gibraltar mortgage open house flyers by michael timmons

115 Grazing Field - Conroe, TX 77384

4 Bedrooms, 3 Full & 1 Half Baths MLS: 59550844

Stunning Like New 4 bed, 3.5 bath home in Highly sought after Woodlands School District. This home has it all including many LUXURY UPGRADES such as Granite Kitchen w/ High End Cabinets, Iron Spindles, Rich Hardwood Floors, Media and Game room up & gorgeous POOL/SPA in PRIVATE RESORT STYLE BACKYARD! Located minutes from I-45 w/easy commute to Downtown Houston & all the Woodlands has to offer. See detailed description w/photos & 3D WALK THROUGH tour to fully appreciate all this home has to offer.

Agent Contact Information:Deborah Stirling

Lic.#: 0614691BHGRE Gary Greene(936) 777-4897 direct

(936) 777-4897 [email protected]

Purchase Price: $429,000 Annual Taxes $10,918 Annual Insurance $1,800 HOA Association Fee (Annual): $665

Additional Details: MLS #: 59550844 Bedrooms: 4 Bathrooms: 3 Full & 1 Half Type: Residential-Detached County: MONTGOMERY Elem. School: SALLY RIDE ELEMENTARY SCHOOL Middle School: KNOX JUNIOR HIGH SCHOOL High School: THE WOODLANDS COLLEGE PARK HIGH SCHOOL Sub Div.: The Meadows At Jacobs Reserv Year Built: 2013 Square Footage: 3392

For informational purposes only: BHGRE Gary Greene is not a mortgage lender. Gibraltar Mortgage Services is not licensed to sell real estate. Contact Gibraltar Mortgage Services directly for questions regarding mortgage products and your eligibility.

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Housing Payment Information Payment Details 30 yrfx 7/1 ARM 30 yrfx Down Payment 5.00 % 10.00 % 20.00 % Loan Amount $407,550 $386,100 $343,200 Interest Rate 4.250% 3.750% 4.250% APR 4.675% 4.435% 4.302% Points 0.000 0.000 0.000

Principal & Interest $2,004.90 $1,788.09 $1,688.34

Taxes / Ins. / HOA $1,115.25 $1,115.25 $1,115.25 Mtg. Insurance (MI) $200.38 $164.09 $0

Total Est Monthly Pmt.* $3,320.53 $3,067.43 $2,803.59

Contact me and I will cover your appraisal!

Michael Timmons

NMLS ID 894265 9000 Forest Crossing

The Woodlands, TX 77381 (281) 364-7879 office (913) 909-4702 mobile

[email protected] www.loansinthewoodlands.com

Flyer Generated on: 2/10/2017. Payments are estimates. Actual Payments may be greater. See page 2 for additional Minimum/Maximum Payment information. APR= Annual Percentage Rate. ARM Rates may increase after consummation. *Terms of Monthly Repayment: 30 yrfx (with MI): 108 payments of $2,205 at 4.250% and 252 payments of $2,005 at 4.250% (4.675% APR) 7/1 ARM (with MI): 84 payments between $1,952 to $1,788 at 3.750% and 276 payments of $1,923 at 4.500% (4.435% APR) 30 yrfx: 360 payments of $1,688 at 4.250% (4.302% APR) Rates as of: 2/6/2017

These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided. ©2017 Houston Realtors Information Service, Inc. - Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, Houston Realtors Information Service, Inc.

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Projected Payment Schedules for Loan Programs Created on: 2/10/2017Purchase Price: Property Address: MLS Number:

$429,000 115 Grazing Field - Conroe, TX 77384 HAR 59550844

Gibraltar Mortgage Services Michael Timmons NMLS ID 894265 9000 Forest Crossing The Woodlands, TX 77381 (281) 364-7879 [email protected]

30 Year Fixed: Principal & Interest payment is fixed for 30 years. Mortgage Insurance will end in 9 Years.

Projected Payments Loan Amount: $407,550 Down Payment: $21,450Payment Calculation Years 1-30Interest Rate / APR 4.250% / 4.675% APR Principal & Interest $2,005Estimated monthly Taxes, Insurance & HOA/Dues + $1,115

Mortgage Insurance + $200 Estimated Total Monthly Payment $3,320

7/1 ARM: Principal & Interest payment is fixed for 7 years then adjusts.

Rates can go as high as 9.750% and Principal and Interest payment up to $2,965. Mortgage Insurance will end in 6 Years and 7 Months.

Projected Payments Loan Amount: $386,100 Down Payment: $42,900Payment Calculation Years 1-7 Year 8 Year 9 Years 10 - 30

Interest Rate / APR 3.750% / 4.435% APR 2.750% min 5.750% max

2.750% min 7.750% max

2.750% min 9.750% max

Principal & Interest $1,788 $1,616 min $2,160 max

$1,616 min $2,554 max

$1,616 min $2,965 max

Estimated monthly Taxes, Insurance & Assessments + $1,115 + $1,115 + $1,115 + $1,115

Mortgage Insurance + $164 + $0 + $0 + $0Estimated Total Monthly Payment $3,067 $2,731 - $3,275 $2,731 - $3,669 $2,731 - $4,080

30 Year Fixed: Principal & Interest payment is fixed for 30 years.



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19 S Mossrock - The Woodlands, TX 77380


This home will check all the boxes...large wooded lot, cul-de-sac, open floorplan on main floor all in a very convenient area of The Woodlands. Interior freshly painted. All beds are up with a generous master suite. Bonus room down could be a study, playroom, or even another bedroom if needed. Great light and interesting architectural details. Fully fenced yard done 4 years ago. Off the kitchen eat-in area is a charming screened in porch. Updated landscaping. All it needs is you!!!

Agent Contact Information:Mary Feece



Purchase Price: $237,000 Annual Taxes $4,379 Annual Insurance $900

Additional Details: MLS #: 65981353 Bedrooms: 3 Bathrooms: 2 Full & 1 Half Type: Residential-Detached County: MONTGOMERY Elem. School: LAMAR ELEMENTARY SCHOOL (CONROE) Middle School: KNOX JUNIOR HIGH SCHOOL High School: THE WOODLANDS COLLEGE PARK HIGH SCHOOL Sub Div.: Wdlnds Village Grogans Ml 47 Year Built: 1984 Square Footage: 1947

For informational purposes only: BHGRE Gary Greene is not a mortgage lender. Gibraltar Mortgage Services is not licensed to sell real estate. Contact Gibraltar Mortgage Services directly for questions regarding mortgage products and your eligibility.

Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Housing Payment Information Payment Details FHA 30 Yr 30 yrfx 30 yrfx Down Payment 3.50 % 5.00 % 20.00 % Loan Amount $232,707 $225,150 $189,600 Interest Rate 4.000% 4.250% 4.375% APR 5.081% 4.702% 4.458% Points 0.000 0.000 0.000

Principal & Interest $1,110.98 $1,107.60 $946.64

Taxes / Insurance $439.92 $439.92 $439.92 Mtg. Insurance (MI) $160.70 $110.70 $0

Total Est Monthly Pmt.* $1,711.60 $1,658.22 $1,386.56

Looking forward to earning your business. And to start ask me about a free appraisal.

Michael Timmons




Flyer Generated on: 3/8/2017. Payments are estimates. Actual Payments may be greater. See page 2 for additional Minimum/Maximum Payment information. APR= Annual Percentage Rate. *Terms of Monthly Repayment: FHA 30 Yr (with MI): 360 payments between $1,272 to $1,116 at 4.000% (5.081% APR) 30 yrfx (with MI): 108 payments of $1,218 at 4.250% and 252 payments of $1,108 at 4.250% (4.702% APR) 30 yrfx: 360 payments of $947 at 4.375% (4.458% APR) Rates as of: 3/7/2017

These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided. ©2017 Houston Realtors Information Service, Inc. - Certain information contained herein is derived from information which is the licensed property of, and copyrighted by, Houston Realtors Information Service, Inc.

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$237,000 19 S Mossrock - The Woodlands, TX 77380 HAR 65981353


FHA 30 Year Fixed: Principal & Interest payment is fixed for 30 years.

Projected Payments Loan Amount: $232,707 Down Payment: $8,295Payment Calculation Years 1-30Interest Rate / APR 4.000% / 5.081% APR Principal & Interest $1,111Estimated monthly Taxes, Insurance & HOA/Dues + $440



Mortgage Insurance will end in 9 Years.

Projected Payments Loan Amount: $225,150 Down Payment: $11,850Payment Calculation Years 1-30Interest Rate / APR 4.250% / 4.702% APR Principal & Interest $1,108Estimated monthly Taxes, Insurance & HOA/Dues + $440



Projected Payments Loan Amount: $189,600 Down Payment: $47,400Payment Calculation Years 1-30Interest Rate / APR 4.375% / 4.458% APR Principal & Interest $947Estimated monthly Taxes, Insurance & HOA/Dues + $440


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90 Frosted Pond - The Woodlands, TX 77381


LOCATION-LOCATION ! NO Street BEHIND! NEW WOOD FLOORING Down-Oct. NEW CARPET/NEW WALL PAINT-Oct. NEW ROOF. BLANK CANVAS for NEW OWNER! STONE/Brick HOME in CHANDLER CREEK--Spacious OPEN LIVING. 2-story Entry & FAMILY ROOM. Soaring Fireplace. Formal Dining & STUDY. GRANITE KIT SS Appliances. SPACIOUS MASTER SUITE..BATH REMODELED-Granite, FRAMELESS Glass SHOWER/tile. FULL 3-Car Tandem GARAGE. LOTS of Double-Paned Windows & sweeping views of the LARGE BACKYARD-room for pool/cabana/outdoor kitchen.

Agent Contact Information:Rebecca Riggins



Purchase Price: $495,000 Annual Taxes $10,236 Annual Insurance $1,800

For informational purposes only: BHGRE Gary Greene is not a mortgage lender. Gibraltar Mortgage Services is not licensed to sell real estate. Contact Gibraltar Mortgage Services directly for questions regarding mortgage products and your eligibility. Your actual rate, payment, and costs could be higher. Get an official Loan Estimate before choosing a loan.

Flyer Generated on: 2/27/2017. Payments are estimates. Actual Payments may be greater. See page 2 for additional Minimum/Maximum Payment information. APR= Annual Percentage Rate. *Terms of Monthly Repayment: 30 Year Fixed (with MI): 55 payments of $2,140 at 4.250% and 305 payments of $2,070 at 4.250% (4.366% APR) 15 Year Fixed (with MI): 19 payments of $3,074 at 3.500% and 161 payments of $3,008 at 3.500% (3.616% APR) 30 Year Fixed: 360 payments of $1,948 at 4.250% (4.297% APR) Rates as of: 2/20/2017.

Loan Program 30 Year Fixed 15 Year Fixed 30 Year Fixed Purchase Price $ 495,000 $ 495,000 $ 495,000 Down Payment $ 74,250 (15.00%) $ 74,250 (15.00%) $ 99,000 (20.00%) Loan Amount $ 420,750 $ 420,750 $ 396,000 Term (Months) 360 Points APR

0.000 4.366% 180 Points APR

0.000 3.616% 360 Points APR

0.000 4.297% Interest Rate 4.250% 3.500% 4.250% Principal + Interest $ 2,069.84 $ 3,007.87 $ 1,948.08 Mortgage Insurance (MI) $ 70.12 $ 66.62 $ 0 HOA/Dues/Fees $ $ $ Insurance Escrow $ 150.00 $ 150.00 $ 150.00 Tax Escrow $ 853.00 $ 853.00 $ 853.00 Total Est Monthly Payment* $ 3,142.96 $ 4,077.49 $ 2,951.08

Looking forward to earning your business. And to start ask me about a free

appraisal.

For more information, please contact:

Michael Timmons




These products and interest rates are subject to change at any time due to changing market conditions. Actual rates available to you may vary based upon a number of factors including your credit rating, size of down payment and amount of documentation provided. ©2017 Houston Realtors Information Service, Inc. - Certain information contained herein is derived from information which is the

licensed property of, and copyrighted by, Houston Realtors Information Service, Inc. Page 1 of 2


$495,000 90 Frosted Pond - The Woodlands, TX 77381 HAR 85221548


30 Year Fixed: Principal & Interest payment is fixed for 30 years. Mortgage Insurance will end in 4 Years and 7 Months.




Mortgage Insurance will end in 1 Years and 7 Months.






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gibraltar mortgage open house flyers by michael timmons

Real Estate