GO CASHLESS,HOW TOINVEST YOUR MONEY

I N T R O D U C T I O NCASHLESS HAS BEEN THE SECOND MOST

DISCUSSED WORD AFTER

“DEMONETISATION”,

ARE YOU READY TO HAVE CASHLESS

ASSETS ?

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Cashless transactions

across the world

Source : Economic times

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R E A S O N S F O R

I G N O R I N G F I N A N C I A L

A S S E T S

#People believed Stockmarket as gambling

#Efficient mechanism werenot framed

#Stock brokers manipulated

#Several scams rocked thebelief of this exchange

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E X A M P L E -

B U Y \ S E L L D U R I N G1 9 9 0 ' S

Buy order @ the price of 40

By the time order is placedthrough broker and it reachesexchange, price would have

increased to 45

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G R O W T H O FM U T U A L F U N D SI N I N D I A

STARTED IN 1963

UTI WAS THE MONOPOLY TILL

1986

FROM 1987 . ALL BANKS JOINED

IN AND PRIVATISATION

HAPPENED IN 1990 'S

EVEN NOW ONLY LESS THAN

10% OF HOUSEHOLD INVESTS

TOTAL ASSETS UNDER MUTUAL

FUND IS MORE THAN 16 LAKHS

CRORE AS OF DECEMBER , 2016

your­money­matters.in

5 C O M M O NM Y T H S A B O U TM U T U A L F U N D

ALL THE AMOUNT IS INVESTED

IN SHARE MARKET

MUTUAL FUND INVESTMENT

ITSELF IS RISKY

NEED TO TAKE THE MONEY

EVERY YEAR

MONITORING NEEDS TO BE

DONE REGULARLY

IT IS FOR THE ONE WHO HAS

MORE MONEY

DEMAT IS NEEDED

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ADVANTAGE OF MUTUAL FUNDS

TRANSPARENCY

REGULAT IONS

H IGHER RETURNS

your­money­matters.inyour­money­matters.in

# 1 - TRANSPARENCY

PORTFOL IO HOLD INGS ARE

DECLARED EVERY MONTH

AL L MUTUAL FUND HOUSES

NEEDS TO F I L E WITH SEB I

your­money­matters.inyour­money­matters.in

# 2 - REGULAT IONS

SEB I REGULATES AMF I AND AL L

THE FUND HOUSES

EVERY I NVESTOR COMPLA INT

HAS TO BE ACTED UPON

your­money­matters.inyour­money­matters.in

# 3 - H IGHER RETURNS

EQU I T Y MUTUAL FUND REDUCES

THE VOLAT I L I T Y I N SHARE

MARKET TO A EXTENT AND

GENERATE H IGHER RETURN

SEAMLESS LY

your­money­matters.inyour­money­matters.in

RETURNS GENERATED BY

ASSETS I N THE LAST 30 YEARS

your­money­matters.inyour­money­matters.in

Source : Economic times

RETURNS FROM FRANKL IN

TEMPLETON S INCE 1 9 9 3

your­money­matters.inyour­money­matters.in

Source : Advisorkhoj

N E E D F O R F I N A N C I A LA S S E T S I N T H E F U T U R E ;

HIGH LIQUIDITY BETTER TAX

EFFICIENCY

EASY TO TRACK

THE MOVEMENT

OF CASH

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L IQU ID I T Y RAT IO = L IQU ID

ASSETS / L I AB I L I T I E S

your­money­matters.inyour­money­matters.in

Source : Economic times

I NVESTORS SHOULD

HAVE H IGH L IQU ID I T Y

RAT IO OF AROUND 6

DUR ING EARN ING

PER IOD TO HAVE

PEACEFUL

RET I REMENT

yours?

C A S H L E S SI N D I A

EVERYTHING WILL BE TAXED ,

BETTER TO ANALYSE AND INVEST

IN ASSETS WHICH IS MORE TAX

EFFICIENT

FINANCIAL ASSET LIKE MUTUAL

FUNDS WIN HANDS DOWN

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CASE STUDY 1 ;

your­money­matters.inyour­money­matters.in

Source : Economic times

ARUN , SAVES EVERYTH ING I N H I S

SALARY & L EAVES MEAGRE L I F E .

HE BUYS EVERYTH ING WITHOUT

ANY EM I 'S .

H I S WIFE HAD ARRANGED FOR A

MEET ING WITH F INANC IA L

ADV I SOR .

CASE STUDY 1 : SOLUT ION

your­money­matters.inyour­money­matters.in

Source : Economic times

F INANC IA L ADV I SOR HAD

RECOMMENDED H IM TO DO GOAL

BASED I NVEST ING FOR LONG

TERM I NVEST ING .

#H I S TAX OUTGO HAD REDUCED

BY PLANN ING PROPERLY WITH

TAX AND I NVESTMENTS

CASE STUDY 2

your­money­matters.inyour­money­matters.in

Source : Economic times

SHYAM FA L L S I N 30% TAX S LAB &

SPENDS A LOT . HE I S AGED 40 .

ON H I S FR I END I N S I S TENCE HE

HAD MET A F INANC IA L ADV I SOR

CASE STUDY 2 : SOLUT ION

your­money­matters.inyour­money­matters.in

Source : Economic times

F INANC IA L ADV I SOR HAD TOLD H IM

TO START WITH S I P PLANS& POST

POND H I S RET I REMENT

# HE WIL L BE CASH L ESS I N THE

FUTURE AS HE SPENDS MORE AND

TH I S HAS BEEN NOT I F I ED

CASE STUDY 3

your­money­matters.inyour­money­matters.in

Source : Economic times

PR INCE I S GOOD @ I NVESTMENT ,

BUT BUY ING F LAT AT EM I HAS

DENTED H I S MONTHLY

INVESTMENT .

HE HAD MET A F INANC IA L

ADV I SOR

CASE STUDY 3 : SOLUT ION

your­money­matters.inyour­money­matters.in

Source : Economic times

# H I S CASHLESS (EM I ) WAY OF

ACCUMULAT ING WEALTH CAN

MAKE H IM CASH L ESS I N THE

FUTURE AND HE I S MANAG ING

NOW BY START ING A

S I P (MUTUAL FUND

INVESTMENT ) .

L E A R N I N G S F O RT H I S C A S H L E S SE R A ;START EARLY WITH YOUR

INVESTMENT

IF YOU ARE NOT INVESTING ,

START SAVING FIRST

PLAN FOR YOUR EXPENDITURES

AND ALLOCATE YOUR MONEY IN

INVESTMENT AVENUES WHICH

CAN TAKE CARE OF ITSELF .

GET A PROFESSIONAL HELP FOR

BETTER WAYS OF MANAGING

MONEY

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FOR CASHLESSECONOMY, BYGROWINGFINANCIAL ASSETS

A R E Y O U R E A D Y ?

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T H A N KY O U !

C A L L U S @ 9 4 4 4 89 3 0 5 0

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