Identity theft

ByJoey Pawoll

intro

Deter Detect Defend

Main Topics

• Real

• Virtual

Real

• What does the Identity thief want• Where does the thief find these• How are these used• How to defend yourself

What does the identity thief want

• Social Security card• Driver’s license• Accounts numbers, PIN numbers and

passwords

Where the thief finds these

• Wallet or purse• Mail box• Glove compartment• Trash• You

How are these used

• Uses credit cards to go on buying spree• Open new accounts with your info• Change mailing address• Open a bank account• Buy cars• Wireless phone service in your name• Drain your bank account• File for bankruptcy• Give your name to police when arrested

How you can defend yourself

• Wallet-Don’t carry your social security card

• Credit Cards– Don’t write your PIN on your card

• Mail– Pick up your incoming mail ASAP– Opt out of pre approved credit cards by calling 1 of

these top credit agencies ( Equifax, Experian, and Transunion.)

• Personal info– Go through your car and remove all personal documents– Shred personal documents when done– Don’t give out personal info

Agencies

• Equifax– http://equifax.com/3bureaureportsandscores/?CMP=KNC-Google&HBX_PK=equifax&HBX_OU=5

0&gclid=CLC1v4znlqQCFRFW2godtiiuHw

• Experian– http://www.experian.com/lp/credit-report-r.html

• TransUnion– http://www.transunion.com/corporate/business/emarketing/truecredit.page?bn=24&kw=&gaci

d=6291434221&gclid=CM78uJTolqQCFZBf2godbjTzIA\

Virtual

• What does the virtual thief want• Where does he find these things• How you can defend yourself

What the thief wants

• To capture info• To become you

Where does he find things

• Computer• Cell phone• PDA

How you can Defend yourself

• Use unique passwords• Change passwords regularly• Don’t “remember my password”

option• Use anti-virus software• Install a firewall• Beware of phishing• Beware when using public kiosks

Stop ID Thief

• This power point listed ways to protect yourself.

• Don’t fall pray to online or real world id thief.

Deter

• Deter Identity thieves by safeguarding your information

• Protect your social security number. Don’t carry your social security number on a check.

• Never give out personal information unless you know who you are dealing with.

• Don’t click on links sent in unsolicited emails.

Detect

• Be alert to signs that require immediate attention– Bills that do not arrive as expected– Unexpected credit cards– Denials of credit for no reason– Purchases you did not make

Defend

• Place a fraud alert on credit reports• Close accounts• File a police report• Report the theft to the FTC

– Ftc.gov/idtheft

Dailing up to internet

• Defense

More Info.

• ID Theft: What It’s all about• Deter, Detect, Defend Brochure

Lock Your ID Down

• If you follow this guidelines, you’ll be fine.

Works cited• http://www.google.com/imgres?imgurl=http://www.ftc.gov/bcp/edu/microsites/

idtheft/images/identity-theft-symbols.gif&imgrefurl=http://www.ftc.gov/bcp/edu/microsites/idtheft/video/avoid-identity-theft-video-transcript.html&usg=__0MBDy4i4MiaOO_pT6xvLsjIbrtQ=&h=100&w=264&sz=4&hl=en&start=0&zoom=1&tbnid=gKPT3IIOOAfodM:&tbnh=69&tbnw=181&prev=/images%3Fq%3Ddeter%2Bdetect%2Bdefend%2Blogo%26um%3D1%26hl%3Den%26client%3Dfirefox-a%26sa%3DN%26rls%3Dorg.mozilla:en-US:official%26biw%3D1024%26bih%3D578%26tbs%3Disch:10%2C114&um=1&itbs=1&iact=hc&vpx=353&vpy=341&dur=444&hovh=73&hovw=191&tx=109&ty=49&ei=_2OaTK6aG8H98Aa4s4DyDw&oei=_2OaTK6aG8H98Aa4s4DyDw&esq=1&page=1&ndsp=14&ved=1t:429,r:11,s:0&biw=1024&bih=578

• Bbbonline– www.bbbonline.org/IDtheft/virtual.asp

• BBBonline– www.bbbonline.org/IDtheft/protect.asp