identity theft - wasfaa...identity theft 371,061 13.87% 3 imposter scams 347,829 13.00% 4 telephone...
TRANSCRIPT
Identity Theftpresented by
Bureau of Consumer Protection
What it isHow it happensWarning SignsHow to protect yourselfWhat to do
What is Personally Identifiable Information?
Identity TheftConsumer Sentinel Network Complaint Categories
January 1 – December 31, 2017Rank Category # of Reports %
1 Debt Collection 608,535 22.74%
2 Identity Theft 371,061 13.87%
3 Imposter Scams 347,829 13.00%
4 Telephone and Mobile Services 149,578 5.59%
5 Bank and Lenders 149,316 5.58%
6 Prizes, Sweepstakes and Lotteries 142,870 5.34%
7 Shop-at-Home and Catalog Sales 126,387 4.72%
8 Credit Bureaus, Information Furnishers, Report Users 107,473 4.02%
9 Auto Related 86,289 3.23%
10 Television and Electronic Media 47,456 1.77%
FactsIdentity theft is the fastest growing crime in the United States
Every two seconds someone becomes a victim
There were 1,579 reported data breaches in 2017
Those affected by a data breach are three times more likely to become victims of identity theft
Types of Identity Theft
FinancialChildMedical Criminal
Identity Theft in WisconsinConsumer Sentinel Network Complaint Categories
January 1 – December 31, 2017
8%
12%
13%
23%
37%
Loan or Lease Fraud
Phone or Utilities Fraud
Bank Fraud
Employment orTax-Related Fraud
Credit Card Fraud
Identity Theft by AgeConsumer Sentinel Network Complaint Categories
January 1 – December 31, 2017
67,125
133,268
141,581
13,852
60 andover
40-59
20-49
19 andUnder
Potential Harm
Direct financial lossesDamage to financial status or credit scoreDenial of employment or housingPossible civil judgments or criminal recordTime and cost to repair damageEmotional harm
How it Happens
Dumpster diving / stolen mailSocial networkingData breachesSkimming devicesPhishing scamsStolen wallet / phoneScams
Data Breaches….
A data breach is an incident in which sensitive, protected or confidential data has been viewed, stolen or used by an individual unauthorized to do so.
Common Scams
Grandparent scam
IRS scam
Tech support scam
Warning SignsEarning StatementUnauthorized charges or lines of creditDenied creditUnsolicited change of addressExplanation of BenefitsNotice from IRS Suspicious phone calls
Prevention Tips
Do Not Call ShredPost OfficeOpt-outWallet
Prevention Tips
Wi-FiSocial Security NumberStrong passwordsSocial networking
Fraud Alert and Credit Freeze
Fraud Alert Credit Freeze
• One call• Free• Good for 90 days• Renew• Extra verification• Can extend to 7 years
w/police report
• Write each credit reporting agency (all 3)
• $10 for each credit bureau • Fees waived with police report• Permanent-effective until thawed• Blocks all new credit• $10 fee to “thaw” freeze
If an Identity Theft Victim
Report fraudulent charges or accountsCheck credit reportsFraud Alert or Security FreezePolice reportBureau of Consumer ProtectionFederal Trade Commission
Questions?
Consumer Protection Hotline1-800-422-7128
datcp.wi.gov
@WIConsumer