Health Discount Plan

Exclusively From

Past Current New

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New Approach Reduces Out of Pocket Costs

The Johnsons: One Family’s Example

The Johnsons: One Family’s Example

$1,924$1,924

Current Needs New Approach Savings4 Urgent Care

2 Emergency Room7 Dr visits

6 Phone Calls1 Emergency Room

6 Dr visits$1096

3 with no dental insurance

Save on 3 cleanings

$203

No vision insurance 2 sets of glasses

$193

3-Tier Rx benefit “Non-formulary” drug

$432

Benefits and Pricing

©2010 New Benefits, Ltd.04/10/23

| 4This is NOT Insurance.

Benefit Health Lifestyle Complete

Consult A DoctorTM ✔ ✔

Dental ✔ ✔

Vision ✔ ✔

Pharmacy ✔ ✔

Diabetic ✔ ✔

Vitamins ✔ ✔

Hearing ✔ ✔

LifeLock ✔ ✔

Legal ✔ ✔

Roadside Assistance ✔ ✔

Price $11.99 $16.50 $21.99Best Value!

Not available in KS, VT, UT, WA

Consult A DoctorTM

• On-demand healthcare via phone or email – wherever and whenever you need, as often as you need

• Physicians discuss symptoms, recommend treatment options, diagnose many common conditions, and prescribe medication when appropriate.

• Never needlessly wait for a doctor again!

• Network of physicians is U.S.-based, licensed, Board-Certified, rigorously credentialed and experienced

• Access to a physician from anywhere via telephone or e-mail , 24 hours a day, 7 days a week

• Prescriptions phoned in to your local pharmacy for pickup

| 5©2010 New Benefits, Ltd.04/10/23

This is NOT Insurance. Not available in KS, VT, UT, WA

Dental

• Savings of 15% to 50%* on most dental procedures• Over 92,500 participating Aetna dentists

nationwide**• Save on routine dental services such as x‐rays and

fillings.• Orthodontics, Periodontics & Endodontics• No limit on the number of visits

*Actual costs and savings vary by provider and geographical area. ** According to the Aetna Enterprise Provider Database as of November 1, 2010.

| 6©2010 New Benefits, Ltd.04/10/23

This is NOT Insurance. Not available in KS, VT, UT, WA

Vision

• 20% to 60% savings on eyewear• Over 12,000 participating vision locations nationwide• Most frames, lenses and specialty items are available• 10% to 30% savings on eye exams• Accepted by LensCrafters, JCPenney, EyeMasters,

Pearle Vision, Sears, Sterling Optical, Target, and more• 10% to 40% savings on mail order replacement

contacts• Save 40% to 50% off the overall national average on

LASIK surgery

| 7©2010 New Benefits, Ltd.04/10/23

This is NOT Insurance. Not available in KS, VT, UT, WA

Pharmacy

| 8©2010 New Benefits, Ltd.04/10/23

This is NOT Insurance.

• Save 10% to 85% on short term, acute care medications such as antibiotics & pain killers

• Over 60,000 chain & independent pharmacies nationwide including Wal-Mart, Rite-Aid, CVS, Walgreens, Kroger, etc.

• Open Formulary (includes new & experimental drugs)• In 2009 members saved more than $51 million with

an average savings of 33%• Mail-Order program with guaranteed lowest pricing

on maintenance medications (will beat AARP by 10%)• Discount drug pricing tool – www.rxpricequotes.com

Not available in KS, VT, UT, WA

• Save dramatically over retail prices of diabetic supplies• Product packages from $29.99 to $169.99/month • Packages include glucose meter, control solution, test

strips, lancets & lancing device• 60% less than average competitor price • Featuring GlucolabTM products

Diabetic Services

| 9©2010 New Benefits, Ltd.04/10/23

This is NOT Insurance. Not available in KS, VT, UT, WA

• Extra 10% savings on 12,000+ nutritional or health products

• Online or phone ordering• Discounts on skin care products via

Dermstore.com

Vitamins

| 10©2010 New Benefits, Ltd.04/10/23

This is NOT Insurance. Not available in KS, VT, UT, WA

• Savings online & in-store with Newport Audiology, TruHearing & Beltone

• Free hearing screening• 35% discount at Newport Audiology• 37-58% discount at TruHearing • 15% savings at Beltone• 40-60% off National Retail Pricing through Mail Order

Hearing

| 11©2010 New Benefits, Ltd.04/10/23

This is NOT Insurance. Not available in KS, VT, UT, WA

• LifeLock Identity Alert™: early detection/notification of your personal information used to apply for credit or services

• WalletLock™: helps cancel/replace contents of a lost wallet

• eRecon™: patrols web for illegal trading of your information

• TrueAddress™: notifies change of address request for you

• Free annual credit reports; fewer pre-approved credit card solicitations; 24-hour customer service

• $1 million total service guarantee: if you become a victim of identity theft because of a failure in their service, they will help you fix it at their expense, up to $1,000,000

LifeLock

| 12©2010 New Benefits, Ltd.04/10/23

This is NOT Insurance. Not available in KS, VT, UT, WA

Legal Care

| 13©2010 New Benefits, Ltd.04/10/23

This is NOT Insurance.

• Nationwide network of 20,000 attorneys• Plan attorneys charge $125.00 per hour, or when

appropriate, 40% off their usual & customary hourly rate• Referred attorney will provide 9 free services*, including:

• Unlimited initial phone consultations for new legal matters

• Review independent legal documents (6 pg max per new matter)

• When appropriate, write letters on member’s behalf• When appropriate, make phone calls on member’s behalf• Assistance solving government problems such as

welfare / INS• Assistance with small claims court representation• Free simple will with annual updates• * Costs and filing fees additional, specific definitions apply.

Not available in KS, VT, UT, WA

Roadside Assistance

| 14©2010 New Benefits, Ltd.04/10/23

This is NOT Insurance.

• Available 24 hours a day, 365 days a year• Up to 15 miles towing (up to $80 retail value) per

occurrence maximum for covered charges• Fuel, Oil, Fluid and Water Delivery Service• Lock-Out, Flat Tire, Battery & Collision Assistance• Covers Member, spouse and dependent children up

to age 21 permanently residing at registered address when driving any vehicles they own or lease (12 months or longer)

Not available in KS, VT, UT, WA

Product Advantages

• Strategic part of the “Total Benefits Solution”• Offset growing out of pocket expenses• Reduce Loss Ratio• Make HSA/HRA/FSA funds go farther• Don’t need to leave work / home to consult a

physician• No limit on number of visits• Benefit for insured & uninsured• One price for cardholder & dependents

| 15©2010 New Benefits, Ltd.04/10/23

This is NOT Insurance. Not available in KS, VT, UT, WA

Questions?

| 16©2010 New Benefits, Ltd.04/10/23

This is NOT Insurance. Not available in KS, VT, UT, WA