department

PAIA Unit

Private Bag 2700

Houghton 2041

Ucingo: +27 11 877 3600

Ifeksi: +27 11 403 0625

Iwebhusayithi: www.sahrc.org.za

I-Email: [email protected]

http://www.sahrc.org.za/

mailto:[email protected]

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7. IZIGABA ZAMAREKHODI AKU-FSCA (S 14(1)(d) e-PAIA) NOKUKWAZI UKUTHOLA LAWO

MAREKHODI (S 14(1)(e) ukufunde kukanye ne-S 15(2) ye-PAIA)

7.1. Amarekhodi aku-FSCA atholakala ngokuqondiswa kwemisebenzi nezinqubo zayo

eziyinhloko njengoba kuyalelwe yimithetho eyiqondisayo. La marekhodi ahlanganisa

amarekhodi amasu kanye nalawo emisebenzi yokusekela eyehlukahlukene ngaphakathi

kwe-FSCA.

7.2. Imisebenzi nezigaba zamarekhodi aku-FSCA kubhalwe futhi kwabekwa ngezigaba

ezinhlwini ezithi “Imisebenzi” noluthi “Isigaba Solwazi olukhona” ethebuleni elingezansi

ngokwamadivishini ahlukahlukene e-FSCA, ahlanganisa iminyango esebenzelanayo.

7.3. NgokweNgxenye 15 yoMthetho, i-FSCA kudingeka ishicilele uhlu lolwazi olukuyo

olutholakala kalula olwenzelwe ukudalulelwa amalunga omphakathi.

7.4. Lolu lwazi lubhalwe ngezansi ohlwini oluthi “Ulwazi olutholakala kalula” ethebuleni

elingezansi. Lolu lwazi akudingeki lufakelwe isicelo ngokuhambisana ne-PAIA kodwa

lungase lucelwe ngokuqondile ku-FSCA, ngokusebenzisa le email address:

[email protected].

7.5. Ukuthola noma yimaphi amanye amarekhodi angabhaliwe kuleli Thebula, kumelwe

kufakelwe isicelo ngokuhambisana noMthetho, futhi isicelo singase sithunyelwe kule email

address: [email protected].

mailto:[email protected]

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ITHEBULA

IDIVISHINI: ISIKHUNGO SAMALAYISENSE NAMABHIZINISI

Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula Imininingwane

yokuthintana yokuthola

ulwazi olutholakala

kalula

• Ukuhlaziywa nokusetshenzwa kwawo

wonke amalayisense / izicelo

zokubhaliswa njengoba kufunwa

yimithetho eyahlukahlukene yomkhakha

wezezimali eyenganyelwe yi-FSCA.

• “Iyindawo okuqalwa kuyo” ngabo bonke

ababambiqhaza bangaphandle ku-FSCA,

kuhlanganisa abanemibuzo nezikhalo

(ezivela emithonjeni eyahlukahlukene),

ukuthunyelwa kwamaphepha

angokomthetho, ukukhishwa

kwamalayisense nezinye izicelo, kanye

nezimpendulo zezicelo zolwazi

lweziqondiso.

• Ukuhlolwa nokuthuthukiswa

okuqhubekayo kwezinqubo zamabhizinisi

ezisetshenziswa yiDivishini Yesikhungo

Samalayisense Namabhizinisi, kanye

nezindawo ezifeza imisebenzi ze-FSCA.

• Izinhlu nolwazi olungokoqobo,

amarekhodi nemininingwane

ephathelene nalabo abasabheke

ukuthola amalayisense kanye

nalabo asebenawo njengamanje,

kuhlanganisa nolwazi

lwemininingwane yomuntu

lwabantu abangokoqobo abafake

izicelo noma ingxenye yezicelo

okumelwe zicatshangelwe futhi

zigunyazwe yi-FSCA ezitholwe

kwabafake izicelo noma kweminye

imithombo yangaphandle enikeza

usizo.





nalabo asebenawo njengamanje

abawathole kwezinye izinhlangano

kuhlanganise izinhlangano

eziqondisayo kanye neziphethe

• Uhlu lwabagunyaziwe:

o Abeluleki bezezimali

kanye nabaxhumanisi

o Amabhange,

abahlinzeki

bezikweletu

nabenkokhelo

o Izinkampani

zomshwalense

o Izinkampani eziphatha

izinzuzo

zomhlalaphansi.

o Izinkampani

zezokungcwaba

o Abahlinzeki

botshalomali.

o Amalungiselelo

otshalomali lwe-CIS.

o Izikimu zotshalomali

oluhlanganiswe

ndawonye zakuleli

nezaphesheya.

• [email protected]

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ngokuphathelene nalabo

abasabheke ukuthola

amalayisense kanye nalabo

asebenawo njengamanje.





nalabo asebenawo njengamanje,

kuhlanganisa nolwazi

lwemininingwane yomuntu

lwabantu abangokoqobo abafake

izicelo noma ingxenye yezicelo

okumelwe zicatshangelwe futhi

zigunyazwe yi-FSCA ezitholwe

kwabafake izicelo noma kweminye

imithombo yangaphandle enikeza

usizo,





nalabo asebenawo njengamanje

abawathole kwezinye izinhlangano,

kuhlanganise izinhlangano

eziqondisayo kanye neziphethe,

ngokuphathelene nalabo

abasabheke ukuthola

amalayisense kanye nalabo

asebenawo njengamanje

o Abahlinzeki bamasevisi

ezezimali, kanye nohlu

lwabantu abayinhloko,

abameleli nezisebenzi

zokugcinwa komthetho

zabahlinzeki

bamasevisi ezezimali

abagunyaziwe.

o Izikhwama

zomhlalaphansi.

o Izinkampani

ezikhethiwe.

• Uhlu lwabo bonke abantu

abavinjelwe

• Uhlu lwamalayisense

ahoxisiwe ezinhlangano

zezimali.

• Uhlu lwabo bonke abantu i-

FSCA eye yenqaba

ukubagunyaza ukuba

ngabahlinzeki bamasevisi

ezimali.

• Imininingwane ephathelene

nokukhanselwa noma

ukumiswa kokubhaliswa

komphathi wesikimu

sotshalomali

oluhlanganiswe ndawonye.

• Izicelo ezintsha

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okubhekwa yi-FSCA

njengokudingekile nokufanelekile

ngezinjongo zokucabangela izicelo

zamalayisense.

zamalayisense.

• Izicelo zokwenza ushintsho

kumalayisense

• Icizelo zokukhululwa

• Izikhalo

• Izitatimende zezimali

• Imibiko yokwenza

ngokuvumelana nomthetho.

• Amaphepha okuziphatha

kwamabhizinisi

IDIVISHINI: IPHOLISI YEZIQONDISO


yokuthintana

• Ukubukezwa nokuthuthukiswa

okuqhubekayo kwezinhlaka eziqondisayo

(izimiso namanye amathuluzi

namadokhumenti afanele okuqondisa).

• Ukubonisana okuphakathi kwabaqondisi

bezindaba zakuleli nezamazwe omhlaba,

kuhlanganisa ukulandisa ngokwenza

nokulondoloza amamemorandamu

okuqonda phakathi kwabaqondisi;

ukwenza nokuthumela imibiko,

ukuthunyelwa kwezinto kanye

nezimpendulo zokucelwa kolwazi

kumaforamu amazwe omhlaba;

ukuxhumanisa ukubamba iqhaza kwe-

FSCA kumaforamu amazwe omhlaba.

• Ukwenza ucwaningo oluqhubekayo

• Izindlela zokuqondisa kanye

neminye imithetho engaphansi,

eyenziwa ngaphansi kwemithetho

yemikhakha yezimali njengoba

ichazwe kuyi-Financial Sector

Regulation 2017 (FSRA);

• Amadokhumenti okukhulunywe

ngawo engxenyeni 98(1)(a) no-

100(1)(a) we-FSRA;

• Amadokhumenti okukhulunywe

ngawo engxenyeni 104(1) no-(2)

we-FSRA;

• Izicelo zolwazi ezenziwe

ngaphansi kwengxenye 131(1) ye-

FSRA;

• Izaziso zeziqondiso ezenziwe

• Izindlela zokuqondisa kanye

neminye imithetho

engaphansi, eyenziwa

ngaphansi kwemithetho

yemikhakha yezimali

njengoba ichazwe kuyi-

Financial Sector Regulation

2017 (FSRA), eshicilelwe

kuwebhusayithi ye-FSCA;

• Amadokhumenti

okukhulunywe ngawo

engxenyeni 98(1)(a) no-

100(1)(a) we-FSRA

ashicilelwe kuwebhusayithi

ye-FSCA;

• Amadokhumenti


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lokuthatha izinyathelo nokuqapha

imikhuba yomkhakha wezezimali kanye

nobungozi bokuziphatha kwezimakethe

ezisathuthuka.

• Ukuqapha okuqhubekayo, ucwaningo

nokuhlolwa kwemikhuba

yezobuchwepheshe nokusungulwa

kwezinto ezintsha ukuze kuqondwe

indlela ezithonya ngayo izinqubo

zebhizinisi lomkhakha wezimali, umklamo

wemikhiqizo nezixazululo kanye

nemiphumela kumakhasimende, ukuze

abaqondisayo nabaphathi basabele

ngokushesha nangokufanelekile ezintweni

ezintsha zobuchwepheshe ezenziwayo.

• Ukuhlinzeka umgomo we-FSCA

wokufundiswa kwamakhasimende; kanye

nokuthuthukiswa kwendlela enamasu ye-

FSCA yokufundiswa kwabathengi,

kuhlanganisa nokumelelwa kwe-FSCA

emikhankasweni ebanzi yepholisi

yokufundiswa ngezimali. Ibuye futhi

ilandise ngomsebenzi wokusebenzisa

nokuhlinzeka imisebenzi yokufundisa

abathengi be-FSCA.

ngaphansi kwengxenye 141 ye-

FSRA (noma ngaphansi

kwengxenye efanayo emthethweni

womkhakha wezezimali);

• Ukuchazwa kwezahlulelo

okukhulunywa ngazo engxenyeni

142 ye-FSRA;

• Izigaba ezengeziwe zokugcinwa

komthetho okukhulunywa ngazo

engxenyeni 279(1) ye-FSRA;

• Amasekhula/izincwadi zolwazi,

izicelo zolwazi, iziqondiso

ezivamile noma amadokhumenti

afana nalawo ngaphambi kokuba i-

FSRA iwasebenzise;

• Izaziso ezishicilelwe yi-FSCA

kuGazethi kanye/noma

kuwebhusayithi ye-FSCA,

kuhlanganisa nezaziso

ezingokomthetho mayelana

nokukhululwa, izinqumo,

izimemezelo, iziqondiso kanye

nokunye okunjalo okwenziwe

ngaphansi kwemithetho

yomkhakha wezezimali;

• Ukukhishwa kolwazi yimboni kanye

nezimemezelo zabezindaba noma

ukukhishwa kolwazi okunjalo,

ngokuphathelene nepholisi

okukhulunywe ngawo

engxenyeni 104(1) no-(2)

we-FSRA ashicilelwe


• Izicelo zolwazi ezenziwe

ngaphansi kwengxenye

131(1) ye-FSRA

ezishicilelwe


• Izaziso zeziqondiso

ezenziwe ngaphansi

kwengxenye 141 ye-FSRA

(noma ngaphansi

kwengxenye efanayo

emthethweni womkhakha

wezezimali) ezishicilelwe


• Ukuchazwa kwezahlulelo

okukhulunywa ngazo

engxenyeni 142 ye-FSRA

okushicilelwe


• Izigaba ezengeziwe

zokugcinwa komthetho

okukhulunywa ngazo

engxenyeni 279(1) ye-

FSRA ezishicilelwe


• Amasekhula/izincwadi

13

yeziqondiso noma ukuthuthukiswa

kohlaka;

• Ingxoxo, Isikhundla, Ipholisi noma

amaphepha oCwaningo;

• Izinkulumo ezenziwe yi-FSCA

kubabambiqhaza/nakwabanye

bangaphandle ezithangamini

zomphakathi ngokuphathelene

nepholisi kanye/noma

ukuthuthukiswa kweziqondiso;

• Uhlelo oluwuhlaka lwanoma iyiphi

kumadokhumenti okukhulunywa

ngawo ngenhla;

• Abantu abathintwayo

kwabomshwalense.

• Izimpendulo zezinhlolo-vo, imibuzo

nezinye izicelo ngolwazi

oluhlobene namaphrojethi

ocwaningo.

• Imiphumela nemibiko yokugcina

yamaphrojekthi ocwaningo.

• Imininingwane yokuthintana

yababambiqhaza kuma-workshop

okunika usizo asingathwa

ngumnyango.

• Amabhuku okubhala abebekhona

emisebenziqni yokufundiswa

kwabathengi

• Amaphuzu emihlangano ebanjwe

zolwazi, izicelo zolwazi,

iziqondiso ezivamile noma

amadokhumenti afana

nalawo ashicilelwe

kuwebhusayithi ye-FSCA

ngaphambi kokuba i-FSRA

iwasebenzise;

• Izaziso ezishicilelwe yi-

FSCA kuGazethi

kanye/noma

kuwebhusayithi ye-FSCA,

kuhlanganisa nezaziso

ezingokomthetho mayelana

nokukhululwa, izinqumo,

izimemezelo, iziqondiso

kanye nokunye okunjalo

okwenziwe ngaphansi

kwemithetho yomkhakha

wezezimali;

• Ukukhishwa kolwazi

yimboni kanye

nezimemezelo zabezindaba

noma ukukhishwa kolwazi

okunjalo, ngokuphathelene

nepholisi yeziqondiso noma

ukuthuthukiswa kohlaka,

okushicilelwe


• Ingxoxo, Isikhundla, Ipholisi

14

nababambiqhaza

• Uhlu lwemininingwane

yokuthintana yababambiqhaza

bakuleli nabamazwe omhlaba

kwezemfundo yabathengi

• Imibiko yokuqapha nokuhlolwa

kwemisebenzi yokufundiswa

kwabathengi

• Imininingwane yocwaningo

• Imibiko yocwaningo

noma amaphepha

oCwaningo okushicilelwe


• Izinkulumo ezenziwe yi-

FSCA

kubabambiqhaza/nakwaban

ye bangaphandle

ezithangamini zomphakathi

ngokuphathelene nepholisi

kanye/noma

ukuthuthukiswa

kweziqondiso okushicilelwe


• Uhlelo oluwuhlaka lwanoma

iyiphi kumadokhumenti

okukhulunywa ngawo

ngenhla ashicilelwe

kuwebhusayithi ye-FSCA.

• Uhlu lwama-Memorandums

of Understanding (MoUs)

angenelwe phakathi kwe-

FSCA kanye nabanye

abaqondisi.

• Amaphepha ocwaningo

okugcina agunyaziwe

• Incwajana 1 Yemfundo

Yomthengi enesihloko esithi

“A Basic Money Guide for

South Africans”

15



“A Financial Guide for

South Africans”



“The Path to a secure

Future for South Africans”

• Isu Lemfundo Yomthengi le-

FSCA.

• Umbiko We-Finlit

• Incwajana Yezemingcwabo

Ye-FSCA

• Izihloko Zemfundo

Yomthengi

• Imibiko Yamaphrojekthi

Emfundo Yomthengi

• Ipholisi elawula

ukusetshenziswa

kwezimpawu ze-FSCA

IDIVISHINI: EZOKUQONDISWA KOKUZIPHATHA KWAMABHIZINISI


yokuthintana

• Ukuqondisa ukuziphatha kwebhizinisi

kwezinhlangano ezigunyazwe ukuhlinzeka

imikhiqizo yokubhenka nezinhlangano

ezigunyazwe ukuhlinzeka amasevisi

enkokhelo.

• Ukuqondisa ukuhlinzekwa kwezikweletu

• Iziqondiso, Imihlahlandlela, Izaziso,

Izimiso Zokuziphatha Nezimiso

Ezihlanganisiwe ngokuhambisana

ne-Short-Term Insurance Act 53

ka-1998, Long-Term Insurance Act

52 ka-1998, Financial Sector

• Iziqondiso, Imihlahlandlela,

Izaziso, Izimiso

Zokuziphatha Nezimiso

Ezihlanganisiwe

ngokuhambisana ne-Short-

Term Insurance Act 53 ka-


16

ngamabhange; kanye nokuqondisa

iseluleko namasevisi okuxhumanisa

anikezwa ngamabhange.


kwezinhlangano ezigunyazwe ukukhipha

imikhiqizo yomshwalense nezinhlangano

ezigunyazwe ukuphatha inzuzo

yesikhwama somhlalaphansi.

• Ukuqondisa iseluleko namasevisi

okuxhumanisa anikezwa yizinkampani

zomshwalense.


kwezinkampani ezincane zomshwalense

kanye nezinye izinhlangano zamasevisi

ezimali ezisebenza emkhakheni

wamabhizinisi “amancane” noma “access

product”. Ukuthi “access products”

kuhlanganisa amapholisi ezinkampane

zomshwalense ezincane, amapholisi

okungcwaba (kuhlanganisa amapholisi

okungcwaba athengiswa yizinkampani

zomshwalense ezivamile), kanye

nemikhiqizo ehlinzekwa yizinhlangano

zobungane, amabhange

emifelandawonye nezinhlangano zezimali

zemifelandawonye.


kwezinhlangano ezinemvume yokunikeza

iseluleko sezimali, nezinhlangano

Regulation Act 9 ka-2017 kanye

ne-Insurance Act, 2017 (kanye

nemithetho engaphansi kwalena);

• Uhlu lwezinhlangano zezimali

ezigunyaziwe ezinelayisense

yomshwalense;


nesinyathelo sokuphoqelela

umthetho esithathwe yi-FSCA

ngokumelene nenkampani

yomshwalense enelayisense,

kuhlanganisa izijeziso ezithinta

ukuphatha ibhizinisi nezinyathelo

eziphoqelelwayo okumelwe

izithathe;

• Ama-Annexure C no-D bama-13B

Benefit Administrator

• Izaziso zabaqondisi

nabaninimasheya abasha zama-

13B Benefit Administrator.

• Izicelo zokukhululwa

nokwenezelwa isikhathi zama-13B

Benefit Administrator

• Uhlu lwamalayisense ahoxisiwe

nezizathu zalokho,

• Uhlu lwamalayisense amisiwe

nezizathu zalokho,

• Uhlu lwabantu abenqatshelwe

nezizathu zalokho,

1998, Long-Term Insurance

Act 52 ka-1998, Financial

Sector Regulation Act 9 ka-

2017 kanye ne-Insurance

Act, 2017 (kanye

nemithetho engaphansi

kwalena);

• Uhlu lwezinhlangano

zezimali ezigunyaziwe

ezinelayisense

yomshwalense


nesinyathelo sokuphoqelela

umthetho esithathwe yi-

FSCA ngokumelene

nenkampani yomshwalense

enelayisense noma

umphathi womshwalense

wezinzuzo, kuhlanganisa

izijeziso ezithinta ukuphatha

ibhizinisi nezinyathelo

eziphoqelelwayo okumelwe

izithathe;


nenkampani yomshwalense

noma umphathi

womshwalense wezinzuzo

onikwe ilungelo

lokukhululeka kunoma

17

ezigunyazwe ukuthengisa imikhiqizo

nokwenza imisebenzi engadingi ukunikwa

iseluleko, lapho inhlangano

ingagunyaziwe ukuba ikhiphe lowo

mkhiqizo ngokwayo.


kwezinhlobonhlobo zezinhlangano

zezimali ezigunyazwe ukwenza

imisebenzi eyahlukahlukene ephathelene

notshalomali. Le misebenzi ihlanganisa

ukuqondisa:

o Ukuziphatha kwebhizinisi

kwezinhlangano ezigunyazwe ukuba

notshalomali oluhlanganiswe

ndawonye oluhlelwe lwaba yizikimu

zotshalomali ezihlanganiswe

ndawonye;


kwabaphathi botshalomali abathatha

izinqumo ngokubona kwabo;


kwezinhlangano ezenza umsebenzi

wokuphatha amasevisi ahlobene

notshalomali;


kwezinhlangano ezigunyazwe

ukwenza ama-hedge fund ongoti

abatshalimali, kanye nalawo ma-

hedge fund, kanye nabaphathi bama-

hedge fund otshalomali abaphatha

• Imiyalelo yokuvinjelwa,

• Ulwazi lokusingathwa kwezikhalo,

• Imibiko yokuhlolwa okwenziwa

esikhungweni

• Izitatimende zezimali,

• Imibiko yokugcinwa komthetho,

• Imibiko yokwephulwa kwezimiso

yiliphi ilungiselelo lomthetho

emkhakheni wezezimali.

• Imibiko yababhekeleli

abagunyaziwe etholakalayo

emphakathini

18

ama-hedge fund ongoti abatshalimali.

• Ukwenza imisebenzi yokuqondisa ye-

FSCA ngaphansi kwe-Financial

Intelligence Centre Act.

IDIVISHINI: EZOKUQONDISWA NGOBUQOTHO BEZIMAKETHE

Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula

• Ukuqondiswa nokunikwa amalayisense

kwengqalasizinda yezimakethe

nokuqashwa kwesimakethe ukuze

kubonwe ukuxhashazwa kwezimakethe.

• Ukumisa ukulawula okunokwethenjwa

nokubeka izinto obala, izinqubo

zokwengamela nokulandisa zenqubo

eyisibonelo okuhlolwa ngayo izinto,

kuhlanganisa ukukhishwa

kwamalayisense nokuphathwa

kwabahlinzeki abayisibonelo.

• Ukuqondisa nokunika amalayisense

izinkampani ezigunyazwe ukunikeza

amasevisi okuhlola izilinganiso

zezikweletu.

• Ukuqondisa nokunika amalayisense

abahlinzeki bama-OTC derivative labo

isici somsebenzi wabo esivamile

siwukwenza ama-OTC derivative noma

ukwenza imakethe ngama-OTC

derivative.

• Uhlu lwezingqalasizinda

zezimakethe ezinamalayisense:

o JSE Limited

o JSE Clear (Pty) Ltd

o A2X (Pty) Limited

o Equity Express Securities

Exchange (Pty) Ltd

o 4 Africa Exchange (Pty) Ltd

o ZARX (Pty) Ltd

o Strate (Pty) Ltd

o Strate Associated Clearing

House

o Granite CSD (Pty) Ltd

• Uhlu lwamaphepha

angokomthetho athunyelwe kanye

nezinye izicelo, kanye


lweziqondiso.

• Uhlu lwezijeziso ezinikezwe

izingqalasizinda zezimakethe

ezinamalayisense

nakubabambiqhaza bezimakethe

abenze imisebenzi engalawuliwe.

• Uhlu lwabantu abanikezwa

amalayisense ama-

exchange.

• Umhlahlandlela

womsebenzisi wababhalisa

ku-Inthanethi wama-Credit

Rating Agency;

• Izaziso zezicelo

zokubhalisela ukuba yi-

credit rating agency;

• Amafomu ezicelo nezitifiketi

zokubhaliswa zama-credit

rating agency abhalisiwe;

• Uhlu lwama-Credit Rating

Agency abhalisiwe;

• Imininingwane yama-Credit

Rating Agency okubhaliswa

kwawo kwamiswa noma

kwakhanselwa;

• Iziqondiso ezikhishwa

yisiPhathimandla kuma-

Credit Rating Agency

ukuqinisekisa ukuvikelwa

19

• IziPhathimandla zizogcina ibhuku

lomphakathi kuwebhusayithi yazo

equkethe:

o imininingwane echaza

abaphathi abagunyaziwe

noma ababhalisiwe abakuyo

yonke le Riphabhuliki;


abaphathi abasemazweni

asathuthuka

abahlangabezana

nezimfuneko ezifana

nezalapha kanye nohlu

lwezinqubo zabo abalinganisa

ngazo ezingase

zisetshenziswe kule

Riphabhuliki;


abaphathi abasemazweni

asathuthuka abaye

baqashelwa yisiPhathimandla

kanye nohlu lwezinqubo zabo

abalinganisa ngazo ezingase

zisetshenziswe kule

Riphabhuliki;

o uhlu lwezinqubo zokulinganisa

olunikezwa ngumphathi

osezweni elisathuthuka eziye

zagunyazwa ngumphathi

okule Riphabhuliki zokuba

kwabatshalizimali, labo

abangase babe

abatshalizimali noma

umphakathi jikelele;

• Izaziso Zokukhululwa

ezikhishwa

yisiPhathimandla kuma-

Credit Rating Agency

ezisetshenziswa

nguwonk’uwonke noma

ezisebenza ezinhlotsheni

ezithile ngokuqondile zama-

credit rating agency

abhalisiwe;

• Izaziso Zikawonk’uwonke,

izimemezelo zabeziNdaba

nabamaPhephandaba

ezishicilelwa

yisiPhathimandla mayelana

nokuphathwa

nokucwaningwa kwama-

Credit Rating Agency;

• Imibiko Yaminyaka Yonke

yama-credit rating agency

abhalisiwe;

20

zisetshenziswe kule

Riphabhuliki;

• Umhlahlandlela womsebenzisi

wababhalisa ku-Inthanethi wama-

Credit Rating Agency;

• Izaziso zezicelo zokubhalisela

ukuba yi-Credit Rating Agency

• Amafomu ezicelo nezitifiketi

zokubhaliswa zama-Credit Rating

Agency abhalisiwe;

• Uhlu lwama-Credit Rating Agency

abhalisiwe;

• Imininingwane yama-Credit Rating

Agency okubhaliswa kwawo

kwamiswa noma kwakhanselwa;

• Imininingwane yamaBhodi

Abaqondisi, Abaphathi

Abaphezulu, I-Compliance Officer

nabaSebenzi Abayinhloko

ababandakanyekile kumasevisi

okulinganiswa kwezikweletu ama-

Credit Rating Agency abhalisiwe;

• Iziqondiso ezikhishwa

yisiPhathimandla kuma-Credit

Rating Agency ukuqinisekisa

ukuvikelwa kwabatshalizimali, labo

abangase babe abatshalizimali

noma umphakathi jikelele;

• Izaziso Zokukhululwa ezikhishwa

21

yisiPhathimandla kuma-Credit

Rating Agency ezisetshenziswa

nguwonk’uwonke noma

ezisebenza ezinhlotsheni ezithile

ngokuqondile zama-credit rating

agency abhalisiwe;

• Izaziso Zikawonk’uwonke,

izimemezelo zabeziNdaba

nabamaPhephandaba ezishicilelwa

yisiPhathimandla mayelana

nokuphathwa nokucwaningwa

kwama-Credit Rating Agency;

• Izitatimende Zezimali Zaminyaka

Yonke Ezicutshunguliwe zama-

credit rating agency abhalisiwe;

• Imibiko Yaminyaka Yonke yama-

credit rating agency abhalisiwe;

• Imibiko Yaminyaka Yonke

Yokwenza Ngokuvumelana

Nomthetho yama-Credit Rating

Agency abhalisiwe;

• Ukugcina ibhuku lomphakathi

lababambiqhaza bezimakethe zayo

kanye nanoma yiziphi izijeziso

ezinikwe labo babambiqhaza

bezimakethe;

• Uhlu lwamaphepha

angokomthetho athunyelwe kanye

nezinye izicelo, kanye

22


lweziqondiso.

IDIVISHINI: EZOKUQONDISWA KWEZIKHWAMA ZOMHLALAPHANSI

Imisebenzi Isigaba Solwazi olukhona Ulwazi olutholakala kalula

• Ukuqondiswa kwezikhwama

zomhlalaphansi, kuhlanganisa

ukwengamelwa kokugcinwa kwemithetho

yezikhwama, ukuqhuba imisebenzi

yokuqondisa ukuhlolwa kwezikhwama

okwenziwa ezikhungweni, kanye

nokwengamelwa kokuziphatha

kwabaphathiswa nezinye izici

zokulawulwa kwezikhwama zezimali.

• Ukuqondiswa ngokucophelela kwazo

zonke izikhwama zomhlalaphansi.

• Ukucubungulwa nokugunyazwa

kwezikhwama ezintsha zomhlalaphansi,

• Ukucubungulwa nokugunyazwa

kwezichibiyelo zemithetho yezikhwama

zomhlalaphansi esezibhalisiwe /

esezinikwe amalayisense kakade

(okungukuthi, izichibiyelo zemithetho

yesikhwama esikhona njengamanje),

• Ukugunyazwa kokukhululwa kanye

nokwelulelwa isikhathi

• Ukunqanyulwa kwabasebenzi ababamba

iqhaza / ukukhanselwa kwezikhwama

• Ukwenza uhlaka, ukuqapha, ukuhlaziya

nokuhlola izinzuzo zokulawula ukuze

• Ukumiswa okwenzeka eNgxenyeni

26

• Ulwazi lombhekeleli ogunyaziwe

(Curatorship)

• Imibiko yokuhlolwa okwenziwa

esikhungweni

• Izinyathelo Zeziqondiso

• Izikhalo

• Izitatimende zezimali zaminyaka

yonke, izibalo nemibiko

• Ulwazi lomuntu ovala izinkampani

• Ama-akhawunti okuvalwa

kwenkampani nokusabalaliswa

(ama-akhawunti okuqala

nawokugcina)

• Izikhalo zokuvalwa kwenkampani

kuphela

• Imibiko yokwephulwa

kwesiqondiso 28 esikhishwa njalo

ngoNyanga Ntathu.

• Ukudluliselwa kwezinto

kweNgxenye 14

• Ukuhlaziywa kwemininingwane

nemibiko

• Izaziso ezikhishwe ngokuvumelana

• Imibiko yokuhlola

okwenziwa ezikhungweni

• Izincwadi zokumiswa

okwenzeka eNgxenyeni 26

• Imibiko yembhekeleli

ogunyaziwe womphakathi

• I-akhawunti yokugcina

yemali engenayo

yesiKhwama

somhlalaphansi

esibhalisiwe

• I-balance sheet yokugcina

yesikhwama

somhlalaphansi

esibhalisiwe

• Ama-akhawunti

angaphambili okuvalwa

kwenkampani

nokusabalaliswa avulelwe

ukuhlolwa phakathi

nenkathi yokuhlola

ukuvalwa kwenkampani.

• Izaziso ezikhishwe

ngokuvumelana noMthetho

Wezikhwama Zempesheni

23

kubonwe ubungozi obuphathelene

nokulawulwa okufanele kwezikhwama;

• Ukuhlola, ukucabangela nokusebenzisa

izijeziso ezifanele kubaphathiswa

ezimweni lapho kubonwe khona izinkinga

zokuziphatha kwabaphathiswa;

• Ukunika ulwazi ngokumiswa,

ukulondolozwa nokuqashwa

kokuqeqeshwa kwabaphathiswa

nokufaneleka kwabo;

• Ukuhlongoza nokusiza ngokwenza uhlaka

lwamathuluzi okuqondisa nezaziso

zemihlahlandlela ngokuhambisana ne-

FSRA;

• Ukuqapha okunamasu kokuziphatha

kwabaphathiswa ngokuhlobene

namakhono abo okuhlinzeka imiphumela

eyisithupha ye-Treating Customers Fairly

(TCF).

• Ukwengamela ukugcina kwezikhwama

izimiso zokulawulwa okuhle kwezikhwama

zomhlalaphansi.

• Ukuhlolwa okunamasu kokusebenzi

nomphumela wemithetho engashintshi

yezikhwama zemihlalaphansi namalungu;

• Ukwengamela ukusetshenzwa nokuhlolwa

kokukhululwa kweziqondiso

ezingashintshi nezicelo ezeluliwe;

• Ukuphatha i-inbox eqondene nemibuzo

noMthetho Wezikhwama

Zempesheni

• Amasekhula ezikhwama

zempesheni namasekhula olwazi

• Uhlu lwezikhwama zempesheni

ezibhalisiwe

• Amakhophi emithetho/izichibiyelo

zemithetho zezikhwama

zomhlalaphansi ezibhalisiwe

• Izigunyazo zokukhululwa

kweziqondiso ezingashintshi

• Izitifikethi zokugcwaliswa

kweManuwali Yabaphathiswa.

• Amasekhula ezikhwama

zempesheni namasekhula

olwazi

• Uhlu lwezikhwama

zempesheni ezibhalisiwe

• Imithetho yezikhwama

zomhlalaphansi

ezibhalisiwe

24

ephathelene neziqondiso ezingashintshi;

• Umsebenzi wokugunyaza izinto

ezibhekelelwe eziqondisweni

esingashintshi;

• Ukusiza iDivishini Yezokuqondiswa

Kwezikhwama Zomhlalaphansi

ngokusetshenziswa kwezinyathelo

ezifanelekile zokuphoqelelwa komthetho

ezibhekelelwe kuChapter 10 we-FSRA;

Ukusekela iDivishini Yezokuqondiswa

Kwezikhwama Zomhlalaphansi emsebenzini

wayo ngokunikeza imibono nesiqondiso

ngendlela yokusingatha izimo ezithile.

IDIVISHINI: UKUSEKELA KWEZAZI


yokuthintana

• Ukusekela amanye amadivishini e-FSCA

ngokucutshungulwa kwezibalo

kobuchwepheshe.

• Ukuqondiswa kwezingxenye ezithile

zoMthetho Wezikhwama Zempesheni,

ikakhulukazi izingxenye 15, 16 no-18

(ngokuyinhloko umsebenzi owenziwa

ngabahlaziyi bezikhwama zempesheni).

• Ukusekela amanye amadivishini e-FSCA,

ngokuhlaziya imininingwane ethunyelwe

ngezinzuzo ezingokomthetho

zokuziphatha kwezimakethe noma

amanye amasethi emininingwane

• Imibiko yokuhlolwa kwezikhwama

zomhlalaphansi

• Imininingwane yabahlaziyi

• Izicelo mayelana nezingxenye 15

no-18 zoMthetho Wezikhwama

Zempesheni

• Imininingwane (imibiko

yocwaningo) evela emithonjeni

yomphakathi.

• Isu langaphakathi

namadokhumenti epholisi.

Amadokhumenti ocwaningo avela

ezinhlanganweni zangaphandle

• Imibiko ngokuphathelene

nokukhangisa ezezimali.

25

abengahleliwe, ukuze kuqashwe

izinkomba zobungozi bokusebenza

kwezimakethe

• Ukusiza ekuklameni izinzuzo

ezingokomthetho noma ezinye izicelo

zolwazi ezenziwa yi-FSCA, ukuqinisekisa

ukuthi zizoveza imininingwane ewusizo,

kanye nokuklama nokulungiselela imibiko

yomphakathi efingqa izibalo zemboni futhi

ziveze izinkomba eziyinhloko ezikahle

kakhulu


ekuhlaziyeni izinqubo zebhizinisi

nemikhiqizo yezinhlangano ezithile

zezimali.


ekubukezeni ukudalulwa kwezinto,

ukukhangisa namasu okumakethwa

kwezinhlangano ezithile zezimali.

• Ukuhlolwa okuqhubekayo kwezezindaba,

kanye nokuqashwa okuqhubekayo

kwezindlela ezintsha zokukhangisa

nokumaketha.

• Ukusekela imisebenzi yabaqondisi

ngokubukezwa nokuthuthukiswa

okuqhubekayo kohlaka lweziqondiso lwe-

FSCA.

• Ukwenza ucwaningo oluqhubekayo

nokuqashwa kwezimiso nezindlela

atholakalayo emphakathini

26

zokuqondisa zakuleli nezamazwe

omhlaba.

IDIVISHINI: EZOCWANINGO NOKUPHOQELELWA KOMTHETHO


yokuthintana

• Ukwenza ucwaningo njengoba kuboniswe

ku-Financial Sector Regulation Act, 2017.

• Ukwenza ucwaningo lokuxhashazwa

kwezimakethe njengoba kuboniswe kuyi-

Financial Sector Regulation Act, 2017

efundwa ikanye ne-Financial Markets

Act,19 ka-2012.

• Ukusekela eminye iminyango e-FSCA

ngokuphathelene nezindaba

eziyinkimbinkimbi ezidinga

ukuphoqelelwa.

• Imibiko yocwaningo namaphepha

asekelayo atholwe lapho

kusetshenziswa amandla

okucwaninga.

• Imibiko yezindaba ephathelene

nocwaningo.

• Imiyalelo nezahlulelo ze-FSCA

eziphathelene nocwaningo

nezindaba eziphoqelelwe

ezisingathwe ngumnyango.

• Amamanuwali emisebenzi evamile.

• Imibiko yocwaningo namaphepha

asekelayo atholwe lapho

kusetshenziswa amandla

okucwaninga.

• Imibiko yezindaba ephathelene

nocwaningo lokuxhashazwa

kwezimakethe.

• Imininingwane yabafake izicelo

zokukhokhelwa abanxeshezelwe

ngenxa yokuthinteka lapho

• Imibiko yezindaba

ephathelene nocwaningo

olwenziwe ngokuhambisana

ne-Insider Trading Act,

1998; Financial Markets

Act, 2012 kanye ne-


Act, 2017.


ephathelene nezinyathelo

eziphoqelelwayo

ngokwengxenye 151 ye-


Act, 2017.


ephathelene nocwaningo

olwenziwe ngokuhambisana

ne-Insider Trading Act,

1998; Financial Markets

Act, 2012 kanye ne-


[email protected]

27

kwenziwa i-insider trading.

• AmaManuwali Emisebenzi

Evamile.

• Into ezuzwe ngelungelo

elingokomthetho njengoba sinikeza

iseluleko eMnyangweni we-I & E.

• Izitatimende ezingokomthetho

eziklanywe yiDivishini.

• Amadokhumenti aphathelene

nezindaba ezathathelwa noma

okwacatshangelwa ukuba

zithathelwe isinyathelo esithinta

ukuphatha.

• Amadokhumenti okuphatha

amayelana nokulawulwa kwansuku

zonke kweyunithi isib. ibhajethi,

izinhlelo zebhizinisi njll.

Act, 2017.


ephathelene nezinyathelo

eziphoqelelwayo

ngokwengxenye 151 ye-


Act, 2017 ngokuphathelene

namacala okuxhashazwa

kwezimakethe.


ephathelene nezindaba

ezidluiselwe ku-Complex

Enforcement Unit

Imibiko Yezindaba ephathelene

neziNyathelo Eziphoqelelwayo

eziklanywe yi-Complex

Enforcement

IDIVISHINI: ISIKHUNGO SENKAMPANI


yokuthintana

• Ukusekela izimfuneko ze-human

resources nemisebenzi yayo yonke

imikhakha ye-FSCA.

• Ukuhlinzekwa kwamalungiselelo

ahlanganisiwe amasevisi okuphatha

ukuze kulondolozwe, kuthuthukiswe futhi

kwamukelwe isimo somsebenzi se-FSCA,

kuhlanganise nangokuphatha

nokuqondisa ukusetshenziswa okuhle

• Uhlaka Lwezikhundla Zomsebenzi

(Organogram). Lutholakala

embikweni wamiNyaka Yonke we-

FSCA

• Imifundaze uma ikhona.


nokufunwa kwabasebenzi;

• Amapholisi Nezinqubo;

• Amarekhodi eNdawo Yokuhlala

• Izikhangiso zezikhala

zomsebenzi ezikhangiswe

yi-FSCA.

• Uhlu lwabahlinzeki

bamasevisi

• Izincwadi zabezindaba

• Izihloko zezindaba

ezihlukahlukene

ngaphakathi

[email protected]

28

kakhulu kwendawo, amasevisi ezakhiwo

nengqalasizinda, abantu kanye

nokuhlinzekwa kwezinto ezihlukahlukene

namasevisi.

• Ukwenza nokusebenzisa isu le-FSCA

lezokuxhumana kwangaphakathi

nangaphandle. Ibuye ibe nomsebenzi

wokuphatha idumela le-FSCA,

kuhlanganisa ukuthuthukiswa

nokusetshenziswa kwemisebenzi

yezokuxhumana yangaphandle

neyokumaketha evamile, futhi yiyo eyenza

kusetshenziswe futhi kulondolozwe ipholisi

yezolimi ye-FSCA.

Yasehhovisi;

• Amarekhodi e-OHS;

• Amasevisi Amalungiselelo;

• Izincwadi zabezindaba;

• Imibiko yaminyaka yonke ye-

FSCA;

• Kunezihloko eziphathelene

nezindaba ezihlukahlukene


• Amarekhodi ezingxoxo zezikhulu

ze-FSCA ezenziwa yizinhlangano

zezindaba ezihlukahlukene;

• Izincwadi zangaphakathi ze-FSCA;

• Amasekhula okuqwashisa

akhishwa yi-FSCA.

kwewebhusayithi ye-FSCA

• Amarekhodi ezingxoxo

zezikhulu ze-FSCA

ezenziwa yizinhlangano

zezindaba ezihlukahlukene.

• Amasekhula okuqwashisa

akhishwa yi-FSCA

• Izincwadi zangaphakathi

ze-FSCA

IDIVISHINI: I-CHIEF INFORMATION OFFICER


yokuthintana

• Ukusebenzisa, ukuphatha, ukulondoloza

nokuqapha izinto ezilawula ezokuphepha

ze-ICT ezihloselwe ukuvikela impahla

yemininingwane kagesi yenhlangano.

• Ukuxhumana nenhlangano ukuze ibone

futhi ibhale phansi izidingo ezihlobene

nebhizinisi ze-ICT futhi idlulisele imiyazelo

eyinhloko ye-ICT enhlanganweni.

• Ukuhlinzeka, ukuphatha nokulondoloza

iplatifomu ye-ICT, eyakhiwa

ngezobuchwepheshe (i-hardware)

• Amapholisi olwazi lwangaphakathi,

izimiso nezinqubo

• Ulwazi lwangaphakathi/

izinqolobane zokugcinwa kwe-data

• Amadokhumenti anolwazi lwamasu

lwangaphakathi

• Izicelo ezihlobene ne-data yolwazi

lokugcinwa kwemfihlo

• Idokhumenti yesiTatimende

Sokugcinwa Kwemfihlo

[email protected]

29

nezixazululo (izinhlelo) nokuqinisekisa

ukuthi lezi zinto zihlangabezana nezidingo

zansuku zonke nezesikhathi esizayo

zemisebenzi yenhlangano.

• Ukucacisa nokusebenzisa izinhlelo

zokuthola izisebenzi ze-IT namapholisi

aklanyelwe ukwenza ukuthengwa

kwezinto ze-IT kufane futhi kuhambisane

nemikhankaso yokutholwa kwezinhlelo

ze-IT.

• Ukwakha, ukuphatha nokwengamela

imikhuba yokulawulwa kolwazi

lwenkampani lwe-FSCA, kuhlanganisa

nohlelo lokugcinwa kolwazi luyimfihlo.

• Ukuqinisekisa ukuthi kuhanjiswana

neziqondiso namapholisi mayelana

nokuvikelwa kwempahla yolwazi

lwenhlangano kuyilapho kucaciswa

izimfuneko zemijikelezo yobude

bokugcinwa kwemininingwane,

ukuhlaziywa kwe-data, nokulawulwa kwe-

data yayo yonke inhlangano. Ibuye ibe

nomsebenzi wokubhekelela amapholisi

nezinqubo zokuthi inhlangano ilwenza

kanjani, ilusebenzise, ilugcine, ilufake

ngezigaba, ilulondoloze, iluvikele, ilugodle

futhi ilahle ulwazi.

• Ukwenziwa nokuqondiswa kwezinkambiso

zebhizinisi ezinobuhlakani ze-FSCA.

30

• Ukulawula ukuphathwa komjikelezo

wobude besikhathi sokugcinwa kolwazi

kwe-FSCA kusukela ekuqaleni kuze kube

yilapho lulahlwa kuhlanganisa

ukusetshenziswa kwamarekhodi, ama-

archive nezinkambiso zokuphatha

amadokhumenti. Lo mnyango uhlinzeka

nelayibhrari namasevisi okwenza

ucwaningo ngolwazi kuyo yonke i-FSCA.

• Ukuchaza nokulondoloza izimiso

zokuphatha amaphrojekthi e-FSCA

ngokuhlinzeka inethiwekhi yokumisa

izinyathelo zokubona indlela umsebenzi

owenziwa ngayo ngokusekelwe

emigomweni nasezinjongweni

zenhlangano.

IDIVISHINI: EZEZIMALI NAZO ZONKE IZINTO EZIFUNEKAYO (SUPPLY CHAIN)


yokuthintana

• Ukusekela yonke imikhakha ye-FSCA

ezindaweni ezilandelayo:

• Ukuphathwa okuphumelelayo kwemali

esetshenziswa ekwenzeni izinto

• Ukuphathwa kokugeleza kwemali

notshalomali

• Ukuphathwa kotshalomali lwenkampani

lwesikhathi eside

• Ukuhlolwa kotshalomali oluyinhloko

• Ukulungiselelwa nokuphathwa

• Izitatimende Zezimali Ezishicilelwe

• Amapholisi Nezinqubo Ezihlobene

Nezimali Ze-FSCA.

• Ukuphathwa Kwama-akhawunti

Kwanyanga Zonke.

• Ibhajethi Ye-FSCA



Nezimali Ze-FSCA.



zaminyaka yonke

ezishicilelwe



zaminyaka yonke

ezishicilelwe



zaminyaka yonke

[email protected]

31

kotshalomali namabhajethi e-capex

• Imibiko yabaphathi yanyanga zonke,

ukuhlaziywa kwemigomo

engafinyelelwanga kanye nokuthatha

izinyathelo zokulungisa

• Ukulungiselela izitatimende zezimali

zaminyaka yonke

• Ukuqinisekisa ukuba nezimiso ezinhle

zokulawulwa kwezinto ezenzeka

ngaphakathi

• Ukusekela yonke imikhakha ye-FSCA

ezindaweni ezilandelayo:

• Ukuphathwa okuphumelelayo kwama-

Trade Payable



• Ukuqinisekisa ukugcinwa komthetho we-

PFMA neziqondiso zoMgcinimafa

ngokuphathelene nokukhokhelwa

kwezinto

• Ukulungiselelwa nokuphathwa

kwamabhajethi okusetshenziswa kwemali






zaminyaka yonke


Kwanyanga Zonke.




Nezimali Ze-FSCA.


Kwanyanga Zonke.


• Uhlu lwamaThenda akhishiwe

• Uhlu lwamaThenda Ahoxisiwe

• Amaphepha Okubhida athunyelwe

ngababhidi abahlukahlukene

• Amapholisi Okufunwa

Kwezinkampani Ezizohlinzeka

Izinto

• Izivumelwano zamasevisi

ezingenelwe phakathi kwe-FSCA

kanye nabanye

ezishicilelwe


• Uhlu lwamathenda

akhishiwe

• Uhlu lwamathenda

ahoxisiwe.

32


ngaphakathi

• Ukusekela wonke amadivishini e-FSCA

kulezi zindawo eziyinhloko ezilandelayo:

• Ukuphathwa okuphumelelayo kwamalevi

nezimadlana ezikhokhwayo

• Ukuphathwa okuphumelelayo kwama-

Payroll



• Ukulungiselelwa nokuphathwa kwemali

engenayo namabhajethi abantu ngabanye






zaminyaka yonke



ngaphakathi

• Ukusekela wonke amadivishini e-FSCA

kulezi zindawo eziyinhloko ezilandelayo:

o Ukumiswa kwezinkampani

ezizohlinzeka imikhiqizo namasevisi

ngokuhambisana ne-PFMA

neziQondiso zoMgcinimafa

o Ukuphathwa kwezinto ezifunekayo

kanye nezinqubo zokulahlwa

33

kwezinto ezisetshenzisiwe

o Ukuqinisekisa ukuthi izinkambiso

zokufunwa kwezinkampani

ezihlinzeka izinto zilungile,

ziyalingana, zibeka izinto obala,

zinokuncintisana futhi azibizi

o Ukuphatha izivumelwano

zabahlinzeka imikhiqizo

o Ukuqinisekisa ukuba nesimiso

esinhle sokulawulwa kwezinto

ezenzeka ngaphakathi

IDIVISHINI: IHHOVISI LEZIKHULU


yokuthintana

• Libhekelela umsebenzi wokucubungulwa

kwamabhuku ezimali e-FSCA,

umshwalense wazo zonke izinto

nomshwalense wayo webhizinisi.

• Linesibopho sokulandisa ngokwenza

uhlaka lokuphathwa kwezimo

ezinobungozi enkampanini ye-FSCA

• Linesibopho sokulandisa ngekhono le-

FSCA lokuqhubeka nebhizinisi lapho kuba

nenhlekelele noma okunye

ukuphazamiseka okungokoqobo.

• Linesibopho sokulandisa ngokugcina kwe-

FSCA yonke imithetho, kuhlanganisa

nokugcina amapholisi angaphakathi ayo i-

FSCA

Amasu:

• Uhlelo Lwamasu Lwe-FSCA;

• Uhlelo Lonyaka Lwendlela

Yokusebenza Lwe-FSCA

• Izinhlelo Zebhizinisi Ze-FSCA

• Isu lokuvimbela ukukhwabanisa

nenkohlakalo;

Amapholisi:

• Uhlaka lokuphathwa kwezimo

ezinobungozi enkampanini;

• Uhlaka Nepholisi Yokuphathwa

Kwezimo Ezinobungozi

Enkampanini

• Ipholisi Yokuhlaba Umkhosi

[email protected]

34

• Linesibopho sokulandisa ngokuqapha,

ukuhlola nokwenza imibiko ngendlela i-

FSCA esebenza ngayo uma

kuqhathaniswa nemigomo yayo yamasu

neyebhizinisi. Lo msebenzi ubuye

wengamele nokwenziwa kwemibiko yayo

yonke inkampani, okuhlanganisa

ukulungiselela, ukuthunyelwa

nokuxhumaniswa kwemibiko

eyehlukahlukene ehlobene nokugcinwa

kwemithatho enkampanini i-FSCA

okudingeka iyenze.

• Ukuhlinzeka amasevisi kanobhala

eKomitini Labaphathi be-FSCA,

amaKomiti Okugcinwa Komthetho kanye

nezinye izinhlaka zokuphatha eziyinhloko.

• Yilona ngokuyinhloko elithintwayo

phakathi kwe-FSCA nabezindaba, futhi

lingusomlomo kwabezindaba egameni

loKhomishana namaPhini oKhomishana.

• Lihlinzeka, nge-Office of General Counsel

yamasevisi angokomthetho e-FSCA

emikhakheni yokusekela nokuphathwa

kokumangalelwa, ukubukezwa

kwemithetho, iseluleko sezomthetho sayo

yonke inkampani namasevisi, iseluleko

somxhumanisi we-Financial Services

Tribunal kanye ne-Anti Money Laundering

/ Countering of Financing of Terrorism.

• Ipholisi Yokugcinwa Komthetho

Nomthethosisekelo Wenkampani

• Ipholisi Emayelana Nokwenziwa

Nokubukezwa Kwamapholisi

• Ipholisi Yokuphathwa

Kokuqhubeka Kwebhizinisi

Nesitatimende Sepholisi

• Ipholisi Yemininingwane Yendlela

Okusetshenzwa Ngayo

• Amadokhumenti epholisi

yomshwalense.

Imibiko:

• Imibiko Kanyanga Ntathu

Yokugcinwa Komthetho Kwezimo

Ezinobungozi Nokuqinisekiswa

• Imibiko Kanyanga Ntathu

Yomgcinimafa Kazwelonke

• Imibiko Yangaphakathi

Yokucubungulwa Kwamabhuku

Ezimali

• Imibiko Yokuqashwa Kokugcinwa

Komthetho

• Imibiko Yokuqapha Nokuhlola

• Imibiko Yokubukezwa Kwezimo

Ezinobungozi

• Imibiko Evela Kubantu Abahlaba

Umkhosi;

35

Ama-ajenda Namaphuzu

Emihlangano:

• Ama-ajenda namaphuzu e-

Transitional Management

Committee, Amakomiti Okulawula,

Amakomiti KaNgqongqoshe

nemihlangano ye-Operational Exco

ye-FSCA, OPFA ne-FAIS Ombud

Office.

• Ulwazi lwabaphathi oluvamile

• I-Terms of References (ToR)

yamakomiti

Izicelo zokuthola amarekhodi e-FSCA zingathunyelwa kubantu abafanele abasohlwini olusesigabeni 5 ngenhla.

8. INQUBO YOKUFAKA IZICELO

8.1. Noma ubani angasifaka isicelo sokuthola irekhodi e-FSCA.

8.2. Isicelo kumelwe sibhalwe eFomini A elihambisana nalemanuwali elingu-Annexure A.

8.3. Isicelo kumelwe siqondiswe ku-Deputy Information Officer kusetshenziswa imininingwane esemushwaneni 5 ngenhla.

8.4. Isicelo kumelwe sibe negama nemininingwane yokuthintana nomuntu ofaka isicelo futhi kumelwe kube nemininingwane eyanele

ezokwenza i-FSCA ikwazi ukubona ukuthi yiliphi irekhodi elicelwa. Umuntu ofaka isicelo kumelwe abonise ukuthi yiliphi ifomu

elinerekhodi acela ukulithola.

8.5. Lapho isicelo sifakwa othile esikhundleni somunye umuntu, lowo ofaka isicelo kufanele anikeze ubufakazi bokuthi kungani lowo

36

ofaka isicelo kunguyena ofuna ukuthola ulwazi, kungaba nge-afidevithi noma incwadi ebonisa ukuthi unemvume, ngendlela

ezokwanelisa ama-Information Officers.

9. UKUKHOKHWA KWEZIMADLANA ZEZINDLEKO (S 22 ye-PAIA)

9.1. Kunemadlana yokufakwa kwesicelo okufanele ikhokhelwe izicelo ze-PAIA futhi ubufakazi bokukhokhwa kwemali kumelwe

buthunyelwe ku-Deputy Information Officer. Lapho i-FSCA inqume ukuvumela ukutholwa kolwazi okuceliwe, kungenzeka i-FSCA

ifune ukuba ofake isicelo akhokhe imadlana yokuthola ulwazi.

9.2. Imadlana yesicelo ihambisana neziQondiso ezikhishwe ngokuvumelana noMthetho We-PAIA ophathelene nezinhlangano

zomphakathi.

9.3. Ukufaka imali ebhange yiyona kuphela indlela eyamukelekayo yokukhokhela izicelo ze-PAIA usebenzisa imininingwane ye-FSCA

yasebhange ethi:

First National Bank

Account No.: 62277426328

Branch Name: RMB Corporate Banking Johannesburg

Branch Code: 255005

Ref: PAIA request- IGAMA LOFAKA ISICELO

9.4. Isicelo siyokwamukelwa lapho ifomu eligcwalisiwe kanye nemadlana yesicelo eshiwo kufikile ku-Deputy Information Officer.

9.5. Lapho ithola isicelo se-PAIA, i-FSCA iyolwela ukucabangela nokunikeza impendulo yesicelo ngasinye phakathi nezinsuku

ezingamashumi amathathu (30) ezimisiwe. Uma kudingeka, i-FSCA ingase iselule isikhathi sezinsuku esingamashumi amathathu

(30) ngezinye izinsuku ezingamashumi amathathu (30) ukuze inikeze konke okufunekayo kuleso sicelo.

37

10. UKUCABANGELA ISICELO

10.1. : Izicelo zamarekhodi ngenjongo yokuqulwa kwamacala obugebengu noma omphakathi zisingathwa ngokuvumelana nengxenye 7

yoMthetho. INgxenye 7(1) ithi:

“uMthetho awusebenzi erekhodini lenhlangano yomphakathi noma inhlangano ezimele uma

(a) lelo rekhodi licelwa ngenjongo yokuqulwa kwamacala obugebengu noma omphakathi;

(b) licelwa ngemva kokuqala kokuqulwa kwamacala obugebengu noma omphakathi, kuye ngezimo;

(c) ukukhishwa noma ukufinyelelwa kwalelo rekhodi ngenjongo eshiwo esigabeni (a) ifakiwe emthethweni.”

10.2. Uma ingxenye 7(1) isebenza esicelweni, umuntu ofake isicelo kumelwe asebenzise imithetho nezinqubo zokuthola ulwazi

oluhlobene nalokho kuqulwa kwamacala okungokomthetho.

10.3. I-FSCA ingase yenqabe isicelo sokuthola ulwazi uma siwubala futhi / noma sicasula.

11. ISINQUMO SE-FSCA

11.1. Njengoba kuchazwe engxenyeni 25 yoMthetho, i-Information Officer iyonquma ukuthi iyasivuma yini isicelo sokuthola ulwazi bese

yazisa ofake isicelo. Ofake isicelo uyokwaziswa ngesinqumo ngendlela efanele.

11.2. Uma isicelo sokuthola ulwazi senqatshelwa yi-Information Officer, ofake isicelo uyonikezwa izizathu ezibhalwe phansi

zokwenqatshelwa okunjalo.

12. ILUNGELO LOKUFAKELA ISINQUMO INSELELE

12.1. I-FSCA ayiyona inhlangano yomphakathi okukhulunywe ngayo esigabeni (a) sencazelo yelithi “inhlangano yomphakathi”

engxenyeni 1 yoMthetho. Ngakho, akukho ukudluliselwa kwesikhalo kwangaphakathi okungese kwenziwe ngokumelene

nesinqumo se-Information Officer mayelana nokuthola ulwazi oluthile.

12.2. Uma umuntu ofake isicelo engavumelani nesinqumo, ofake isicelo angase afake isikhalo, kungakedluli izinsuku ezingu-180

kusukela etsheliwe ngesinqumo se-Information Officer, asidlulisele eNkantolo Ephakeme enegunya lokulawula, ukuze ikhiphe

38

umyalo ofanele.

12.3. Ofake isicelo angase adlulisele isikhalo sakhe kunoma iyiphi inkantolo enegunya lokulawula elifanele mayelana nezinqumo

ezilandelayo ze-Information Officer:

12.3.1. Inani lezimadlana okufanele zikhokhwe; kanye / noma

12.3.2. Ukwandiswa kwesikhathi ulwazi oluzonikezwa ngaso.

13. UKUTHOLAKALA KWEMANUWALI

13.1. Le manuwali iye yabhalwa ngenjongo yokubonisa ukuthi i-FSCA izibophezele ngokuhola ekuhambisaneni noMthetho-sisekelo

wethu, imithetho neziqondiso zeRiphabhuliki yaseNingizimu Afrika. Ukutholakala lwale manuwali ngeke kugcine ngokuhambisana

nezimfuneko ze-PAIA kuphela, kodwa futhi kungumzamo wokuphatha inhlangano ebeka izinto obala ehambisana futhi esekela

ilungelo elivikelwa umthetho-sisekelo lokuthola ulwazi.

13.2. Imanuwali itholakala ngamakhophi asemshinini nanyathelisiwe ngesiNgisi, isiZulu nesiVenda. Amakhophi azotholakala

nasendaweni okufikelwa kuyo e-FSCA, nakuwo wonke amadivishini e-FSCA ukuze ibonwe ngumphakathi ngesikhathi

somsebenzi. Imanuwali iyatholakala nakuwebhusayithi ye-FSCA, futhi ingatholwa yinoma ubani oyicelayo.

14. UKUBUKEZWA KWEMANUWALI

Le manuwali izobukezwa ngezikhathi ezithile kodwa okungenani kanye ngonyaka.

imanuwali ephathelene nokuthola ulwazi oluku … · lokuthola ulwazi elisengxenyeni 32...

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