FACTS…• Male Age 50• Table 4 Tobacco• Needing $2,000,000 in Guaranteed Life Insurance• Advantage Builder Series IV• No-Lapse Guarantee Rider• Wellness for Life Rider

Here’s the situation…Case Study #2

Products issued by Aviva Life and Annuity, West Des Moines, IA. Product and Rider availability may vary by state.

For agent use only. Not for use with the general public.

13964 075249

For agent use only. Not for use with the general public.

Advantage Builder IV | $2,000,000 Guaranteed Death Benefit | No Lapse Solve | Male Age 50 | Table 4 Smoker| Wellness Version 2

This hypothetical example is for illustration purposes only and is not indicative of past, nor intended to predict future performance of any Index or annuity product.Products issued by Aviva Life and Annuity, West Des Moines, IA. Product and Rider availability may vary by state. 13964 075249

$4,125,384

For agent use only. Not for use with the general public.Products issued by Aviva Life and Annuity, West Des Moines, IA. Product and Rider availability may vary by state.

Wellness for Life® Rider v2 Wellness/NLG Supplemental Illustration

13964 075249

• Shows level 2 wellness rewards from non-guaranteed ledger of basic illustration• Rewards from prior year offset current year NLG premium obligation• Highlights potential reduction in out-of-pocket NLG premiums

Wellness rewards have the potential to significantly reduce the NLG premium!

Total PremiumPaid:

$1,741,379Savings Of:$2,384,005

FACTS…

• Male Age 55

• Standard Non-Tobacco

• Needing $500,000 in

Guaranteed Life Insurance

• What would work best for him?

Here’s the situation…Case Study #3

Products issued by Aviva Life and Annuity, West Des Moines, IA. Product and Rider availability may vary by state.

For agent use only. Not for use with the general public.

13964 075249

For agent use only. Not for use with the general public.

Advantage Builder IV | $500,000 Guaranteed Death Benefit | No Lapse Solve | Male Age 55 | Standard NT | Wellness Version 2

This hypothetical example is for illustration purposes only and is not indicative of past, nor intended to predict future performance of any Index or annuity product.Products issued by Aviva Life and Annuity, West Des Moines, IA. Product and Rider availability may vary by state. 13964 075249

$486,684

For agent use only. Not for use with the general public.Products issued by Aviva Life and Annuity, West Des Moines, IA. Product and Rider availability may vary by state.

Wellness for Life® Rider v2 Wellness/NLG Supplemental Illustration

13964 075249

Total PremiumPaid:

$224,497Savings Of:

$262,18754% Reduction

in Paid Premium!

FACTS…

• Male Age 40

• Table E/5

• Needing $500,000 in

Guaranteed Life Insurance

• What would work best for him?

Here’s the situation…Case Study #4

Products issued by Aviva Life and Annuity, West Des Moines, IA. Product and Rider availability may vary by state.

For agent use only. Not for use with the general public.

13964 075249

For agent use only. Not for use with the general public.

Advantage Builder IV | $500,000 Guaranteed Death Benefit | No Lapse Solve | Male Age 40 | Rated Table E/4| Wellness Version 2

This hypothetical example is for illustration purposes only and is not indicative of past, nor intended to predict future performance of any Index or annuity product.Products issued by Aviva Life and Annuity, West Des Moines, IA. Product and Rider availability may vary by state. 13964 075249

$456,192

For agent use only. Not for use with the general public.Products issued by Aviva Life and Annuity, West Des Moines, IA. Product and Rider availability may vary by state.

Wellness for Life® Rider v2 Wellness/NLG Supplemental Illustration

13964 075249