HDFC Bank Ltd.,Human Resources DivisionHDFC Bank House, 2nd Floor,Senapati Bapat Marg,Lower Parel, Mumbai 400 013Tel. : 6652 1000Fax : 2490 4016

August 20, 2015SABITA KARKINEW DELHI

FIXED TERM CONTRACT

The HDFC BANK LIMITED (having its Regd. Office at HDFC Bank House, Senapati Bapat Marg, Mumbai -400013) hereinafter referred to as “the Bank” hereby appoints you as a Team Leader for two years with effect from January 21, 2010 on the following terms and conditions:

1. You shall perform the duties of Team Leader in the Bank primarily consisting of Sales promotion work and shall perform such other related duties and exercise such powers that the Bank and/or any of its subsidiary or its associated companies within HDFC Bank Group may delegate or assign to you by or with the authority of the Managing Director of the Bank.

2. During the engagement you shall devote the whole of your time attention and ability to the business and affairs of the Bank and will use your best endeavors to promote its interests. You shall not during your employment hereunder, be concerned or interested directly or indirectly in any way in any business competing with or similar to the business of the Bank and other employment or service whatsoever excerpt that you may hold shares or securities in any company which is quoted on a recognized Stock Exchange or dealt in publicly and in private family companies including the holding of nominal directorship in such companies (subject to compliance with the Personal Account Dealing Section of the Ethical Standards and Compliance Manual) and except also that you may be allowded to accept remuneration and fees for the teaching and lecturing work done outside office hours.

3. You will be paid a salary of Rs.10,500/- per month (Rupees Ten Thousand Five Hundred Only) & a Conveyance Allowance of Rs.5,000/- per month will also be paid. All income tax and other taxes payable on money received by you from the Bank will be borne by you. You will also be paid incentives based on your performance as per the policy applicable.

4. You will be entitled to leave only on completion of six months from Date of Joining as a Team Leader. You will be entitled to Twenty Five working days annual leave in a calendar year at a time to be determined by the Bank, subject to exigencies of service. In case you are already on leave of any sort you may be recalled by the Bank if circumstances warrant your immediate return on duty.

You will not be entitled for any sick leave. Except in exceptional cases leave may be granted at the discretion of the Bank after adjusting the leave of 25 days, but the Bank reserves the right to terminate, your employment forthwith and without previous notice in the event of your absence from work due to ill health for a period or periods totaling at least for weeks in any consecutive period of twelve calendar months.

5. Save as hereinbefore expressly provide you will not be entitled to any special payments or allowances or perquisites of any kind whatsoever authorized by the management of the Bank for payment to other Employees.

6. You will not during your engagement or thereafter except in the proper course of your duties, disclose any information concerning any of the business or affairs of the Bank, its subsidiaries or its associated companies or of any of its customers which may come to your Knowledge during the course of your engagement or otherwise howsoever and you will use your best endeavors to prevent any such disclosure.

Employee Code : CP11387

7. Notwithstanding the provisions of Clause 11 is hereof in the event of any willful or continued neglect by you of your duties, any serious misconduct or any breach of this contract on your part, the Bank reserves the right to terminate your employment forthwith and without previous notice or payment in lieu of notice, and you shall be bound by such a decision and shall not question the same.

8. You shall perform your work at New DELHI (Pitampura Branch,IFSC Code HDFC0000392) of such other place or places in or outside India as the Bank or its associates or subsidiaries may from time to time specify.

9. You shall in the course of your contract with the Bank, shall not without the previous written consent of the Bank and which consent the Bank may in its absolute discretion and without assigning any reason therefore withhold and/or refuse to accord directly and/or indirectly solicit and/or engage in the collection of donations for any trust or other organizations and/or institutions for charitable and/or any other purposes from person/s and/or my bodies corporate/institutions with whom you come into contact and/or have dealings within the course of your contract with the Bank.

10. You will be eligible to participate in the Bank’s Staff Provident Fund upon joining.

11. This contract may be terminated by either party giving to the other not less than one month’s and not more than thirty day’s prior written notice to that effect expiring at any time after the commencement of your service hereunder or by the Bank paying you one month’s basic salary in lieu of notice (wherein before or after such notice of termination is given by you). The Bank shall be entitled, whether such notice of termination is given by you or the Bank, to require you to proceed on leave at the time of receiving or giving such notice of termination or at any time thereafter. The unveiled leave may be adjusted against the notice period, at the discretion of the management. The Bank shall also be entitled to terminate your services forthwith by paying one month’s salary in lieu of notice.

12. On expiry of two years from the date of commencement of this contract, your services will automatically come to an end without any further act of the Bank.

13. The policies and terms of services as applicable to you will be made available to you on your joining and any alterations or variations therein will be intimated to you from time to time, and you will be bound by the same.

For HDFC Bank Limited

Anuj V. MathurVice PresidentHuman Resources

I accept the afore stated terms & conditions of the contract.

Name & Signature of the Team Leader

Photo Copy of FTC along with the KYC duly signed by the Team Leader should be sent to HR

ROLE & RESPONSIBILITIES – Team Leader

As a SSE you are required to ensure that all the documentation / account opening formalities are completed by the customer in your presence.

To meet this objective as well as fulfill the Bank’s seriousness and importance to the process, your responsibilities would include:

To explain to the customer the various benefits of the product being distributed.

To help the customer to complete documentation and application formalities.

To verify the authenticity of the documents and identity of the customer.

Meet the customer personally for collecting the IP cheque and the AOD. To ensure that the customer is met up with either at his place of work or at his residence ONLY.

To ensure that all mandatory fields are entered properly.

Keeping a list of acceptable documents required for AOD as a ready reference.

Maintain a daily register to capture the forms sent to CPU with other required details for account set up.

Reconcile the rejected forms from CPU an alternate days.

Ensure that the photograph submitted for the ID proof is clearly visible. It should match with the photo on the AOD.

Original identity and Address proof documentation need to be personally seen, scrutinized and verified, and only then the Original Verified stamp is to be affixed. Further, a written confirmation “that the customer has signed the document in my presence”, needs to be stated and signed.

Not to accept any smudged or unclear document.

To maintain quality norms on depletion and for cheque bouncing cases.

To achive the set productivity norms for banking and for TPP offerings of the organization.

Photo Copy of KYC along with the FTC duly signed by the Team Leader should be sent to HR

I, Mr/Ms SABITA KARKI have read and understood my role and responsibilities as stated above and hereby confirm & undertake to strictly abide by the same.

CP11387Name & Signature of Employee Code No. DateTeam Leader