ibps po mt sample paper gosarkarinaukri
TRANSCRIPT
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REASONING
1. In a certain code language 'how
many goals scor ed' is written as
'5 3 9 7'; 'many more matches'
is written as '9 8 2' and 'he
scored five' is written as ' 1 6 3'.
How is 'goals' written in that
code language ?
(1) 5 (2) 7
(3) 5 or 7
(4) Data inadequate
(5) None of these
2. In a certain code TE MP OR AL is
written as OLDSMBSP. How is
C O N S I D E R w r i t t e n i n t h a t
code ?
(1) RMNBSFEJ
(2) BNMRSFEJ
(3) RMNBJEFS(4 ) TOPDQDCH
(5) None of these
3. How many meaningful Engl ish
words can be made with the let
ters DLEI using each letter only
once in each word ?
( l )N on e (2) One
(3) Tw o (4) Th re e
(5) More than three
4. Am on g A, B, C, D and E eac h
having different weight, D is
heavier than only A and C is
l i gh ter than B and E . Who
among them is the heaviest ?(1)B (2)E
(3)C
(4) Data i nadeq uate
(5) None of these
5. Each odd digit in the number
5263187 is substituted by the
next higher digit and each even
digit is substituted by the pre
vious lower digit and the digits
so obtained are rearranged in
asc end ing order, which of the
following will be the third digit
from the left end after the rear
rangement ?
(1)2 (2)4
(3) 5 (4) 6
(5) No ne of thes e
6. Pratap correctly remem bers that
his mother's birthday is before
twenty third April but after nine
teen th April , wher eas his sister
correct ly remembers that their
mother's birthday is not on orafter twenty second April. On
which day in April is definitely
their mother's birthday ?
(1) Twentieth
(2) Twenty-first
(3) Twe nti eth or twenty- first
(4) Cannot be determined
(5) None of these
7. Asho k started walking towards
South. After walking 50 metr es
he took a right turn and walked
30 metres. He then took a right
turn and walk ed 100 metres. He
again took a r ight turn andwalked 30 metres and stopped.
How far and in which direction
wa s he from the starting point ?
(1) 50 metres South
(2) 150 metres North
(3) 180 metres East
(4) 50 metres North
(5) None of these
8. I f '+ ' mean s '+ ' ; ' - ' means 'x ' ; 'x '
means '+ ' and '+ ' means ' - ' ;
then
1 5 - 8 x 6 + 1 2 + 4 = ?
(1)20 (2)28
in the word as in the English
alphabet ?
( l )N on e (2 ) One
(3) Tw o (4) Thre e
(5) More than three
Dire ctio ns (11 - IS) : In each
of the questions below are given four
statements followed by four conclu
sions numbered I, II, III and IV. You
have to take the given statements to
be tru e eve n if the y se em to be at
var ianc e from com mo nly known facts.
Rea d all the con clus ion s and then de
cide which of the given conclusions
logically follows from the given state
ments disregarding commonly known
facts.
11. Statements:
All cups are bottles.
Som e bott les are jugs .
No ju g is plate.
Some plates are tables.
Conc lus ions :
I. So me tabl es are bottles.
II. So me plates are cups.
III. No table is bottl e.
IV. So me ju gs are cups .
(1) Only I follows
(2) Only II follows
(3) Only III follows
(4) Only IV follows
(5) Only either 1 or III follows
12. Statements:
Some chairs are handles.All handles are pots.
All pots are mats.
Some mats are buses.
Conclusions:
I. So me bus es are handles.
II. Some mats are chairs.
III. No bus is handl e.
IV. So me ma ts are handles.
(1) Only I, II and IV follow
(2) Only II, III and IV follow
(3) Only either I or III and II fol
low
(4) Only either 1 or III and IV
follow(5) Only either I or III and II and
IV follow
IBPSBANK PO/MT
MODEL PRACTICE SET
IBPS BANK PO/MT CWE
(5) No ne of thes e
9. To wn D is towa rds East of town
F. Town B is towards North of
town D . Town H is towards
South of town B. To war ds which
direction is town H from town
F ?
( l )E as t (2) South-East
(3) North-East
(4) Data inadequate
(5) None of these
10. Ho w ma ny such pairs of letter s
are there in the wordSEA RCH ES each of which has
as many letters between them
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13. Statements:
All birds are horses.
All horses are tigers.
Some tigers are lions.
Some lions are monkeys.
Conclusions:
I. Som e tigers are hors es.
II. Some monkeys are birds.
III. Som e tigers are bi rds.
IV. Some m onkey s are horses.
(1) Only I and III follow
(2) Only I, II and III follow
(3) Only II, III and IV follow
(4) All I, II, III and IV follow
(5) None of these
14. Statements:
Some benches are wal ls.
All walls are houses.
Some houses are jungl es.
All jun gle s are road s.
Conclusions:
I . Som e roads a re bench es.
I I . Som e jungl es ar e wal ls.
III. Som e houses are benc hes .
IV. Som e roads are house s.(1) Only I and II follow
(2) Only I and III follow
(3) Only III and IV follow
(4) Only II, III and IV follow
(5) None of these
15. Statements:
Some sticks are lamps.
Some flowers are lamps.
Some lamps are dresses.
All dresses are shirts.
Conclusions:
I. So me shirt s are sticks :
II. Some shirts are flowers.III. So me flow ers ar e stick s.
IV. So me dre sse s are sticks .
(1) None follows
(2) Only I follows
(3) Only II follows
(4) Only III follows
(5) Only IV follows
Directions (16 - 20 ) : Study the
following information carefully and an
swer the questions given below :
A, B, C, D, E, F, G and H are
eight employees of an organization
working in three de par tmen ts viz. Per
sonnel, Administration and Marketingwith not mor e th an th ree o f th em in
any dep art men t. E ac h of th em has a
different cho ice of sp or ts fro m foot
bal l , cr icket, vol leybal l , badminton,
lawn tennis, basketball, hockey and
table tennis not necessarily in the
same order.
D works in Adminis trat io n and
does not like either football or cricket.
F wo rk s in Per sonn el with only A wh o
likes table tennis. E and H do not
v/ork in the same department as D. C
likes hockey and does not work in
marketing. G does not work in ad
ministration and does not like either
cricke t or bad mint on. On e of thos e
who wor k in administration likes foot
bal l . The one who l ikes vol leybal l
work s in Personnel . No ne of those
who work i n Administ rat ion l ikes ei
ther bad mint on or lawn tennis. H
does not like cricket.
16. Whi ch of the fol lowing groups
of emplo yees work in Adminis
tration department ?
( l )E G H (2 )A F
(3) BC D (4) BG D
(5) Data inadequate
17. In whi ch depa rtm ent does E
work ?
(1) Personnel
(2) Marketing
(3) Administration
(4) Data inadequate
(5) None of these
18. Whi ch of the following combi na
t ions of employ ee-dep artment -
favourite sport is correct ?
(1) E-Admi nistra tion -Cricket
(2) F-Pers onnel -Lawn Tenni s
(3 ) H-Mark et ing -Lawn Tenn is
(4) B-Administration -Table Ten
nis
(5) None of these
19. What is E's favourite sport ?
(1) Crick et (2) Badmint on
(3) Basketba ll (4) Law n Ten nis
(5) No ne of thes e
20 . What is G's favourite sport ?
(1) Cricket
(2) Badminton
(3) Basketball
(4) Lawn Tennis
(5) None of these
Directions (21 - 25 ) : In the fol
lowi ng ques tions , the sym bol s @, $,
, # and 8 are used with the following meaning as illustrated below :
'P $ Q' means 'P is not smaller
than Q'.
'P @ Q' means 'P is neilher
smaller than nor equal to Q'.
'P # Q' means 'P is neither
greater than nor equal to Q'.
'P 8 Q' me ans 'P is ne ither greater
than nor smaller than Q'.
'P Q' means 'P is not greater
than Q'.
No w in each of the fo llow ing
questions assuming the given state
me nt s to be true, find whic h of the
four conclusions I, II, III and IV given
below them is/are definitely true andgive your answer acco rdingly.
21. Statements:
H @ T, T # F, F 8 E, E V
Conclusions : I. V S F
II. E @ T
III. H @ V
IV. T # V
(1) Only I, II and III are true
(2) Only I, II and IV are true
(3) Only II, III and IV are true
(4) Only I, III and IV are true
(5) All I, II. Ill and IV are true
22. Statements:D # R, R K, K @ F, F $ J
Conclusions : I. J # R
II . J # K
II I. R # F
IV. K @ D
(1) Only I, II and III are true
(2) Only II, III and IV are true
(3) Only 1, III and IV are true
(4) All I, II, III and IV are true
(5) None of these
23. Statements:
N 5 B, B $ W, W # H, H
M
Conclusions : I. M @ W
I I. H @ N
III. W 5 N
IV. W # N
(1) Only I is true
(2) Only III is true
(3) Only IV is true
(4) Only either III or IV is true
(5) Only either III or IV and 1
are true
24. Statements:
R D, D $ J , J # M. M @
onclusions: I. K # J
I. D @ M
II I. R # M
IV. D @ K
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(1) Only I and II are true
(2) Only I, II and III are true
(3) Only III and IV are true
(4) Only II, III and IV are true
(5) None of these
Directions ( 26 - 30) : Study
the following information carefully and
answer the questions given below :
Following are the conditions for
select ing Senior Manage r-Cre dit in a
bank. The candidate must
(i) be a graduate in any disciplinewith atleast 60 percent marks.
(ii) have post qualification work ex
peri ence of at least ten yea rs in
the Adv anc es Sectio n of a bank.
(iii) be at lea st 30 ye ar s and not
mo re tha n 40 ye ar s as on
01.04.2010.
(iv) have secured at least 40 per
cent marks in the group discus
sion.
(v) have secured at least 50 per
cent marks in interview.
In the case of a candidate who
satisfies all the conditions EX C E P T
(A) at (i) abov e bu t ha s secu re d at
least 50 percent marks in gradu
ation and at least 60 percent
mark s in post grad uation in any
discipline the case is to be re
ferred to the General Manager-
Advances.
(B) at (ii) above but has total post
qualification work experience of
at least sev en years o ut of whi ch
at least three years as Manager-
Credit in a bank, the case is to
be referred to Executive Direc
tor.In each question below details
of one candi date is given . You ha ve to
take o ne of the follow ing cours es of
action based on the information pro
vided and the conditions and sub-con
ditions given above and mark the num-
ber of that course of action as your
answer. You are not to assume any
thing other than the information pro
vided in each question. All these cases
are given to you as on 01.04.2010.
Give answer (1) if the ca se is
to be referred to Executive Director.
Give ans wer (2) if the ca se is to
be referred to General Manager-Ad
vances.Give answ er (3) if the da ta are
inadequate to take a decision.
Give answer (4) if the candid ate
is not to be selected.
Give answer (5) if the candida te
is to be selected.
26. Shobha Gupta has secured 50
percent marks in the Interview
and 40 percent marks in the
G rou p D i scu ss i on . S h e h as
bee n wor kin g for the past eight
' ye ar s out of whic h four ye ars
as Manager-Credit in a bank
after completing her B.A, degree
with 60 percent marks. She was
bor n on 12th Sep tem be r 1978.
27 . Rohan Mask are was born on 8th
Mar ch 1974. He has been work
ing in a bank for the past twelve
y e a r s a f t e r c o m p l e t i n g h i s
B.Com. degree with 70 percent
marks. He has secured 50 per
cent ma rks in bo th the .Group
Discussion and the Interview.
28 . Prakash Gokhale was born on
4th Au gu st 19 77. He ha s se
cured 65 percent marks in post
g r adu a t i on an d 58 pe r cen t
marks in graduation. He has
been working for the past ten
ye a r s in the Adva nces Depart
ment of a bank after completing
his post gra dua tio n. He has se
cured 45 percent marks in the
Group Discussion and 50 per
cent marks in the Interview.
29. Sudha Mehrotra has been work
ing in the Advances department
of a bank for the past twe lve
y e a r s a f t e r c o m p l e t i n g h e r
B.Com. degree with 60 percent
marks. She has secured 50 per
cent marks in the Group Dis
cussion and 40 percent marks
in the Interview. She was born
on 15th February 1972.
30 . Amit Naray an wa s born on 28th
May 1974. He has bee n wor k
ing in the Advances department
of a bank for the past eleven
years af te r complet ing h is B. Sc .
degree with 65 percent marks.
He has secured 55 percent
marks in the Group discussion
and 50 percent marks in the in
terview.
Directions (31 - 35) : In each
question below is given a statement
followed by three courses of action
numbered (A), (B) and (C). A course
of act ion is a ste p or administra tivedecision to be taken for improvement,
follow-up or further action in regard
to the problem, policy, etc. On the
bas is of the info rma tion gi ven in the
statement, you have to assume every
thing in the statement to be true, then
de c id e w h i c h o f th e su gges t ed
cou rse s of acti on log ically follow(s) for
pursuing.
31. Statement : A heavy unseason-
al downpour during the last
two days has paralysed the nor
mal life in the state in which five
persons were ki l led but th is
has provided a huge relief tothe pr obl em of acu te water cri
sis in the state.
Cour ses of actio n :
(A) The state government should
set up a committee to review
the al arming situation.
(B) Th e s t at e ' gov ern men t
should immediately remove
all the restrictions on use of
potable water in a l l the
major cities in the state.
(C) T he s t at e gov ern ment
sh oul d send re lief supplies
to all the affected areas in
the state.
(1) None
(2) Only (A)
(3) Only (B) and (C)
(4) Only (C)
(5) All (A), (B) and (C)
32. Sta tement : A large private
bank has decided to retrench
one -th ird of its emplo yee s in
vi ew of the hu ge lo sses in
curred by it during the past
three quarters.
Courses of action :
(A) Th e Gov er nme nt should issue
a not i f i cat ion to genera l
public to immediately stop all
transactions with the bank.
(B ) Th e Go ve rnm en t shou ld
direct the bank to refrain
f r o m r e t r e n ch in g i ts
employees.
(1) None is true
(2) Only I is true
(3) Only II is true
(4) Only III is true
(5) Only IV is true
25. Statements:
M $ K, K @ N, N R, R # W
Conc lus ions : I . W @ K
II . M $ RII I. K @ W
IV . M @ N
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(C) The Government should ask
the ce n t ra l ba nk o f the
country to initiate an enquiry
into the bank's activities and
submit its report.
( l )N on e (2) Only (A )
(3) Onl y (B) (4) Onl y (C)
(5) Only (A) and (C)
33. Statement : Many political ac
t ivists have decided to stage
demonstrations and block traf
fic movement in the city during
peak hours to protest against the
steep rise in pr ices of essent ial
commodities.
Courses of act io n:
( A ) Th e G ov e rn m en t s h ou ld
immediately ban all forms of
agitations in the country.
(B) Th e pol ice a uthori ty of the
city should deploy addit ional
forces all ov er the city to help
traffic movement in the city.
(C ) Th e s tate admi n is t r at io n
should carry out preventive
a r r e s t s o f th e kn o w ncrimina ls staying in the city.
(1) Only (A) (2) Onl y (B)
(3) Only (C)
(4) Only (A) and (B)
(5) None of these
34. Statement : The school dropout
rate in many districts in the
state has increased sharply dur
ing the last few years as the
pare nts of thes e child ren ma ke
them work in the fields owned
by others to earn enough for
them to get at least one meal a
day.
Courses of act ion :
(A) Th e Gove rnm ent shoul d put
up a mechanism to provide
food grains to the poor people
in these distr icts through
public distribution syste m to
encourage the paren ts to
send their wards to school.
(B) Th e Gove rnme nt should close
down s ome of these scho ols
in the district and deploy the
teac hers of these sc hools to
nearby schools and also ask
remaining s tudent s to join
these schools.(C) Go ve rnm en t sho uld i ssue
arrest warrants for all the
paren t s w h o f o r ce th e i r
chi ldren to work in f ie lds
instead of attend ing classes.
(1) Only (A)
(2) Only (B)
(3) Only (C)
(4) Only (A) and (B)
(5) None of these
35. Statement : One aspirant was
killed due to stampede while par
ticipating in a recruitment drive
of police con sta bles .
Cour ses of action :
(A) Th e officials i n char ge of therecruitment process should
immediately be suspended.
(B) A tea m of officials s hou ld be
asked to f ind ou t the
circumstances which led to
the deat h of the asp irant and
submit its report within a
week.
(C) Th e Gover nmen t should ask
the home department to stag
ger the numb er of aspi rant s
over more numb er of days t o
avoid such incidents in fu
ture.
(1) Onl y (A) (2) Onl y (B)
(3) Only (C)
(4) Only (B) and (C)
(5) None of these
36. Ef fect : Major ity of the emplo y
ees of the ailing org ani zat ion
opted for voluntary ret irement
scheme and left the organization
with all their retirement benefits
with in a fortnight of lau nchi ng
the scheme.
Whi ch of the following can be a
probab le ca use of the ab ov e ef
fect ?
( 1 ) Th e com pa n y h as beenmaking huge losses for the
past five years and is unable
to pay salary to its employees
in time.
(2 ) Th e ma na ge me nt o f the
c o m p a n y m a d e h u g e
p e r s o n a l g a i n s t h r o u g h
unlawful activities.
(3) One of the co mpe tit ors of the
company went bankrupt last
ye ar .
(4 ) The com pan y owns la rge
trac ts of land in the sta te
which will fetch huge sum to
its owners.
(5) None of these
37. Statement : Mos t of the com
panies in IT and ITES sectors
in India have started hiring from
engineering col lege campuses
this year and are likely to re
cruit much more than yearly re
cru itm ent of the earlier years .
Whi ch of the following substan
tiates the facts stated in the
above statement ?
(1) IT and I TE S are t he only
sectors in India which are
h i r i n g f r o m e n g i n e e r i n g
col lege campuses.
(2) Government has stepped up
recruitment activities after a
gap of five years.
(3) Th e IT and I TES comp ani es
have now decided to visit the
en g i n ee r i n g co l l e ge cam
puses for tier II cities in In
dia as well.
(4) Availabi lity of qualified engi
neers will substantially in
crease in the near future.
(5) None of these
38. Cause : The Gover nment has re
cently increased i ts taxes on
petrol and diesel by about 10percent.
Wh ic h of the follo wing can be a
pos s ib le e f f ec t o f the abo ve
cause ?
(1) Th e petr ole um comp anie s
wil l reduce the prices of
petrol and diesel by about 10
percent.
(2 ) The p etro le um co mpan ie s
will increase the prices of
petrol and diesel by about 10
percent.
(3) Th e petrol eum comp anie s
will increase the prices of
petrol and diesel by about 5
percent.
(4) Th e petrol p um ps will stop
selling petrol and diesel till
the taxes are rolled back by
the government.
(5) None of these
39. Statement : The Government
has dec ided to instruct the
banks to open new branches in
such a way that there is one
bra nch of any of the bank s in
ever y Villa ge of popu lati on 1000
and abo ve or a clus ter of villages
with population less than 1000to provide banking services to
all the citizens.
Wh ic h o f the fo l low i ng w i l l
weaken the step taken by the
Government ?
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(1) Th e privat e secto r ba nks i n
India have stepped up their
branch expansion activi t ies
in rural India.
(2) Man y Gov er nme nt Owned
banks have surplus man
power in its urban branches.
(3) All the banks including those
in private sector will follow
the government direct ive.
(4) Large n umbe r of bran chesof many government owned
banks in the rural areas are
making huge losses every
yea r due to lack of a dequat e
busines s act ivi t ies.
(5) None of these
Directions (40 - 42 ) : Study the
following information carefully and an
swer the questions given below :
T h e centre reportedly w ants to
continue providing subsidy to consum
ers for cooking gas and kerosene for
five more years . This is not good new s
from t he poi nt of vi ew of rei nin g int h e f i s c a l d e f i c i t . M o u n t i n g
subventions for subsidies means di
vers ion of savi ngs by the gover nmen t
from investment to consumption, rais
ing the cost of capita l in the pr oce ss.
The governm ent mus t cut ex pend itu re
on subsidies to create more f iscal
space for investments in both physi
cal and social infrastructure. It should
outline a plan for comprehensive re
form in major subsidies including pe
troleum, food and fertil izers and set
goal posts.
40. Whi ch of the followin g is acon
c lus ion which can be drawnfrom the facts stated in the above
paragraph ?
(1) Subsi dy prov ided by the gov
e r n m e n t u n d e r v a r i o u s
heads to the citizen increases
the cos t of capi tal
(2) Government is unable to
withdraw subsidies provided
to various items.
(3) Gover nment subsid y on kero
sene is purely a political de
cision.
(4) Govt, does not have enough
resources to continue providing subsidy, on pe trol eum
products.
(5) None of these
41. Whi ch of the following is an in
ference which can be ma de from
the facts stated in the above
paragraph ?
(1) India's fiscal deficit is negli
gible in comparison to other
emerging economies in the
world v
(2) Sub sid y on food and fertil iz
ers are essential for growth
of Indian e conomy .
(3) Reform in financial s ector will
wea ken India's position in theinternational arena.
(4) Gradual withdrawal of sub
sidy is essential for effec
tively managing fiscal deficit
in India.
(5) None of these
42 . Wh ic h of the following is an as
sumptionwhich is implicit in the
facts stated in the above para-
\ gr ap h ?
(1) People in India may not be
able to pay more for petro
leum products.
(2) Many people in India are rich
enough to buy petro leum
products at market cost.
(3) Gov ern ment may not be able
t o c r e a t e m o re
infrastructural facilities if the
\ prese nt level of subsi dy con
tinues for a longer time.
(4) Go ve rn men t of India ha s
sought assistance from in
ternational financial organi
zations for its infrastructural
projects
(5) None of these
Directions (43 - 45 ) : Study
the following information carefully andanswer the questions given below :
Poverty measure ment is an un
settled issue, both conceptually and
methodologically. Since poverty is a
process as well as an outcome; many
co me out of it whil e others m ay be
falli ng into it. The ne t effect of the se
two paral lel processes is a propor
tion commonly identified as the 'head
count ratio', bu t these ratios hi de the
f u n d a m e n t a l d y n a m i s m t h a t
characterises poverty in practice. The
most recent poverty reest imates by
an expert group has also missed the
crucial dynamism. In a study conducted on 13,000 households which
represented the entire country in
1993-94 and again on 2004-05, i t
was found that in the ten-year period
18.2% rural population moved out of
poverty whereas another 22.1% fell
into it over this period. This net in
crease of abo ut four perc entage poinls
wa s seen to h ave a cons idera ble varia
tion across states and regions.
43 . Wh ic h of the fo llow ing is a con
c lus ion which can be drawn
from the fa cts sta ted in the above
paragraph ?
(1) Accurate estimates of num
ber of people living belowpoverty line in India is pos
sible to be made.
(2) Many expert groups in India
are not interested to measure
poverty objectively.
(3) Process of poverty measure
ment needs to take into ac
count var ious factors to
tackle its dynamic nature.
(4) People living below poverty
line remain in that position
for a very long time.
(5) None of these
44 . Whi ch of the following is an as
sumpt ionwhich is implicit in
the facts stated in the above
paragraph ?
(1) It may not be possible to have
an accurate poverty mea
sur em ent in India.
(2) Level of poverty in India is
static over the years.
(3) Researchers avoid making
conclusions on poverty mea
surement data in India.
(4) Government of India has a
mechanism to measure level
of poverty effectively and ac
curately.(5) None of these
45 . Wh ic h of the f ollo wing is an in-
. f e rence which can be made
from the facts stated in the above
par agra ph ? .
(1) Poverty measurement tools
in India are outdated.
(2) Increase in number of per
sons falling into poverty var
ies considerably across the
country over a period of
time.
(3) Government of India has
stopped measuring poverty
related studies.
(4) People living in rural areas
are more susceptible to fall
into poverty over the time
(5) None of these
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Direc tions (46 - 50) : In ea ch of the ques tion s given bel ow whi ch one of
the five answer figures on the right should come after the problem figures on
the left, if the se quen ce wer e conti nued ?
Proble m Figures Ans wer Figures
ENGLISH LANGUAGE
Direct ions (51 -65 ) : Read the fol
lowing pass age carefully and ans wer
the questions given below it. Certain
words/phrases are given in bo ld to
help you locate them whil e ans wer ing
some of the qu estions .
Rural India faces serious short
ages - power, water, health facilities,
roads, etc. - these are known and
recognised. However, the role of technology in solving these and o ther prob
lems is barely acknowledged and the
actual availabilit y of tec hnol ogy in ru
ral areas is marginal. The backbone
of the rural ec onom y is agriculture ;
which also provides sustenance to over
half the country 's popu latio n. The
"green rev olut ion" of the 197 0s was ,
in fact, powered by the scientific work
in various agricultural research insti 1
tutions. While some fault the green
revolution for excessive exploitation of
water and land resources through
overuse of fertilisers, it did bring ab out
a wheat surplus and prosperity in cer
tain pocke ts of the cou ntry .
In rural India today, the re is adire
inadequacy of bot h science (i.e. kn owl
edge) and technology (which derives
from sci ence an d manifests itself in
physical form). The scop e to apply tech
nology to both farm and non-farm ac
tivities in rural areas is huge, as are
th e potential benefits. In fact, crop
yiel ds ar e fa r lo we r tha n w hat th ey ar e
in demonstration farms, where science
and technology are more fully applied.
Technolog ies tha t reduce power con
sumpti on of pump s are vital; unfortu
nately, their use is minimal, since ag
ricultural power is free or largelysubsidised. Similarly, there is little
incentive to optimise- through technol
ogy or otherwise - water use, espe
cially in irrigated ar eas (a third of total
arable land), given the water rates.
Post-harvest technologies for process
ing and addi ng val ue could grea tly
enhance rural employment and in
comes, but at present deployment of
technology is marginal. Cold storage
and cold-chains for transportation to
mark et is of great imp ortanc e for man y
agricultural products - particularly,
fruits and vegetables - but are non
existent. These are clearly technolo
gies with an immediate return on in
ves tme nt, and bene fits for all;- the
farmer, the end-consumer, the tech
nology provider. However, regulator y
and structural barriers are holding
back investments.
Pow er is a key requ irem ent in rural
areas, for agricultural as well as do
mestic uses. Technology can provide
reliable powe r at comparatively low cost
in a decentralised manner. However
this needs to be upgraded and scaled
in a big way, wit h empha sis on re new
able and non-polluting technologies.
Reliable a nd low cost means of trans
porti ng goo ds and peopl e is an essen
tial need for rural areas. The bullock-cart and the tractor-trailer are present
vehic les of choice. Surely, technolog y
can provide a better, cheaper and more
efficient solution? Information related
to commodity prices, agricultural prac
tices, weather etc. are crucial for the
farmer. Technology can provide these
through mobile phones, which is a
proven technology however the chal
lenge to ensure connectivity remains.
T h u s t he re is a pressing ne ed for te ch
nology as currently economic growth -
though skewed and iniquitous - has
created an economical ly attract ive
mark et in rural India.
51. According to the author, which
of the fol low ing is/ a re the
problem(s) facing India's rural
population ?
(A) Un availa bility of healt hcare
facilities.
(B) The technological advance
ments which have been bor
rowed from abroad have not
been suitably adapted to the
Indian scenario.
(C) Lack of awa ren ess abo ut the
importance of utilising tech
nology in the agricultural sec
tor.
(1) Onl y (A) (2) Onl y (C)
(3) Both (A) and (B)
(4) Both (A) and (C)
(5) None of the se
52 . Whi ch of the following is NOT
an impac t of the green revolu
tion ?
(1) Ove r utili sati on of wat er re
sources
(2) App lic ati on of scientific re
search only in demonstratio n
farms
(3) Weal th creat ion restricte d to
certain areas
(4) D am ag e ca use d to land by
inor dina te u se of fertilis ers
(5) Supply of wheat surpassed
demand
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88 . The government is planning to
(1)/ sanction grants to pharma
ceutical companies (2)/ for in
venting new treatments for (3)/
diseases about malaria and tu
berculosis. (4)/ No error. (5)
89 . Th e Finance Minister's view (1)/
is that the scheme will ensure
(2)/ that millions of farm ers will
be (3) / lifted out of poverty. (4) /
No error. (5)
90 . The surve y conducte d reveals
(1)/ that there is a lack (2)/ ofadequate healthcare facilities (3)/
even in urban areas. (4)/ No er
ror. (5)
Directions (91- 100 ) : In the fol
lowing passage there are blanks each
of which has been num ber ed. The se
numbers are printed below the pas
sage and against each five words are
suggested , one of whic h fills the blank s
appropriately. Find out the appropri
ate word in each case.
In the (91) of India's economic
boo m, Indian Profes sional Serv ice
F i r m s ( P S F s ) f r o m m a n a g e m e n t
consultancies and investment banks
to avertising agencies and law firms
are (92) to attract the best and the
brightest talent. But to be truly suc
cessful they have to do mo re than that.
Like PSFs around the world they need
to (93) their professionals rather than
see th em wal k out of the do or in (94)
of opport unities . To achieve that, co m
panies often rely on the (95) of sprawl
ing campus es and luxurious facilities.
But non e of this get s to the (96) of
the problem, whic h is whe n yo ung pro
fessionals joi n PSFs they have exp ec
tations which go far(97) the nature of
fac i l i t i es . (98) on to do creative,thought provoking work, they often
find themselves engaged in doing(99)
activi t ies. They feel underuti l ised,
which is a formula for flOO) in the
long term.
91. (1) dep th (2) stag e
(3) mids t (4) pre sen t
(5) knowledge
92. (1) opp osi ng (2) rivali ng
(3) partial (4) co mpe tin g
(5) obsessed
93. (1) trans ition (2) reta in
(3) adv ance (4) subst itute
(5) restrain
94 . (1) obtainin g (2) pursui ng
(3) de man d (4) directio n
(5) search
95. (1) allure
(3) reward
(5) allusion
96 . (1) solu tion
(3) heart
(5) occurrence
97 . (1) ahe ad
(3) away
(5) sighted
98. (1) Deciding
(3) Keen
(5) Signing
99. (1) pivota l
(3) optional
(5) allied
lOO. (1) failu re
(3) success
(5) potential
(2) control
(4) perk
(2) key
(4) precedence
(2) beyond
(4) to
(2) Catching
(4) Focussing
(2) productive
(4) mundane
(2) motivation
(4) innovation
QUANTITATIVE APTITUDE
101. Wh at will be the area (in squ are
metres) of 1.5 metre wide gar
den developed around all the four
sides of a rectang ular field hav
ing area equal to 300 square
metres and breadth equal to
three- fourth of the length ?
(1) 96 (2) 105
(3) 114
(4) Canno t be deter mined
(5) Non e of thes e
102. In a two digit positive number,
the digit in the unit's place is
equ al to the squ are o f the digi t
in ten's place, and the difference
between the number and the
number obtained by interchang
ing the digits is 54. What is 40%
of the or iginal n umb er ?
(1) 15.6 (2) 39
(3) 37 .2 (4) 24
(5) Non e of thes e
103. V i s h w a s b o r r o w e d a t o t a l
amo unt of Rs. 30, 000 pa rt of it
on simple interest, rate of 12
p . c .p . a . an d r em a in i n g on
s im p l e i n t e r es t r a t e o f 10
p.c.p.a . I f at the end o f 2 yea rs
he paid in all Rs. 36,480 to settle
the loan amoun t, wh at wa s the
amount borrowed at 12 p.c.p.a.?
(1) Rs. 1600 0 (2) Rs. 180 00
(3) Rs. 1750 0 (4) Rs. 120 00
(5) No ne of thes e
104. If the nu me ra to r of a fractio n is
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108. What is the ratio betwe en the
total va lue s of quan tit y sold for
items E and F respectively ?
(1) 15 : 14 (2) 3 : 2
(3) 5 : 7 (4) 7 : 5
(5) Non e of thes e
109. Tota l val ue of the quanti ty sold
for item C is what per cent of
the total value of the quantity
sold for item E ?
(1) 111 (2) 85
(3) 90 (4) 87 .5
(5) No ne of thes e
110. If the price as well as the qua n
tity sold is increased by 20% for
item A, what is the total value of
quantity sold for item A ?
{1) Rs. 485 00 (2) Rs. 49 000
(3) Rs. 420 00 (4) Rs. 504 00
(5) None of these
Directions (111-115)
that follow:
Study the table carefully to answer the questions
Sale (in crores ) of Nu mb er of Unit s by Six Different
Companies Over the Years
YEAR
COMPANY
2001 2002 2003 2004 2005 2006
A 110 118 143 126 152 195
B 91 93 85 99 69 35
C 103 153 100 128 96 56
D 112 166 : 78 83 135 198
E 72 169 154 98 140 192
F 64 56 120 70 176 54
111. Whi ch co mp any has sold themaximum nu mbe r of units over
the years ?
(1) A (2) C
(3) E (4) F
(5) Non e of thes e
112. What is the difference between
number of units sold by com
pany D in the year 2001 and
the year 2003 ?
(1) 34000 00 (2)34 0000 0000
(3) 34000000 (4) 340000000
(5) No ne of thes e
113. Whi ch co mpa ny has sold the
minimumnum ber of units over
the years ?
(1) A (2) B
(3) D (4) E
(5) Non e of thes e
114. N umb er of units sold by com
pany B in the year 2003 is what
per cen t of the total nu mb er of
units sold by all the companies
toget her in that year ?
(1) 12. 76 (2) 15.5
(3) 12.5 (4) 20
(5) No ne of the se
115. What is the average number of
units sold (in crores) in year
2005?
(1) 130 (2) 133
(3) 127 (4) 121
(5) Non e of the se
Direct ions (116 -12 0) : Study the following table to answer the given ques
tions.
Centre a nd Post-wise Nu mber of Candidates
Centre
Post Clerk Field
Officer
Supervisor Specialist
Officer
Bangalore 2000 5000 50 205 0 75 0
Delhi 15000 17000 160 11000 750
Mumbai 17000 19500 70 7000 900
Hyderabad 3500 20000 30 0 900 0 1150
Kolkata 14900 1765 0 70 1300 1200
Lucknow 11360 15300 30 1500 650
Chennai 90 00 110 00 95 1650 500
116.
117.
118.
119.
120.
121.
122.
Which centre hits the highest
number of candidates ?
(1) Delhi (2) Kolka ia
(3) H yde rab ad (4) Mumbai
(5) No ne of thes e
Which centre has 300% more
num be r of Clerk s as compa red
to Bangalore ?
(1) Luc kno w (2) Mumbai
(3) Hyde rab ad (4) Chennai
(5) Non e of thes e
What is the difference betweentotal nu mb er of Officers and
Clerks ?
(1) 29 08 0 (2) 341 80
(3) 32 09 0 (4) 28 68 0
(5) Non e of these
In Kolkata, number ol Special
ist Officers is approximately
wha t pe r cent of that of Offic
ers ?
(1) 8.7 (2) 9
(3) 6.5 (4) 8
(5) 6.9
In Chennai , the num be r o f
Clerks is approximately howmu ch per cent mor e than that
of Officers ?
(1) 18 (2) 22
(3) 20 (4) 2
(5) 13
A train travelling at the speed of
60 kmph crosses a platform in
20 seconds. What is the length
of the train ?
(1) 333 met res
(2) 300 met res
(3) 336 metres
(4) Canno t be determ ined
(5) No ne of thes eA sum of mon ey is to be divi ded
among four persons in the ratio
of 2 : 3 : 4 : 5. Ou t of the four ,
one person gets Rs. 200 more
tha n the othe r and Rs. 100 less
than another. Wh at is the sum ?
(1) Rs. 2800
(2) Rs. 1400
(3) Rs. 42 00
(4) Ca nno t be dete rmin ed
15) No ne of th es e
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124. A boat r unning downst ream s
cov ers a dista nce of 30 km s in
2 hours. Whi le com ing back the
boat takes 6 hours to cover the
sam e distance. If the spee d of
the cu rre nt is hal f that of the
boat , wha t is the spe ed of that
boat in kmph ?
(1) 15 (2) 5
(3) 10
(4) Cannot be determined
(5) None of these
125. In a college the numbe r of stu
dents studying Arts, C omm erc e
and Science are in the ratio of
3 : 5 : 8 respectively. I f the num
ber of students studying Arts,
Commerce and Science is in
creased by 20%, 40% and 25%
respectively, what will be the
new ratio of stud ents in Arts,
Commerce and Science respec
tively ?
(1) 18 : 35 : 50
(2) 3 : 10 : 10
(3) 4 : 8 : 5(4) 32 : 35 : 25
(5) Non e of the se
Directions (126 -130 ) : Whatap
proximate value should come in place
of que sti on mark (?) in the followi ng
questions ? (You are not expected to
calculate the exact value.)
126.459. 008 + 3.005 6 x 88.8 62 = ?
(1) 738 (2) 725
(3) 695 (4) 752
(5) 666
127. ( 621 .52 ) 2 = ?
(1) 386300 (2) 379300
(3) 398300 (4) 365300
(5) 356300
128. 561204 x 58 = ? x 55555
(1) 606 (2) 646
(3) 556 (4) 716
(5) 586
129. (44 4% of 531) -=- 972 = ?
(1) 4.5 (2) 0.5
(3) 2.5 (4) 8.5
(5) 6.5
130. (9321 + 5406 + 1001) -r (498 +
929 + 660) = ?
(1) 13. 5 (2) 4.5
(3) 16. 5 (4) 7.5(5) 10.5
Direct ions (131 -135 ) : Wha t
should c ome in place of quest ion mar k
(?) in the following numbe r series ?
131. 12 12 18 45 180 11 70 ?
(1) 1228 5 (2) 1053 0
(3) 1170 0 (4) 1287 0
(5) 7605
132. 444 467 513 582 674 789 ?
(1) 95 0 (2) 90 4
(3) 92 7 (4) 88 1
(5) 973
133. 1 16 81 2 5 6 625 129 6 ?
(1) 40 96 (2) 240 1
(3) 1764 (4) 31 36
(5) .6561
1 34 .23 25 53 163 657 3291 ?
(1) 164 61 (2) 131 69
(3) 98 77 (4) 23 04 5
(5) 19753
135. 13 13 65 585 760 5 12 928 5 ?
(1) 245 641 5 (2) 223 567 5
(3) 298 056 5 (4) 271 498 5
(5) 2197845
Direct ions (136 -140 ) : What
should c ome in place of questi on mark
(?) in the following questions ?
136. 38 + 16 x 0.8 = ?(1) 43 .2 (2) 50. 8
(3) 44 .8 (4) 1.9
(5) No ne of the se
137. 1485 x ? = 594
(5) No ne of the se
138.211 6 + 692 - ? = 1111
(1) 166 7 (2) 167 7
(3) 168 7 (4) 169 7(5) No ne of the se
139.4 + 4.4 4 + 0.4 + 44. 04 + 4 44
= ?
(1) 497 .24 (2) 487 .66
(3) 496 .88 (4) 469 .88
(5) No ne of the se
140. ( ? ) 2 + (65 ) 2 = (160) 2 - (90 ) 2 -
7191
(1) 75 (2) 77
(3) 79 (4) 81
(5) No ne of the se
Direct ions (141-145) : Each of
these que stions c onsists of a question
followed by information in three statements. You have to study the question
and the statements and decide that
informatio n in which of the stat ement s
is/are necessary to answer the ques
tion.
141.Wh at i s the c apa city of the cy-j
lindrical tank ?
I. Ra di us of the ba se is half off
its height ?
I I . Ar ea of the bas e is 6161
square metres.
III. Hei ght of the cylinde r is 281
metres.
(1) I and II Only
(2) II and III Only
(3) I and III Only
(4) All I, II and III
(5) An y two of the thr ee
142.Wh at is the s pee d of the train ?I
I. The train crosses a signal
pole in 18 seconds.
II. Th e trai n cro sse s a platform
of equ al le ngth in 36 seconds. |
III. Le ng th of the train is 300
metres.
(1) I and III Only
(2) II and III Only
(3) I and II Only
(4) III and eit her I or II only(5) An y two of the three
143.Wh at Is'the staff strength of com
pany 'X' 9
I. Male and female employees
are in the ratio of 2 : 3 re
spectively.
II. Of the officer emp loy ees 80%
are males.
III. Tot al num be r of officers is
132.
(1) I and III only
(2) II an d eith er III or I only
(3) All I, II and III
(4) An y two of the t hree
(5) Questi on canno t be answered
even wit h the information in
all three statements
144.Wha t is the tw o digit number ?
I. Nu mb er ob tai ned by inter
changing the digits is more
than the original number
by 9.
II. Su m of the digits is 7.
III. Diffe rence bet wee n the dig
its is 1.
(1) I and III onl y
(2) I and II on ly (3)
II and III only
(4) All I, II and III
(5) Ques tion cannot be answered
even wi th the information in
all three statements
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U5. How many articles were sold ?
I . Tot a l pr o f i t earr ie d was
Rs. 1,596
II . Cost-price per art icle was
Rs. 632
III. Se lling price per articl e wa s
Rs. 765
(1) II and III onl y (2) I an d II
only
(3) All I, II and III
(4) Any two of the three
(5) Ques tion cannot be answere d
even with the information inall three statements
Directions (146- 150 ) : Study the
following information to answer the
given q ues ti ons .
Percentage of stud ent s in va rio us
courses (A, B, C, D, E, F) and
Percentage of girls out of the se.
Total Stu dent s: 12 00
(800 girls + 40 0 boy s)
PERCENTAGE IN VARIOUS
COURSES
Total Girls : 800
PERCENTAGE OF GIRLS IN
COURSES
146. For whi ch cou rse is the nu mb er
of boys the mi nim um ?(1) E (2) F
(3) C (4) A
(5) Non e of the se
147. How ma ny gir ls a re t here in
course C ?
(1) 44 (2) 16
(3) 40 (4) 160
(5) Non e of thes e
148. For course D what is the respec
tive ra tio of bo ys and gir ls ?
(1) 3 : 4 (2) 4 : 5
(3) 3 : 5 (4) 5 : 6
(5) Non e of thes e
149. For which pa ir of cours es is the
numb er of boys the s ame ?
(1) E a n d F (2) A and D(3) C and F (4) B a n d D
(5) Non e of the se
150.For cours e E, t he numb er of girls
is how mu ch per cent more than
the boys for course E ?
(1) 25 0 (2) 35 0
(3) 150 (4) 80
(5) No ne of the se
GENERAL AWARENESS
WITH SPECIAL REFERENCE
TO BANKING INDUSTRY
151.W hic h of the following was/ werenoted by the Economic Survey
201 0-11 , tabled by Finance Min
ister Pranab Mukherjee in the
Par l iament on February 25,
2011, as the main causes for the
rising food inflation?
(A) Global rise in food and en
ergy prices
(B) Domes tic supply- side con
straints
(C) Incre ase in the pur chas ing
pow er of the rural popu lation
on account of the Maha tma
Gandhi National Rural Em
ployment Guarantee Scheme
(MGNREGS)
Select the correct answer using
the codes given below:
(1) Both (A) and (B)
(2) Only(C)
(3) Only(B)
(4) All of the a bov e
(5) None of these
152. F i n a n c e M i n i s t e r P r a n a b
Mukherjee presenting the Union
Budget 2011 -201 2 in the Parlia
ment on February 28, 2011, an
nounced that Central Govern
ment debt has been estimated
at 44. 2 per cent of GD P for
201 1-1 2 as against per
cent recommended by the 13th
Finance Commission.
(1) 49 .5 (2) 51.4
(3) 52. 5 (4) 54.6
(5) N on e of the se
153. Whi ch of the fol lowing Budge t
Estimates for 2011-2012 was/
were announced by Railway Min
ister Mamta Banerjee, present
ing the Railway Budget 2011-
2012 in the Parliament on Feb
ruary 25, 2011?
(A) Gro ss Traffic Rece ipt s at Rs
1, 06,239 crore to exceed one
lakh crore mark for the first
time.
(B) Freight loading of 993 MT and
pass enge r grow th of 6.4%.
(C) Pro vis ion of Rs 6,73 5 cr ore
made for dividend payment.
Select the correct answer using
the codes given below:
(1) Both (A) and (B)
(2) Both (A) and (C)
(3) Only (B)
(4) All of the a bov e
(5) No ne of the se
154. Whi ch of the following is the cor
rect definition of the te rm com
mercial papers ?
(A) It is nothing but the popular
nam e of the Judicial st amp
papers used to register finan
cial transactions.
(B) It is one of the in st rum ent s
through wh ich Corpora tes
raise debt from the market.
(C) It is the na me of the "Certif i
cate of Deposi ts" provided by
the Banks to its retail cus
tomers.
(1) Onl y (A) (2) Onl y (B)
(3) Only(C)
(4) Bo th (A) and (B)
(5) All (A), (B) and (C)
155. As per the decision taken by the
Gov ern men t of India two finan
cial inclusion funds were set up
with an overall cor pus of Rs. 500
crore each . The se funds - Finan
cial Inclusion Fund and Finan
cial Inclusion technology Fund-
are to be set up by the initial con
tribution made by the
(1) SIDBI, NABARDand UTI
(2) NABARD, UTI and RBI(3) Government of India, NAB
ARD and RBI
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(4) SIDBI, Gov ern ment of India
& IDBI Bank
(5) Non e of the se
156. The chapter on Agriculture and
Food Management of the Eco
nomic Survey 2010-11, tabled by
F i n a n c e M i n i s t e r P r a n a b
Mukherjee in Parliament on Feb
ruary 25, 2011, talks about
(A) Supply -side constr aints a nd
the need to feed a growing
population
(B) Th e pro cur eme nt and off take
of foodg rains, buffer stocks of
foodgrains, food subsidy
(C) Th e targete d public dis tribu
tion system (TPDS), and the
central issue price (C1P) of
foodgrains
(D) The National Food Security Bill
an d th e p ro j e c t i on s o f
foodgrains needed to provide
food security to citize ns.
Select the correct answer using
the codes given below:(1) Only(D)
(2) All of the above
(3) Only (A), (B) and (C)
(4) Both (C) and (D)
(5) Non e of the se
157.As per the Government policy the
provisio n of the sub sidy for in
terest subvention to co-operative
Sugar Mills is done by which of
the following agencies/organisa
tions ?
(1) Commis sio n for Agricul tural
costs and prices
(2) Natio nal Bank for Agric ultural and Rural Development
(3) Minis tiy of Agri cult ure
(4) Nat ion al Co mm is s i on on
Farmers
(5) Non e of the se
158. Banks these days have launched
a new scheme pro duct known as
"Reverse Mortgage". The scheme
is desi gned ke eping which of the
follo wing gro ups of socie ty in
consideration ?
(1) Youn gste rs wh o hav e jus t
started earning
(2) Defe nce perso nnel wh os e lifeis always at high risk
(3) Senior Citizen
(4) Women who do not have in
depe nden t sourc e of inco me
(5) None of the se
159. , on Feb rua ry 5, 20 11 , lifted
the Duleep trophy after a gap of
15 years, beating North Zone by
seven wickets in Visakhapatnam.
(1) Wes t Zon e (2) Eas t Zo ne
(3) Sou th Zon e (4) Saura shtra
(5) No ne of the se
160. Many a time s we read in the
newspapers a term 'HOT MON
ET . Whi ch of the following is the
correct definition of HOT MON
EY ?
(A) Th is is th e fund whi ch is
dumped into a country to get
the adv antag e of a favourable
interest rate and hence brings
higher returns.
(B) T his is the fund which is pro
vided by a bank in US$ at
very short notice and at a
ver y high rate of interes t and
for a longer per iod of repay
ment. .
(C) Th is is the fun d whic h is
pushed into market throughHawala or some other such
i l legal methods and some
times referred also as Black
Money.
(1) Only (A) is correct
(2) Bot h (A) and (B) are correc t
(3) Only (C) is correct
(4) Bot h (A) and (C) are correc t
(5) Only (B) is correct
161. As per the report released in the
press the Go ver nmen t of India
has done a study on Special Eco
nomi c Zones . Whic h of the fol
lowing is/are t he highlights of the
r epor t s?
(A) Report says that SEZs should
not be given much preference
by the policy makers.
(B) S tud y says that the end ben
efit in the next few yea rs ma y
be o f the t une of Rs. 1,50,000
crores which will be much
higher than the est imated
revenue losses.
(C) Since new SEZs are devel
oped by the Private Sector
the investment for infrastruc-
tural development is like a
net saving for the Government.
(1) Only (A) (2) On ly (B )
(3) Only(C)
(4) Bot h (B) and (C)
(5) No ne o f the se
162. According to a report published:.
in new spa per s in Augus t 2011}
the public air carrier Air India!
has a collective dues, losses and!
loans amount ing to
' (1) Rs. 70 ,0 00 crore
(2) Rs. 60,000 crore
(3) Rs. 75,000 crore
(4) Rs. 65,000 crore
(5) None of these
163. The Centre, in July 2011. an-|
nouncedto spend around R s . _ _ L
cro re on pr ovi ding m ore than 2.51
lakh vil lage s with bro adban d con
nectiv ity th rou gh optical fibre, i
(1) 20 ,0 00 (2) 30, 000
(3) 10, 000 (4) 40, 000
(5) No ne of the se
164. The real return to the investor,
som eti mes get s reduced due to
su dd en r ise in the pr ice s of the
commodities. This phenomenon
in financial m ark et is known asf
correct
(1) Market risk
(2) Inflation risk
(3) Credit risk
(4) Diver sific atio n of funds
(5) Non e of thes e
165. Air Chief Marshal Norman Ani!}
Ku ma r Bro wne , on July 3111
2011, became the country's
Ch ie f of th e Ai r Staff, takin g over
from Air Chief Marshal Pradeep
Vasant Naik in New Delhi.
(1) 19th (2) 20t h
(3) 21 st (4) 23r d
(5) Non e of the se
166. According to a report published :
in lea ding n ews pa pe rs in August20 11 the to tal a mo un t of debt
incurred by governments across
th e worl d j um p e d to a stagger
ing $4 1. 10 tril lion in 2010, which
is ab out _ _ _ _ _ per cent of the
Global GDP (Gross Domestic
Product).
(1) 66 (2) 72
(3) 69 (4) 63
(5) 61
167. an d UN Wo m e n, in July
2011, signed a project coopera
tion agreement for the pro
gr am me on Pro mot ing Women's
Political Leadership and Gover
nance in India and South Asia.
(1) Keral a (2) Orissa
(3) Tamil Nadu
(4) Andhra Pradesh
(5) No ne of the se
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168. As per the repo rts in the leadin g
newspapers Securit ies and Ex
change Board of India (SEBI) has
asked the Mutual Fund industry
t o s t op "M i sse l l i n g " th e i r
schemes to investors. What is
"Misselling" of prod ucts ?
(A) Misselling takes place when
mutual funds are sold with
out telling the likely returns.
(B) When agents sell the prod
ucts without telling investors
what are the risks involved
in investing in mutual funds.
(C) Whe n ag ents invest so me
body ' s m on ey in m u tu a l
funds without their knowl
edge, it is called misselli ng.
(1) Only (A) (2) Onl y( B)
(3) Only(C)
(4) All (A) (B) and (C)
(5) Non e of thes e
169. on July 2, 201 1, announc ed
visa waiver for Olympics from
Jul y 1 un til Oc tober 2 012, a p e
riod that includes the London
2012 Olympics.(1) Scotl and (2) Wal es
(3) Denma rk (4) Ireland
(5) Non e of thes e
170. A n I s rae l i o r ch es t ra I s ra e l
Chamber Orchestra made his
tory on July 26, 2011, with a
conce rt in , the spiritua l ho me
of Hit ler 's favourite comp oser
Richard Wagner.
(1) Frankf urt (2) Muni ch
(3) Bayr euth (4) Bonn
(5) Non e of the se
171.The USA, as reported in the lead
ing newspapers is again proceeding towards 'recession ' . What
happens when an economy goes
in the grip of "re ces sio n" ?
(A) GDP growth slows down.
(B) P eop le lose thei r jo bs .
(C) Fore ig n ex chan ge r eserv e
goes up substantially as lot
of loans /gra nts start pourin g
i n - , .
(1) Only (A) (2) Onl y( B)
(3) Only(C)
(4) Both (A) and (B)
(5) None of thes e
172. The Sensitive Index of the Bo mbay Stock exchange keeps on
changing positively and negatively
both. Wh ich o f the following is/
are the main reasons which con
tribute for his sudden change in
the same ?
(A) Higher GDP Growth
(B) Cont inuo us For eign Fu nds
Flow
(C) Hig h Vol um e of Fore x re
serves
(D) Recession in USA
(1) Onl y (A) and (B)
(2) Only (B) and (C)
(3) Only (C) and (D)
(4) Only(B)
(5) A l l (A ) , (B ) , ( C )a nd( D)
173. India, in July 201 1, i mpos ed
ant i -dumping duty o f up to
$0, 556 a kg on imports of Sodi
um Tripo ly Phos phate from ,
used in industrial cleaning pro
cesses.
(1) China (2) Mex ico
(3) Paki stan (4) Sou th Kore a
(5) Non e of the se
174. W h o am o n gs t th e f o l l ow in g
agreed to supply aircraft carrier
"Gorshkov" to India for its de
fence services?
(1) Russi a (2) Fra nce
(3) Ge rma ny (4} Italy
(5) No ne of the se
173. Th e India Smar t Grid Ta sk Force,
on July 19, 201 1, a nnounced
plans to spend up to Rs.
crore for implement ing p i lo t
projects across India.
(1) 50 0 (2) 60 0
(3) 75 0 (4) 1000
(5) Non e of thes e
176. As per newspaper reports out
sourcing has become a profitable
business in India and countrieslike China are trying to learn
abou t it from India. Wha t are the
main factors which has/have
helped India in attaining this po
sition ?
(A) Availab ility of skilled man
power in abundance.
(B) Kno wle dge of Engl ish lan
guage.
(C) A switch over from farming
to other sectors which are
creating more job opportuni
ties.
(1) Only (A) (2) Onl y( B)(3) Bot h (A) and (B)
(4) Only(C)
(5) All (A), (B) and (C)
177. Who amongst the following had
establis hed the 'Anandva n' a re
habilitation centre for Leprosy
patients in Maharas htra ?
(1) BabaAmte
(2) PandurangShashtri Athawle
(3) MedhaPatkar
(4) Asaram Bapu
(5) None o f the se
178. Yingluck Shinawatra's name is
asso ciat ed with whic h of the fol
lowing countries ?
(1) Singap ore (2) Thailand(3) North Korea
(4) South Korea
(5) Non e of thes e
179. C l imber Ms. Genl inde Kalten-
brunne r in August 2011 becam e
the first woman to.achieve the
distincti on of conq ueri ng all the
14 summ it s of 8,00 0 metres
without artificial oxygen. She is
the native of
(1) Australia
(2) The Netherlands
(3) Aust ria (4) Engla nd
(5) No ne of thes e
180. The 21 st Winte r Olympic game s
were held in 2010 . Thes e game s
were organised in
(1) Van couv er (2) Canada
(3) British Columbia
(4) Whistler
(5) All of the above
181. Star Ya o Ming, on Jul y 20,
2011, announced his retirement
after a career that made him
C h in a ' s bes t -k n ow n a th l e t e
abroad.
(1) Badminton (2) Ta bl e Te nni s
(3) Basketb all (4) Tenn is
(5) No ne of these182. Kashmi ri separat ist , in July
2011, admit ted to rece iv ing
funds from Pakistan's ISI to in
f luence U .S . law mak ers ; o n
Kashmir.
(1) MirManzoor
(2) Ghulam Nabi Fai
(3) Fahimlqbal
(4) Karman Sheikh
(5) None of these
183. The French Government, on July
14, 201 1, conferred prestigious
awa rds on in recognition of
contribution to the develo pment
of Indo -Fre nch cooperatio n intheir respective fields.
(1) Balv eerA ror a and Shiva
Prasad
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(2) Narendra Jadhav
(3) Leena Srivasatav
(4) All of the a bo ve
(5) None of thes e
184. was , in Jul y 201 1, mad e an
Officer of the Ne w Zealand Or
der of Merit for his services to
c r i cke t on th e occas i on o f
Queen's Birthday.
(1) Stephen Fleming
(2) Jef f Cr owe
(3) Daniel Vettori(4) Richard Hadlee
(5) None o f thes e
185. Scientists from Britain and Swit
zerland, in July 2011, claimed
to have found a flu 'super anti
body ' called that can fight all
type s of influenz a A vir use s tha t
cause disease in humans and
animals.
(1) FI1 (2) FI2
(3) FI4 (4) FI6
(5) Non e of the se
186. A team, led by the Max Planck
Institute for Solar System Resear ch in Ger man y, in Ju l y
201 1, cla imed that the Herschel
space observatory had found
that giant jet s of vap our f rom the
p l an e t ' s s i x th - l a r ges t m oon
Enceladus are responsible for
water on
(1) Venus (2) Jupi ter
(3) Saturn (4) Ma rs
(5) Non e of thes e
187. A joi nt savings (Non-Resident) ac
count in the names of R and S,
with ins tructions o f "former or
surviv or" is in a ban k whe re gar
nishee order is received in thename of R only. What can the
bank do ?
(1) Return the order with the re
mark "No such account in the
name of R".
(2) Attach the account, with the
garnishee amount, since R is
the exclu sive own er of the ac
count, during his lifetime.
(3) Inform the authorities the ac
count is in two names and
bank can attach the account
only on assent by S only.
(4) Cannot be attached since it isa non-resident account, return
with this remark to authori
ties.
(5) Non e of thes e
188.W h a t a r e th e c i r c u m sta n ces
when though there is sufficient
and adequate funds in the bank
acc ount , the, che que s are re
turned unpaid by banks ?
(1) when payment is stopped
(2) wh en fund s are atta che d by
gar nis hee or are set -off by
bank
(3) when balance is not clear bal
ance for payments
(4) All of the above
(5) Non e of the se
189.In th e c as e o f bou nc in g o f
chequ es, whic h of the following
as pe r the provisio ns of section
138 of Negotiable In struments Act
could be considered reasons for
offence ?
(1) Insu ffic ient fund s, no t ar
ranged for, exceeds arrange
ment, refer to drawer, closu re
of account by drawer etc.
(2) Non-presentation of cheques ,
without prior permission.
(3) Present again since funds are
uncleared , d eath of the drawer, attachment by garnishee
order
(4) Only (1) and (2)
(5) No ne of thes e
190.Wh en cou ld the operatio n in the
account be stopped by the bank ?
(1) Insanit y of the acc oun t hold
er
(2) Ins olv enc y of the a cco unt
holder
(3) De ath of the a ccou nt holder
(4) All of the above
(5) No ne of the se
191.Unde r which Act can a financial
corporatio n retain the right of tak
ing over the manag eme nt or pos
session or both of the industrial
concern and realise the property
pledged, mortgaged or hypothe
cated under the law.
(1) Debt Recovery Act.
(2) S.A.R.F.A.E.S.I. Act, 2002
(3) R.D.D. B.S.F. I. Act, 1993
(4) Non-performing Assets Act
(5) Non e of these
192.Bancassu rance me ans
(1) bank assures the customer
of best services
(2) bank has to be assured or
guarantee d repay ment of ad
vances
(3) a pa ck ag e of financial servic
es that can fulfil both bank
ing and insurance needs of
the customer at the same
time.
(4) a kin d of ins ura nce policy.
(5) No ne of the se
193.Na me any e-b ank ing service,
which is based on voice process
ing facility
(1) Anyti me banki ng
(2) Tele-banking(3) Anywhere banking
(4) On line banking
(5) Non e of these
194.Non-Perfo rming Asset s are those
assets which are overdue for a
perio d of mor e th an
(1) 90 days in interest and/or in
stalme nts in ter m loan
(2) 90 day s out of or de r in case
of ove rdr aft /ca sh credit (hy
pothecation), Bills Purchased
and Bills Discounted
(3) 2 ha rvest se aso ns for advanc
es for cultivation of short du
ration crops
(4) All of the ab ove
(5) None o f the se
195.T he ba nke r is justi fied in refus
ing to hono ur a che que on account
of
(1) Insu ffic ient fun ds, cheque
improperly drawn, not prop
erly si gned , dea th of drawer.
(2) Cheque is post-dated/cheque
presented for payment other
than at the branch at which
pay ab l e/s top paym en t o f
cheque by drawer.
(3) C ross ed che que presented for
counter payment/drawer 's
signature di f ferent as per
reco rd/ amou nt in words and
figures differ.
(4) All of the a bov e
(5) No ne of the se .
196. Wh ic h of the fo llowi ng commit
tees recommended the revival of
Cooperative Credit institutions in
states ?
(1) Vaidyanathan Committee
(2) Rangarajan Committee(3) Sachchar Committee
(4) Rakesh Mohan Committee
(5) Non e of thes e
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216. Whe n yo u are work ing on a docu
ment on PC, where is the docu
ment temporarily stored?
(1) RAM (2) RO M
(3) Th e CPU
(4) Flash memory
(5) Th e CD- ROM
217. Ho w are data org ani se d in a
spreadsheet?
(1) Lines a nd spa ces
(2) Layers and planes
(3) Height and width
(4) Rows and columns
(5) None of these
218. Magne tic tape is not practical for
applications where data mus t be
quickly recalled because tape is
(1) a random-access medium
(2) a sequential access medium
(3) a read only medium
(4) fragile and easily d ama ged
(5) an exp ensi ve st ora ge me
dium
219. Th e blinking symbo l on the com
puter screen is called the
(1) mou se (2) logo(3) hand (4) palm
(5) cursor
220. When cutting and pasting, the
item cut is tempor arily stored in
(1) ROM (2) Ha rd driv e
(3) Diske tte (4) Dashb oard
(5) Clipboard
221. Th e term Refers to data
Storage system that makes it
possible for a computer or elec
tronic device to store and re
trieve data.
(1) Retrieval technology
(2) Input technology(3) Outp ut techn ology
(4) Stora ge technolog y
(5) No ne of the se
222. A is a soft ware pro gr am
used to view Web pages.
( l )S it e (2) Host
(3) Link (4) Bro wse r
(5) No ne of the se
223. A is a larg e an d ex pen siv e
comput er capable of simulta
neously processing data for hun
dreds or thousands of users.
(1) Handhe ld co mput er
(2) Mainfram e c ompu ter(3) Personal comp uter
(4) Table t co mput er
(5) None of these
224. Whi ch of the following can only
have sequential access?
( l ) D i sk (2) Tape
(3) CD- ROM (4) DVD -R OM
(5) No ne of the se
225. Wha t is a mode m connected to?
(1) Pro ces sor (2) Motherboard
(3) Prin ter (4) Pho ne line
(5) No ne of the se
226. Wh ic h is the smal les t of the fol
lowing computers?
(1) Not ebo ok (2) Lap top(3) Des kto p (4) Workst ation
(5) N one o f these
227. is the max imum amount
of dat a that can be stored on a
storage medium.
(1)Magnet ic storage
(2) Optical storage
(3) Solid -sta te stora ge
(4) Storag e ca pacity
(5) None of these
228. Where are programs and data
kept while the processor is us
ing them?
(1) Main memory
(2) Seco ndary memo ry
(3) Disk memory
(4) Prog ram me mory
(5) None of these
229. What does storage unit provide?
(1) Place for typing data
(2) Stora ge for informatio n and
instruction
(3) Place for printing information
(4) All of the abo ve
(5) None of these
230. Storag e devices include all of the
following EXCEPT:
(1) A record able CD.
(2) RAM.
(3) A hard driv e.
(4) A DV D dri ve.
(5) None of these
231. The smallest unit of information
a comput er can understand a nd
process is known as a:
(1) Digit. (2) Byt e,
(3) Bit. (4) Kilo byt e.
(5) No ne of the se
232. The most widely used code that
represents each character as aunique 8-bit code is:
(1) ASCI I. (2) Uni cod e.
(3) Binary numbering system.
(4) EBCDIC.
(5) None of these
233. The motherboard is the:
(1)Circuit boa rd that contains a
CPU and other chips.
(2) Circuit board that houses pe
ripheral devices.
(3) Same as the CPU chip.
(4) Th e first chi p tha t is accessed
when the computer is turned
on.
(5) None of these
234. In MIC R, C sta nds for .
( l )C od e (2) Colour
(3) Com put er (4) Character
(5) No ne of the se
235. Th e key and the
key can be used
in combination with other keys
to perform shortcuts and spe
cial tasks.
(1) Control, Alt
(2) Function, toggle
(3) Delete, Insert
(4) Caps Lock, Num Lock
(5) None of these
236. A (n ) is a device
insid e the comp ute r that can be
Hipp ed to an on o r off state.
(1) conductor
(2) electr ical s witc h
(3) instruction set
(4) component
(5) None of these
237. Wh ic h of the fo llo wing is a rea
son for creating a list instead of
creating a database?
(1) to pr even t dat a inconsistency
(2) to prevent data redundancy
(3) to make it easier to share daia
in a central location
(4) to organize data for simple
tasks
(5) None of these
238. W WW stands for
(1) World Word Web
(2) World Wid e Web
(3) World White Web
(4) World Work Web
(5) None of these
239. "Buy Now - Pay Now" is com
monly used for
(1) Visa Car ds
(2) Vault Cards(3) Credit Cards
(4) E-purse
(5) Debit Cards
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240. Smart Card is
(1) Special purpose Cards
(2) Micro proce ssor Ca rds
(3) Processing unit contains
memory for storing data
(4) Processing unit for software
(5) None of these
241. A con tai ns specific rule s
and words that express the logi
cal steps of an algo rithm
(1) Progr amming language
(2) Syntax
(3) Prog rammi ng struct ure
(4) Logic chart
(5) None of these
242. Computers use the number
system to store data and per
form calculations
(1) Binary (2) Octa l
(3) Deci mal (4) Hexadecim al
(5) No ne of the se
243. is the pro ce ss of car ry ing out
commands.
(1) Fetc hing (2) Stor ing(3) Exec uting (4) Dec odi ng
(5) No ne of the se
244. An ope rat ing sys tem that can do
multitasking means that
(1) Th e operat ing syste m can di
vide up work between serial
CPUs
(2) Several pr ogr ams can-be op
erated concurrently
(3) Multiple people can use the
computer concurrently
(4) All of the a bo ve
(5) No ne of the se
245. Th e ter m "use r interfa ce" refersto
(1) Wh at the us er sees o n the
screen and how they can in
teract with it
(2) How the ope rati ng sys tem
responds to user commands
(3) Th e m ea ns b y whic h the
user interacts with the pe
ripheral devices on the com
puter
(4) The monitor that is available
for the computer
(5) Non e o f the se
246. T he back gro und of any worddocument
(1) Is always white colour
(2) Is the colou r yo u pres et un
der the options menu
(3) Is alwa ys the sa me for the
entire document
(4) Can h ave a ny co lour yo u
choose
(5) None of thes e
247. Gro upin g and proces sing all of
a firm's transacti ons at one time
is called
(1) A database management sys
tem
(2) Batch processing
(3) A real-time system
(4) An on-line system
(5) None of thes e
248. Develo ping sets of instructi ons
for the computer to follow and
to do the task the same way as
many times as needed is calle d
(1) Listing
(2) Sequencing
(3) Programming
(4) Directing
(5) Non e of thes e
249. Th e vast networ k of comp uter s
that conne cts millions of propleall over the world is called
(1) LAN (2) We b
(3) Hype rte xt (4) Inter net
(5) No ne of thes e
250. The portion that shows all the
choices you can make while
working in a window is called
the
(1 )Options (2) Tab le
(3) Me nu ba r (4) Ite m ba r
(5) None of these