heart of the lakes property portfolio | summer 2012

OAKREALTY

Since 1974

Heart of the Lakesp r o p e r t y p o r t f o l i o | s u m m e r 2 0 1 2

home

Table of Contentslakeshore 4

residential 26

lots & land 35

commercial 40

lake maps 46

General Contactannandale office

320.274.5737

maple lake office320.963.2088

by [email protected]

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My new favorite song is Home by recent American Idol winner Phillip Phillips. The lyrics are fitting, Im going to make this place my home. Its a feel good song for me and makes me think how lucky I am for making this place my home. Summer is here its time to light the grill, pull out the lawn chairs, grab a floatie and jump off the dock, throw in a line or just get your toes wet in the water. Our area lakes are fortunate to have exceptional Lake Associations, groups that have united and grown stronger over the last several years. There are a boat load of loyal volunteers who give their time to stay on top of water clarity, milfoil and many other issues that relate to maintaining and improving our lakes, so that we can enjoy their waters. Unite together with your lake neighbors this summer... attend a picnic, participate in a boat parade or join a committee like loon watching. Lets raise our marshmallow sticks up high and thank the caretakers of our lakes.. thank you!

As always, if you are thinking about buying or selling or know of someone that is, please give me a call. I would be happy to make this place YOUR home.

Watch for these icons!

- Steve (Brugge) Bruggeman, Owner

s t e v e b r u g g e m a n Broker, Realtor, gri, [email protected](320) 274-6363

d e a n h o g lu n d Associate [email protected](320) 980-2445

g a ry d a g n e r Realtor, [email protected](320) 309-1739

h o l l i e d a g n e r [email protected](320) 309-1739

c a r l a s u n d b l a d Realtor, gri, [email protected](320) 493-1361

j e n n a p o t t e r Real Estate [email protected](612) 801-4967

t o m g ay [email protected](320) 492-1641

m i k e m c n e l l i s Realtor, gri, lmc, [email protected](320) 266-0198

t i f f i n i k i e b e l [email protected](763) 464-2048

a n g i e w i s n e r Office/[email protected](320) 274-5737

a m y m i l l e r [email protected](320) 274-5737

a m y m c n e l l i s [email protected](612) 963-4190

Your guides to the heart of the lakes

j u s t i n w i s n e r Realtor, [email protected](612) 226-6649

luxury on area waters

Lake Sylvia Peninsula$1,995,000 | #4092398This stunning waterfront home sits in a pristine bay on Lake Sylvia and encompasses 1.7 acres of wooded privacy and 154 of beautiful shore-line. A spectacular property with fully-finished outbuilding, boathouse, and landscaping that is thoughtfully designed to entertain friends and family. Read more on Page 9.

Sugar Lake$849,900 | #4061381Beautifully-designed home that has wonder-ful upgrades inside and out. Youll love the spacious paver patio you can step out onto from the main floor master suite. Overlook 90 of level, natural shoreline. Upper level loft and bedroom is perfect for family or guests. Read more on Page 10.

Lake Sylvia $1,550,000 | #4107983Wooded 5-acre lot with a thoughtfully fin-ished home. Lovely master suite with custom-ized closet, private bath and sliding door to the lakeside deck. Expansive rec room on upper level and fantastic storage space in lakeside tuckunder garage. Walls of glass offer stunning lake views. Read more on Page 17.

lakeshore

www.oak rea l t ymn . com 5

Sugar LakeThis beautiful home is set on almost an acre of privacy that offers over 145 of sandy lakeshore and amazing lakeside views. With three bedrooms and three bathrooms there is plenty of room for your whole family and guests that may stop by for the weekend. The gorgeous vaulted living room offers a gas fireplace and spectacular view of the lake. Spread out in a spacious kitchen with stainless steel appliances, center island and large pantry. Enjoy a master suite with trey ceilings, two walk-in closets, dressing room, full bathroom with heated tile floors, whirlpool tub, his/her sinks and even walks out to a gorgeous 28x14 covered lakeside deck! Upgraded lighting throughout, even leading to a well lit dock, perfect for those who love to do a little night fishing. Keep the mature landscaped yard lush and green with your in-ground sprinkler system.

$1,200,000 | #4160661 p[

6 www.oak rea l t ymn . com

Entertaining made easy! Enjoy a spacious kitchen and dining room with stainless steel appliances, hickory cabinets, and granite counter tops. A mud/laundry room with tile floors and built-in lockers is great for com-ing off the lake. Cedar ceilings, wood plank flooring and tons of windows facing the lake. Spacious lower level walkout includes a family room, bath and dry bar. The master bedroom has vaulted ceilings and amazing lake views. Wrap-around deck, boulder landscaping, fire pit, and granite steps with a stamped concrete sidewalk leading to the sandy shoreline.

Cedar Lake$589,500 p[


Stunning lake home with 100 feet of sandy shoreline on Pleasant Lake. Not a single feature was overlooked on the construction and landscaping of this immaculate home sitting on nearly one acre. Natural stone and woodwork throughout showcases a cozy and comfortable Up North feel without the drive. Abundant storage in the 30x40 pole building and triple attached garage. With an expansive front deck, balcony, and screened porch there is plenty of space for friends and family to view beautiful sunsets, soak up the warm sun, and enjoy the outdoors.

Pleasant Lake$489,900 | #4088415

Rolling, heavily wooded lot in the established Northridge Addition. This scenic lot slopes to beautiful, hard bottom shoreline in Flannerys Bay. Suitable for a walkout style home, this property is ready to build on. Enjoy sunrise views, privacy and this wonderful, mature neighborhood. Northridge residents share a private boat landing at the end of Pleason Avenue. This quiet, paved road weaves around 2 large outlots that owners can enjoy, and through the woods of this beautiful area at the North end of the lake. Soil tests already done and are available.

Lake Sylvia$279,000 | #4132396

Mink Lake $225,900 | #4155922Double lot at the end of the road with 233 of level, hard bottom shore. Enjoy sunset views! Garage has attached bunkhouse/play room.

Granite Lake $169,000 | #4118866Super views year-round from this great North shore location. 2.2 acres, with 165 of shore. Plenty of room for home and outbuildings.

Lake John $263,900 | #4125771A cabin for all seasons on the North shore. Great fishing and boating! Brazilian hardwood floors in the living room. Nice steps to the lake!

Lake Minnie Belle $359,900 Price Reduced! | #4138320Secluded 2.4-acre lot with 600+ feet of level, hard bottom shoreline. Private lagoon for use. Fantastic lake, a great spot to build your home!

Clearwater Lake Access $64,900 | #4123833Wooded, level lot with access to Clearwater Lake. Nice, quiet neigh-borhood with paved streets. Access offers boat landing, swimming.

Dans Lake $94,900 | #4137647Stunning 3.19 acres of privacy on a dead end road. Quiet lake to fish and swim. Gentle slope to shore. 40x30 pole building on the property.

beautiful 18x24 wall printsHigh quality satellite images of our area lakes, printed on elegant, matte finish stock. Free and available at our Annandale Office. Stop in anytime to pick one up and grab extras for friends! Lakes Available: Sylvia, Sugar/Indian, John, Pleasant, Cedar and Clearwater/Augusta/Otter/Grass/Bass.

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Lake SylviaTucked in the trees of Lake Sylvias renown Peninsula drive lies this spectacular stone and 1/2-log sided home. Built in 2004, and thoughtfully designed to embrace a wooded, 1.7-acre lot and its views of a quiet, pristine bay on Lake Sylvias East lake, the 6,500 sq. ft. home is just one part of this property to enjoy. A spacious Tigerwood lakeside deck, paver patio and 400 sq. ft. boathouse/deck that overlooks 154 of shoreline invite you to entertain family and friends. A fully-finished outbuilding with bonus rooms offers additional space beyond the 6 bedrooms and 5 1/2 bathrooms in the main house. Interior highlights include walnut flooring, granite countertops, and a vaulted great room with stunning fireplace and full log trusses. More features include highly efficient heating/cooling, Epoxy floors in the boathouse and garages, superior sound systems, private boat launch and so much more.

$1,995,000 | #4092398 p[


Sugar LakeGorgeous well-built home that will leave you breathless with the stylish upgrades and stunning built-ins throughout the home. Walk into a vaulted foyer and enjoy a mud room, laundry room, utility room and door to garage off to the right. Main floor is open with the kitchen, 2-story family room, dining room and living room, all enjoying amazing views of the lake. The main floor master suite is spectacular with a sliding glass door to patio with electronically operated blinds, 2-sided glass fireplace that leads to the master bathroom with a soaking tub and large walk-in closet. The upper level has a loft that overlooks the foyer and family room, full bathroom, den, and second bedroom. You will fall in love with stunning boulder landscaping and lush green gardens. Enjoy a patio with a built-in fire pit overlooking 90 feet of natural shoreline. Are you ready for the lake home of your dreams?

$849,900 | #4061381 p[


p[Beautiful year-round home with pristine views of quiet Moose Lake! Filled with updates from new paint to new living room windows. Open floor plan with a dining room that overlooks the lake. The kitchen is open and bright with gorgeous granite countertops. The lower level has a spiral staircase, large family room, and is a walkout. Nicely land-scaped yard with a new paver sidewalk and boulder retaining wall. Enjoy 139 feet of shoreline, excellent fishing and recreation and the quiet and peaceful beauty of Moose Lake.

Moose Lake$189,900 | #4115113

Remarkable four bedroom home set on 160 of natural shoreline. Fall in love with an updated kitchen, complete with granite countertops, heated tile flooring, custom cabinets, stainless steel appliances and two sinks. En-joy a master suite with French doors, wood flooring, master bath, and lake-side deck. Other details include a vaulted living room with wood burning fireplace, upper level office with views, family room with gas burning fire-place that walks out to a lakeside patio. There is a spacious yard to enjoy with plenty of room for yard games and a bonfire with views!

Clearwater Lake$695,000 | #4131804 p[

Clear Lake, Watkins $89,900 | #4121585Great investment opportunity for lakeshore! Affordable lakeshore lot with 60 of shoreline. Beautiful, matured treed walkout site. Spectacu-lar views of the lake. Property is located on the East side of Clear Lake, so get up early and enjoy spectacular sunrises while you sip your morning coffee! Watch the waterfowl and wildlife from this scenic lot. Clear Lake is 529 acres and has 2 public accesses. Buy today and build later!

Somers Lake $136,900 | #4140177Cute cabin suitable for year-round use, on quiet Sommers Lake. En-joy a book or nap on the long deck and screened-in porch that look out over the lake. The home has an open floor plan, with a gas fire-place in the family room, and a walkout basement ready to be finished to your liking. Nicely landscaped with a spacious lakeside patio, a wonderful rock wall, and steps leading to the shoreline. Make this your year-round getaway or home!



Lake SylviaThis spectacular lakeside home has everything you are looking for as your summer getaway or year-round home. Tucked in the trees, this chalet style retreat overlooks 128 of shoreline. Enter into a kitchen with custom Alder cabinets. You will love the upgraded lighting and natural woodwork throughout. The spacious living room has a gas fireplace with stacked stoned accents and walks out to a large wrap-around deck with stunning lake views. There is tile flooring throughout, a master suite with a door to the deck, walk-in closet and full bathroom, formal dining room, large pantry, laundry room, open staircase with half log accents, and lower level with bathroom, office and two additional bedrooms and walkout patio. Enjoy room for guests with a 10x10 guest house. Take in the scene in a 26x24 gazebo with hot tub. This is definitely a lake home you will love!

$699,000 | #4159617 p[

10 www.oakrealtymn.com

Be Charmed by Lake Sylvia

6633 count y road 3 nw, annandaleExperience lakeshore living from this charming cabin, located on the most spectacular shoreline in the Heart of the Lakes. You will relax in a large screened in porch overlooking the level, natural shoreline and crystal clear waters. This summer getaway has plenty of room for the whole family to gather and spend time with each other. Settle in comfortably with three bedrooms, a spacious living room with stone fireplace and full kitchen. Gather your fishing poles and water toys and take in the sun on 100 feet of pristine sand shore. Pets are always welcome here. Available for rent from Memorial Weekend thru fall. Could you use a quiet escape?

2012 Availability!320.274.6363

www.oakrealtymn.com/rentals.htmContact us for more information about this home and other luxury vacation rentals in the Heart of the Lakes.

Lake Francis$395,000 | #416085980 feet of hard bottom beachfront on the shores of Lake Francis. Grad-ual sloping lot on this mature tree laiden lot. Oversized lakeside deck for your entertaining and lake viewing pleasure. Spacious open layout make for a great flow to the home. Bedrooms are large and have at-tached baths. Everything opens to the lake so you will never miss the view. Great entertaining spaces inside and out. Year-round home or weekend lake getaway, this property will not disappoint.

Lake Sylvia$319,900 | #4110664Scenic lot in the quiet Northridge Addition on beautiful Lake Sylvia. A 1.2-acre, wooded parcel with spectacular hillside views of the lake. Build your dream home in the trees overlooking 232 of shoreline in Madsens Bay. Serene, dead-end drive makes this an ideal location for total relaxation and an escape from everyday life! Northridge residents enjoy a shared outlot, a nice paved drive, and a private boat launch at the end of the road.


Lake John $206,000 | #4156253Enjoy fabulous Lake John with 400 acres to boat, fish and swim. In-cludes back lot for future garage. Lots of outdoor entertaining spaces!

Lake John $219,900 | #4106163Level lot with gorgeous sunset views, enjoy a spacious lakeside patio, 1,861 sq. ft. with 2 wood burning fireplaces. 65 shore, 1 mile to town.

Lake Marie $255,000 | #4156891Year-round home with seasonal lakeside cottage for guests. Large lakeside deck for entertaining. Great views and great location!

Grass Lake $139,900 | #4143289Lovely 3-season, 3-bedroom cabin with resort amenities incl. a nice beach, outdoor pool, and dock! Access to 3,000+-acre Clearwater Lake!

annandale s 123rd 4th of july celebrationOne of the oldest running 4th of July celebrations in the state, the Heart of the Lakes is simply the best place to celebrate Independence Day. It cant be argued! Beginning on June 29 and running through Wednesday, the 4th, youll find a lot to do around town and on the water. We hope you enjoy a safe and fun-filled holiday! For a full list of events visit www.annandalechamber.org.


Sugar Lake $144,500 | #4089303Buildable lot with 102 of lakeshore. Over half acre lot on a tar road. Two sheds and a 1990 trailer currently on the lot, holding tank & well.

Lake Sylvia $475,000 | #4126137Charming cottage on a 1/2-acre lot with 136 of hardbottom shoreline. Enjoy beautiful views from the deck of the 12x12 boathouse!

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Annandale 320.274.5737 | Maple Lake 320.963.2088

OAKREALTY

Since 1974


This charming 2 bedroom seasonal cabin is ready to enjoy. Virtu-ally maintenance free with new vinyl siding and newer windows and shingles. The hard to find level yard is ideal for games. The back lot provides additional space for tents and campers. The lake shore is sandy, hard bottom and weed free. The open floor plan and wall of windows provide a georgous view of the lake! The tongue and groove interior and vaulted ceilings give a wonderful up north feel.

French Lake$171,900 | #4158306


Lake SylviaCome home to this beautiful West Lake Sylvia lake home, and surround yourself with 5+ acres of mature woods and privacy. Perched above the lake with spectacular views, this thoughtfully finished year-round home or vacation retreat was built in 2007 with quality and comfort in mind. It is the details that make this home shine. Douglas Fir wood floors with a fascinating history, custom Knotty Alder cabinets that close silently, in-floor heat in every bathroom and wonderful top of the line appliances. Retreat to a master suite that has its own sliding doors to the lakeside deck, a customized walk-in closet, and spacious master bath with whirlpool tub. Use the expansive upper level recreation room for family fun and entertaining. A setting perfect for the couple or family seeking a spectacular home in the trees, this propoerty is ready to be enjoyed.

$1,550,000 | #4107983 p[

Clearwater Lake $180,000 | #4043052Charming one-level, seasonal cabin on the waters edge. Cabin comes fully furnished and ready to enjoy. Cabin has lovely knotty pine through-out and includes a spacious living room, bedroom, bathroom and kitchen. Screened in porch has spectacular views and is perfect for those breezy summer nights. Enjoy a storage shed for all your lake toys and tools. You will love 90 of Clearwater Lake, perfect for boating, fishing or just relax-ing in the warm sun!


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Days Lake $149,900 | #4067612Gorgeous private retreat or development. This 18-acre parcel is cur-rently split into 5 lots, and the plat is already filed. Purchase it, put in a road and the opportunities are endless. Or, make it all your own and enjoy 1,100 feet of lakeshore on the South side of Days Lake which is 26 acres with a maximum depth of 24 feet. With a pond, the lake, and mature trees, this is a hunters dream, and ideal for anyone who is look-ing for seclusion and privacy in the country.

Maple Lake$349,900 | #4031298Great livable year round home located on one of the nicest lots on the lake. True value is in the lot and 150 of stunning lakeshore. Enjoy this move-in condition home and remodel or build your dream home later. Large open kitchen, a living room with gorgeous views, three bedrooms, great natural light throughout, and a spacious lakeside deck. Have plenty of room to store all of your vehicles and lake toys with two detached ga-rages. This large lot is perfect for yard games and enjoying sunrise views.

Sugar Lake Access $189,900 | #4041823All the lake fun without all the heavy lake taxes. Enjoy this country home on a 1-acre lot near the shared access. The home is 1,891 finished square feet with four bedrooms, two full bathrooms, an oversized 3 stall finished garage, gas fireplace, walkout lower level, new roof in 2008 and a huge deck. You will also have a 1/24 deeded access to Sugar Acres, where docks and boats are welcome. There is also abundant room for picnics and entertaining along the water. The perfect setting!

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Gorgeous level lot with towering trees and 135 feet of level, sand shoreline, near the Narrows on the areas largest body of water, Clearwater Lake. Enjoy this mature lot with abundant shade and lush green grass. This is the perfect spot to put a dock in and enjoy the lake now and build your dream home later. Lot size is .59 acres and has beautiful sunrise views. This is a prime lot in one of the most sought out locations on Clearwater Lake. Enjoy 3,000+ acres of fishing, swimming and boating, along with access to two supper clubs and other lakes in the Clearwater Chain.

Clearwater Lake$399,900 | #4050798


Henshaw Lake $129,900 | #4104496Two-story country charmer. Four bedrooms, updated kitchen with maple cabinets. 3 acres with shoreline and beautiful sunsets. Country setting!

Crooked/Long Lake $181,700 | #4078695Quaint, maintenance-free lake home conveniently located off I-94. Spacious, 3/4-acre wooded lot. Warm, comfy interior. A great retreat!

Cokato Lake $159,900 | #4100680Alluring building lot with gentle slope to 539-acre Cokato Lake. 150 of lakeshore. 45 minutes to the Metro. Stocked with walleyes in 2008.

Lake Marie Deeded Access $39,900 | #3979982Affordable weekend getaway in the Heart of the Lakes. Includes 2 stor-age sheds, and an 8x28 RV with screened porch. A great summer spot!

Grass Lake $119,900 | #4109330Great 3-season cabin with resort amenities incl. beach, docks, outdoor pool, 17-acres of common grounds. Updated interior & exterior.

Lake Louisa $139,900 | #4156850Sweet hideaway on Louisa. Two bedroom, one bath, all one level. Nicely shaded deck with 75 of lakeshore. Included: boat, lift, dock, pontoon.

free area lake maps!New Clearwater Lake maps complete our one-of-a-kind series, created by hand by Steve over many years. These maps accurately show how property lines lay out around the lakes. Pick up a free wall-sized print in our office. Others still in stock include: Pleasant Lake/Lake John, French Lake, Cedar Lake, Granite/Camp Lakes, and Sugar/Indian Lakes.


The opportunity to purchase a waterfront lot with acreage is rare on Lake Sylvia. This nearly 2-acre lot is in Flannerys Bay on the North end of West Lake Sylvia. Its a quiet, serene bay great for fishing and filled with wildlife, and offers easy access to bigger wa-ter. If youre seeking privacy in the trees, this

beautiful parcel is for you. Build the home of your dreams in these mature woods, where a natural rise in the land gives you panoramic views of this end of the lake. There is approx-imately 500+ of shoreline, with a permanent wood dock on the property. Take 80th Street to Pilger Avenue, this parcel extends from

along Pilger Avenue and continues as you turn onto 76th Street. This unique peice of land is ideal for those seeking a surrounding of woods and wildlife, with the added ben-efit of a quiet access to the lake.

Lake Sylvia $249,000 | #4099734


Gorgeous home on 120 feet of shoreline. Enjoy everything you need is on one level. The kitchen opens to dining area and living room. Step on out to lakeside deck from dining area and enjoy views of Lake Union. This home has an abundance of storage space and room to spread out. You will love a master suite with a private bath and a second bedroom, both with neutral colors and ceiling fans. Newer paint throughout and many upgrades. Mature, level lot offers a quiet and peaceful setting.

Lake Union$189,900 | #4083128 p[

summer2012in the Heart of the Lakes

May5: Annandale All-City Garage Sale

26: Chamber 10th Annual Chili Cook-Off, 12-3 pm

June2: Annandales Farmers Market opens

(8-12 am, City Hall Square, Saturdays through Oct.)

2: Maple Lake All-City Garage Sale

8: Concert in the Park: Annandale Community Band, 7 pm

(all concerts Annandale City Park near the lake, Pavilion if

rain)

22: Concert in the Park: Big Toe Jam (Funk/Cover), 7 pm

JulyJune 29-July 4: Annandales 123rd Annual 4th of July

Celebration begins. For a full list of events visit

www.annandalechamber.org

4: Parade, 10 am - Miss Annandale Coronation, 7 pm fol-

lowed by Live Music and Fireworks, City Park

8: Webers Deck begins (1-5 pm, French Lake, Sundays

through Labor Day)

7: Petals and Palates Garden Tour

13: Concert in the Park: Divas Through the Decades, funded

by the Legacy Fund, 7 pm

15: 27th Annual Heart of the Lakes Triathlon

27: Concert in the Park: Charlie Roth and the Honkey Tonk

Healers, 7 pm

August10: Concert in the Park: Trio Sem Nome (Brazilian Jazz

trio), 7 pm

10-12: Clearwater Heritage Days

(www.clearwaterheritagedays.org)

18: Maple Lake Days of Old Celebration

19: Fiddlers Festival, Pioneer Park, 11 am - 4 pm

24: Concert in the Park: Jimmi and the Soul Band (Blues),

7 pm

September9: Fly-In and 25th Annual Pork Chop Dinner, Maple Lake

Municipal Airport

at home in the country

South Haven $229,900 | #4096586Beautiful three bedroom, two bath rambler with a courtyard entrance in a quiet neighbor-hood. Ready to move in! Wooded, 1-acre lot, wrap around deck, vaulted ceilings, sky lights, very well maintained. New roof! Paved cul-de-sac. Easy accesss to I-94/Clearwater.

South Haven $144,500 | #4158722Come home to 27 acres near Kingston. Three bedroom farmhouse in a beautiful country set-ting. Original structure is 1880s with an addi-tion in the 1940s. New roof in 2011. Several old outbuildings. Great home to live in while you build your dream home.

South Haven $158,000 | #4118522Secluded home set on 2 heavily wooded acres at the end of a half-mile driveway! This 2,264 sq. ft. home includes 5 bedrooms, 2 baths, knotty-pine in the living room, sliding glass door to a deck that takes in incredible views of the surrounding wilderness. 3 miles to South Haven.

residential


p[Remarkable home on the 2nd fairway of Southbrook GC. Beautiful col-ors and finishings were used throughout, including custom maple cabin-etry, 6-panel doors, 9 foot ceilings, and 2 fireplaces. Relax in a master suite where the private bath has a whirlpool tub. Main floor living room, sun room, and course side balcony offer perfect spaces to entertain. Enjoy an office, exercise/utility room, entertainment area, large family room, bed-room and more on the walkout lower level. Sliding doors lead to a patio overlooking the fairway. This is truly a course side dream home!

Annandale$279,900 | #4115693

Well maintained 4-level home built in 2004 on a large corner lot. The lower level walks out to a huge exposed agregate patio with privacy fence, great for outdoor gatherings. Spacious walkout lower level family room with a wet bar allows you to bring the en-tertainment inside. Game night will now be held at your place. The upper level offers

three spacious bedrooms with a main floor dining and kitchen area full of natural light. Nice and open kitchen with breakfast island and dining room area. This home has been meticulously cared for and it shows. Total finished sq. ft. is 1,824. Yard has in-ground sprinkler system, along with a second meter. Large corner lot means more room for ev-

eryone to play. If youre looking for a great neighborhood atmosphere with a location near I-94 for easy commuting, dont pass this home by. It is ready for a new family to enjoy.

Clearwater $187,900 | #4155998


Buffalo$129,000 | #4101212Clean manufactured home with 3 bedroooms on one level. New car-pet in the living room and beautiful gas fireplace with stone surround. Large kitchen with vaulted ceilings. A few finishing touches and the basement will be completely finished, doubling your square footage. Beautiful back yard with storage shed, firepit & playhouse. Join the Pu-laski Lake Association & enjoy summer days on the lake! The associa-tion offers boat docking, picnic and beach area.

Annandale $389,900 | #4153459Set on 4 acres, this home was built with stunning detail. Lovely foyer with built-ins, spacious kitchen, large laundry room with desk and walk-in pantry! Dining room has double-sided gas fireplace, vaulted ceilings and Brazilian cherry wood floors. Main floor also offers a living room with fireplace opposite the dining room and a gorgeous master suite. Lower level offers 2 more bedrooms, full bath, family room with gas fireplace, and walks out to a beautiful backyard that is perfectly landscaped.

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p[ Maple Lake $494,900 | #4136155Original farmhouse with well kept outbuildings on 80 acres! New kitchen flooring, great 4-season porch. Some woods, beautiful views.

Kimball $159,900 | #4050991New home to be built in Heritage Park of Kimball. Oversized lot, with views of Powder Ridge and an easy commute to St. Cloud.

South Haven $229,900 | #4072136Impressive 3 bedroom, 3 bath country home on 3.46 acres. Hickory cabi-nets, upgraded appliances, large deck. 4-car heated attached garage.

Annandale $139,900 Charming, fully-renovated 1940s home on 1.37-acres near Lake Sylvia. Two bedrooms, two bath. Detached double garage, cute garden shed.

Clearwater $189,900 | #4086736One level, country charmer tucked in the woods on 4.8 acres. Open floor plan, ideal for entertaining. New master bedroom. Room for pole shed.

Watkins $119,900 | #4138496Huge corner lot with nice tri-level home, basement recently finished. New patio, heated garage, upgraded appliances. 1/4 mile to Hwy 55.

join us on facebookWe appreciate all of our Facebook fans. If you arent already a fan, look us up! This is a great, casual way to stay in touch with us by following our involvement in the community, fun things were up to, and news that is new and important in our field. Many of our agents have Facebook pages too, if you want to connect with them personally!

Kimball $119,900 | #4159838Two bedroom, one bath split-entry with over 900 finished sq. ft. Enjoy a nice deck, and spacious walk-in closets in both bedrooms.

Sauk Rapids $229,900 | #4074953Looks like new! One-level home on 9+ acres. Oversized 2-car heated garage, spacious interior with many upgrades and extras throughout.

Zimmerman $349,900 | #4132900Stately 2-story on 2.5 wooded acres. Great outdoor entertaining spaces with screen porch, deck, patios. Spacious interior, many upgrades!

Clearwater $109,900 | #4106352Just minutes from I-94 and Hwy 10, this well-maintained 2-story home sits on a large city lot. Recent updates: paint, carpet, lighting!

Maple Lake $139,900 | #4137750Three bedroom country rambler on 1.45 acres. Four season porch walks out to deck, finished lower level, open floor plan!


Maple Lake $119,900 | #4004793Well maintained duplex with two spacious apartments. Live in one and rent the other, or rent both. Located in the heart of Maple Lake.

Watch Property Trailers on [When you see this symbol next to a property description, it means you can view a Property Trailer for that home on our YouTube Channel! Visit www.youtube.com/oakrealtysince1974. Or if youre looking at the digital version of our portfolio, go ahead and click on the icon. It will take you directly to that propertys trailer. They are a fun way to take a tour. Have you seen one yet?

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South Haven$239,900 | #4136318Check out this fabulous three bedroom, two bath year-round home with large double garage. The upper level is spacious and open with stunning views of Lake Sylvia. The kitchen has updated cabinets and wonderful granite countertops. There are plenty of outdoor en-tertaining areas including a 12x26 deck and patio. Kick up your feet and enjoy a glass of wine and the fabulous views!

Kimball$116,900 | #4101844Fantastic opportunity to own prime property in the city of Kimball. This property has had many updates throughout. Large 3-car garage, spacious corner city lot, and tastefully decorated. The convenience of a main level laundry, bright and open living area, and master bed-room with additional sitting area are just some of the features this home offers. Great location with easy access to Highway 55 or 15 and walking distance to downtown and the school.


Breathtaking property on 30 acres of heavily wooded land, bordering Stanley Eddy Park. A secluded rambler with all the extras! Hot Tub, sauna, 2 wood burning fireplaces, granite counter tops and stainless appliances. Huge bonus room with lots of windows is a great place to entertain or relax and enjoy views of the property and watch the wildlife. This

property is a nature lovers paridise, hunt, hike and explore in your private wonderland. Ac-cess Stanley Eddy Park trails for even more hiking and cross country ski trails in the win-ter months. The exterior of the home boasts cultured stone, boulder landscaping and a stamped concrete patio as well as a large deck with patio doors off the master bedroom and

living room. Dont forget to bring the hors-es, this place is all set up with maintenance free fencing and a 24x8 shelter with 2 box stalls and tack room. Stately brick columns welcome you to this pristine acreage with an array of wildlife, the perfect place for those with a love of the outdoors to call home.

Annandale $399,000 | #4149505


Kimball $239,900 | #4120974Enjoy the quiet country life on this 2.5-acre lot, in Kimball City Lim-its. Gas fireplace, 36x48 pole building, 3 decks to enjoy the views.

Maple Lake $149,900 | #4119441Brand new home in a well-kept neighborhood. Add your own touch by selecting flooring, paint colors and appliances. Located in city limits!

Annandale $164,900 | #4098924Huge split-entry with fenced yard, party deck and patio. Five bedrooms, including a master suite with spacious bath. Golf course community.

Annandale $239,900 | #4143197Revamped country home, new foundation, windows, siding, roof and interior. 2.5 acres, backs up to golf course. Heated workshop w/studio.

St. Louis Park $185,000 | #4157904 Quiet neighborhood in a great location, near shopping & entertainment. Freshly painted, lower level redone with 3rd bedroom. Fenced backyard.

Maple Lake $66,900 | #4151460Clean unit, ready to go. Patio, spacious interior, and indoor access be-tween your unit and your heated garage. Close to amenities in town.

join us on facebookWe appreciate all of our Facebook fans. If you arent already a fan, look us up! This is a great, casual way to stay in touch with us by following our involvement in the community, fun things were up to, and news that is new and important in our field. Many of our agents have Facebook pages too, if you want to connect with them personally!


This impressive four bedroom, two bath country home is located on an acre lot less than a minute from the interstate. The out-side is manicured to perfection and the inside is impeccably maintained. A stone walkway leads to large deck for outside get togethers. Fenced area for pool or area for the small children to play. Ample outdoor space for

gardens, horse shoe pit and bonfires. Home is finished up and down so just move right in. Large lower level bedrooms have closet organizers in both closets. The family room has attached office nook. Open floor plan allows for everyone to be a part of the con-versation. Shed with built-in dog kennel is great for the pets in your life. The home was

built in 1997 and offers 2,194 finished sq. ft. of wonderful living space. Choice of school districts, either St. Cloud or Annandale, both buses stop at the beginning of the road. If you want move in ready in a great loca-tion, then this is the house for you.

Clearwater $189,900 | #4153547 p

LANDprivate locations, ready to build

3.4 Acres, Camp Lake$99,900 | #4051779This lot on the South side of Camp Lake (also known as Lake Henry) is covered with ma-ture trees and located on a dead-end road in a quiet neighborhood. East-facing lakefront lot with wonderful privacy, that also overlooks a pond. Great fishing!

10 Acres, South Haven$89,900 | #4135210Beautiful 10-acre parcel just off County Road 2, South of South Haven. Mature woods with rolling hills. Tucked away from the main road, this lot offers a very private spot to build your dream home and enjoy an abundance of nature surrounding you.

5 Acres, Kimball $39,900 | #4117142Picture your new home nestled in tall pines! Walking distance to school, church, stores and dining. Pole shed already built on the property offers storage for now, and when you build. Additional land is available. Located within Kimball City Limits.

Silver Creek Heights, Maple Lake From $69,900Upscale development offering private lots open to any builder. Near I-94, choice of three school districts. Call for full list of lots/acreage/prices.

10 Acres, Annandale $89,900 | #4144991Buildable, 10-acre parcel. Great open land to build a dream house, with room for shed or outbuildings. 2 miles from town, country feel!

Annandale $35,000 | #4038618Private country lot! 1.5 acres, with mature trees, a great location for the nature enthusiast to build your new home. On a quiet road.

Kimball $399,900 | #406735326 Twinhome lots in the new Heritage Park of Kimball development. Utilities, blacktop, curb and gutter are in. Views of Powder Ridge!

Cokato From $29,900Three nice lots in the City of Cokato, ready for your new home! Beautiful trees mark the corner of Swanson and 3rd St. Your builder or ours.

South Haven$39,900 | #3979982Lot with views of Lake Marie. Includes 2 stor-age sheds, 8x28 Dutchman RV with 12x24 screened porch. Affordable weekend getaway!

Annandale$49,900 | #40053221.87-acre lot on the SW edge of Annandale. Build with privacy and elbow room, with the conveniences of town just blocks away!

South Haven$299,900 | #390336393 acre parcel of rolling farmland. Borders the City Limits of South Haven. (2 building eligi-bilities). Pond on the NW corner.

Silver Creek $59,900 | #4039249Private, 3-acre country lot, perfect location for a new home. Overlooks a pond with wonderful views. Located on a quiet, dirt road.

Clearwater$215,000 | #4153673Prime acreage in a great location, 1 mile off I-94. Approximately 8 acres is wooded. 2 road approaches. Develop now or later!

Meadows of South Haven From $54,9007 lots available, ranging from 3 to 3.9 acres. Excellent Contract for Deed terms, low down payment and 0 interest for 36 months.

Southbrook Golf Course, Annandale $49,900 | #4058901Beautiful building site on the 4th t-box and fairway at Southbrook Golf Course. Large lot on a quiet cul-de-sac. Build your dream home!

Hunter Lake Bluff, Clear LakeFrom $19,9007 scenic residential lots ready for your new home, located just off Highway 10 in Clear Lake. Each approximately a 1/3 acre in size.

Clearwater$83,500 | #4085620Heavily wooded 5-acre parcel near Sugar Lake and. Driveway in. Great hunting! Con-tract for Deed financing available.

Clearwater $74,900 | #4051116Fantastic 10-acre property with 1 building entitlement. Peaceful area, with access to I-94 nearby. Rolling hills, woods, wildlife!

Heritage Park of Kimball $24,900-$34,90028 oversized, single family lots available in this new green neighborhood! Views of Powder Ridge. Quick commute to St. Cloud!

Annandale $49,000 | #4120820Rolling, wooded 1.8-acre lot on the corner of Cty Rd 6 and 70th. 2 miles to town. Great walkout site, close to parks and lakes.

South Haven $79,900 | #4155590Scenic, heavily wooded 2.1-acre lot on a dead-end road. County land backs up to the prop-erty. Near many area lakes.


p

Hunters Cove

50 Acres, South Haven$172,500 | #4112208Tillable land just north of Lake Sylvia. Beauti-ful parcel, good open farm land is hard to find! Edge of South Haven, more land available.

Hunters Path, Annandale $59,900 | #4017357Build at the end of a quiet cul-de-sac in Hunt-ers Path. Great in-town location. Wooded, 1-acre. Neighborhood of quality-built homes.

39+/- Acres, South Haven $134,500 | #4112207Just South of South Haven on County Road 2. Gravel buyers take a look! More land avail-able. Corner parcel.

Hunters Cove, Annandale Lots from $18,900A quiet cul-de-sac with views of Pleasant Lake, now open to any builder. City sewer/water, walk to town, schools, park. Your builder or ours!

Maple Lake $59,900 | #4039249Beautiful 3-acre country lot. Mature parcel per-fect to build your dream home on. Lot over-looks a pond, located on a quiet road.

Sauk Rapids $360,000 | #4056537Private hunting preserve. 80 gorgeous acres of woods and water. Keep it to yourself or split into beautiful building sites. Will sell as 40s also.

South Haven $34,900 | #4112590Gorgeous wooded, 1.6-acre lot. Quiet and secluded location to build your new country home. Close to Fairhaven.

Views of Lake Sullivan $39,900 | #4112591Privacy is yours and beautiful views. Heavily wooded 1/2-acre lot, ready for a new home. Qui-et, dead-end road. Calling the nature enthusiast!

Lake Marie Access $8,250 | #4140657Getaway lot, perfect for an RV or camping! Not buildable. Ingress and Egress to Lake Marie. Clear some trees and have a great camp site!

Limestone Trails From $44,900Four lots available at Limestone Trails. Large acreage lots with mature trees, trails, 25+ acre outlot and lake access. Ideal for nature lovers.

93 Acres, South Haven $299,900 | #3903363Rolling farmland bordering the city limits of South Haven. Two building eligibilities. Front-age on Hwy 55. Pond in the NW corner.

Clearwater $170,000 | #4100382Large, 38-acre lot, with room for horses and more! Perfect hobby farm site. Exact acreage to be determined by new survey.

Kimball $89,900 | #411210313 acres of bare land on the West side of the city limits of Kimball. Currently leased for ag-riculture.

Cedar South, Clearwater From $19,900Oversized city lots in a great neighborhood with easy access to St. Cloud or the metro. Lots are 1 block from the park.

Market Retreat, Annandale From $65,000Large country lots located between Annandale and Cedar Lake. Quiet, wooded development. Close to Hwy 55, town, and golf course.

Litchfield $96,400 | #4130705Build your dream home on 40 acres and enjoy the wildlife or use the acerage for your own hunting preserve. Prime land, bordered by county roads.

9+ Acres, Clearwater $84,900 | #4123797Rolling acreage with spectacular countryside views and wildlife. Area of newer, prestigious homes. Close to I-94. Numerous building sites.

Maple Lake $499,900 | #4125515Picture your dream home on a 76-acre recre-ational paradise! Overlooks lakes and rolling hills, one of the highest points in the area!


Limestone Trails

of ClearwaterFinal phase of development1 block from the parkOversized city lots starting at $19,900Use our builder or your ownEasy access to St. Cloud or MetroFinancing available

Cedar South

Gary Dagner Realtor, GRI [email protected] (320) 309-1739

l o t b l o c k d i m e n s i o n s a c r e a g e w o o d e d p r i c e 1 1 2 5 7 x 4 6 4 x 2 1 3 x 4 5 9 2 . 5 Fu l l y $ 1 0 9 , 9 0 02 1 2 3 1 x 4 5 9 x 2 5 9 x 4 3 9 2 . 5 3 Fu l l y $ 1 1 5 , 9 0 03 1 2 0 1 x 4 3 9 x 4 2 4 x 4 7 1 3 . 1 Fu l l y $ 1 1 9 , 9 0 04 1 2 0 2 x 4 7 1 x 3 7 7 x 5 4 0 3 . 3 5 Fu l l y $ 1 2 4 , 9 0 05 1 2 0 0 x 5 4 0 x 5 1 5 x 2 8 1 2 . 7 9 Fu l l y $ 1 2 7 , 9 0 06 1 1 4 6 x 2 8 1 x 3 9 8 x 3 4 5 2 . 5 Fu l l y $ 1 2 2 , 9 0 01 2 2 8 0 x 3 5 7 x 3 3 0 x 3 6 3 2 . 5 2 Fu l l y $ 9 9 , 9 0 02 2 3 1 5 x 3 6 8 x 2 8 1 x 3 6 3 2 . 5 N o n e SOLD!3 2 1 5 2 x 3 6 3 x 2 6 3 x 3 6 8 2 . 5 5 N o n e $ 6 5 , 0 0 04 2 2 2 4 x 3 8 1 x 3 7 6 x 3 0 0 2 . 5 Fu l l y $ 1 1 8 , 9 0 05 2 2 9 1 x 4 0 9 x 2 5 1 x 3 8 1 2 . 5 Fu l l y $ 1 1 8 , 9 0 06 2 4 0 7 x 2 4 6 x 4 0 9 x 2 6 9 2 . 5 Pa r t i a l l y $ 9 4 , 9 0 0

A quiet development of large country lots, located between the City of Annandale and Cedar Lake. An ideal location for families

or retirees, just a few miles from Annandale Schools and neighboring the scenic Whispering Pines Golf Course. Convenient access to Highway 55.

Excellent Contract for Deed f inancing terms available. Call today for more information.

location, space, opportunity!

Main Street, Annandale$45,900 | #4114092Charming red brick storefront in a prime lo-cation in downtown Annandale. Abundant foot traffic makes this a great location for of-fice, retail or service! 768 sq. ft., open, with an updated interior. Bring your ideas Annan-dales charming , canopied downtown, the op-tions are endless!

Highway 55, Annandale$179,900 | #4102119Prime, high visibility, Highway 55 location for a small business or general office space. Currently leased until November 2012. Many possibilities for current building or tear down and start new. Large lot with room to expand. Corner location just a few blocks from down-town Annandale.

Maple Lake$89,900 | #4151794Great commercial opportunity for your busi-ness in downtown Maple Lake. Storefront renovated in 2006, including hardwood floors, windows, HVAC and updated electric. Build-ing has an apartment in the back, as well as a detached garage. Bring your ideas to this charming building!

commercial

Inside the Thayer


Winsted$285,000 | #4146663Great commercial building in a prime location with great rental history. Located in the heart of a very vibrant community in down-town Windsted, the perfect spot for retail or office space. All four units have long term leases. Road frontage is on high traffic Main Avenue. The building was built in 1983, has a nice brick front and offers 12,000 finished sq. ft. City sewer and water. Nice opportunity for someone looking to own multi-unit commercial building.

South Haven$339,900 | #4093244Spacious commercial building with a great location on the corner of County Road 2 and Highway 55. With approximately 1,055 of frontage and 6 acres of land, this 4,704 finished square foot building can accomo-date many things. Built by Morton Buildings, it features full footings and foundation, in-floor drain, in-floor 3 zone heat, 1/2 bath and two over-head doors. Second 22x22 building has concrete floors and double doors. Full septic system and 4 well. A great fit for many businesses types.

Annandale$199,000 | #4150506The Thayer Hotel is a historic building, last operated as a Bed & Breakfast, that offers 12 guest rooms, each with a private bath, a fabulous commercial kitchen, full bar set-up, dining room that can accomodate 50+ with the potential of 2 separate private dining areas for small parties. Beautiful patio and garden area for outdoor seating. Built in 1895, this landmark downtown property welcomed Annan-dales earliest visitors arriving by train. Rich in history and potential.

Highway 55, Annandale$599,000 | #4128533Great opportunity for a single business or multiple businesses. This large building offers a front area with 6 offices with C/A and forced air, along with a spacious showroom area. Attached is a 17,922 sq. ft. open warehouse with several overhead doors great for moving equipment. Also includes loading dock and outdoor fenced-in storage area. Lot size is 2 acres, with a front lawn and abundant parking area. This is a prime location with high traffic Highway 55 frontage.


The Bay ClubA clear favorite in dining and entertainment for years, The Bay Club has given residents and visitors to the scenic Heart of the Lakes area a destination to come back to time and again. With a pleasing atmosphere, both rustic and refined, the restaurant appeals to a wide range of customers and has a reputation for excellence across Central Minnesotas lake country. Fully remodeled in 1997 by its current owners, the 3,992 sq. ft. facility can accom-modate a high volume of guests, with abundant parking and a fabulous outdoor setting. The Bay Club sits on the edge of Turtle Bay, on 3,000+ acre Clearwater Lake, the largest in the Annandale Area. A turn-key business opportunity, it offers an established business with a strong customer base, a quality structure, state of the art computer software systems, and upgraded kitchen equipment, just the start of an extensive list of enhancements.

$550,000 | #3953658 [


Annandale $69,900 | #4129691Commercial lot on East side of Annandale. Great road frontage just off busy Highway 55. Level, open lot. Nice location for any business!

Chanhassen $1,500,000 | #4127518Turn-key auto salvage business on 5+ acres. Includes land, business, buildings, equipment and inventory. Approximately 750 vehicles.

Monticello $159,900 | #4112593Excellent .36-acre commercial lot, with frontage on busy Broadway Street, easy on/off I-94. High traffic. Close to hospital, large stores.

Personal Storage Condominium $70,560 | #4145805Storage condo complete power, heat, 16 x 14 overhead door with opener, and 16 side walls. Perfect for storing year-round recreational toys.

Monticello $799,000 | #4128071Commercial lot with great potential! Located on high traffic East Broadway. Close to major retailers, hospital campus, near I-94 access.

St. Michael $399,000 | #4121143Fantastic business opportunity! High traffic road, great visibility from 241. Pumps and canopy are removed. Near a large retail center!

commercial opportunities If you are interested in commercial or investment property in the greater Heart of the Lakes Area, there are a number of lots, existing buildings, and multiple-unit locations that could be a perfect fit for your new or existing business. We also represent opportunities in larger communities like Monticello and St. Michael, where I-94 is at your doorstep. Give us a call and get set-up on a search if this is a market youre watching.


Annandale $109,000 | #3865254Numerous potential development possibilities. Beautiful .84 acre lot, in great location. 5,000 sq. ft. brick building with newer metal roof.

Cokato $419,000 | #4093127Commercial opportunity in the heart of town. Great location with high foot traffic. Established businesses currently leasing. 8 units.

Highway 55 $199,900 | #4101681Parcel has 675 of frontage on busy Hwy 55. 3.5-acre lot has few limita-tions. Excellent visibility. Development coming soon on South side.

Personal Storage Condominiums $52,640 | #4146947Got stuff? Own your own storage condo! Power, heat, 16x14 overhead door with opener, 16 side walls. mnstorageuown.com for more info.

Monticello $799,000 | #4113007Excellent 1.8-acre commercial lot with easy access to I-94. Located in a busy part of town with high traffic, close to large stores and amenities.

Kimball $69,900 | #41133169 acres of commercial land on Highway 55 within the city limits of Kim-ball. 2 blocks from Hwy 55 & 15. City water on North property line.

interested in pursuing real estate as a profession?Are you self-driven? A team player? Interested in real estate? If you are familiar with the Heart of the Lakes Area, and have or have thought about getting your real estate license, come talk to us. We are a fast-paced group of professionals who work independently but value how the team and company function as a whole. We are the areas oldest brokerage, now in our 38th year. Call 320-274-6363.

French Lake Auto PartsA world leader in the automotive recycling business since 1956, French Lake Auto Parts is located 60 Miles west of the Twin Cities, with over 84 acres and 6,000 +/- vehicles that range from the early 1900s to the present. The company is well-known for its large inventory of antique parts and large inventory of late-model parts. They also offer customers many rust-free parts and rebuildables shipped in from Arizona. They specialize in hard to find classic auto and truck parts along with a large selection of quality, affordable used cars, trucks, SUVs and classic cars for sale. While 60 percent of its customers are located within Minnesota, FLAP also ships nationwide and worldwide. Welcomes 250-300 walk-in customers on a typical Saturday. This family owned and operated company is celebrating its 56th year in the auto parts, vehicle recycling and car sales business. Includes: Land, buildings, business, inventory, equipment. www.frenchlakeautoparts.com

#4111812


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Lake Augusta

Granite Lake

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Otter LakeBass Lake

Lake CarolineLake Marie

Lake Louisa

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call. click. come in.

a n n a n d a l e o f f i c e 720 Elm Street East

Annandale, MN 55302Local: 320.274.5737

m a p l e l a k e o f f i c e 501 Maple Avenue NorthMaple Lake, MN 55358

Local: 320.963.2088

o n l i n e www.oakrealtymn.com | blog.oakrealtymn.com

heart of the lakes property portfolio | summer 2012

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