YOUR HOUSE

Home Buyer’s Budget PlannerUse this planner to capture your expenditure and income to manage your budget.

If you are paid weekly, calculate income and expenditure on a weekly basis. If paid fortnightly, calculate on a fortnightly basis.

A) EXPENDITURE HomeRent $Mortgage payments $Council rates $Water charges $Electricity and/or gas $Mobile phone $Telephone and internet costs $Pay TV $House and contents insurance $Repairs and maintenance $Strata levies $

Car/Transport

Registration $Greenslip $Insurance $Licence $Repairs/tyres $Petrol/oil $Fares $Tolls/parking fees $

School

Fees/books $Excursions/sport $Uniforms $Lunches $Child minding/pre-school $

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* This is intended for general information and reference and not intended as advice. Seek professional advice when appropriate.

C) CALCULATIONSTOTAL INCOME (B) $Less TOTAL EXPENDITURE (A) $BUDGET REMAINING $

B) INCOMETake-home pay – Income 1 $Take-home pay – Income 2 $Pension/benefit, etc $Family tax payments $Child support $Board/Rent received $Interest $Other $TOTAL INCOME $

Credit and Loan Accounts

Car loan (s) $Credit cards (eg. Visa, Mastercard) $Store accounts (eg. Target, Myer) $Personal loan $Other loans $

Special Purpose Savings

Holidays $Christmas/birthdays $Other $

TOTAL EXPENDURE $

YOUR HOUSE

Home Buyer’s Budget Planner

Family Expenses

Health insurance $Life insurance $Child support $Dentist $Doctor $Chemist $Dry cleaning $Clothes $Haircuts $Kids’ pocket money $

Food

Supermarket $Fruit and vegetables $Restaurants $Takeaways $

Other Expenditure

Sport/Activities $Self education $Lotto/scratchies etc $Gambling (TAB, Pokies etc) $Newspapers and magazines $DVDs/videos/cinema $Cigarettes $Alcohol $Other $

133 462 | imb.com.au/yourhouse

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* This is intended for general information and reference and not intended as advice. Seek professional advice when appropriate. IMB Ltd trading as IMB Bank. ABN 92 087 651 974. AFSL/Australian Credit Licence 237 391.