houston community college. over 70, 000 students 31% hispanic; 29% african-american; 18% white;...

22
Financial Literacy & Capabilities Houston Community College

Upload: willa-barton

Post on 24-Jan-2016

214 views

Category:

Documents


0 download

TRANSCRIPT

Page 1: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22

Financial Literacy & Capabilities

Houston Community College

Page 2: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22

Over 70, 000 students 31% Hispanic; 29% African-American; 18%

White; 10% Asian; and 13% international 6 Colleges, 22 campuses Two-thirds of HCCS students are

economically and/or academically disadvantaged

Number one in Texas and third in the nation for associate degree awards

13th Associate degree producer in all disciplines combined for Hispanic-Americans

Page 3: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22

Spring 2012

Awarded grant (MDC & Bank of America)

Met with MDC, BOA, & grant recipients Reviewed & developed financial

literacy & capabilities curriculum-Money Matters BOA-Money Smart FDIC-Practical Money Skills for Life

Began planning for fall 2012

Page 4: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22

Summer 2012

Created curriculum, guides, & resources

Held EDUC 1300 professional development

Conducted financial literacy training

Planned financial literacy & capabilities fairs

Page 5: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22

Curriculum Topics

Cost of Living FactorsFinancial Aid & Paying for

CollegeCredit & Predatory LendingBudgeting & Saving (Liabilities &

Assets)

Texas Reality CheckPlayspent

Page 6: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22

Fall 2012

Financial literacy & capabilities curriculum implemented system-wide (5,274 students)

Financial literacy & capabilities fairs held at Northwest & Central Colleges (1,159)

Attended Center for Working Families Convening

Planned for the spring fairs MDC site visit

Page 7: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22

Financial Literacy & Capabilities Fairs

4 DaysCentral College & NW College at Spring Branch

Over 1,100 students attended31 sessions heldRaffles for Barnes & Nobles Gift Cards

Piggy Banks distributed

Page 8: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22

Financial Literacy & Capabilities Fairs Partnerships

Texas Guaranteed Student Loan Group

The Women’s Resource of Greater Houston

Bank of America Office of the City Comptroller Skills 4 Living Money Management International First Community Credit Union HCCS Financial Aid

Page 9: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22

Challenges

Creating an appropriate curriculum

Training facultyReserving facilitiesScheduling presentersAdvertisingImplementation in other SS courses

Page 10: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22
Page 11: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22
Page 12: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22
Page 13: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22
Page 14: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22

Financial Literacy & Capabilities Survey

Fall 2012

Page 15: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22
Page 16: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22
Page 17: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22
Page 18: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22
Page 19: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22
Page 20: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22
Page 21: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22

Open Ended Responses Actions Taken

Started disputing Items on my credit report with the three credit bureaus.

Taking a closer look at unnecessary spending and coming up with a plan to eliminate the spending.

Joined a credit union and a mutual fund. I begin to really stick to my previous budget plan and look into

clearing any debt. Wrote down all the transactions I made during the month and

compared it to how much I was taking in. None. I am 34 years old, with two homes and a kid on the way. I

feel like this section would have been great for me when I was 20.

I think it opened up my mind about Budgeting, now I'm saving change and "Naming" my money.

Reviewed my career goals to my future life and living of my people.

I have been eager to learn more and all about money and economics.

Page 22: Houston Community College.  Over 70, 000 students  31% Hispanic; 29% African-American; 18% White; 10% Asian; and 13% international  6 Colleges, 22

Scaling

SPRING 2013

Curriculum updates Designate faculty

campus sponsors Financial fairs at 3

colleges One day fairs at each

college Evening mini-fairs at

each college Summer-train SS

faculty

FALL 2013

Financial fairs at all (5)colleges fall & spring

One day fairs Evening fairs at

each college