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Philippine Financial System A Status Report on the First Semester 2010

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Philippine Financial System

A Status Reporton the

First Semester 2010

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Status Report on the Philippine Financial System

First Semester 2010

O!ce of Supervisory Policy Development, Supervision and Examination Sector

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Schedules

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Table of Contents

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Status Report on the Philippine Financial System

First Semester 2010

O!ce of Supervisory Policy Development, Supervision and Examination Sector i

A. SELECTED ACCOUNTS

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Glossary

O!ce of Supervisory Policy Development, Supervision and Examination Sectorii

Bangko Sentral ng Pilipinas

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Status Report on the Philippine Financial System

First Semester 2010

O!ce of Supervisory Policy Development, Supervision and Examination Sector iii

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O!ce of Supervisory Policy Development, Supervision and Examination Sectoriv

Bangko Sentral ng Pilipinas

B.FINANCIAL AND OTHER RATIOS

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Status Report on the Philippine Financial System

First Semester 2010

O!ce of Supervisory Policy Development, Supervision and Examination Sector v

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Prologue

“Key performance indicators

for the "rst half of 2010 showed the sustained

strength of banks’ core balance sheet

accounts: steady asset expansion, credit

growth, growing deposit base, ample liquidity,

continuing improvement in overall asset

quality and above standard solvency ratios”

Status Report on the Philippine Financial System

First Semester 2010

O!ce of Supervisory Policy Development, Supervision and Examination Sector 1

The Philippine Financial System:

An Assessment

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Bangko Sentral ng Pilipinas

O!ce of Supervisory Policy Development, Supervision and Examination Sector2

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References:

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Box 1:

Basel 1.5 Framework for Stand-alone Thrift Banks, Rural Banks

and Cooperative Banks

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Status Report on the Philippine Financial System

First Semester 2010

O!ce of Supervisory Policy Development, Supervision and Examination Sector 3

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The recent crisis showed

that over leveraged

"nancial institutions

without su!cient capital

bu#ers for their risk-taking

activites have a higher

likelihood of hitting the

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______________

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O!ce of Supervisory Policy Development, Supervision and Examination Sector4

Bangko Sentral ng Pilipinas

O!ce of Supervisory Policy Development, Supervision and Examination Sector4

Bangko Sentral ng Pilipinas

Recent Policy Initiatives

Approval of the Housing Micro!nance Product !%$!,.#"/N$&"1(,d/)/1%$"/"2)2I%$"#$%/I"#",/%-$)#$)$I%!"1*%$:,($!%*+"/N$E,,#'$'!%$N,I%(/&%/'m#$%],('#$,:$(%-.1"/N$'!%$E)1D*,N$"/$

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Marketing, Sale and Servicing

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________________

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Box 2:

Building an Inclusive Financial System through Micro"nance

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Status Report on the Philippine Financial System

First Semester 2010

O!ce of Supervisory Policy Development, Supervision and Examination Sector 5

Status Report on the Philippine Financial System

First Semester 2010

`"1(,"/#.()/1%$+(,-.1'#$#!)**$#%(I%$)#$)$fd/)/1")*$+(,-.1'$,:$

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Recognition and Derecognition of

Micro!nance Institution Rating Agencies (MIRA) !%$ C0J$ )-!%(%#$ ',$ '!%$ +,*"1F$ ,:$ +(,&,2/N$ )/$ %/)E*"/N$

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