HE Loan flyer 10.2014

TURN YOUR “TO DO” INTO

“ Ta-Dah!”

*APR = Annual Percentage Rate. Rates are dependent on your credit score and the loan term. Above rates require the best credit score. Must borrow $5000 addi-tional money or a $500 fee applies to refinance a current Penn State Federal Home Equity Loan. No other discounts apply. Loan-to-value may not exceed 80%. $100 Appraisal Fee will apply. A 60 month loan at 3.00% APR* would have monthly payments of $17.97 per $1,000 borrowed. An 84 month loan at 4.00% APR* would have monthly payments of $13.67 per $1,000 borrowed. A 120 month loan would have monthly payments of $10.61 per $1,000 borrowed. See Rate & Fee Schedule for rate details. Expires on December 31, 2014. Rates subject to change at any time. All other standard home equity loan conditions apply. Membership eligibility required. Penn State Federal is federally insured by the National Credit Union Administration. Penn State Federal is an Equal Opportunity Lender. Penn State Federal is an Equal Housing Lender.

60 Months as low as

3 % APR*

84 Months as low as

4 % APR*

120 Months as low as

5 % APR*

HOME EQUITY LOANS