GET YOUR PAPERWORK IN

ORDERMarcia Bennett, M.Ed.

Founder: Live to Manage, LLC

www.livetomanage.com

FACTS ABOUT CLUTTER

Americans spend 9 million hours looking for things

23% of adults pay bills later because they lose them

80% of what we file we never use again

A four drawer file cabinet can hold 18,000 pages

Getting rid of clutter in homes eliminate 40% of housework in an average

home

80% of home clutter is a result of disorganization and not lack of space

WHAT SHOULD I DO?

What papers to keep

What papers to toss

What papers to shred

TYPES OF PAPER

Personal bills

Personal statements

Tax documents

Retirement information

Coupons

Receipts

PAPER BILLS

Keep: insurance policies until they renew

Toss: credit card statements once payment is verified on the following

statement

Shred: utility bills after a year

Shred: credit card and bank statements to reduce the possibility of identity

theft

TAX DOCUMENTS

Keep: receipts that support tax deductions for three to seven years

Keep: receipts of credit card statements that prove charitable donations,

expenses. And other deductions for at least three years

Shred: when the time has lapsed, shred.

RETIREMENT INFORMATION

Keep: all statements proving contributions to a non-deductible Retirement

Account.

COUPONS

Keep: coupon inserts for about three months

Write the expiration date of the coupon on the front cover of the

coupon insert

Once expired, you can toss them.

RECEIPTS

Keep: for major purchases keep receipts to prove purchase

Only keep ATM and debit card receipts until you reconcile your bank

statement

Maintain the title for your vehicle for as long as you own it

Keep receipts that show house improvements for as long as you own your home plus six years.

WWW.LIVETOMANAGE.COM

Need help getting your papers organized?

Please schedule a complimentary

organizational consultation today by e-

mailing: mbennett@livetomanage.com