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Page 1: How long can I take to file bankruptcy?

How long can I take to file bankruptcy?

We recently lost our home (foreclosed) recently moved out, we havent been able tto pay any debt including CC's, Personal Loans, Retail Accounts etc. Since My husband and I are currently unemployed but we havent filed bankruptcy either..what can be the consequences or do We still have time to file BK? (Since 2009 is almost over)Does anybody have an idea of the costs to file it?? Thanks for the help

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