“Best in Class” Products and Services

for Brokers and their Clients

Hollern & Associates is a general agency with over 30 years of recognized experience in voluntary benefits. Representing the best worksite carriers on the market today for voluntary products and offering cutting-edge technology and services for benefits management, administration and enrollment.

Solutions to help…• with high deductible health plans• manage and reduce benefit costs• bridge gaps in coverage, round-out employer

benefits program• communicate, educate and enroll all benefit

plans• reduce and streamline benefit administrators

workload

Our Agency is a ONE STOP SHOP helping brokers and their clients find sound solutions addressing bottom-line benefit decisions.

Our Agency works with the top worksite carriers for voluntary benefits in the industry offering ‘best in class’ products and underwriting while addressing the high cost of healthcare.

Benefit Solutions

Our Agency has partnered with various Third Party Administrators with a proven track record to offer tax favored programs to reduce and manage payroll costs.

Tax Favored Programs

Our Agency has partnered with various Third Party Administrators with a proven track for services to help benefits administrators in the areas of compliance and benefit regulations.

Benefits Administration &

Compliance

Our Agency offers cutting-edge, state-of-the-art benefits management and enrollment technology to help benefits administrators reduce and streamline their workload.

Benefits Management &

Enrollment Technology

Our Agency provides benefits communication, education and enrollment support as well as the tools necessary for a successful enrollment experience for employer and their employees.

Benefits Communication &

Enrollment

Products designed to…• Manage and address increasing cost of health care• Bridge gaps in current coverage• Complement, enhance and round-out employer

benefits program• Provide employees and their family with financial

protection Products offered with…• Guaranteed Issue• Competitive pricing• Take-over credit towards pre-existing

conditions

Wide Product Portfolio:o Short Term Disabilityo Long Term Disabilityo Accidento Cancero Critical Illnesso Hospital Confinemento Gap Planso Life Insuranceo Long Term Careo Dental & Vision

Specialty Product Programs:o Solutions Plus+ Gap Packageso Premium Saver “Insured HRA”o Uniform Coverage Risk Insurance Plan for Health

Care FSAo Short + Long Term Disabilityo Life Insurance + Long Term Careo Critical Illness + Cancer

Benefit Solutions

o Section125 Pre-tax Plano Flexible Spending Accounts:

• Health Care FSA*• Dependent Care FSA• Transportation FSA

o Health Savings Account (HSA)o Health Reimbursement

Arrangements (HRA)

$500 Employee’s Insurance Cost per Month$208 Employee’s FSA Contribution per Month ($2,000 FSA)X12 Months $8,496 Employee’s Total Annual Cost X7.65% Employer FICA Taxes $649 Estimated Annual Employer Savings per Employee

Company Size Estimated Tax Savings

20 Employees $8,032

40 Employees $16,065

60 Employees $24,097

80 Employees $32,130

100 Employees $40,162

*Assumptions: FSA Employee Participation in Group of 30% Insurance Employee Participation in Group of 75%

*Features Uniform Coverage Risk Insurance Plan to limit

exposure to the uniform coverage rule for Health FSA

Tax Favored Programs

o Plan Documentation & Communication

o Tax Reporting Assistanceo COBRA Administrationo Dependent Verification Reviewso Nondiscrimination Testingo Health Care Reform Supporto Online Administration Toolso Compliance and Benefit

Regulations

Keep your clients PPACA complaint with employer administrative support services

offered through American Fidelity

Benefits Administration & Compliance

o Cutting-edge, state-of-the art technology powered by AdminDirect

o Maintain employee eligibility data and track dependent information

o Electronic Data (EDI) with benefit carriers/vendors and other systems

o Payroll deduction reconciliation and updateso One source billing for multiple carrierso Standard and customized reportingo COBRA benefit trackingo Enrollment module with benefits communication and

education toolso Customizable to meet a clients’ needs

Helping benefit administrators reduce and streamline their workload

Benefits Management & Enrollment Technology

o Enrollment planningo Custom communicationso Employee benefits educationo Voluntary benefits to full core

enrollmento Employee benefit bookletso Total compensation statement

and paycheck illustration

o Group meetingso One to one benefit counselingo Call center enrollmento Co-browsing agent assisted

enrollmento Post enrollment reviewo New hire and on-going service

and enrollment support

We do the work for you! Taking the enrollment from A-Z

Benefits Communication & Enrollment

The following is a short list of carriers Hollern & Associates Represents

“Best in Class” Products and Services

for Brokers and their Clients