Buying Health Insurance in Texas? Know Your Coverage

Health Insurance

Choice Plus Benefits Inc.14200 Midway Rd., Suite 107,

Dallas, TX 75244Telephone: 972.441.7411

FAX: 214.622.6448E-mail: jstamper@choiceplusbenefits.com

Website: http://www.choiceplusbenefits.com

Health Insurance

Health insurance protects you and your family when you become ill or get injured. That’s why having a good health insurance policy before you get sick is vital.

Monthly Premium

When reviewing health insurance plans, always consider the plan as a whole, not just your monthly premium. Factors that go into your monthly premium include your age, medical history, whether you are a tobacco user or not etc. Choose a policy or coverage that accounts for your risks with an affordable premium and monthly payment..

Know the Types of Coverage

You also need to make sure that your insurance policy covers the medical expenses you are likely to incur in the future. A good policy should include wellness visits and screening tests and incentives for preventive coverage such as regular check ups, gym membership, and no smoking.

Know the Essential Services Covered

When you buy health insurance in Texas, keep in mind the following coverage options in mind.

Patient services you get without admission to a hospital Emergency medical services Prescription drugs Substance abuse and mental health disorder services (including psychotherapy and counseling) Pediatric services which include vision and oral care Rehabilitative services and services to help people recover from injuries or recover physical or mental skills Lab services Chronic disease management, preventive and wellness services

For more information on health insurance coverage, contact us today at 972.441.7411.