hbc symphony extended lock flyer 2015_r
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www.HonHL.com745 Fort Street, Suite 1001 • Honolulu, Hawaii 96813 • (808) 681-7500
NMLS #314918
THE SYMPHONY HONOLULU HOMELOANS TEAM
Paulette SuzukiSenior Vice [email protected] #316271
Tana FeeleySenior Vice [email protected] #316243
Cary ChinnLoan [email protected] #395769
Wendy PangExecutive Vice [email protected] #318107
Brad HenningtonAssistant Vice [email protected] #644301
Honolulu HomeLoans is pleased to offer you the opportunity to participate in our One Year Lock and Float Down Program!
You can protect your condominium purchase at The Symphonyfrom rising interest rates by locking your interest rate in now. You will also receive a one-time float down should rates improveprior to closing. Please call our loan officers for more details.*
ONE YEAR Long-Term Extended Lock and Float Down Program
• Hawaii’s largest locally owned mortgage banker
• Owner, Investor and Second Home financing available
• Free loan pre-approval
NMLS #314918
*Initial Lock Period Available: 360 days. There is a non-refundable upfront lock fee equal to 1.000% of total loan amount for this 360 day lock in addition to the points. The upfront fee is also in addition to the standard application deposit requirementsand must be paid whether the loan is withdrawn or denied. Other restrictions may appply. Please contact one of our loan officers for complete details. Not all programs are eligible for this feature. Locking the interest rate does not constitute a loanapproval and does not guarantee that the borrower will qualify for the loan program that has been locked
NMLS #314918 745 Fort Street, Suite 1001, Honolulu, HI 96813 Website: www.HonHL.com Phone: (808) 681-7500 Fax: (808) 681-7501 CONFIDENTIAL FINANCIAL OVERVIEW (Please fax/e-mail back prior to appointment) Borrower Co-Borrower Full Name: Home Address: City & Zip Code: Years at Address: Home Phone & Cell Phone:
Email Address: Date of Birth: Social Security #: Employer: Position/ Title:
Work Phone:
Annual Income:
Purchase Price (or desired pre-approved amount): $ Assets Balance/Value I/we have the sum of $__________ available for a down payment & closing costs. Cash in Bank:
401K/IRA: $
Very Important: Who should I thank for putting us in touch? Stocks/Mutual Funds: $
Current Realtor: Residential Real Estate: $
Any judgments, lawsuits, bankruptcies (last 10 yrs), foreclosures (last 7 yrs)?
Yes No If yes, please explain:
Commercial Real Estate: $
Are borrowers U.S. citizens? Yes No If no, please explain:
Other Assets: $
Is either borrower self-employed, owns 25% or more of a corporation or partnership, or derive 25% or more of income from commissions?
Yes No If yes, please explain
Items needed to complete a loan application but not needed to pre-qualify: 1. Current paystubs for the last 30 days and all W2s and personal tax returns for the past 2 years 2. If self-employed-YTD income statements, and all W2s, business tax returns for past two years. 3. Bank and Investment account statements for the last 2 months. 4. A $ 750 deposit check for appraisal and credit report expenses