home renters guide
DESCRIPTION
This ebook will show you how to find and get approved for any apartment you wish. Also we have tips for people with criminal backgrounds on how to find a home and get approved.TRANSCRIPT
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By: Ronald Hart
Real Estate Leasing Agent
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Table Of Contents Contents Table Of Contents ......................................................................................................................................... 1
Should I Buy A Home or Rent An Apartment .............................................................................................. 3
What It Takes To Be A Great Tenant ........................................................................................................... 5
Six Reasons For Picking Out Serviced Apartments ...................................................................................... 6
How to Get Approved For an Apartment Even With a Criminal Record ..................................................... 8
Tips For Renters The Importance of a Walk Through Inventory Punch List ............................................. 10
Why Is Tenant Screening So Important? .................................................................................................... 12
Benefits to Live in Furnished Apartment .................................................................................................... 13
Types of Apartment Leases ........................................................................................................................ 14
Is My Rental History Important .................................................................................................................. 16
Get Out of Your Apartment Lease .............................................................................................................. 17
How to Search For Your Next Apartment .................................................................................................. 19
Ask These Questions Before You Move in Your Next Apartment ............................................................ 21
Rent an Apartment with a Broken Lease .................................................................................................... 22
Get To Know Your New Neighborhood ..................................................................................................... 24
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Should I Buy A Home or Rent An Apartment
How often do we hear the renting for buying question. Which one is better for our own personal
situation? The answer will really depend on you and what your searching for at the time. First of
all, a good start will be to understand whats costs you will undertake with both renting and
buying your own place. Read more to find out what kind of budget you might need for either
situation.
The Upfront Costs: Buying and Renting
The biggest differenct between both cases will be the amount of money you will have to invest
upfront when you do purchase a home. And renting an apartment usually only has a few upfront
minimal fees. Usually you are only responsible for an application fee, security deposit, and an
adiminstration fee.
This usually results small upfront fees that many people can afford. And remember that if you
treat your place with respect and leave it in the condition which you found it, you usually will
receive it back in full. So in retrospect the fees are somewhat cheap.
However, when you are purchasing a home you will find out that there are many more
expenses. Remember that when you begin the process you will be responsible for earnest
money, a large down payment in most cases, closing costs, and of course appraisals,
inspections, and mortgage application fees.
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Normally the fees will revolve aroundt he price you pay for the home. For example, if the price of
the home is $200,000, you might be responsible for the following:
Down payment (20%) $40,000
Inspection $300-$500
Closing Costs: $6000
And as you can see these fees sure do add up quickly. The downpayment can vary greatly
depending on several different factors. And you might be able to negotiate some of these fees.
Expenses After Your Move In
So as you can see that buying a home requires much more money upfront than renting
downtown Houston apartments . Remember that a renter won’t incur as many expenses after
the move in either. Homeowners must also pay the following:
Property Taxes
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Homeowners Insurance
Maintenance
HOA Fees
What It Takes To Be A Great Tenant
When your renting an apartment home, you want to be sure that you act as a great tennt but
also a good neighbor as well. And how do you really know that your are the good tenant in your
apartment building. Of course we all should know what good manners are when we are
communicating with our neighbors. And if you want to be a model tenant, then there are some
things you can do. Read on to find out some tips that can help you be that awesome apartment
renter.
Pay, Pay, Pay
The number one factor that really will determine whether you are considered a good tenant, is
whether you pay your rent when its due. No matter how nice of a person you are, if you don’t
give your rent check to the landlord or leasing office on time, you will be looked upon in a poor
light. However, if you do pay your money on time each month, you will be seen as a responsible
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tenant. Don’t worry about paying early, just make sure they get their money when they are
supposed too. If you are having money problems, be sure you approach the management office
and tell them your situation.
Also you will need to give the appropriate notice when you decide that you will not be renewing
your apartment lease. Remember that your unit will need to be rented again and the manager
will appreciate this.
Read Your Lease
Don’t be one of those tenants who brings in a large dog or installs a satellite dish on the
balcony. Each apartment community will have their own set of rules so read your lease in its
entirety. Now is the time to read up about the rules regarding pets and grills and satellite dishes
on your balcony.
Also read the clauses about breaking your lease. Most communities will have sort of penalty
that you will need to pay in advance if you decide to go this route.
State Whats On Your Mind
Don’t hold back your opinions. If you have a complaint, speak up early and often. There is a
better chance at having your situation resolved if you communicate it as early as possible.
Six Reasons For Picking Out Serviced Apartments
When it involves accommodation, there are a volume of buzz phrases in the global lodging
trade. One of the most common a person getting serviced apartments. Through the previous
two many years, serviced apartments have gained huge popularity. These are the final in
comfort and offer you a lot more house and liberty when traveling for the more time interval.
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You will find quite a few good reasons why you need to choose serviced apartments around a
resort. Provided under are some from the key factors.
1. A Lot More House
On common, they provide at the least 30% additional room than a typical resort room. They
come which has a separate cooking area location and a very well-equipped located house. This
implies that there is certainly enough room for you personally to function the way you desire to.
2. Price tag-successful accommodation
Serviced apartments offer exceptional significance for funds. Wireless internet prices are
generally included within the price tag and you'll find no hidden extras for instance area service
charges, drinks through the mini-bar, and so forth. This would make it very simple for a traveler
to help keep inside price range. Also, if you might be organizing to stay for a lot more than 7
nights, it's possible you'll also have the opportunity to benefit from a diminished price for each
night time. Being a organization traveler, you can save money by hosting meetings and
conferences inside your house in place of making preparations to hire a separate assembly
area.
If you will be over a vacation together with your family and youngsters, you are able to avoid
pricey lunch and dinner charges by cooking your own meals employing the kitchen and
establishments offered inside your apartment.
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a few. Way Of Life Strengths
A hotel space can cramp your way of living, but an condo allows you to obtain your house. No
matter if you may have visitors coming in excess of or have meetings or functions, it gives
separate spaces for sleeping, located, operating, cooking and consuming.
4. Enjoyment
When residing away from dwelling, most people today search for that services that may keep
them engaged. Suitable means of conversation is another point that they must hold in contact
with loved ones users, buddies and colleagues. Most serviced apartments offer you superb
conversation and enjoyment amenities for example substantial screen TELLY, cable TV,
residence theatre process, broadband internet connection and direct dial telephones. This offers
the traveler the liberty to finish his assignments, check his mails and take it easy within a
property away from property.
How to Get Approved For an Apartment Even With a Criminal Record
One of the most frustrating episodes ones can encounter is a denial of housing. Apartment
complexes, which in reality are run by real estate management firms, use a number of factors to
determine who should rent and who should not. One of the most common factors that they use
is criminal background check. A criminal history can be one of the greatest huddles one can
ever come across in the process of renting an apartment.
The reason apartment communities request a criminal background check is first of all for the
safety of the overall community. There is a general consensus that people with violent pasts are
bound to fall back into their previous destructive habits. The concept of history repeats itself
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seems to be a prevailing belief in many places when it comes to criminal history and nowhere
more so than in apartment leasing offices.
Another reason why apartment leasing offices conduct a criminal background check is so as to
create the appearance of safety in the community and in so doing have the justification to
charge more for rent. If a neighborhood or apartment housing community has a high level of
crime, then tenants will not want to renew their leases and this means that there will be more
housing units which are vacant and which the management has to fill (or risk being censored by
the owner). The more housing units are vacant in an apartment community the more it hurts the
management bottom line because this drives down the rent.
When conducting criminal background checks, apartments normally concentrate on felony
convictions. Misdemeanor crimes which are only punishable by fines are generally not a
concern. If you have a misdemeanor, you should not be concerned but if it is a felony you may
get a denial.
There are two main ways to get an apartment approval if you have a criminal record. The first
one is to check the nature of your offense and see whether you received what is called a
deferred adjudication. This is a probation granted to first time offenders and is also known as
community supervision. If you were convicted of a misdemeanor, and got probation, you can go
to the county clerk's office and request for what is called a court deposition. This is a print-out
that shows the offense, the court that heard the case, and the judgment that was rendered and
the fact that you have deferred adjudication. The printout also states that you have successfully
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completed the community service without any other incidences and that you should not be
discriminated against when it comes to services. You can take a copy of this document to an
apartment manager and in most cases they will approve you.
Another way to get an apartment is to get an expungement. This is the sealing of your criminal
records and can be done depending on whether you're eligible. This is an excellent tool
regarding how to get an apartment even with an existing criminal record and bad credit and you
can get it at.
Tips For Renters The Importance of a Walk Through Inventory Punch List
After you find a home, apartment, or condo to rent and sign the paperwork to move in, it is time
to relax and enjoy yourself after the hard work of the move. But don't be too quick to arrange
that bubble bath or pop the champagne in celebration. First of all you should take an inventory
of the condition of the premises, document it, and get your landlord to sign off on the description
or “punch list" of items that might be in disrepair. Otherwise in a year or two when you get ready
to move out you might be asked to forfeit your security deposit for problems that were already
there when you moved in and are really not your responsibility.
Here's how it works. When you rent a car at the airport, for example, most car rental agencies
first do what they call a “walk-around" of the vehicle. They literally walk around it with a
clipboard in hand and jot down notes related to the condition of the car. Maybe it has a ding in
the door, a crack in the windshield, or only half as much gasoline as it is supposed to have in
the tank. This process protects both the renter and the car rental company, because it ensures
that you don't pay for scratches or upholstery stains caused by the last person to use the car.
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Similarly, if you return the car with a bashed bumper and the walk-around report shows that the
bumper was fine when you drove off the lot, the rental company has evidence and can charge
you to fix it.
The same thing applies to renting a home, and it is a great idea to ensure fairness to everyone
involved. Realtors who specialize in rentals and leases even have standardized move-in forms
that both the renter and the landlord sign and date. They list all items and their current condition
before you move into a place, so that you are not held responsible for damage to the rental that
was done before you signed the lease. If your new landlord doesn't have one of these move-in
forms, you should ask him or her to get one from a neighborhood real estate office. Any friendly
real estate broker will likely give you a photocopied form to use, just to win your business so that
if you decide to rent or buy in the future you'll give them a call.
But if you can't get an official form, just make your own. Dedicate one page of a legal pad to
each room in the house, and don't forget to include closets, attics, basements, balconies, and
other out-of-the-way spaces. Go through each room with the landlord and jot down notes about
any telltale stains, nail holes, broken fixtures, leaky faucets, missing doorknobs, scuffed
hardwoods, non-working appliances, or other items of interest. Both of you agree to it, sign it,
date it, and keep a copy. When it's time to move out just compare the condition of the home to
the move-in description. You are never legally responsible for normal wear and tear, but
significant problems can result in ugly misunderstandings. Having a good move-in inventory
solves those kinds of problems long before they have a chance to happen and is a win-win for
both renters and landlords.
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Why Is Tenant Screening So Important?
I have been a landlord for 15 years and when I talk to my friends who are also land lords I can
see that they don't have the experience which I have gained during my career. They are often
reckless and usually rent their properties to the first tenant who is willing to pay the rent they set.
They never think of performing any checks on them to verify if they earn enough or whether they
have a bad credit. These are just a few minor financial issues when it comes to more severe
subjects. Imagine that your tenant is criminal who is going to do his shady business in your
apartment. For example he would be dealing drugs or prostitute herself there.
Doesn't sound too good, does it? These are the reasons why should always learn as much
about the prospective tenant as possible. You should meet him in person and perform a simple
interview to find out what does he do for living? Is he a student? Does he smoke? Does he have
a pet? Does he look like a responsible person? What is important, is to estimate his age. When
you know it, you will know what to expect. The younger the person is, the more problems you
will have, that's just the way it is and I didn't make it up, I just know it from my experience.
Second thing which should be done is a tenant screening. However, you should only conduct it
if you're satisfied with the interview and just want to check if there's something what the
potential tenant is hiding. If you know that you will not rent the apartment to him after the short
chat, there is no need in wasting money for tenant screening which can bring much more shady
details of the person's life.
Such verification can be done online using a special website. You will be required to give the
person's name and possibly a few more details in order to track the person more accurately.
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The service will perform depending on the plan you choose the following checks: SSN
Validation, Social Security Death Index Check, OFAC/Patriot Act Search, Evictions,
Bankruptcies, Liens & Judgments, Criminal Records Search, See Criminal Coverage Areas,
Sex Offender Search, Credit Check and even previous addresses.
If you haven't noticed anything suspicious during the interview and you are fully content with you
found using the tenant screening but you feel that there something wrong, then you can ask the
person for a contact to his previous landlords. Talking to them can also bring you a lot of
interesting and shady details about the prospective tenant.
Benefits to Live in Furnished Apartment
We are worried about so many things especially about money, job, occupation & residence. You
are so much anxious with work and you have to take many issues to tackle such problems. Life
becomes so laborious with all the hurly-burly. At last, you have a choice of a place in which to
live happily. These are “Furnished Apartments". There are many available furnished apartments
in the city where you can feel more comfort and ease like you are at home. As a working
person, you need this at the end of each day for superior and vigorous life. Your duty to search
for one that suits your resources so that you can enjoy the best of both your time and money.
Firstly, it is too much work to purchase new furniture and other things you might need to perform
your day-to-day activities. To rent these apartments with a complete set of furniture may cost
more, but the comfort and ease you want to enjoy, have a more importance. Imagine how
exhausting it is to choose and to bring those bits and pieces inside your apartment. Then you
move towards the furnished apartments, you have no need to worry about these accessories.
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Another arduous part of moving into an unfurnished apartment is hiring people to move-a-home-
service and purchase new set of furniture to fit at your new location. This will be exhausting,
worrying and loss of time. However, when you move to a furnished apartment, you will only
think to pay your rent.
Furnished apartments are best for those people who are staying in a place for a very short time.
For example, businesspersons who have to travel to a certain city and stay there for a month or
two would definitely find it impractical to purchase furniture for a very short stay.
Another example of people who will get advantages greatly from furnished apartments is those
who are on an extended vacation and would not want to expend too much on a hotel room.
When you select a furnished apartment, make sure that its location is reachable to all markets,
business centers, terminals, airport and other important places of city.
If you are a person having a job, which requires you to move regularly, then you will have to
seek out for fully furnished apartment, as this is the best solution for you. You do not have to
shift your furniture all the time, where ever, you are moving to elsewhere. You also do not have
to worry about maintenance as it is under the house owner's liability. If anything goes wrong in
that apartment, you can call up the owner so that he can resolve the problem for you.
Types of Apartment Leases
There are different types of apartment leases for different types of needs. Its best to determine
what your needs are and then find out what communities in the area have to offer you. Some
tenants are looking for a month to month lease, while other may want to sign something for well
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over a year. Read on to find out the specific details of some types of leases and figure out which
one will fit your needs.
A Fixed Length
The most common type of lease that most tenants sign is usually for 12 months. However, 13
month leases have become much more common as of late. If your dealing with a private
landlord, they all pretty much require a 12 month lease. This term is usually great for both
parties and provides the owner with a tenant who will be staying for a year, and a tenant will
also have a fixed lease term. But with a longer lease terms, there are some disadvantages to
the rent. For one, if you want to leave early, you may have to pay a significant penalty upfront.
And you must also provide notice that you will be moving out.
Be sure you check your lease contract to determine how many days you must give in advance.
Also, when you are ready to sign, make sure you understand and know the other tidbits about
an apartment lease so you can be prepared.
The Monthly Lease
Many renters today just need a lease that is month to month, or even as little as 3 months. This
offers tenants much more convenience and usually just requires a short notice (a thirty day
notice may be all that is necessary). Also month to month leases automatically renew in many
apartment lease agreements.
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But when you do sign a lease of this length, be prepared that you will may a significant amount
more than you would have if you signed a lease with a term of a year or more. Also think about
how long you will be staying in the city
Is My Rental History Important
Your rental history will follow you wherever you go. Unless you have a landlord who is not
interested in getting your social security number, your credit report will show just how
responsible you are. Do you make your payments on time, or are you consistently late?
Bad rental history can prevent you from living where you want to, and having a great rental
history will allow you to rent just about anywhere you like. So remember, its always best to pay
rent on time.
What Will Appear On Your Rental History
our entire rental history will be included on your credit report. If you have ever broken a lease or
been evicted from the property in question, this will appear. When you apply at a future
property, your landlord will be able to see everything with your social security number.
Your landlords will get an opportunity to show others what type of renter you were. Many
landlords will call previous ones and ask what kind of renter you where. If your check was ever
returned for non-sufficient funds or you consistently paid your rent late, landlords will interested
to know.
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Other items might include apartment damage or any illegal acts that were committed on the
property.
Correct Bad Rental History
Now if you have some items on your rental history that don’t make you look good, you can make
some positive changes. Many times a landlord will allow a co-signer to be apart of the lease, or
they can also request a larger downpayment.
If you still don’t have any luck, you might need to look elsewhere. Maybe you can rent a room in
a house, or you can look on Craigslist for smaller listings. These sorts of landlords are too picky.
Many times if you pay the amount you owe for a judgement or broken lease, future landlords will
be willing to work with you. Many are open to payment plans, etc.
I Don't Have Any Rental History
Although some landlords require rental history. There are usually plenty of places that will work
with you. Its just a matter of time before you find a landlord willing to work with you.
Get Out of Your Apartment Lease
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Do you need to get out of your apartment home fast. If you signed a lease you may have a hard
time doing this free of charge. After all, a lease is a binding contract between you and the
landlord, and if you try to leave on your own terms, you may find out that your bad dream has
just begun.
If you signed an apartment lease then your landlord probably has your social security number.
And if you want to continue to have good credit, then you should probably try and negotiate a
buyout of your lease. Read on to discover the right way to get out of your lease. And what can
happen to you if you just leave.
Don’t Just Leave
If you leave in the middle of the night you can expect your landlord to take action. If you have a
responsible landlord he probably will report this infraction to the three credit bureaus. If you
even want to rent an apartment home in the near future, you probably will be denied. Not only
will a broken lease appear on your credit report, your credit score will decline. And remember
that security deposit you paid for when your first moved in, you can kiss that goodbye
Read Your Lease Agreement
All lease agreements will allow your to leave your apartment home on good terms. If you have
not read your apartment contract thoroughly, not is the time. There should be a clause regarding
payment for breaking your lease. Usually this is around 2 months in advance. If you cannot pay
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the amount all is not lost. Your landlord might be willing to work out a payment plan with you.
Make sure you get this in writing.
Once you have paid off the entire amount. Then you responsibility to your landlord has ended.
What if Your Apartment Community Won’t Negotiate
This can be a really big problem, especially if you are short on funds. You can try calling the
corporate office if you live in apartments . But if your dealing directly with the owner, you might
want to try and borrow the money from family or friends. You should have a certain amount of
time to come up with the funds.
How to Search For Your Next Apartment
Are you all set to tour apartments that you want to consider. Many people simply drive around
and look for their next home. Although you may find your next apartment home in this manner,
its probably not the most efficient exercise in apartment finding today. Especially if you live in a
large city like Dallas or Houston, there are many smaller neighborhoods within the city. There
might be 40 or 50 communities within a small dense area. So read on how to make your
apartment search an effective one.
Search Home rental Online.com
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If your searching for apartments, then you will have an abundance of apartments to choose from
in a 3 or 4 mile radius. Start by writing down your needs on a piece of paper. Start with your
price range, number of bedrooms, and your basic necessities. Don’t be too worried about
amenities and features.
Use the Internet and type in “HomeRentalOnline.com” in the search browser. You will see a
variety of apartment listings to choose from. Some websites are easy to use, while others are
more difficult and require that you fill out a form. A good site will offer photos, pricing, and
locations. You may even find areas in neighborhoods you were not familiar with.
Pick up Apartment Book
If you go to a local grocery store, you should be able to pick up a local apartment book. If you
don’t have access to the Internet and need a hard copy, this should do the trick. But as more
and more people have smart phones and can access the Internet, the book has declined in
usage. But its nice to have something that you can hold in your hands.
Contact the Apartments Before You Tour
Remember that the availability and pricing of apartment homes will change on a daily basis. So
its best if you contact the leasing agents before you tour. It makes no sense to drive around if
the apartment community in question has no availability.
And always ask about pricing including application fees, administrative fees, and an deposits.
Many times apartments will offer you another specials after you have toured.
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Ask These Questions Before You Move in Your Next Apartment
When your considering renting your next apartment home, there is a list of questions that you
probably will want to ask. Its very important to know what you can expect from your next
apartment home. And asking these questions will help you gain a better understanding of what
services you will be receiving. Here are just a few questions you might want to consider before
you sign off on your next apartment lease.
Who Handles the Maintenance
Each apartment community handles maintenance. Some apartment communities will repair
everything that is not normal wear and tear. Should this be in writing or is verbal notice ok?
Some larger apartment complexes will have onsite maintenance while others will contract the
service out. And its very important to ask how long things will take to get repaired.
Additional Monthly Expenses
Of course you will have to pay rent on a monthly basis. But there may be other monthly fees
that you will be responsible for too. Many apartment communities are not charging monthly fees
for your pet. Also known as pet rent, this can be $15 or $20. And remember that this is in
addition to your pet deposit. Some apartment communities will also charge you a portion for
your bills. Make sure you understand all the costs of renting your apartment home.
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Can I Make any Interior Decorating Changes
Check will your apartment home to discern what kind of interior changes you may make. For
example, some apartment communities will allow you do paint the walls or hang photos. If this is
important to you, see if you will be assessed any fees after you move out. Many apartment
communities will allow you to make changes as long as you change them back. So if you paint a
wall, be sure and change it back to its original color.
Where Can I Do My Shopping
One of the most important questions you can ask is where you will shop. The leasing agents or
landlord should be able to tell you where to buy groceries, purchase prescriptions, and buy gas.
Rent an Apartment with a Broken Lease
If you have a broken lease and are trying to rent a new apartment home, you may have some
difficulty. Broken leases are difficult to get around and do present certain issues and problems.
However, you still will be able to rent an apartment or home. Its just a matter of knowing where
to look and who to speak with. There are a few simple solutions and techniques you can use in
order to lease your next apartment home. Read more to find out some methods that you can
use today.
Pay it Off
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It you can afford to, paying off your broken lease is the easiest solution. Almost all apartment
homes will accept your application if you pay off your broken lease. If you fail to pay it off they
may be hesitant to rent to you. They believe that you would simply “break it” again. If your not
sure who to contact or how to pay it off, just call the apartment community and ask to speak with
the manager. They should be able to direct you to the right person. In many cases they will
accept less than the actual amount. Trying to negotiate a lower amount may work to. After you
pay of the broken lease amount, the management company should report it to the three credit
bureaus.
Some Apartments do Accept Broken Leases
Some apartments will even accept broken leases. Its just a matter of finding them. There are a
couple different methods you can use. You can try and contact an apartment locator. They
should be aware of broken lease properties. This can save you a lot of time. Or you can try and
searching on the Internet for broken lease apartment homes in your city. It can be quite difficult
to search on your own. So call ahead and be sure they will accept you. Calling an apartment
finder is the best method.
Rent a Private Home
There are probably a lot of private listings for apartments and homes for rent that won’t conduct
a full background check. You might want to drive around the area your interested in and look for
“for rent” signs. Or you could check in sites like Craigslist.com.
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Get To Know Your New Neighborhood
When you first move into your new apartment home, getting to know your neighborhood will
probably will be on the top of your list. Here are a few tips that will assist you in getting more
comfortable with your immediate surroundings. You will fit in in no time.
Community Newspapers
Most communities will have a local newspaper that is discusses the coming and goings of what
is happening in your area today. And its usually free. Whether its current events, business,
events, or entertainment, chances are its in the paper. You might read about a local restaurant
or pub that just opened for business two streets down. Or maybe there will be an article about
people like you and what newcomers to the area can do for fun. If you read into these papers
weekly, chances are you will find friends and other activities to occupy your free time.
Where is Traffic
Chances are the first items of business will be to locate routes to your office, school, gym, etc.
Drive around the neighborhood and keep a close eye on what you see. Normally in a bigger city
you may see construction, delays, or maybe something new and exciting. Keep your eyes
peeled, you never know what you may come across next.
Public Services
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Its always a good idea to find our where the local police and fire departments are located. In
case of a local emergency, you may need directions to one of these important places. Also this
is a good time to find your local grocery store, gas station, and dry cleaning facilities.
The Neighbors
Nothing can travel faster than word of mouth. Get out in the neighborhood and start saying hello
to others in your gym or meeting halls. Where do all the locals get together? You can also log
on the Internet and find a list of places quickly. Are there clubs that you could join or some sort
of community event that is planned?
Take a Walk
If you live in a walkable section of town start strolling the streets. Its amazing what you might come across.
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