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Learn how to get the very most for your home buying dollar. The actual sale price of your home will be what an able buyer is willing to pay at the time of sale. The trick to pricing a home for sale is to know what comparable homes are selling for at the time you’re ready to sell. The primary research tool used in analyzing home purchase prices is the Buyer’s Comparable Market Analysis (BCMA). This Buyer’s Pricing Kit contains a sample BCMA that shows key features to look for. Information provided as a courtesy. This is not intended to solicit property currently listed with another broker. More Free Offers • Seller’s Protection Checklist • Seller’s Pricing Kit • Home Finder Service • Buyer’s Protection Checklist • Buyer’s Pricing Kit • Buyer’s Pre-Qualication www.monicagalindo.com Information courtesy of Monica Galindo- Thompson (805)377-8681

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Page 1: Homes for Sale, Real Estate, Luxury Homes and ...images.kw.com/docs/0/5/0/050836/Monica_Galindo_Home...Sale $/Sqft Sale Date Taxes Parking Baths Bedrooms List $/Sqft Style $240 5/20/2003

Learn how to get the very most for your home buying dollar.

• The actual sale price of your home will be what an able buyer is willing to pay at the time of sale.

• The trick to pricing a home for sale is to know what comparable homes are selling for at the time you’re ready to sell.

• The primary research tool used in analyzing home purchase prices is the Buyer’s Comparable Market Analysis (BCMA).

• This Buyer’s Pricing Kit contains a sample BCMA that shows key features to look for.

Information provided as a courtesy. This is not intended to solicit property currently listed with another broker.

More Free Offers

• Seller’s Protection Checklist

• Seller’s Pricing Kit

• Home Finder Service

• Buyer’s Protection Checklist

• Buyer’s Pricing Kit

• Buyer’s Pre-Qualication

www.monicagalindo.com

Information

courtesy of

Monica Galindo-Thompson

(805)377-8681

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We can represent our clients in 3 ways:

Buyer's Agent:

During the home selling process we represent you, the buyer. As a buyer's agent we will represent your best interests by monitoring the transaction from start to finish: meaning that a buyer's agent works solely for your best interests.

Seller's Agent:

As a seller's agent we will represent your interests by taking care of your specific needs and providing full disclosure to the seller.

Dual Agent:

As a dual agent we will represent both the buyer and seller at the same time, being responsible for the best interests of both parties.

It is important to choose an agency relationship that represents your best interests.

Agency relationships

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What we will do to help you through the home buying process...

• We will work with you to help you get pre-approved for a mortgage if need be. Sellers and their agents know that a pre-approved buyer is serious and prepared to close on a property quickly.

• Provide immediate access to any new listing that meets your search criteria.

• E-mail your specific home requirements to top producing agents in the area alerting them we have a qualified purchaser.

• Preview all new listings, Internet listings, Open Houses, and For Sale By Owners that suit your home requirements.

• Provide a comprehensive market evaluation of all properties you choose to view.

• Offer step by step communication of all processes leading to the transaction closing.

• Provide consultation and recommendations of the written offer to purchase, with terms approved by you.

• Negotiate the right price for you.

The Home Finding Process

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The more I know about what you want, the easier it is for me to find you the right home.

Requirements

House style(s): Kitchen:

Number of bedrooms: Basement:

Number of bathrooms: Garage:

Living room: Lot size:

Dining room: Pool:

Family room: Age of property:

Fireplace: View:

Home office: Other:

Other requirements and preferences:

To find you the right home I need a clear picture of your needs...

Page 5: Homes for Sale, Real Estate, Luxury Homes and ...images.kw.com/docs/0/5/0/050836/Monica_Galindo_Home...Sale $/Sqft Sale Date Taxes Parking Baths Bedrooms List $/Sqft Style $240 5/20/2003

The more I know about your preferred location, the easier it will be for me to findyou a home that suits your needs.

Requirements

Areas you would like to live in:

Location of property:

Convenient to schools:

Convenient to shopping:

Convenient to work:

Convenient to recreation facilities:

Other location requirements and preferences

Your preferred property location

Page 6: Homes for Sale, Real Estate, Luxury Homes and ...images.kw.com/docs/0/5/0/050836/Monica_Galindo_Home...Sale $/Sqft Sale Date Taxes Parking Baths Bedrooms List $/Sqft Style $240 5/20/2003

Current listings740 Highland Dr E,Camarillo, CA

2760 10 Custom / Sfd 3 3 3car, Attd,Opnr

$849,900 $308 17

604 Corte Elegante,Camarillo, CA

3046 51 Plan 5 / Sfd 4 3½ 2car, Attd,Opnr

$932,500 $306 8

1724 San Vito Lane,Camarillo, CA

3018 25 2 Story / Sfd 4 3 3car, Attd,Opnr

$739,000 $245 27

Recent sales7110 Quito Ct,Camarillo, CA

3734 25 MsterDownst / Sfd

4 3½ 3car, Attd $897,000 $897,000 $240 7

3048 Calle DeMarejada, Camarillo,CA

4320 11 Sfd 5 3½ 3car, Attd $925,000 $905,000 $209 186

3282 Calle DeDebesa, Camarillo,CA

3333 1 Custom / Sfd 4 3½ 3car, Attd,Opnr

$899,900 $889,000 $267 75

Pending sales6450 Armitos Dr,Camarillo, CA

3210 51 Mbr On FirstFloor / Sfd

4 3½ 3car, Attd,Opnr

$899,700 7

2983 Patina Ct,Camarillo, CA

3531 25 Masters Plan1 / Sfd

4 4½ 3car, Attd,Opnr

$889,000 19

7118 Quito Ct,Camarillo, CA

3734 1 Plan Two /Pud

5 3½ 3car, Attd,Opnr

$939,000 6

Comparable Properties

Subject Property

749 Sterling HillsDrive

$719,000

Current listingsRecent salesPending sales

Comparable Properties

$840,466$907,300$909,233

$897,000$286$238

178910

Address SqFt Lot size Style Bed Bath Parking List Price Sale Price $/Sqft DOM

Average for comparable type List Price Sale Price $/Sqft DOM

Address SqFt Lot size Style Bed Bath Parking List Price Sale Price $/Sqft DOM

0

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Subject Property (SP) - 749 Sterling Hills Drive, Camarillo, CA - $905,000Current listing (CL1) - 740 Highland Dr E, Camarillo, CA - $849,900Recent sale (RS1) - 7110 Quito Ct, Camarillo, CA - $897,000Recent sale (RS2) - 3048 Calle De Marejada, Camarillo, CA - $905,000Recent sale (RS3) - 3282 Calle De Debesa, Camarillo, CA - $889,000Pending sale (PS1) - 6450 Armitos Dr, Camarillo, CA - $0Pending sale (PS2) - 7118 Quito Ct, Camarillo, CA - $0

Map of All Comparable Properties

Page 8: Homes for Sale, Real Estate, Luxury Homes and ...images.kw.com/docs/0/5/0/050836/Monica_Galindo_Home...Sale $/Sqft Sale Date Taxes Parking Baths Bedrooms List $/Sqft Style $240 5/20/2003

Current Listings

740 Highland Dr E, Camarillo, CA

1

8/2/2003

33

$308

Levels10217

Features: Roof: Comp, Appl: Dish,Elec, Garb, Gas, Micr, Rang,Fireplace: 3, Amen: Dinr, Famr,Ht/Ac: Airc, Fair, Gas, Ext: Stuc,Wood, View: Moun, Ocea, Vall,Floor: Carp, CermComments: You Will Be On Top OfThe World In This Custom BuiltHome In Desirable CamarilloHeights. Spacious Open Floor PlanWith Many!! Upgrades. BreathtakingsViews Of Ocean, City, Hills AndBeyond. Fabulous Designer KitchenWith Com'l Stove, Granite Counters,Lg Pantry, Lots Of Counter Space,Large Bar And Lots Of Views. MasterSuite Has Spa Tub, Fireplace, HugeDeck And More. The Home Also HasA Wonderful Office With PeacefulViews Of City. This One Of A KindHome Is Perfect For Entertaining, -County: Ventura - Zip Code: 93010 -1216 - Map: 494 E-6

Camarillo / 42 /0421 2760

3car, Attd, Opnr

Custom / SfdStyleList $/Sqft

Lot SizeAgeDOMList DateTaxesParkingBathsBedroomsSquare Ft

$849,900

604 Corte Elegante, Camarillo, CA

2

8/11/2003

3½4

$306

Levels5148

Features: Roof: Tile, Appl: Dish,Garb, Gas, Micr, Rang, Trsh,Fireplace: 2, Amen: Dinr, Famr,Pool, Rvac, Spa, Ht/Ac: Airc, Fair,Gas, Ext: Stuc, View: Moun, Ocea,Othr, Vall, Floor: Carp, Cerm, MarbComments: One Of A Kind SpanishHills Vina Del Mar. Exquisite SettingWith Views And Incredible HugePrivate 1/4+ Acre Cul -De -Sac Lot.Numerous Patios, 40 Ft Pool & Spa($75,000). Formal Marble Entry($35,000 In Flooring) & 18' Ceilings.Elegant Formal Dinning. CustomDrapes & Plantations Shutters T/O.Great Kitchen W/Granite CountersOpens To Super Sized Family Room& 2nd Fpl. Master Suite W/Views &Balcony, Two Walk -In Closets. Big RvParking. Security System, PrewiredSurround Sound. - County: Ventura -Zip Code: 93010 -9108 - Map: 524 A-2

Camarillo / 43 /4397 3046

2car, Attd, Opnr

Plan 5 / SfdStyleList $/Sqft

Lot SizeAgeDOMList DateTaxesParkingBathsBedroomsSquare Ft

$932,500

1724 San Vito Lane, Camarillo, CA

2

7/23/2003

34

$245

Levels25227

Features: Roof: Tile, Appl: Dish,Elec, Garb, Gas, Micr, Rang, W220,Fireplace: 1, Amen: Dinr, Famr,Ht/Ac: Gas, Ext: Stuc, Wood, Floor:Carp, CermComments: Better Than New. TwoYear Old San Simeon 4+3 On LargePremium Lot. Granite Counters &Travertine Flooring In Kitchen.Surround Sound & Intercom With CdPlayer Throughout. Central Vac, TopOf The Line Water Softener, AlarmSystem And 6 Ceiling Fans. Sconce& Recessed Lighting. UpgradedBath With Jet Tub And Dual Walk -InClosets In Master. Amazing Patio. AMust See! - County: Ventura - ZipCode: 93012 -4030 - Map: 524 J-1

Camarillo / 45 /507702 3018

3car, Attd, Opnr

2 Story / SfdStyleList $/Sqft

Lot SizeAgeDOMList DateTaxesParkingBathsBedroomsSquare Ft

$739,000

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Recent Sales

7110 Quito Ct, Camarillo, CA$897,000 List Price

Mster Downst / Sfd

Sale $/SqftSale DateTaxesParkingBathsBedrooms

List $/Sqft

Style

$2405/20/2003

3car, Attd3½43734$240

Lot SizeAge

252

$897,000

7

Features: Roof: Tile, Appl: Dish,Garb, Gas, Micr, Rang, Fireplace: 1,Amen: Dinr, Famr, Ht/Ac: Airc, Fair,Ext: Stuc, View: Moun, Vall, Floor:Carp, Cerm

Comments: Incredible NewerHome With Panoramic Views.Sought After Floorplan With MasterBedroom Downstairs, OfficeDownstairs. Upstairs BedroomsWith Bonus Room. Light And Bright,Volume Ceilings. - County: Ventura- Zip Code: 93012 -9074 - Map: 495D-7

DOM

Square Ft

Camarillo / 46 /410305

3048 Calle De Marejada, Camarillo,CA $905,000 List Price

Sfd

Sale $/SqftSale DateTaxesParkingBathsBedrooms

List $/Sqft

Style

$2098/2/1999

3car, Attd3½54320$214

Lot SizeAge

114

$925,000

186

Features: Roof: Tile, Appl: Dish,Elec, Garb, Gas, Micr, Rang, Trsh,W220, Fireplace: 2, Amen: Dinr,Famr, Pool, Rvac, Spa, Ht/Ac: Airc,Fair, Gas, Ext: Bric, Stuc, View:Golf, Floor: Carp, Cerm, MarbComments: Brand New HomeUnder Construction. Dual GlazedWindows, Security & Music IntercomSystem, Dual Zone Heating & AirCond. Maple Cabinetry,Blt In SubZero Ref, Butlers Pantry, KholerJaccuzi Tub, Swimming Pool & Spa,Front & Rear Yd. Landscaping. -County: Ventura - Zip Code: 93010 -8338 - Map: 493 J-6

DOM

Square Ft

Camarillo / 43 /3318

3282 Calle De Debesa, Camarillo,CA $889,000 List Price

Custom / Sfd

Sale $/SqftSale DateTaxesParkingBathsBedrooms

List $/Sqft

Style

$2676/3/2002

3car, Attd, Opnr3½43333$270

Lot SizeAge

111

$899,900

75

Features: Roof: Tile, Appl: Dish,Elec, Garb, Gas, Micr, Rang, W220,Fireplace: 1, Amen: Dinr, Famr,Rvac, Ht/Ac: Fair, Gas, Ext: Stuc,View: Moun, Vall, Floor: Carp, Othr,Extra: OthrComments: Lowest Priced Home InBella Vista! Spectacular Views OfThe Mountains, City & Sunsets!Private Courtyard Entry. FrenchDoors Access The 6 Patios ThatSurround The Home. Family RoomOpen To The Kitchen & MorningRoom. Office + Recreation RoomGreat Cul -De -Sac Location In GatedCommunity. No Mello Roos. -County: Ventura - Zip Code: 93010 -8337 - Map: 493 J-6

DOM

Square Ft

Camarillo / 43 /3318

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Encouraged! - County: Ventura - ZipCode: 93012 -9074 - Map: 495 D-7

Pending Sales

6450 Armitos Dr, Camarillo, CAList Price

Mbr On First Floor /Sfd

Sale $/SqftSale DateTaxesParkingBathsBedrooms

List $/Sqft

Style

3car, Attd, Opnr3½43210$280

Lot SizeAge

5114

$899,700

7

Features: Roof: Tile, Appl: Dish,Elec, Garb, Gas, Micr, Rang, Trsh,W220, Fireplace: 1, Amen: Dinr,Famr, Rvac, Ht/Ac: Airc, Fair, Gas,Ext: Stuc, View: Moun, Vall, Floor:Carp, Cerm, Extra: CablComments: Views, Extra Lrg. Lot -Side Entry, 3 Car Garage W/AtticSpace Storage, Extra Amt. OfParking -Master Br W/Extra LargeWalk -Thru Closet -3 Bedrooms On2nd Level(One Is Ensuite) -HallwayBath Between Other 2 Bedrooms,Large - Security - Central Vac - DualAir/Heat - Room For Guest House,Etc. - County: Ventura - Zip Code:93012 -8827 - Map: 495 C-6

DOM

Square Ft

Camarillo / 46 /2930

2983 Patina Ct, Camarillo, CAList Price

Masters Plan 1 / Sfd

Sale $/SqftSale DateTaxesParkingBathsBedrooms

List $/Sqft

Style

3car, Attd, Opnr4½43531$252

Lot SizeAge

253

$889,000

19

Features: Roof: Tile, Appl: Dish,Elec, Garb, Gas, Micr, Rang, Trsh,W220, Fireplace: 2, Amen: Dinr,Dwnm, Famr, Spaa, Ht/Ac: Airc,Fair, Gas, Ext: Stuc, View: Golf,Moun, Vall, Floor: Carp, Marb,Extra: SecgComments: Absolutely BeautifullyUpgraded And Appointed HomeWith Stainless Steel VikingAppliances, Gorgeous GraniteCounters, Stone Flooring ElegantlyDesigned. Downstairs MasterMakes This Plan Special. Has ToBeen Seen To Appreciate. BringYour Fussiest Buyers. - County:Ventura - Zip Code: 93010 -7481 -Map: 493 H-6

DOM

Square Ft

Camarillo / 43 /494804

7118 Quito Ct, Camarillo, CAList Price

Plan Two / Pud

Sale $/SqftSale DateTaxesParkingBathsBedrooms

List $/Sqft

Style

3car, Attd, Opnr3½53734$251

Lot SizeAge

12

$939,000

6

Features: Roof: Tile, Appl: Dish,Elec, Garb, Gas, Micr, Rang, W220,Fireplace: 1, Amen: Dinr, Dwnm,Famr, Hand, Rvac, Ht/Ac: Airc, Fair,Gas, Ext: Rock, Stuc, View: Moun,Vall, Floor: Carp, Cerm, MarbComments: Pics AtLaurameans.Com. Like A 1 StoryWith The Master BedroomDownstairs! Best Hilltop Location InEast Camarillo.Dual A/C,CentralVac, SoaringCeilings,Granite/Tile.Perfect SmallYard For A Future Infinity PoolOverlooking Gorgeous -No,Phenominal Views OfOrchards,Valleys, And EndlessMountains. Back -Up Offers Strongly

DOM

Square Ft

Camarillo / 46 /410305

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(Note: In a hot market, it is rare to fi nd any expired listings.)

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Property Adjustments

7110 Quito Ct,Camarillo, CA373425Mster Downst / Sfd

43½3car, Attd

$897,000

7110 Quito Ct,Camarillo, CA7110 Quito Ct,Camarillo, CA

$897,000

$897,000

Incredible NewerHome WithPanoramic Views.Sought AfterFloorplan WithMaster BedroomDownstairs, OfficeDownstairs.UpstairsBedrooms WithBonus Room.Light And Bright,Volume Ceilings. -County: Ventura -Zip Code: 93012 -9074 - Map: 495 D-7

3048 Calle DeMarejada,Camarillo, CA432011Sfd

53½3car, Attd

$925,000

3048 Calle DeMarejada,Camarillo, CA

3048 Calle DeMarejada,Camarillo, CA

$905,000

$905,000

Brand New HomeUnderConstruction. DualGlazed Windows,Security & MusicIntercom System,Dual Zone Heating& Air Cond. MapleCabinetry,Blt InSub Zero Ref,Butlers Pantry,Kholer JaccuziTub, SwimmingPool & Spa, Front& Rear Yd.Landscaping. -County: Ventura -Zip Code: 93010 -8338 - Map: 493 J-6

3282 Calle DeDebesa,Camarillo, CA33331Custom / Sfd

43½3car, Attd, Opnr

$899,900

3282 Calle DeDebesa,Camarillo, CA

3282 Calle DeDebesa,Camarillo, CA

$889,000

$889,000

Lowest PricedHome In BellaVista! SpectacularViews Of TheMountains, City &Sunsets! PrivateCourtyard Entry.French DoorsAccess The 6Patios ThatSurround TheHome. FamilyRoom Open ToThe Kitchen &Morning Room.Office + RecreationRoom Great Cul -De -Sac Location InGated Community.No Mello Roos. -County: Ventura -Zip Code: 93010 -8337 - Map: 493 J-6

749 Sterling HillsDrive

$719,000

AdjustmentsTotals

Sale PriceList Price

CommentsParkingBaths

StyleLot Size

Adjusted SalePrice

Address

Square Feet

Bedrooms

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l

• In a local real estate magazine

• Via the Internet

• Other agents FOR SALE sign

• Other agents OPEN HOUSE

• From a friend

• A "For Sale by Owner" sign

• Other agents exclusive listing

I can sell any of them to you!

Most importantly, I can negotiate any offers for you. But, if you view a property with someone else, I can not represent you. If you see a sign, an open house, or even hear about a property, call me first and I will provide you with all the information on that property and make all the necessary arrangements for viewing.

No matter where you find homes that attract your attention...

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Pre-qualification / interviewApplication interviewLender obtains all pertinent documentation

Order documentsCredit report, appraisal on property, verifications of employment

Loan submissionThe loan package is assembled and submitted to the underwriter for approval

DocumentationSupporting documents come inLender checks on any problemsRequest for any additional items are made

Loan approvalParties are notified of approval

Documents are drawnLoan documents are completed & sent to titleBorrowers come in for final signatures

FundingLender reviews the loan packageFunds are transferred by wire

Stepping through the loan process

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A very important part of purchasing a home is finding the right lender. Below are some characteristics you should look for when choosing a lender. Also, things to be aware of when choosing a lender.

Shopping for a Lender

Questions to ask while shopping for your lender...

What is his/her reputation within the community? How many loans do they close each year?

Is the company well known in the area? How long has the company been in business?

Does the lender have access to a wide variety of loan packages?

Can the interest rates be locked in and for how long?

Things to be aware of when shopping for a lender...

Quoted rates over the phone are rarely locked prices. This is one way the lender gets you to come to his office. Rates can be subjected to changes unless they are predetermined for a specific period of time.

Interest rates can change daily. A quote you get today may not be available at the same price tomorrow.

The interest rate you are quoted over the phone may not be a program that will fit your needs or situation.

Many lenders will discount their posted rates for well qualified customers.

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Most Real Estate agents and Lenders recommend that home buyers get pre-qualified with a lender before selecting a home to purchase. This way you will have the best information about the price you have chosen.

Getting pre-qualified

Reasons to get pre-qualified...

With pre-qualification, you can determine which loan program best fits your need and which programs you qualify for.

You will know exactly how much you are qualified for. It's no fun to find your ideal home and then realize that you can't afford it.

Your monthly payment will be set. This will allow you to budget your money before making this large investment.

It shows you what the down payment and closing costs will be.

If you are a first-time buyer, you may be able to qualify for a special first-time buyer program which may allow you to afford more home for your money.

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Send change of address cards to __ Post office __ Charge accounts __ Subscriptions __ Friends / Relatives

Disconnect utilities __ Water __ Electric __ Gas __ Telephone __ Cable television __ Other

Cancel deliveries __ Milk __ Newspaper __ Other

Transfer membership __ Church __ Clubs __ Civic organizations

Moving checklist

Transfer bank accounts __ Checking __ Savings __ Safety deposit box

Notify insurance companies __ Health __ Life __ Auto __ Homeowners

Obtain medical records __ General practitioner __ Dentist __ Optometrist __ Other doctors

Miscellaneous __ Make arrangements with moving company __ Obtain school records for children __ Obtain birth and baptismal records __ Have drug prescriptions re-filled __ Have car tune-up for trip