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Page 1: Has anyone ever filed bankruptcy?

Has anyone ever filed bankruptcy?

I am seriously thinking anout filing bankruptcy. I am in over $20k in debt and II really need a fresh start. I know this will not make everything better in the future and it will alwaya remain that I have filed bankruptcy when asked on applications but I don't know. For those of you that have, what were the outcome and would you recommend this or not?

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