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IBPS PO PRELIMINARY (PSP-2015)

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ENGLISH LANGUAGE

In the following questions four alternatives are given for the idiom/phrase italicized and underlined in

the sentence. Choose the alternative which best expresses the meaning of idiom/phrase.

1. Since he knew what would happen, he should be left to stew in his own juice.

(A) Make a stew (B) Boil

(C) Suffer in his own juice (D) Suffer for his own act

(E) None of these

2. The university will have to shelve its plans for expansion in view of present situation

(A) cancel (B) discuss

(C) reconsider (D) postpone

(E) None of these

3. I did not mind what he was saying, he was only through his hat.

(A) talking nonsense (B) talking ignorantly

(C) talking irresponsibly (D) talking insultingly

(E) None of these

4. Sanjay was the real power behind the throne and all politicians were aware of this.

(A) The person who had the real control and power

(B) The acknowledged leader

(C) The person who controlled the monarch

(D) The person who advised the queen

(E) None of these

5. He visits the doctor off and on.

(A) everyday (B) regularly

(C) never at all (D) occasionally

(E) None of these

Directions (Q. 6-10): Read each sentence to find out whether there is any grammatical oridiomatic error in it. The error, if any, will be in one part of the sentence. The number of that partis the answer. If there is �No error�, the answer is 5). (Ignore errors of punctuation, if any.)

6. (A) Singapore-headquartered DBS Bank plans to open fifty branches in India

(B) over the next three years

(C) a move aimed at benefit

(D) from the country�s new policy for foreign leaders

(E) No error

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7. (A) If the sky-high prices of gold and silver has stood

(B) in the way of your acquiring

(C) these precious metals

(D) here is a way out

(E) No error

8. (A) The telecom department has set a deadline

(B) for mobile phone companies to submit supporting documents

(C) failing which a peak penalty

(D) would apply for delays before 30 days. / 5) No error

(E) No error

9. (A) Inspired by the belief that the right kind of education can help overcome

(B) issues of poverty, citizenship, and employment development

(C) Colbert�s model placed children at

(D) the very heart of education.

(E) No error

10. (A) Historically rich and culturally diverse

(B) London will not only provide you a world-class education

(C) but also enrich your life

(D) in so much different ways

(E) No error

PASSAGE

Directions (Q. 11-20): Read the passage carefully and answer the questions given below it.Certain words/phrases are given in bold to help you locate them while answering some of thequestions.

The Expert Committee formed under the supervision of Reserve Bank of India (RBI) DeputyGovernor, Urjit Patel, released their report to revise and strengthen the monetary policy framework,earlier this year. Since then, the report has been heavily discussed and debated in academic andpolicy circles. It recommends a fundamental change in the way monetary policy is conducted inIndia. The one recommendation that has been the main talking point so far is the adoption of aflexible inflation target. Here we attempt to analyze this particular recommendation of the committee

against the backdrop of the current Indian economic scenario.

Monetary policy in independent India has evolved substantially over the past several decades.India adopted widespread liberalization, privatization, and deregulation reforms in the early 1990s.During the post-liberalization period running up to the present time, the RBI has been followinga multiple-indicator approach for executing monetary policy. In this approach, information is gatheredon various macroeconomic indicators such as output, trade, credit, inflation rate, exchange rate,capital flows etc. Thereafter, monetary policy is designed to fulfil the multiple objectives of increasingemployment, closing the gap with potential output, moderating inflation, stabilizing exchange rate

and so on.

This kind of multiple-indicator approach, however, lacks a nominal anchor or a specifictarget parse and hence it may be argued that it is less likely to be effective in achieving all the





objectives at the same time. Such an approach makes the monetary policy highly discretionary and

runs the risk of sending confusing signals to market participants as well as corporations.

In India, the multiple-indicator approach of the monetary policy worked relatively well, especiallybetween the late 1990s and late 2000s when Indian GDP was growing at a healthy and robustrate of close to 10 per cent or more, and inflation (measured by the wholesale price index or WPI)was moderate at around 5-6 per cent. This was also the time when all was apparently well inthe global economy, which was going through a phase of relatively low output volatility.

11. Which of the following statements is contrary to the facts mentioned in the given passage ?

(A) The Urjit Patel committee report has expressed resentment with the way monetary policyis conducted in India.

(B) India�s economy experienced a much better GDP growth rate between the late 1990s and

late 2000s.

(C) A lot of monetary policy changes have taken place in post-independent India.

(D) Between the late 1990s and the late 2000s, contrary to India, the global economy waspassing through a phase of financial crisis.

(E) All the above

12. Why was the Urjit Patel committee set up ? Reply in the context of the passage.

(A) The Urjit Patel Committee was set up to provide expert opinion on how to cut rates tostrengthen the economy.

(B) The Urjit Patel committee was set up to receive suggestions for issuing banking licensesto private players.

(C) The Urjit Patel Committee report was set up to provide expert opinion on how to containinflation in a short time.

(D) The Urjit Patel Committee was set up to suggest steps to restructure the monetary policyto strengthen the economy.

(E) None of these

13. What is the meaning of the phrase �flexible inflation target� as used in the given passage ?

(A) Flexible inflation target means to calculate core inflation on the basis of variable CPI forcertain goods and services.

(B) Flexible inflation target means the policy rate set up by the central bank so as to stabilizeinflation around the targeted rate and also stabilize the real economy.

(C) Flexible inflation target means the target set by the central bank by which it tries to bringinflation back to the targeted rate after a deviation.

(D) Flexible inflation target is a forecast published by the RBI in respect of the policy rate andinflation for bringing real economic stability.

(E) None of these

14. Which of the following is not true on the basis of the given passage ?

I. The economic growth pick-up in India began a full decade prior to the liberalizing reformsin the 1990s.

II. The current monetary policy is based on the information collected about many differentmacroeconomic indicators.





III. Monetary policy is designed to collect a huge amount of revenue to meet various governmentexpenditures.

(A) Only (I) and (II) (B) Only (II) and (III)

(C) Only (I) and (III) (D) Only (II)

(E) Only (I)

15. What is/are the reasons for criticism against multiple-indicator approach ?

I. Multiple-indicator approach is based on the information about many indicators.

II. Multiple-indicator approach has very little chance of achieving all the fixed goals.

III. Multiple-indicator approach is likely to send confounding signals to stakeholders.

(A) Only (I) and (II) (B) Only (I) and (III)

(C) Only (II) and (III) (D) Only (II)

(E) All (I), (II) and (III)

Directions (Q. 16-18): Choose the word/group of words which is MOST SIMILAR in meaning tothe word/group of words printed in bold as used in the passage.

16. Perse

(A) by word (B) mentioned

(C) as such (D) accordingly

(E) together

17. Volatility

(A) dryness (B) effervescence

(C) levity (D) insecurity

(E) instability

18. Backdrop

(A) framework (B) circumstances

(C) credential (E) drawbacks

(E) tradition

Directions (Q. 19-20): Choose the word/group of words which is MOST OPPOSITE in meaningof the word/group of words printed in bold as used in the passage.

19. Moderating

(A) rising (B) subsiding

(C) allaying (D) easing off

(E) lessening

20. Discretionary

(A) elective (B) facultative

(C) open to choice (D) restricted

(E) optional





Direction (21-25): Select the most appropriate set of words for the blanks to make the sentencemeaningful.

21. The owners of the bed-and-breakfast were extremely ______ to their guests, who enjoyed elegantmeals, prompt service, and beautifully decorated rooms.

(A) hospitable (B) hostile

(C) remiss (D) gallant

(E) indomitable

22. Homeless people often lead a (n) ______ lifestyle because they repeatedly get uprooted from thestreets and alleys where they live.

(A) aristocratic (B) platonic

(C) analytic (D) nomadic

(E) ballistic

23. Linda�s ______ for picking the right stocks made her a very wealthy woman.

(A) knack (B) reception

(C) rendition (D) impropriety

(E) concourse

24. Computers and word processing software have made the art of hand-writing letters virtually______.

(A) barren (B) boisterous

(C) obsolete (D) dignified

(E) relevant

25. Marco has an irresistibly ______ manner that many young women find charming and attractive.

(A) obstinate (B) staid

(C) bland (D) supple

(E) suave

Directions (26-30): Rearrange the following seven sentences (A), (B), (C), (D), (E), (F) and (G)in the proper sequence to form a meaningful paragraph. Then answer the questions given belowthem.

(A) It is obvious from the above that the Commission has accorded highest priority to securingspeedy justice to women.

(B) These members continue to pursue their mandated activities, namely review of legislation,intervention in specific individual complaints of atrocities and denial of rights.

(C) The functions assigned to the Commission, as per the Act, are wide and varied coveringalmost all the facets of issues relating to safeguarding women�s rights and promotion.

(D) The National Commission for Women was set up on 31st January, 1992 in pursuance ofthe National Commission for Women Act 1990.

(E) Towards this end of speedy justice to women, the Commission is organizing ParivarikMahila Lok Adalats, offering counselling in family disputes and conducting trainingprogrammes for creating legal awareness among women.





(F) They also suggest remedial action to safeguard the interest of women to the appropriateauthorities.

(G) To carry out these functions, the Commission has a chairman, five members and aMember-Secretary, all nominated by the Central Government.

26. Which of the following will be the FOURTH sentence ?

(A) A (B) C

(C) D (D) B

(E) E

27. Which of the following will be the FIRST sentence ?

(A) C (B) D

(C) E (D) F

(E) A

28. Which of the following will be the LAST sentence ?

(A) G (B) F

(C) D (D) C

(E) E

29. Which of the following will be the THIRD sentence ?

(A) G (B) B

(C) F (D) D

(E) C

30. Which of the following will be the FIFTH sentence ?

(A) C (B) D

(C) F (D) E

(E) B

REASONING

31. If A means x, B means +,C means + and D means - ,then what is the value of 3105 A 459 B 13.5

C 3105 A 3 D 3105 ?

(A) 111780 (B) 121780

(C) 111450 (D) 111760

(E) None of these

32. How many pairs of letters are there in the word HYPERTHYROIDISM which have the same

number of letters between them as in English alphabet ?

(A) More than two but less than four (B) More than three but less than five

(C) More than four but less than six (D) More than six but less than eight

(E) None of theseAnswer





33. If it is possible to make a meaningful word from the 1st, 6th, 7th and 9th letters of the word

VULCANIZATION, using each letter only once, the third letter of the word would be your answer.

If more than one such word can be formed, your answer would be M. If no such word can be

formed, your answer is X.

(A) M (B) X

(C) 1 (D) A

(E) None of these

Directions (Q. 4-8): Study the following information carefully and answer the questions givenbelow.

There are twelve friends sitting in two parallel rows containing six people each. In row 1, A, B,C, D, E and F are seated and all of them are facing south. In row 2, U, T, S, R, Q and P areseated and all of them are facing north. Therefore, in the given seating arrangement each memberseated in a row faces another member of the other row. E faces R, who does not sit at extremeends. U sits third to the right of R. U does not sit at extreme ends. F does not face U, and hedoes not sit at either of the extreme ends. F is not an immediate neighbor of E. T sits at one ofthe extreme ends. Only two persons sit between T and Q. Q does not face F. Two persons sitbetween C and B. C is not an immediate neighbor of E. S does not face F. A is not at animmediate neighbor of C.

34. Who among the following faces U ?

(A) A (B) B

(C) C (D) D

(E) E

35. How many persons are sitting between E and D ?

(A) Two (B) Three

(C) Four (D) None

(E) None of these

36. Who among the following sit at the extreme ends of the rows ?

(A) F, D (B) A, C

(C) S, U (D) C, F

(E) T, Q

37. C is related to B in the same way as D is related to E. Which of the following is P related to,following the same pattern ?

(A) F (B) R

(C) S (D) T

(E) None of these

38. Who among the following sits exactly between Q and U ?

(A) R (B) P

(C) T (D) Can�t be determined

(E) None of these





Directions (Q. 9-13): In each question below are either two or three statements followed by twoconclusions I and II. You have to take the two or three given statements to be true and then decidewhich of the given conclusions logically follows from the two/ three given statements, disregardingthe commonly known facts.

(A) If only conclusion I follows.

(B) If only conclusion II follows.

(C) If either conclusion I or II follows.

(D) If neither conclusion I nor II follows.

(E) If both conclusions I and II follows.

39. Statements : Some taps are pipes.

All pipes are mirror.

Conclusions: I. All pipes which are taps are mirrors.

II. Some pipes are taps.

40. Statements : 10% eraser are glass.

5% glass are bottle.

99% bottle are water.

Conclusions: I. Some eraser are bottle.

II. Some eraser are water.

41. Statements : All P are Q. All Q are A.

All B are P.

Conclusions: I. All P are B.

II. All B are A.

42. Statements : Some paper is book.

No book is page.

Some page is paper.

Conclusions: I. Some paper that is book is page.

II. Some page that is paper is book

43. Statements : Some car is black.

Some black is bike.

Some bike is car.

Conclusions: I. Some car which is black is bike.

II. Some bike is neither car nor black.

Directions (Questions. 14-18): Study the following information carefully and answer the questionsgiven below:

There is a group of eight persons P, Q, R, S, T, U, V and W, including two families. All of themare sitting around a circular table, facing the center. Three members of this group belong to onefamily and the remaining five belong to another family. There are four females in the group. T sitssecond to the right of V, who is a female. S is wife of W and second to the left of Q. S sits onthe immediate right of her husband. U is sister of W and is not exactly between V and T. Q sitson the immediate left of V, who is wife of T. R sits opposite her sister and second to the left ofP, who is son of W. Q is son of T.





44. Who among the following sits second to the right of P ?

(A) S (B) U

(C) R (D) T

(E) None of these

45. Who among the following sits exactly between V and T ?

(A) Wife of T (B) Sister of S

(C) Sister of W (D) Brother of P

(E) None of these

46. How many members are there in the family of T (including T) ?

(A) two (B) three

(C) four (D) can�t be determined

(E) none of these

47. What is the relation between S and R ?

(A) brother (B) son

(C) sister (D) brother-in-law

(E) none of these

48. Who among the following is third to the right of U ?

(A) R (B) P

(C) Q (D) V

(E) None of these

Directions (Questions 19 to 20): Read the following information and answer the questions givenbelow it:

49. If �J $ K� means �J is father of K�; �J # K� means �J is mother of K�, �J K� means �J is sister of

K�, then how is T related to V in V#X$YT ?

(A) Nephew (B) Grandson

(C) Grand daughter (D) Data inadequate

(E) None of these

50. If �AB� means �A is the daughter of B�; �A+B� means �A is the father of B�; �A@B� means �A is the

mother of B� and �A-B� means �A is the brother of B�, then in the expression T@U+V-WX, howis T related to X ?

(A) Mother (B) Aunt

(C) Daughter-in-law (D) Sister-in-law

(E) None of these

Directions (Questions 21 to 25): Study the following information carefully and answer thequestions given below.

P, Q, R, S, T and U are six boys each belonging to a different city, viz Chandigarh, Agra, Nagpur,Lucknow, Jodhpur and Udaipur, not necessarily in the same order. Each of them got selected ina different bank, viz Canara Bank, Syndicate Bank, UCO Bank, Vijaya Bank, Dena Bank andCentral Bank, not necessarily in the same order.





Q belongs to Udaipur but did not get selected in either Dena Bank or Canara Bank. S doesn�tbelong either to Chandigarh or to Lucknow, but got selected in Syndicate Bank. The one who gotselected in Dena Bank doesn�t belong to Udaipur. The one who got selected in Central Bank

belongs to Lucknow. U did not get selected in Dena Bank. Either R or U got selected in UCOBank but neither of them belongs to Jodhpur or Lucknow. P belongs to Nagpur and he gotselected in either Canara Bank or UCO Bank. U doesn�t belong to Chandigarh.

51. Who among the following belongs to Jodhpur ?

(A) P (B) Q

(C) R (D) S

(E) Can�t be determined

52. Who among the following got selected in Dena Bank ?

(A) P (B) Q

(C) R (D) S


53. The one who got selected in Vijaya Bank belongs to which of the following cities ?

(A) Delhi (B) Udaipur

(C) Jodhpur (D) Agra

(E) None of these

54. The one who belongs to Agra got selected in which of the following banks ?

(A) UCO Bank (B) Dena Bank

(C) Either UCO Bank or Dena Bank (D) Vijaya Bank


55. Which of the following combinations of person�city�bank is definitely false ?

(A) P� Nagpur �Canara Bank (B) S� Jodhpur �Syndicate Bank

(C) U�Lucknow�Central Bank (D) R� Chandigarh �Dena Bank

(E) None of these

56. Ram started from point P and walked 2m towards east. Then he took a left turn and walked 4mbefore taking a right turn and walking 4m. He finally took a left turn, walked 4m, and stopped ata point Q. How far is point Q from point P ?

(A) 2m (B) 6m

(C) 8m (D) 10m

(E) 100m

57. Among five friends P, Q, R, S and T, each having a different height, S is taller than T and shorterthan only P. Q is not the shortest. Who among them is definitely the shortest ?

(A) R (B) S

(C) Either R or S (D) T

(E) Data inadequate





Directions (Q. 28-32): Each of the questions below consists of a question and three statementsnumbered I, II and III given below it. You have to decide whether the data provided in the statementsare sufficient to answer the question. Give answer

(A) If only I and III are sufficient to answer the question.

(B) If all I, II and III are required to answer the question.

(C) If only II and III are sufficient to answer the question.

(D) If the question cannot be answered even with all I, II and III.

(E) If only I and II are sufficient to answer the question.

58. How is �tun� coded in a code language ?

I. �tun sa za� is coded as �cheap dark dog� and �dog is black� is the code of �sa ga ma�.

II. �su la zo� is coded as �sun is yellow� and �da sa pa� is coded as �dog run fast�.

III. �tun pa lo� is coded as �run dark night� and �zo ga pi� is coded as �yellow black cold�.

59. In which direction is point A with respect to point J ?

I. Point K is to the west of point J. Point L is to the north of point J. Point A is to the southof point L.

II. Point O is to the south of point A. Point O is 6m from point J. Point A is 9m from point J.

III. Point K is to the west of point J. Point J is exactly midway between point K and point T.Point X is to the south of point T. Point A is to the west of point X.

60. How many daughters does X have ?

I. Y�s father Z is husband of X.

II. Out of the three children Z has, only one is a boy.

III. J and K are sisters of L.

61. On which day of the week did Vijay visit Kerala ? (Assume that the week starts from Monday.)

I. Vijay took leave on Wednesday.

II. Vijay visited Kerala the day after his mother�s visit to his house.

III. Vijay�s mother visited Vijay�s house neither on Monday nor on Thursday.

62. Who among A, B, C, D, E and F, each having different heights, is the tallest ?

I. B is taller than A but shorter than E.

II. Only two of them are shorter than C.

III. D is taller than only F.

63. In which of the following expressions the expression �Z J� holds definitely true ?

(A) B N = J G < P Z (B) Q J < G > Z F < E

(C) B Q = G Z R > J (D) Q J N = W Z < F

(E) E > F < J = G Q > Z

64. In which of the following expressions, R P is false ?

(A) R T = P Q M (B) Q P = M R < T

(C) Q > R = T < M P (D) S T M = P R

(E) None of these





65. Which of the following symbols should replace the question mark in the given expression to makeR Q definitely true? X = Q = L? P ? R

(A) <,< (B) , =

(C) , < (D) <,

(E) none of these

QUANTITATIVE APTITUDE

Directions (1-5) : In each of these questions a number series is given. In each series only onenumber is wrong. Find out the wrong number.

66. 211, 326, 381, 611, 721, 1066, ?

(A) 1222 (B) 1234

(C) 1241 (D) 1231

(E) 1250

67. 16, 53, 222, 1125, 6770, ?

(A) 46575 (B) 47415

(C) 44575 (D) 47815

(E) 47615

68. 8. 36, 54, 108, 270, 810, ?

(A) 2935 (B) 2735

(C) 2635 (D) 2535

(E) 2835

69. 6, 15, 51, 132, 276, 501,��.. ?

(A) 736 (B) 726

(C) 769 (D) 772

(E) 782

70. 14526, 14518, 14491, 14427, 14302, 14086 ?

(A) 13443 (B) 13573

(C) 13543 (D) 13743

(E) 13473

71. The simple interest accrued on an amount of Rs. 20,500 at the end of four years is ` 7,380. Whatwould be the compound interest accrued on the same amount at the same rate of interest at theend of two years ?

(A) ` 3856.05 (B) ` 4856.05

(C) ` 5856.05 (D) ` 6856.05

(E) None of these





72. The ratio of the present age of Girish and Abhay is 5 : X. Girish is 8 years younger than Vijay.Vijay�s age after 8 years will be 36 years. The difference between Abhay�s and Girish�s age is the

same as the present age of Vijay. What should come in place of X ?

(A) 23 (B) 39

(C) 15 (D) Cannot be determined

(E) None of these

73. Priya�s monthly income is two times Shivani�s monthly income, Shivani �s monthly income is

twenty percent more that Jigyasa�s monthly income. Jigyasa�s monthly income is ` 36,000. Whatis Priya �s annual income ?

(A) ` 10,36,800 (B) ` 12, 24, 800

(C) ` 9, 36, 800 (D) ` 10, 52, 200

(E) None of theses

74. An HR Company employs 5600 persons, out of which 40 percent are males and 70 percent ofthe males are either 28 years or older. How many males are employed in that HR Company whoare younger than 28 years ?

(A) 2640 (B) 2160

(C) 1296 (D) 864

(E) None of these

75. Two trains can run at a speed of 30 ms�1 and 20 ms�1 respectively on parallel tracks. When

they are running in opposite directions they cross each other in 5 seconds. When they arerunning in the same direction, a person sitting in the faster train observes that he passes theother train in 34 seconds. What is the ratio of the lengths of the two trains ?

(A) 4 : 3 (B) 3 : 2

(C) 5 : 2 (D) 2 : 3

(E) None of these

Example (11-15) : The bar graph given below shows the data of the production of paper (in lakhtones) by three different companies X, Y and Z over the years.

Production of Paper (in lakh tones) by Three Companies X, Y and Z over the Years.





76. For which of the following years, the percentage rise/fall in production from the previous year isthe maximum for Company Y ?

(A) 1997 (B) 1998

(C) 1999 (D) 2000

(E) None of these

77. What is the ratio of the average production of company x in the period 1998 to 2000 to theaverage production of company y in the same period ?

(A) 1 : 1 (B) 15 : 27

(C) 23 : 25 (D) 27 : 29

(E) None of these

78. What is the percentage increase in the production of company y from1996 to 1999 ?

(A) 30% (B) 45%

(C) 50% (D) 60%

(E) None of these

79. The average production of five years was maximum for which company ?

(A) x (B) y

(C) z (D) x and z both

(E) None of these

80. In which year was the percentage of production of company z to the production of company ythe maximum ?

(A) 1996 (B) 1997

(C) 1998 (D) 1999

(E) None of these

Directions (Q. 16-20): Study the given table carefully to answer the given questions.

Percentage profit or loss is based on the sum of cost price and transportation cost.

V 40 - 20 - - -

W - 110 0 - 10 -

X 230 - 30 10 - -

Y - 300 0 - - 5 % loss

Z 500 - 50 - -10 % profit

(of CP)

Name of goods

Selling price(in `)

Profit(in `)

Profit or Loss %

Cost price(in ')

Loss(in ')

Cost of transporta

tion

81. The percentage profit on V is 5%. Then what is its selling price ?

(A) ` 63 (B) ` 48

(C) ` 73 (D) ` 83

(E) ` 93





82. The selling price of X is what per cent of the cost price of W ?

(A) 250% (B) 275%

(C) 225% (D) 235%

(E) 125%

83. What is the ratio of the loss on Y to that on W ?

(A) 253 : 145 (B) 365 : 255

(C) 825 : 551 (D) 789 : 500

(E) 563 : 258

84. What is the difference between the selling price of Z and that of X ?

(A) ` 330 (B) ` 294

(C) ` 240 (D) ` 230

(E) ` 350

85. If the loss on V is 5%, then its selling price is what percentage less than the selling price of Z?

(A) 88.7% (B) 90.5 %

(C) 85.7% (D) 92.7%

(E) 95.7%

Directions (21-25) : In each of these questions, two equations are given. You have to solve theseequations and find out the values of x and y and Give answer

(A) If x > y

(B) If x y

(C) If x < y

(D) If x y

(E) If x = y or relationship cannot be established

86. I. x2 + 14x + 48 = 0

II. y2 + 7y + 10 = 0

87. I. x = (�11)2

II. y2 + y � 9900 = 0

88. I. x2 � 5x + 6 = 0

II. y2 � 4y + 3 = 0

89. I. x × 35% � x/20 = 6

II. y2 = 400

90. I. 17x2 � 14x � 43 = �40

II. y2 = 5y + 204





91. A sum of Rs.6710 was taken as a loan. This is to be repaid in two equal annual instalments. Ifthe rate of interest be 20% compounded annually then the value of each instalment is

(A) ` 4320 (B) ` 4420

(C) ` 4400 (D) ` 4420

(E) None of these

92. In a shop, the profit is 440% of the cost. If the cost increases by 25% but the selling price remainsconstant, find out approximately what percentage of the selling price is the profit ?

(A) 177% (B) 87%

(C) 77% (D) 70%

(E) None of these

93. Virat can cover a distance in 1hr 52 min by covering 2/3 of the distance at 4 kmph And the restat 5kmph.the total distance is ?

(A) 8 km (B) 10 km

(C) 18 km (D) None of these

(E) 12 km

94. A bag contains 6 white and 4 red balls. Three balls are drawn at random. What is the probabilitythat one ball is red and the other two are white ?

(A)78

(B)79

(C)7

10(D)

711

(E)7

12

95.

1 110 99 19 11

1 1 x 39 11

, Find the value of x.

(A) 1 (B) 2

(C) 3 (D) 4

(E) 5

Directions (Q. 31-35): What approximate value should come in place of question mark (?) in thefollowing questions ?

96. 439% of 603 + 67.8 % of 1007 = ?

(A) 4175 (B) 3320

(C) 3480 (D) 3610

(E) 3850





97. 3490 360 ?

(A) 1020 (B) 2001

(C) 1021 (D) 1120

(E) 1200

98. 16.03 × 23.489 � 9.749 × 18.04 = ?

(A) 100 (B) 200

(C) 250 (D) 300

(E) 325

99. 129.003 × 15.987 + 20.04 × 16.96 = ?

(A) 2480 (B) 2040

(C) 2400 (D) 2240

(E) 2400

100. 15.38% of 1467 � 20.012 × 9.97 = ?

(A) 36 (B) 26

(C) 126 (D) 264

(E) 30





ANSWER KEY

ENGLISH

1 2 3 4 5 6 7 8 9 10D D A A D C A D E D11 12 13 14 15 16 17 18 19 20D D B C C C E B A D21 22 23 24 25 26 27 28 29 30A D A C E D B E A C

REASONING

31 32 33 34 35 36 37 38 39 40D D C D A B C B E D41 42 43 44 45 46 47 48 49 50B D D A B B C A D E51 52 53 54 55 56 57 58 59 60D C B A C B E A A D61 62 63 64 65D B D C E


66 67 68 69 70 71 72 73 74 75D B E B D A E B D B76 77 78 79 80 81 82 83 84 85A C D D A A C D A B86 87 88 89 90 91 92 93 94 95C A E B E A C A A B96 97 98 99 100C D B A B





SOLUTIONSENGLISH

1. (D) Suffer for his own act

2. (D) postpone

3. (A) talking nonsense

4. (A) The person who had the real control and power

5. (D) occasionally

6. (C) Replace �benefit� with �benefitting�

7. (A) Replace �has� with �have�

8. (D) Replace �before� with �beyond�

9. (E) No error

10. (D) Replace �much� with �many�

11. (D) Between the late 1990s and the late 2000s, contrary to India, the global economy waspassing through a phase of financial crisis.

12. (D) The Urjit Patel Committee was set up to suggest steps to restructure the monetary policyto strengthen the economy.

13. (B) Flexible inflation target means the policy rate set up by the central bank so as to stabilizeinflation around the targeted rate and also stabilize the real economy.

14. (C) Only (I) and (III)

15. (C) Only (II) and (III)

16. (C) as such

17. (E) instability

18. (B) circumstances

19. (A) rising

20. (D) restricted

21. (A) Hospitable (adj.) means treating guests kindly and generously; being agreeable, receptiveor of an open mind.

22. (D) Nomadic (adj.) means roaming from place to place or wandering.

23. (A) Knack (n.) is a natural talent; a clever way of doing something.

24. (C) Obsolete (adj.) means antiquated, disused; discarded.

25. (E) Suave (adj.) means having a smooth and pleasant manner.

26. (D) These members continue to pursue their mandated activities, namely review of legislation,intervention in specific individual complaints of atrocities and denial of rights.

27. (B) The National Commission for Women was set up on 31st January, 1992 in pursuance ofthe National Commission for Women Act 1990.

28. (E) Towards this end of speedy justice to women, the Commission is organizing ParivarikMahila Lok Adalats, offering counselling in family disputes and conducting trainingprogrammes for creating legal awareness among women.

29. (A) To carry out these functions, the Commission has a chairman, five members and aMember-Secretary, all nominated by the Central Government.

30. (C) They also suggest remedial action to safeguard the interest of women to the appropriateauthorities.





REASONING

31. (D) 3105 x 459 ÷ 13.5 + 3105 x 3 � 3105 = 111780

32. (D) There are seven such pairs in the word.

33. (C) VAIN

Answers (4-8)

34. (D) D

35. (A) Two

36. (B) A, C

37. (C) S

38. (B) P

39. (E) Some taps are pipes (I) conversion Some pipes are taps (I). Hence II follows. Again,from II and the second statement, I also follows.

40. (D) The given statements are of I-type and hence can�t be combined.

41. (B) All B are P (A) conversion Some P are B (I). Hence I does not follow. All B are P+ All P are Q + All Q are X = (P + P) + P = P + P = P = All B are A. Hence II follows.

42. (D) If neither conclusion I nor II follows.

43. (D) If neither conclusion I nor II follows.

Direction : (14 to 20)

Family Tree(�)U � W(+) S(�) � R(�)

|P(+)

andT(+) V(�)

|Q(+)

T(+)

R(�)(+)P

(+)W V(�)

Q(+)S(�)

V(�)

44. (A) S

45. (B) Sister of S

46. (B) three

47. (C) sister





48. (A) R

49. (D) Data inadequate, because gender of T is not mentioned in the above question, therefore

T could be either �Granddaughter� or �Grandson� of V who is the Grandmother of T.

50. (E) T is mother-in-law of X who is the wife of U.

Answer (21-25)

Person Bank City

P Canara Nagpur

Q Vijaya Udaipur

R Dena Chandigarh

S Syndicate Jodhpur

T Central Lucknow

U UCO Agra

51. (D) S

52. (C) R

53. (B) Udaipur

54. (A) UCO Bank

55. (C) U�Lucknow�Central Bank

56. (B)

4m

4m

4m

2mP

Q

(PQ)2 = (8)2 + (6)2

= 64 + 36

= 100= 10.

57. (E) Either R or T

58. (A) From I.

tun sa za cheap dark dog ... (i)

sa ga ma dog is black ... (ii)

From (i) and (ii) we have,

dog sa

From III.

tun pa lo run dark night ... (iii)

zo ga pi yellow black cold ... (iv)

Now combining (i) and (iii) we have,

tun dark

Thus, I and III together are sufficient but II is not required.





59. (A) From I

J

A K

L

K E

L

J South

EastWest

North

From II. Directions are not given in statement.

From III.

J

A

K T

X

or

J

A

T

X

K

From I and III we have point A is to the south of point J.

60. (E) From statement I and II.

Z X(+) (�)

Y

61. (D) Even by combining all the statements we can�t find the day of the week on which Vijay�s

mother visited Vijay�s house.

62. (B) From I. E > B > A

From II. _>_>_> C >_>_

From III. _>_>_>_>_ D > F

Now, combining all the statements, we have

E > B > A > C > D > F

Thus, T is the tallest.

Answers (33-35):

63. (D) Check for (1):

B N = J G P

So, J < Z is true.

Thus option (i) is not the right choice.

Check for (2):

Q J < G > Z F < E

Can�t compare J and Z.

Thus option (2) is not right choice.

Check for (3):

B Q = G Z R > J

Can�t compare Z and J.

Thus option (3) is not right choice.

Check for (4):

Q J N = W Z < F

So, J Z or Z J.





Thus option (4) is the right choice

E > F < J = G Q > Z

So, J Z

Thus option (5) is not the right choice

64. (C) Check for (1)

R T = P Q M

So R P Option (1) is not the right choice.

Check for (2)

Q P = M R < T

R P or P R is true.

Option (2) is not the right choice.

Check for (3): Q > R = T < M P

R < P. Hence option (3) is the right choice.

Check for (4): S T M = P R

So, R P is true.

Hence option (4) is not the right choice.

65. (E) Check for (1) : X = Q = L < P < R

So, Q < R. Hence R Q is not true.

Thus, option (1) is not the right choice.

Check for (2) : X = Q = L P = R

So, Q R. Hence R Q is not definitely true.

Thus option (2) is not the right choice.

Check for (3): X = Q = L P < R

Hence R Q is not definitely true. Option (3) is not the right choice.

Check for (4): X = Q = L < P R

So, Q < R. Hence R Q is not true.

Hence option (4) is not the right choice.


66. (D) 1231

+115, +55, +230, +110, +345, +165

67. (B) × 3 + 5, × 4 + 10, × 5 + 15��

68. (E) × 1.5, × 2, × 2.5, × 3��

69. (B) +32, +62 , +92 , +122, +152

70. (D) � 23, � 33, � 43, � 53,-63,-73

71. (A) ` 3856.05

(7380 x 100)/ (20500 x 4) = 9%

C.I. = ` 20500 2

91 � 20500

100

= ` 3856.05





72. (D) None of these

Vijay�s present age = 28 yrs.

Girish �s present age = 20 yrs (28 � 8)

Abhay �s present age = 20 + 36 = 56 yrs.

Ratio of the present age of Girish and Abhay = 20 : 56 = 5 : 14

x = 14

73. (B) ` 10,36,800

Shivani�s monthly income = 36000 × 120/100 = ` 43200

Priya�s monthly income = 2 × 43200 = 86400

Priya�s annual income = 86400 x 12 = ` 10,36,800

74. (D) 864

Total = 5600

40% of males = 2240

30% are younger than 28 years = 672

75. (B) Let the length of the faster train and the slower train be �x� and �y� respectively.

Speed in the opposite direction = 30 + 20 = 50 ms�1

Speed in the same direction = 30 � 20 = 10ms�1

x y5

50

x + y = 250 ... (i)

The person passes the length of the slower train in 34 seconds.

y34

5

y = 120m

So, x = 80m

120 3

Ratio 3:280 2

76. (A) 1997

35 � 251997 100 40%

25

In the year 1998 Production for company is same i.e.: 35

40 � 351999 100 14.28%

35

50 � 402000 100 25%

40

77. (C) Average production of company x in the period 1998-2000

1 115(25 50 40) lakh tons

3 3

Average production of company y in the period 1998-2000





1 125(35 40 50) lakh tons

3 3

Therefore required ratio =

115115 233

125 125 253

78. (D) Percentage increase in the production y from 1996-1999

40 � 25 15% % 60%

25 100 25 100

79. (D) Average production (in lakh tons) in five years for the three companies are:

For company x = 1 190

(30 45 25 50 40) 385 5

For company y = 1 185

(25 35 35 40 50) 375 5

For company z = 1 190

(35 40 45 35 35) 385 5

Therefore the average production of maximum for both the company�s x and z

80. (A) The percentages of production of company z to the production of company z for variousyears are:

For 1996 = 35

100 % 140%25

For 1997 = 40

100 % 114.29%35

For 1998 = 45

100 % 128.57%35

For 1999 = 35

100 % 87.5%40

For 2000 = 35

100 % 70%50

81. (A) Cost price of V = ` 40

Transportation cost = ` 20

Total cost price = 40 + 20 = ` 60

Profit = 5 %

Selling Price = 105

60100

= ` 63





82. (C) Selling price of X = (Cost price + Cost on transportation + profit) = 230 + 30 + 10 = `270

Cost price of W = Selling price + Loss = 110 + 10 = ` 120

Required% = 270 100

120

= 225% of the cost price of W..

83. (D) Loss on Y = Cost price of Y � Selling price of Y = 300 × 100

30095

= 315.78 � 300 =

` 15.78

Loss on W = ` 10

Reqd ratio = 15.78 : 10 = 789 : 500

84. (A) Selling price of Z = Cost price of Z + Cost on transportation + Profit = 500 + 50 + 500

× 10

100 = ` 600

Selling price of X = ` 270

Difference = 600 � 270 = ` 330

85. (B) Selling price of V = (Cost price + Cost of Transportation) ×95

100= (40 + 20) ×

95100

= ` 57

Selling price of Z = ` 600

Required % = 600 � 57

100% 90.5%600

less than selling price of Z.

Answers (21-25):

86. (C) x = � 8, � 6, y = �5, �2 ; x < y

87. (A) x = 121, y = �100, 99 ; x > y

88. (E) x = 3, 2 y = 3, 1 ; NO Relation

89. (B) x = 20 y = ± 20 y = �12, 17 ; No Relation

90. (E) x = 1, �3/17

91. (A) Present worth of ` x due T years hence is given by

T

xPr esent Worth (PW)

R1

100

Let x be the annual payment

Then, present worth of x due 1 year hence + present worth x due 2 years hence

1 2

x x6710

20 201 1

100 100

1 2

x x6710

6 65 5

55x6710

36

x = 4392.





92. (C) Let the CP = 100

Profit = 440

100 320100

SP = CP + Profit = 100 + 440 = 540

If the cost increase by 25%, New P = 125

100 125100

Seeling Price is constant, hence New SP = 540

Profit = SP � CP = 540 � 125 = 415

Required Percentage = 415

100540

415054

77%.

93. (A) Let total distance = D

Distance travelled at 4 kmph speed = 2

D3

Distance travelled at 5 kmph speed = 2 1

1 D D3 3

Total time = 1 hr 52 min (60 + 52) min 112 56 28

hr hr hr60 30 15

We know, Dis tance

TimeSpeed

Total time =

2 1D D28 3 3

15 4 5

28 2D D15 12 15

28 14D15 60

112 = 14D

D = 8 km.

94. (A) Let S be the sample space. Then,

n(S) = number of ways of drawing 3 balls out of 10,

= 10C3 = (10 9 8)

120(3 2 1)

LET E = event of drawing 1 red and 2 white balls

n (E) = Number of ways of drawing 1 red and 2 white balls

= (5C1 × 7C2) = 7 6

5x 1052 1

= P (E) = n(E) 105 7n(S) 120 8





95. (B) Let

1 110 99 19 11

1 1 x 39 11

11 9 10 99 1

x 311 9

11 9 11 9 10 99 1x 311 9 11 9

2

11 9 10 99 111 9 x 3

11 2 11 9 9 10 99 1

2 x 3

10 99 10 99 1

x 3

100 � 99 1

x 3

1 1x 3

x 3.

96. (C) ? 440 600 68 1000

100 100

= 2640 + 680 = 3320.

97. (D) ? = 3490 360 59 19

= 1121 1120

98. (B) ? 16 × 23.5 � 9.75 × 18s

= 376 �175 = 201 200

99. (A) ? 129 × 16 + + 20 × 17

= 2064 + 340 = 2404 2400

100. (B) ? 15.4 1470

20 10100

= 226.4 � 200 = 26.4 26



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