health benefits committee meeting september 26, 2013
TRANSCRIPT
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Health Benefits Health Benefits Committee MeetingCommittee Meeting
September 26, 2013September 26, 2013
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Agenda - September 26, 2013Agenda - September 26, 2013Announcements/Mailings/EmailAnnouncements/Mailings/Email Flexible Benefits Open Enrollment November 1 – 30, 2013Flexible Benefits Open Enrollment November 1 – 30, 2013 Mobile AppsMobile Apps Newsletter by the end of OctoberNewsletter by the end of October
9:00 – 9:109:00 – 9:10
Voluntary Benefits for Part time employees-Open Benefit Solutions, Bill JudgeVoluntary Benefits for Part time employees-Open Benefit Solutions, Bill Judge9:10 -9:359:10 -9:35
Voluntary Tax Deferred Plan 403(b) & 457- Teacher’s Pension, Maryanne AbbottVoluntary Tax Deferred Plan 403(b) & 457- Teacher’s Pension, Maryanne Abbott
9:35 – 9:35 – 10:0510:05
Other Post Employment Benefits, Vice Chancellor GerhardOther Post Employment Benefits, Vice Chancellor Gerhard10:05 – 10:2510:05 – 10:25
Wellness Website-Building Healthier Communities, PCCD Benefits OfficeWellness Website-Building Healthier Communities, PCCD Benefits Office10:25– 10:3510:25– 10:35
Affordable Care Act Weblink-What is your ACA IQ?, PCCD Benefits OfficeAffordable Care Act Weblink-What is your ACA IQ?, PCCD Benefits Office10:35-10:4510:35-10:45
Affordable Care Act Update, PSW Benefit ResourcesAffordable Care Act Update, PSW Benefit Resources10:45 – 11:0010:45 – 11:00
Medicare Drive 2014, PCCD Benefits OfficeMedicare Drive 2014, PCCD Benefits Office11:00 – 11:1011:00 – 11:10
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Voluntary options for part time faculty
JC Insurance is aligned with California Community Colleges since 1963
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Options and alternatives
We have been approached to explore and give audience to other options
Approached by Open Benefit Solutions, Currently servicing
San Diego Community College, Santa Monica Community College
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Open Benefit Solutions
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Interest Assessment
https://www.surveymonkey.com/s/3LKGYJQBasic demographic information Interest assessmentSimilar to products offered through
JC Insurance
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Bill Judge, Open Benefit Solutions, partner
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Voluntary Tax Deferred Plans 403(b) & 457
All employees are eligible to participate
Enrollment is self-directed and voluntary
We currently use Mid-America for our transaction processing]
Eligible investment options are on the website.
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Due to attrition over the last four years, our participation levels have dropped by 25% 05 31 13 v 05 31 09
Compliance requires that we provide meaningful notice annually to eligible employees
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Plan / Regulation Audits
Randomly performed by the Internal Revenue Service
Favorable tax treatment Ensure information
dissemination Ensures balanced participation Communication between
fiduciaries
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Websiteshttp://web.peralta.edu/benefits/
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Mid-America as agent
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Zuk Financial Group as District Consultants ZUK Financial Group provides
individual counselling ZUK has delivered several
workshops over the years during professional development days or fiscal fitness days and at other special events.
Suggested alternative venues Take a different approach
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New and Improved Workshops Due to attrition and new employee base, it
is time to explore a more effective outreach program
Free workshops More formal
Dinner after work Bring a guest Offsite during the month of October
Last tried in 2008, sponsored by ZUK, low attendance.
Add more personal opportunities in the spring around tax-time.
Workshop sponsor, Teacher’s PensionMaryanne Abbott- Area Manager
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Vice Chancellor, Ron Gerhard
Other Post Employment Benefits
OPEB Update
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2020
That’s All Folks
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Wellness WebsiteSoon to be populated
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Building Healthier Communities Weekly articles to
“announcement” Suggestions for the portal
Link to health risk assessmentsOther ideas
Exploring sponsorship for a District-wide walking campaignCalifornia Public Health
(pedometers & cookbooks)
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Affordable Care Act Weblink
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Health Care Reform-Affordable Care Act
What is your ACA IQ? What did the ACA go into effect? Which of these elements is currently
in effect? Coverage for dependents to age 26 Pre existing exclusions for newborns
eliminated Cost sharing obligations for preventive
services eliminated W-2 reporting for employer cost of benefits Payment of research fees $1 per plan
participant for self-funded plan
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Health Care & the Affordable Care Act
Update from Consultant, PSW Benefit Resources
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Medicare 2014 Non-coordinated
Kaiser CoreSource
Exceptions1. Other primary coverage exists2. Medicare coordination did not exist based on
the retirement date and the then-current affiliation
3. Medicare coordination did not exist based on retiree status as a former manager, confidential employee or trustee
4. Enrolled in Kaiser; but do not live in the Centers for Medicare and Medicaid services (CMS) service area with Kaiser
5. Resides out of the country and therefore ineligible for Medicare participation
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Annual Medicare Coordination Workshop
Annual Medicare Coordination Workshop
Save the Date
Wednesday, February 5, 2014
Outreach efforts to begin in early December
Co-sponsored with
Medicare, Kaiser Senior Advantage, PCCD Benefits Office
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Next Meeting
November 14, 2013Financial Review