homefinders weekend april 20-22, 2012
DESCRIPTION
Real estate for sale in Wenatchee, WA and surrounding communitiesTRANSCRIPT
AgentsFeatured
omefinder’sHomefinder’shomes.wenatcheeworld.com
Homefinder’sNorth Central Washington
WEEKEND
From the KCM Blog
April 12, 2012I learned a long time ago that “common sense is NOT common practice.” This is especially the case during the emotional time that surrounds buying a home, when people tend to do some non-commonsensical things. Here are a few that I’ve seen over the years that have delayed (and even killed) deals:
Don’t deposit cash into your bank accounts. Lenders need to source your 1. money and cash is not really traceable. Small, explainable deposits are fi ne, but getting $10,000 from your parents as a gift in cash is not. Discuss the proper way to track your assets with your loan offi cer.Don’t make any large purchases like a new car or a bunch of new furniture. 2. New debt comes with it, including new monthly obligations. New obligations create new qualifi cations. People with new debt have higher ratios…higher ratios make for riskier loans…and sometimes qualifi ed borrowers are no longer qualifying.Don’t co-sign other loans for anyone. When you co-sign, you are obligated. 3. With that obligation comes higher ratios, as well. Even if you swear you won’t be making the payments, the lender will be counting the payment against you.Don’t change bank accounts. Remember, lenders need to source and 4. track assets. That task is signifi cantly easier when there is a consistency of accounts. Frankly, before you even transfer money between accounts, talk to your loan offi cer.Don’t apply for new credit. It doesn’t matter whether it’s a new credit card 5. or a new car, when you have your credit report run by organizations in multiple fi nancial channels (mortgage, credit card, auto, etc.), your FICO score will be affected. Lower credit scores can determine your interest rate and maybe even your eligibility for approval.Don’t close any credit accounts. Many clients have erroneously believed that 6. having less available credit makes them less risky and more approvable. Wrong. A major component of your score is your length and depth credit history (as opposed to just your payment history) and your total usage of credit as a percentage of available credit. Closing accounts has a negative impact on both those determinants of your score.
The best advice is to fully disclose and discuss your plans with your loan offi cer before you do anything fi nancial in nature. Any blip in income, assets, or credit should be reviewed and executed in a way to keep your application in the most positive light.
Realtor’s Corner6 Don’ts After You
Apply For A Mortgage
My Real Estate business is going to the dogs! (and cats too)
Windermere Real Estate/NCW
I donate a portion of my commissions to theWenatchee Valley Humane Society.
Jerry Paine509-860-7696 • ncwrealestate.comCall me for all your real estate needs.
Stephen
Bishop
679-7004
www.wenatcheepremierhomes.com
Sharon Moreland
670-0075
Office: 662-3491fax: 664-3897
Cell 509-679-4132
garymullenrealestate.com
Office: (509) 888-3950
~ Buying or selling...together w
~ Buying or selling...together we can unlock your dreams! ~
~17 years marketing &
new construction experience ~
741-2548 Cell
R E A L E S TAT E
Bringing Buyers & Sellers Together
Eric RussellManaging Broker
741-0516
Connect to johnlscott.com/wenatcheeofice • 662-4772 • 1201 N. Wenatchee Ave.This Office independently Owned & Operated
Wenatchee World - Real Estate • 8col x 4 (10.8333” x 4”) 4C • ad rep: Toni Stubbe • account name: Banner Bankagency: Uppercut Advertising • contact: Laurie Jaglois 425-922-6490 • v2, revised March 2, 2012
Member FDIC
Get your home loan from the home team.
If you’re in the market for a home loan in the Wenatchee area, connect
with Brette Sangster and Cori Bautista. They can help you with any type
of loan package, including purchase, refinance, first time home buyers,
FHA/VA, custom construction, Guaranteed Rural Housing, manufactured
home loans, reverse mortgages, and more. And no one is more connected
to the Valley we call home. So call or stop by and pay Brette and Cori a
visit. Your home team would love to help.
Brette Sangster, VP
and Cori Bautista, CME
Residential Loan Officers
501 N. Mission St.
Wenatchee, WA 98801
Brette (509) 886-8282
Cori (509) 886-8285 www.bannerbank.com
Lela [email protected]
Honesty, Integrity and 18 years of Experience
Make Dreams come True
1 S. Chelan St., Wenatchee • 509-888-8887
Coldwell Banker LaVigne
”
1 S. Chelan St., Wenatchee •
People are “Our Business”
Tammy Horton • 670-8047 • ColdwellBankerLaVigne.com1 S. Chelan St., Wenatchee • 888-8887
HomeFinder’s Weekend section is viewable all weekendPlan Your Open Homes Tour on Saturday by visiting
homes.wenatcheeworld.comand clicking on the Weekend Section!
omefinder’sHomefinder’shomes.wenatcheeworld.com
Homefinder’sNorth Central Washington
WEEKEND
RESERVE YOUR
SPACE TODAY!
Contact: Tom Nees
509-860-2091
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OPEN HOUSES • AGENT FINDER
FEATURED LISTINGS
REALTOR SPOTLIGHT
REALTOR’S CORNER
Saturday Open Homes$298,500 625 Easy Street Open Sat. & Sun. 12-4 RE/MAX Landmark Jon Port 669-5400
Wenatchee
$45,500 1132 Foothills Open Sun. 12-1:30 Century 21 Exclusively Harold Jones 699-1214
$199,900 2134 Citation Loop Open Sun. 1-3Just Completed 3 bed, split-level, 1500 sq. ft. Great views from vaulted Living, Dining and Kitchen! Deck off dining. Builderwarranty included. Directions: From Crawford, South on Methow, left on Saddlehorn, right on Citation Loop.Premier One Properties Rich Rimbach 670-5843
$230,000 1512 Rex Road Open Sun. 1-3 Beautifully updated two story home! Built in 2004, 3bedrooms, 2.5 bath, 1,914 sq. ft., fully fenced back yard,irrigation water, RV pad with utilities. Directions: Crawford to South on Okanogan, right at Rex Road, house is on left.Windermere Real Estate/NCW Russ Andrews 670-6150
$282,900 2873 #1 Canyon Road Open Sun. 11-1Country setting with acreage close to town, 3 bed, 2 bath rambler with double car garage, plus carport and huge shop.Directions: Up 5th across Western. Watch for signs Century 21 Exclusively Brenda Burgett 669-3206
$319,900 16 Summercreek Place Open Sun. 11:30-1 Premier One Properties Sharon Moreland 670-0075
$378,500 1013 Westmoreland Open Sun. 1:30-3Entertain with a view! Close In! Three bedrooms, 3 baths, view deck and in-ground pool. Many upgrades. Full living areadownstairs also. Directions: West on Fifth St., North on Surry,left on W. Chester, right on Westmoreland.Laura Mounter Real Estate & Co. Stan Hartmann 741-0892
$464,900 536 Cedar Wood Lane Open Sun. 1-3 Premier One Properties Kelly Thompson 264-3185
Wenatchee
$499,000 2145 Sunrise Circle Open Sun. 1-4Private sanctuary on sprawling lot with amazing valley and river views. Community pool, park and tennis courts. 5 bed, 3 bath, 4000+ sq. ft. Nothing like it in Wenatchee Valley. Directions: Take Western Ave. North to Sunrise Circle, follow signs.Premier One Properties Kelly Boyle 860-2040
$549,900 2980 Mission Ridge Rd. Open Sun 2-3:30 Premier One Properties Sharon Moreland 670-0075
$678,500 1895 Broadview Way Open Sun. 11:30-1Dreamy Mediterranean magic. Two shops, greenhouse, 2 bed-room suites, plus library/den. Kitchen with 6 burner Viking stove, prep sink, island sitting area, maple cabinetry with toffee glaze, buffet, wet bar. Directions: Above Western off Maiden Lane.Century 21 Exclusively Betsy Loomis 669-6464
Sunnyslope$279,000 565 W. Rolling Hills Ln. Open Sun. 11-12:30 Laura Mounter Real Estate & Co. Nannette Saint 679-2741
3 Lakes/Malaga$179,900 3013 Kona Street Open Sun. 12-2 Windermere Real Estate/NCW Cindy Seyster 670-6466
$179,900 3498 Marlette Place Open Sun. 12-2Come see and receive a free gift! 3 bed, 2 bath 1800+sq. ft. like new manufactured home, nearly 1/2 acre. This homecomes with a 30x40 shop and RV parking. Directions: Malaga Hwy, past store, right on W. Malaga, right Dixie LaneWindermere Real Estate/NCW Tim Seyster 669-5786
$212,900 3163 Bermuda St. Open Sun. 2-3Four bedroom tri-level with 2.5 baths and newer roof, skylights, deck and fencing. Large backyard with gazebo and wired for hot tub. Half bath in garage. Directions: W. Malaga Rd., left on Conarty, left on Bermuda, home on right.Laura Mounter Real Estate & Co. Cindy Smith 664-6278
$414,000 3060 Riverview Lane Open Sun. 2-3:30 Century 21 Exclusively Betsy Loomis 669-6464
East Wenatchee
$110,000 Lot 1 Highland Place Open Sun. 2-4Amazing 2+ acre lots with expansive views in gated community with walking, hiking trails. Power, water, irrigation to lots. Only 5 lots remain! 5 minutes to East Wenatchee. Directions: Hwy. 28 towards Quincy, left on Quincy Street.Coldwell Banker LaVigne Laurie Carlson 393-9010
$129,900 554 Morning View Circle Open Sun. 1-3Turn key 3 bed, 2 bath 2003 manufactured home. Views,private yard. Directions: East on 5th, left on Morning View Ave. John L. Scott Wenatchee Tracy Franklin 670-1165
$179,900 506 Nahalee Open Sun. 12-2 Century 21 Exclusively Andrea Lutes 670-4553
$214,900 701 N. Lyle Open Sun. 11:30-1:30 Coldwell Banker LaVigne Laurie Carlson 393-9010
$249,500 1441 Copper Loop Open Sun. 1-31801 Sq. Ft. rambler on large lot with room for RV parking. Still time to pick your colors! Kitchen with breakfast nook and great room. Covered patio, 2 bedrooms, 2 baths. Directions: SE 4th Street to Kansas. Windermere Real Estate/NCW Cliff Larson 679-0202
$249,900 1203 Jupiter St. Open Sun. 1-2:30 Century 21 Exclusively Nikki Birmingham 679-9246
$259,900 623 S. James Open Sun. 11:30-1 Debra White Real Estate Group Tana Wood 433-0091
$269,900 1681 Eastmont Ave. Open Sun. 1-3 Premier One Properties Heidi Favor 741-2548
$299,900 1211 Jupiter St. Open Sun. 1-2:30 Century 21 Exclusively Nikki Birmingham 679-9246
East Wenatchee
$320,000 1254 SE Juno St. Open Sun.1-34 bed, 3 bath, attractive daylight rambler has nice porch and incredible square footage for the money! Directions: Up 3rd,past Costco, right on Iowa, left on James.Coldwell Banker LaVigne Judy Waterhouse 860-4363
$335,000 351 NE 19th #20 Open Sun.1-2:30�Hey Mom & Dad� We found the perfect Condo! See foryourselves this beautiful Country Club Crescent Condo.Directions: East on 19th past Baker turn left at open house sign. Easy Living -Full Valley Views! Come see and receive a free gift!Windermere Real Estate/NCW Jolly Seyster 670-2500
$369,900 47 S. Mandolin Open Sun. 1-2:30Spacious 4+ bedroom, 2 story home with large open kitchen with granite counter tops plus bar eating area. 3 car garage, fenced back yard with irrigation. Directions: East on Grant Road, right on Mandolin. Century 21 Exclusively DeAnn Compton 670-9966
Rock Island
$299,000 4600 Rock Island Open Sun. 12-2Country living with plenty of room for all the toys. 3 bed, 2 bath. 5 acres of cherry trees, mostly Bings and Rainiers. Garage, well and carport. Large covered patio. Some equipment included. Directions: Hyw 28, Rock Island Road, 2nd home on right.Premier One Properties Jeff Benson 630-6859
Cashmere
$215,000 330 Division Open Sun. 12-1:30 Laura Mounter Real Estate & Co. Cindy Smith 664-6278
Members of the North Central Washington Association of REALTORS® give back to the com-
munity by donating their time to help the American Red Cross during their February Blood Drive.
$650,000 4911 Old Monitor Rd. Open Sun 1-2:30 Windermere Real Estate/NCW Christie Kay 630-8289
Leavenworth
$349,700 183 O�Grady St. Open Sun. 1-3 Coldwell Banker LaVigne Debbie Chase 630-0235
For additional information on these Open Houses visit:www.ncwaropenhouses.com
CANCELLED
OPEN HOUSES
135 N. Mission Wenatchee, WA • 509-662-2100
See Our Open Houses andother Fine Listings at
www.century21exclusively.com
www.premierone.biz925 Fifth St., Wenatchee • 662-3491
1832 NE. GLEN STREET - EAST WENATCHEE
One level living, with low-maintenance, beautifully landscaped yard, featuring a hot tub! Covered decks with trex decking. 3 bedrooms, 2 baths, plus an office! Open floor plan that flows nicely. Better than new....yard done, blinds in. A must see home! $236,500. Please Contact VIKKI GILDEN @ 670-5428 For more information.MLS# 697690
1235 GRAND ROAD – EAST WENATCHEE
EXCEPTIONAL INVESTMENT OPPORTUNITY3 bedroom,1 bath home with land that has been verbally approved for three additional lots. Rent or live in the home while you develop the remaining land. Nice cozy living room with fireplace. $189,000. Please Contact JEFF BENSON @ 630-6859 For more information.MLS# 696528
107 E. MOUNTAIN BROOK LN. - WENATCHEE
Beautiful mountain and river views from this custom built 3600+ sf home with attached 4 car garage PLUS a 1200+sf fully finished shop with separate heat, air and 1/2 bath. French Country themed kitchen features top end stainless appliances, 6 burner gas range, wine cooler, walk-in pantry and huge slab granite island. Gas fireplace is open to living and family room with surround sound. $645,000. Please Contact PAUL MARES @ 670-2119 For more information. MLS# 697678
1112 KITTITAS ST.- WENATCHEE Spacious 2364sf rambler with main floor master, separate living and family rooms, hobby room and full basement for expansion. Possible 3rd br in basement. Freshly painted! Lots of counter space and eating bar in the kitchen. Refrigerator included! Hardwood, laminate and tile floors, detached shop with power! RV parking off alley! Lots of home for the price! $172,500. Please Contact PAUL MARES @ 670-2119 For more information. MLS# 696975
1011 N. BAKER AVE.- EAST WNATCHEE INVESTMENT OPPORTUNITY – Newly listed 4-plex on private drive, 2-bedroom, 1-bath units with security entrance, carports and storage. Well maintained. Excellent rental history. $349,900. Please Contact JEANNIE KING @ 679-5150 For more information. MLS# 696788
136 SOUTH MILLER STREET. - WENATCHEE
White Brick Beauty. Circular drive leads you to the front door. Hardwood floors are immediately noticeable through out the entire home. Modern kitchen with sun filled eating area and access to the private patio. Large elegant rooms with an abundance of built in features. yesterdays charms with today’s amenities. $359,900. Please Contact WAYNE LORANGER @ 669-3202 For your private showing.MLS# 694111
Debbie S. Feist, LUTCF
(509) 884-4800
363 Eastmont Ave.
East Wenatchee
Brad E. Huddle
(509) 664-4000
235 N. Mission St.
Wenatchee
Jason Ellard
(509) 664-7058
342 N. Wenatchee Ave.
Wenatchee
Now, more is less.
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HomeFinder’s Weekend
section is viewable all weekend
homes.wenatcheeworld.com
Windermere Real Estate / NCW
662-7184 • 1-800-841-0055www.windermerewenatchee.com
$287,500 .....................CASHMEREUpdated! 2,600 sq ft, 4 bedrooms, 2.5 baths, master suite+ 3 bedrooms, walk in closets, new appliances, tile floors, fresh paint on main floor & exterior, double garage, fenced yard, irrigation, great location. MLS# 697838Jerry Paine 860-7696
$259,500 .........EAST WENATCHEE Elegant tri-level home sure to complement your busy lifestyle. Still time to pick your colors. Superb design with upscale finish package built by Timberwood Homes. MLS# 697878 Julie Jessup 670-6647
$259,500 .........EAST WENATCHEERambler on big corner lot! 1,887 sq ft 3 bedroom 2 bath premier home in a premier community. Home warranty included. MLS# 697876 Julie Jessup 670-6647
$252,500 .........EAST WENATCHEE Upscale 3 bedroom, 2 bath, 1801 sq. ft. rambler in Summerhill! Still time to pick your colors. Call for full list of finish work. MLS# 697879 Julie Jessup 670-6637
$239,900 .........EAST WENATCHEE New Listing! 4 bedrooms, 2.75 baths, 2,350 sq ft, beautifully updated. Living room fireplace, open floor plan, wonderful backyard, fully fenced, irrigation. Awesome location close to schools, churches, & parks. MLS# 697874Tim Seyster 669-5786