government lending programs … · • purchase, refinance and cash-out programs • va irrrl...

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Government Lending Programs GREAT PRICING, CONSISTENT SERVICE A Variety of Government Programs for Your Clients Borrower friendly financing backed by government agencies. Great for FTHB and low down payment options Perfect for those with less than perfect credit Purchase, Refinance, and Cash-out FHA Streamline Refinance - easy and quick refi options to lower rate and payment 600 min FICO Manual Underwrite allowed on Cash-out Refi High Balanced Loan Amounts Available Minimum Loan Amount $75,000 FHA Programs Exceptional Programs for Veterans and Active Military Purchase, Refinance and Cash-Out Programs VA IRRRL (Streamline) - min FICO 600, quick and easy refinance to lower rate and payment 620 min FICO (Purchase/Rate-Term) Purchase, 100% LTV High Balanced Loan Amounts Available Property type, 1-4 Units and Manufactured homes allowed VA Programs for our Nation’s Heros Great for rural or remote homes / property Specialty home financing options 600 min FICO Fixed Rate 30 year term; fully amortized Co-borrowers allowed USDA Loan Programs

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Page 1: Government Lending Programs … · • Purchase, Refinance and Cash-Out Programs • VA IRRRL (Streamline) - min FICO 600, quick and easy refinance to lower rate and payment • 620

Government Lending Programs

GREAT PRICING,CONSISTENT SERVICE

A Variety of Government Programs for Your Clients

Borrower friendly financing backed by government agencies.

• Great for FTHB and low downpayment options

• Perfect for those with less thanperfect credit

• Purchase, Refinance, and Cash-out• FHA Streamline Refinance - easy

and quick refi options to lower rateand payment

• 600 min FICO• Manual Underwrite allowed on

Cash-out Refi• High Balanced Loan Amounts

Available• Minimum Loan Amount $75,000

FHA Programs

• Exceptional Programs for Veteransand Active Military

• Purchase, Refinance and Cash-OutPrograms

• VA IRRRL (Streamline) - min FICO600, quick and easy refinance tolower rate and payment

• 620 min FICO (Purchase/Rate-Term)• Purchase, 100% LTV• High Balanced Loan Amounts

Available• Property type, 1-4 Units and

Manufactured homes allowed

VA Programs for our Nation’s Heros

• Great for rural or remote homes /property

• Specialty home financing options• 600 min FICO• Fixed Rate 30 year term; fully

amortized• Co-borrowers allowed

USDA Loan Programs