getting to know benefits packages
DESCRIPTION
This presentation goes into depth all the services Benefits Packages offers. It also breaks down the different insurance policies, and why they are the perfect one.TRANSCRIPT
Plans Offered• Alameda Alliance for Health, Anthem Blue Cross of
California, Blue Shield of California, Chinese Community Health Plan, Contra Costa Health Plan, Health Net, Kaiser Permanante
• L.A. Care Health Plan, Molina Healthcare, Sharp Health Plan, Valley Health Plan, Ventura County Health Care Plan, Western Health Advantage
Benefits Included in Plans• Ambulatory patient services, emergency services,
hospitalization, maternity and newborn care, mental health and substance use disorder services
• Prescription drugs, rehabilitative services, laboratory services, preventative and wellness services, pediatric services
Comparing Insurers
Alameda Alliance for Health
• Network has 12 hospitals with 3,100 physicians
Anthem Blue Cross of California
• Approximately 300 hospitals with 30,3000 physicians
Comparing Insurers
Blue Shield of California
• 223 hospitals with 22,048 physicians
Chinese Community Health Plan
• Serving with 9 hospitals and 315 physicians
Comparing Insurers
Contra Costa Health Plan
• 10 hospitals with approximately 5,000 physicians
Health Net
• Hospitals serving are 2040 with approximately 44,000 physicians
Comparing Insurers
Kaiser Permanente
• 35 hospitals with 14,219 physicians
L.A. Care Health Plan
• 35 hospitals with 1,005 physicians
Comparing Insurers
Molina Healthcare
• Serving you with 29 hospitals and 4,568 physicians
Sharp Health Plan
• Serving with 7 hospitals and 2,600 physicians
Comparing Insurers
Valley Health Plan
• 4 hospitals with 933 physicians
Ventura County Health Care Plan
• 6 hospitals with 176 physicians
Statewide Average Premium Rates
Western Health Advantage
• 15 hospitals with 3,000 physicians
• Lowest Silver plan is $304, second lowest silver plan at $325, third lowest silver plan is $335, average of the three plans is $321
Important Points to Remember
• Important point is that if the consumer goes through the exchange directly they can’t look at the plans out of the exchange.
• The plans within the exchange will have “skinner networks”
• If they call the carrier directly they can’t sell them their own plan within the exchange let alone other carriers.