How Secure Elements and HCE Can

Coexist on an NFC device

SCA – NFC Summit 2014

Austin, Texas

Philip Andreae

OT, a World Leader

In Digital Security Solutions for the mobility Space

uniquely positioned to enable CONVERGENCE €1 bnREVENUE

( Paper ) ( Plastic ) ( Mobile ) ( Cloud )

• OT core business for decades is to enable and secure emerging payments

From paper and plastic … to digital money

OT Motto :

Digital Security Solutions For The Mobility Space

OT Is The Right Partner To Cover All The Scenarios

October 6, 2017 4

EMV Chip Card Mag stripe Card

SIM card Embedded SE TSM

Plastic SE

Mobile SE

Cloud SE Secure Element in the cloud

OT trusted by 2000+ Financial Institutions

Sensitive Data TransferSecret keys

Payment credentials

Secure Credentials Manager

For any kind of Secure Element

Issuing Bank

EMV Cryptogram Contactless Transaction

Acquiring

Issuing Order

Sending Card Credentials with Card Keys

Authorization

Payment Network

Generate Session Key

Calculate EMV Cryptogram

Merchant Acquirer

Generate Card Key

POS

SE in the Cloud

NFC Android Phone (HCE enabled)

‘Restricted’ Credentials with ‘Session’ Key

Simple, Stronger Local Device Verification and User Authentication

Cloud Based Mobile Payment Solution (HCE)

FIDO alliance

OT’s proposition for a safer Cloud

20/01/2014 6

OT is a FIDO board member

World’s first Fido authenticator in the SIM: in demonstration at #MWC2014

Voice biometry : “My Voice is My Password” 2013 Sesames Winner

Providing end-to-end security (server + client)

Trusted partner,

providing end to end

convenient security, privacy,

data protection services

And then there is a bit of technology

8© Oberthur Technologies 2014

Philip AndreaeDirector Field Marketing

p.andreae@oberthur.com+1 404 680 9640