garden city plus hsr latest issue

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English Weekly Newspaper G reen C lean P eace VOLUME - 2 ISSUE 49 Bangalore Oct 03 - Oct 09, 2015 PAGES - 8 Rs 2 Editor: T Ramesh Garden city Plus https://www.facebook.com/gardencityplusnews www.gardencityplus.com @ Hsr Layout Venue: Open Ground, Next to BDA Complex, Opp. MK Ahmad Super Market, 6th Sector, 12th Main, HSR Layout, Bangalore - 560102 21st Sept. to 11th Oct, 2015 9738059950 / 9342910038 9731859429 Contact: 9916271888, 9844495401, 080 25720051 Spoons Full Of Joy Email: [email protected], [email protected] Ph.: 080 40914854 Mob.: 9844553321 # 331, 27th Main, 2nd Sector, HSR Layout, ( Opp. Andhra Bank), Bengaluru - 102. 12:00 pm to 4:00 pm 7:00 pm to 11:00 pm Timings Delhi's famous restaurant chain now in Bangalore at 27th Main, HSR Layout, Sector2 Kundan Lal Gujral the man who gave us tandoori chicken! Vegetarian and Non - Vegetarian Thali Orders Over Rs. 150 Free Home Delivery Biryani Chicken Wings Chilly Paneer MFC Kebab Call: 080 65754854 Enjoy Our Culinary Specialties HSR › 46, 18th Main, Sector 3, HSR Layout, Bangalore Branches at Electronics City and Koramangala Special Issue on Eatery Outlets

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Garden City Plus is an English Weekly Newspaper, highlighting reports on Civic Issues, Education, Health, Personalities, Technology, Interviews, Human Interest, Entertainment, Cooking and many other related stories in the Neighborhood. Our weekly paper is based at HSR Layout and also makes its presence felt to a large extent in places like Koramangala, Basavanagudi, Indiranagar, Hosur road, BTM Layout, Jayanagar, JP Nagar and Marathahalli.

TRANSCRIPT

Page 1: Garden City Plus HSR Latest Issue

English Weekly Newspaper Green Clean Peace

VOLUME - 2 ISSUE 49 Bangalore Oct 03 - Oct 09, 2015 PAGES - 8 Rs 2 Editor: T Ramesh

Garden city Plushttps://www.facebook.com/gardencityplusnewswww.gardencityplus.com

@ Hsr Layout

Venue: Open Ground, Next to BDA Complex, Opp. MK Ahmad Super Market,

6th Sector, 12th Main, HSR Layout, Bangalore - 560102

21st Sept. to 11th

Oct, 2015

9738

0599

50 /

9342

9100

38

9731

8594

29

Contact: 9916271888, 9844495401, 080 25720051Spoons Full Of Joy

Email: [email protected], [email protected]

Ph.: 080 40914854 Mob.: 9844553321# 331, 27th Main, 2nd Sector, HSR Layout, ( Opp. Andhra Bank), Bengaluru - 102.

12:00 pm to 4:00 pm 7:00 pm to 11:00 pm

Timings

Delhi's famous restaurant chain now in Bangalore at 27th Main, HSR Layout, Sector2

Kundan Lal Gujral

the man who gave us tandoori chicken!

Vegetarianand

Non - Vegetarian Thali

Orders Over Rs. 150

Free Home Deliver y

Biryani

Chicken WingsChilly Paneer

MFC Kebab

Call: 080 65754854

Enjoy Our Culinary Specialties

HSR › 46, 18th Main, Sector 3, HSR Layout, Bangalore

Branches at Electronics City and Koramangala

Special Issue on Eatery Outlets

Page 2: Garden City Plus HSR Latest Issue

2Garden City Plus

[email protected]

Contact: 8892042166

Oct 03 - Oct 09, 2015To Book Your AdsJust SMS To 9742578899

[email protected]

arden City Plus, an English tabloid Newspaper, dedicating to service to humanity as a whole and

community in particular, strives to serve the society in the best way it can. With humility, we at Garden City Plus hope that we have contributed to the best of our ability with the limited sources we have to the satisfaction of the residents of South East and South

Bengaluru in highlighting and bringing out issues which are refrain-ing the upli� of the areas concerned and also covered what good has been done towards service to the commu-nity from our side and also from the respective Citizen’s groups and Residents’ Welfare Association. In pursuance of the same, we are happy to announce that Garden City Plus will be successfully completing its two years of publication in its endeavor to raise the civic issues concerned to the civic bodies and the Government alike. It has also brought out the reactions from these bodies by raising queries on the related issues concerned, many of which are

<< Editorial >> burning ones. We sincerely hope that the resident groups have recognized our e�orts, if not fully satis�ed. We humbly request the RWAs to give us the feedback on this to enable us to perform better at your service. In this connection, Garden City Plus would like to celebrate the occasion and recognize the e�orts of the common men whose e�orts have borne fruits for the community, from all the seven sectors of HSR and the associations concerned from Jayanagar. In this regard, while thanking the readers, the RWAs, politicians and the commercial advertisers who have been with us throughout our journey, we request one and all to contribute towards by way of sponsoring varied

Garden City Plus will Successfully Complete 2 Years of its Publication

Free Urology Camp Organised

items of necessity during the event and help us bring out the best in us and continue to support us by placing your advertisements for those two particular issues numbering 52 and 53.�e details of all the sponsorship details will be intimated once we start receiving enquiries from those business establishments who are the only way of source for any sponsors. �e others can also contribute by way of subscribing our newspaper @ Rs.105/- per annum through the respective associations. �e subscrip-tion process has already begun and we are happy to announce that several hundreds of residents have supported us by subscribing to our newspaper. �is support will be regarded as recognition of our quality service as civic issues based neighbourhood newspaper. �e programme is tentatively sched-uled for the October month end with all due attention given for the festivi-ties ahead. �e speci�c date and venue and other related details shall be announced in our next week’s issue number 50, dated 10 – 16 October. Happy reading Garden City Plus!We commit ourselves to the service of the community.

G

hri Lal Bahadur Shastri was born on October 2, 1901 at Mughalsarai, a small railway town seven miles from

Varanasi in Uttar Pradesh. His father was a school teacher who died when Lal Bahadur Shastri was only a year and half old. His mother, still in her twenties, took her three children to her father’s house and settled down there.Lal Bahadur’s small town schooling was not remarkable in any way but he had a happy enough childhood despite the poverty that dogged him.He was sent to live with an uncle in Varanasi so that he could go to high school. Nanhe, or ‘little one’ as he was called at home, walked many miles to school without shoes, even when the streets burned in the summer’s heat.As he grew up, Lal Bahadur Shastri became more and more interested in the country’s struggle for freedom from foreign yoke. He was greatly impressed by Mahatma Gandhi’s denunciation of Indian Princes for their support of British rule in India. Lal Bahadur Sashtri was only eleven at the time, but the process that was end day to catapult him to the national stage had already begun in his mind.

Lal Bahadur Shastri was sixteen when Gandhiji called upon his countrymen to join the Non-Cooperation Move-ment. He decided at once to give up his studies in response to the Mahatma’s call. �e decision shattered his mother’s hopes. �e family could not dissuade him from what they thought was a disastrous course of action. But Lal Bahadur had made up his mind. All those who were close to him knew that he would never change his mind once it was made up, for behind his so� exterior was the �rmness of a rock.Lal Bahadur Shastri joined the Kashi Vidya Peeth in Varanasi, one of the many national institutions set up in de�ance of the British rule. �ere, he came under the in�uence of the greatest intellectuals, and nationalists of the country. ‘Shastri’ was the bachelor’s degree awarded to him by the Vidya Peeth but has stuck in the minds of the people as part of his name.In 1927, he got married. His wife, Lalita Devi, came from Mirzapur, near his home town. �e wedding was traditional in all senses but one. A spinning wheel and a few yards of handspun cloth was all the dowry. �e

bridegroom would accept nothing more.In 1930, Mahatma Gandhi marched to the sea beach at Dandi and broke the imperial salt law. �e symbolic gesture set the whole country ablaze. Lal Bahadur Shastri threw himself into the struggle for freedom with feverish energy. He led many de�ant campaigns and spent a total of seven years in British jails. It was in the �re of this struggle that his steel was tempered and he grew into maturity.

S

nder the guidance of Dr. C S Manohar, Gold Medal-list, Urologist and Andrologist, supported by

Intas Pharmceuticals Ltd, Ahmed-abad, Drs7 Maiya Multispecialty Hospital, I block, Jayanagar, had on 27th September, 2015, organized a

free ‘Urology Camp’ to serve the community who are exposed to urological problems arising from the

eating style and habits. �e camp was well attended and more than 40 patients had undergone the tests during the camp, which was free of cost. �e camp was conducted under the supervision of Dr. C S Manohar, assisted by the sta� of Intas Pharma-

ceuticals, R S Venkatesh, AO, T K Parameswaran and T N Srinivasan of Drs.7 Maiya Multispecialty Hospital.

U

When the Congress came to power a�er Independence, the sterling worth of the apparently meek and unassuming Lal Bahadur Shastri had already been recognised by the leader of the national struggle. When the Congress Government was formed in 1946, this ‘little dynamo of a man’ was called upon to play a constructive role in the governance of the country. He was appointed Parliamentary Secretary in his home State of Uttar Pradesh and soon rose to the position of Home Minister. His capacity for hard work and his e�ciency became a byeword in Uttar Pradesh. He moved to New Delhi in 1951 and held several portfolios in the Union Cabinet – Minister for Railways; Minister for Transport and Communications; Minister for Commerce and Industry; Home Minister; and during Nehru’s illness Minister without portfolio. He was growing in stature constantly. He resigned his post as Minister for Railways because he felt responsible for a railway accident in which many lives were lost. �e unprecedented gesture was greatly appreciated by Parliament and the country. �e then Prime Minister, Pt. Nehru, speaking in Parliament on the incident,

extolled Lal Bahadur Shastri’s integrity and high ideals. He said he was accepting the resignation because it would set an example in constitutional propriety and not because Lal Bahadur Shastri was in any way responsible for what had happened. Replying to the long debate on the Railway accident, Lal Bahadur Shastri said; “Perhaps due to my being small in size and so� of tongue, people are apt to believe that I am not able to be very �rm. �ough not physically strong, I think I am internally not so weak.” �e landslide successes of the Party in the General Elections of 1952, 1957 and 1962 were in a very large measure the result of his complete identi�cation with the cause and his organisational genius.More than thirty years of dedicated service were behind Lal Bahadur Shastri. In the course of this period, he came to be known as a man of great integrity and competence. Humble, tolerant, with great inner strength and resoluteness, he was a man of the people who understood their language. He was also a man of vision who led the country towards progress.

Shri Lal Bahadur Shastri - Man with Integrity and High Ideals

Page 3: Garden City Plus HSR Latest Issue

ATTENTION HOTELIERS

- Will have a Special Issue

on Clubs and Hotels in HSR Layout. Interviews of the Owners, the

Customers, the Residents’ Views and the view point of the Hotel Association will

be published.

Book in Advance to Advert ise to Avoid Disappointment

3Bene�ts of Spinach, Coconut oilSpinach is a good source of vitamins and omega 3 fatty acids which improves body's metabolism and treats hypothyroidism.Coconut oil is linked with metabolism and weight loss. �e fatty acids present in coconut oil stimulates metabolism and promotes weight loss.

Garden City Plus

[email protected]

Contact: 8892042166

HSR Pinning Hopes on Corprator Gurumurthy Reddy

Pathetic state of affairs at HSR

t was BJP all over again winning the BBMP elections with 100 seats to its credit, but yet, failed to form the council. Political

games and twists ensured that despite winning so many seats out o� 198, the BJP could not take the power in its hands. �at is precisely politics. �is is the city’s scenario for us. HSR, ward no. 174 was bagged again by the BJP and its candidate won against his nearest Congress rival by a margin not to be contended. Mr. Gurumurthy Reddy is the newly elected corporator of HSR. Garden City Plus a couple of issues back the felicitation ceremony organized by the Residents Welfare Association Sector – 2, soon a�er he was elected. He had promised to ful�ll all the election objectives that were projected during the election campaign. He has started work. Last Monday, the BBMP was formed with all the elected corporators meeting for the �rst time at o�ce. �e Worshipful Mayor, Mr. Manjunatha Reddy, of Congress has already initiated work and has taken Ramal-inga Reddy along with him on inspec-tions. �is has given a ray of hope that work shall start at the earliest and the projects be implemented. HSR’s woes are aplenty. All the seven associations of the respective sectors are active and are now pressing for the

pending works to be taken up and completed. Garden City Plus contacted Gurumurthy Reddy for his views and he was forthright on his priorities so far as his ward is concerned. It is only a matter of time that the issues and woes of the residents will be addressed. It is also a known fact that his predecessor also of BJP, Mrs. Latha Narasimha Murhty, had indeed initiated plenty of projects and also ensured that the budget allocation was done on priority basis on the need of urgency of issues. In fact, there are a few which are now being imple-mented as the budget for the current year has still not been placed. But, all said and done, the ward has to

undergo a drastic change and carry on with the pending proposals for the upli� of the area to emerge as a model ward. If this has to be achieved, then a lot depends on Gurumurthy Reddy’s performance. Gurumurhty Reddy, born in the year 1960, is a 55 year old seasoned politician, with his initial schooling in Agara (HSR, Sec-1) and his Pre-University at VV Puram College. Since the 1980s, he has been actively involved in politics serving people in di�erent areas as the need demanded and has been always among the public in service to the community. He said that it is a passion for him to be among people and do the best for their welfare and society till his last breath.

He was a MLA candidate in 1989 at Uttarahalli constituency, later, he became CMC President, Bommana-halli till 2001, and he was a MLC candidate in the year 2001, which he lost by a meager margin of just 117 votes, he added. As a councilor, he was responsible in initiating works on schools, hospitals and sanitary works in around 32 wards. Given these credentials, it is now clear that he would mean business in working towards the betterment of the ward and would provide clean, clear gover-nance with transparency in all the spending so that the people are not le� in the dark of what is happening and what is not. He says “it is a challenge for me to

Oct 03 - Oct 09, 2015

�ght for the development of our ward and ensure all things are done on time with no hiccups. I will start with providing a toilet for women in a park identi�ed in sector 1, 24th main, initially and then move on from there as this is deemed to be the most wanted facility which can be provided with immediate e�ect. Work has started’. Prioritising issues, he added that 5 more public toilets shall be provided and water problem will be resolved, the street light will have to be looked into and sanitary woes have to be addressed and the conditions of roads have to be made long lasting. He has vowed openly before the people to take up the jobs on hand and e�ectively �nish it wasting no time. So much so, it is now very much on his hands to deliver or destroy. �e residents of HSR are pinning their hopes on the Gurumurthy Reddy to deliver. Garden City Plus has already stocked in its �les plenty of issues which will be taken one a�er the other in its issues subsequently. �e entire team of Garden City Plus along with the citizens’ groups is there with you to support in which way you want us to, Mr. Gurumurthy Reddy.A Hearty Welcome to our incumbent Corporator! Let us also contribute towards achiev-ing this as residents, which is our responsibility.

I

he 27th main road in HSR is proclaimed to be the MG Road of the entire layout. But, to the dismay, the road has succumbed to step motherly treatment being uncared for. �e photograph captured is evidence enough to substantiate this. Speed breakers are provided on placid roads in order to

control over speeding, thereby avoid accidents. But, in this case, it seems that the presence of the speed breaker itself could be a root cause to several accidents. Why is

the police not bothered to take action? �e civic authorities have to be made to pull up their socks immediately, lest the spot becomes more vulnerable to problems to motor-ists. �ere is a huge crater in the middle of the hump and also the deteriorating condi-tion of one stretch of the speed breaker is just like a stair case, which could damage the vehicles too. �e irony is that the particular speed breaker is near the police station. Garden City Plus has in its possession such appalling civic related problems and issues to be addressed on top priority. In the coming weeks, GCP shall highlight these issues and publish the response from the authorities concerned for the respective RWAs to follow up for remedial measure to be taken.

T

Page 4: Garden City Plus HSR Latest Issue

4Bene�ts of MushroomsMushrooms: De�ciency of selenium is another reason for hyperthyroidism. Since mushrooms are high in selenium content, consuming it lowers the risk of hyperthyroidism.

Garden City Plus

[email protected]

Contact: 8892042166

Oct 03 - Oct 09, 2015

here are plenty of caterers in and around HSR layout. But, catering at your door

step with the traditional touch in totality is something which is yet to be experienced. Here is one such restaurant which was opened a month ago which caters to the need of those non vegetarian eaters with the tinge of homemade food - Chinnaswamy Naidu Biriyani (Hotel), situated at HSR, sector 1 doing the distance up to Koramangala, BTM, Marathalli and Sarjapur areas. Unfortunately, there are no counter sales one can just walk in to have his sumptuous meal and leave. Orders are taken and home delivered only. Such is the assurance and modus operandi that the minutest details are looked into carefully to ensure that it gives the homemade e�ect fully to the satisfaction of the customers. A Naidu family from Tamil Nadu, hailing from Dindigul and based in Hosur since years immersed in hotel business there have knocked the doors of Bengaluru with a unique concept of making everything at home; starting from making atta,

spices and all other related necessary masala items which are the ingredi-ents. Mr. Suresh Babu Naidu is the brain behind this venture, which has caught the attention of many in such a short span of time. He is ably being supported by Ms. S Manjula and Ms. Uma Kartik. DSuresh Babu is in the hotel business since20 years. It starts from the grinding part, which is ground by hand on stones, mixer grinders are not used at all. Country chicken biriyani is popular with several other delicious Tamil Nadu style preparations and varieties which will for twinge the taste buds are

TChinnaswamy Naidu Biriyani;

a Restaurant that only Delivers, no Counter SalesMelting Melodies –

A Place to Cool your Mood and Angerserved. Baking soda is avoided completely and a few spices are imported from Malaysia and garlic of course from Dindigul only. A surprise item is served on a daily basis which will be let known only at the time of placing the order online. One item which catches the eye is Paanai Pagu �air (Curd in an earthen pot with a sweet twist). Similarly, the mutton and chicken varieties are so delight-ful, that one wonder which one to

order and which not to and gives one a feeling that something is amiss by placing an order of many more items. Varieties on �shes are served too. �is unit is planning to start a retail hotel outlet very soon, may be in a month’s time in HSR, near BDA, to cater to much larger range of custom-ers as there are reports pouring in to start one soon. To have that homely e�ect, one can de�nitely, blind folded order for non-veg food here at the Chinnaswamy’s. It only delivers; not only at home but also quality with the homely e�ect. One can easily be reminded of their mothers’ cooking. Call : 9538721766.

ne of the areas in the city which attracts people from other areas to eat , enjoy or shop, it is

de�nitely HSR Layout. Melting Melodies, an Ice Cream Parlour and Chocolates joint has just done that. It

has ensured to attract customers from its neighbouring areas like Begur, Mangammanapalya, Bommanahalli and upto Electronics City. �is goes to prove that it is well connected to these places, being situated on the 9th main road, HSR 7th sector. It also is served and catered well by its proprietor Mr. K Lokesh, who is running this

business since 4 years. He had his struggle for existence when he started te venture but he has now stabilized and very happy of the response and the patronage of the local HSR residents. Now since two years he says that outsiders from areas mentioned

above have started visiting his outlet and business has taken o� which has made him a contented man. It is a family business supported by his wife and son and he has also spread his wings to a few areas on franchise. �e specialties of Melting Melodies are Pastries and Ice Cakes along with the customary ice creams.

O

ust when HSR Layout started developing in the year 2003, a new outlet for the connoisseurs opened in Parangipalya which

catered to the varied taste buds, but rich in taste. �is era was a period when �ne dine was the popular eat-out. Mustard Food court, an outlet that suited one and all shone with its varieties to o�er at that time with emphasis on quality at a�ordable rates. �e hotel outlet shi�ed its place of operation to a more spacious accommodation, where it is currently operating in the year 2006, in order to serve better. �ere were only 3 outlets then serving North Indian food. Of them, only Mustard Food Court survived. Mustard Food Court, on 18th main road, Sector 3, can take pride in claiming to have the good old custom-ers of those initial days of its opening. �e proprietor of Mustard Food Court, Mr. Saurabh Sinha says, school going children of those days are now married and still continue to patron-ize his hotel with their kids. He is elated of this fact and in addition to this, he is more satis�ed because the elderly and senior citizens honor him by their frequent visits. �is outlet is more popular due to the fact that it

J

caters to more of casual dine than �ne dine serving North Indian dishes along with Indian and Continental.So he gets the utmost satisfaction of the patronage of the residents of HSR, who give the required �llip and the impetus for him to give the best always to his esteemed customers. He added that every passing year, the hotel’s growth rate is more than 15 per cent which he credits to his valuable customers. �ere is another positive that he is happy about – customers �ow from Bommanahalli, Silk Board area, BTM, Bellandur, Sun City and other IT professionals. �is, he says, is a feather in the cap.

Mustard Food Court – a Hotel with a Difference

During the luncheon peak hours, it is mostly the working class that enjoys the casual dine, while it is the family crowd during evenings which �lls the 42-seater hotel to capacity. Home delivery orders are much sought a�er, what with the large number of bachelors and spinsters living in HSR layout. �e specialties include the much sought a�er Chicken Biriyani, closely followed by chicken 65, Paneer Kolha-puri and green peas palav. �e rates are reasonable – Vegetarian food costs Rs. 110 and Non-veg items 120 and a veg �ali is Rs. 70/-. When Garden City Plus went to the

hotel to have a �rsthand account of the menu served and draw an opinion, it was found that chicken biriyani was undoubtedly the best of the lot that was served. �is is so because the oil content and the spice were all found to be at the desired level; neither exceeding nor on the lower side. But, there was a surprise element in the menu, which was Organo Chicken (a mixture of Indian and Continental) – that was found to be a delightful experience by itself. �e dish happens to be introduced by Mustard Food Court as claimed by Mr. Saurabh. �e popularity of the dish has prompted him to identify a land near Krishnagiri highway and farming has been started on a sprawl-

ing 4.5 acre space completely abreast with organic plantations. A hotel on the land will soon be launched by 2017, serving only organic food. A couple, Mrs. And Mr. Shiva Kumar, who had come to enjoy their dinner were very happy to give their views on the quality of the food, which they termed it “Immensely Hygienic and tasty”, adding that they are regulars to this hotel and the gentleman’s favou-rite dish was veg biriyani and the lady’s gem was chicken Kolhapuri and mustard chicken. �ey claimed that they visit the place every week for dinner. �ey are residents of HSR 2nd sector and Shiva Kumar works with an Aero Space organization in White-�eld. Call: 9986999874

Mr Saurabh Sinha

Mr Suresh Babu Naidu

Mr K Lokesh

Mrs and Mr Shivkumar enjoying their favourite food

Page 5: Garden City Plus HSR Latest Issue

5Bene�ts of Pro-biotic Probiotic supplements are one of a kind as they help ensure gut bacteria levels to stay healthy. You can either eat a bowl full of curd as it is rich in this element of you can opt for supplements. It is an important supplement as it helps to boost the immune, digestive, and mood functions.

Garden City Plus

[email protected]

Contact: 8892042166

Oct 03 - Oct 09, 2015

To Book Your AdsJust SMS To

9742578899 /9902752528

[email protected]

efore you reach for the co�ee you may want to start your morning with a cup of hot water and lemon. Contain-

ing only 25 calories, and a glass of hot water and lemon is a great way to get

your digestive system moving �rst thing in the morning and makes the process of getting rid of all the waste products from the body that much easier. It also contains nutrients such

as vitamin c, pectin �ber, potassium and calcium and helps maintain the pH levels in the body. Because it is so easy to make – no juicing, or blending involved – getting in the habit of drinking hot water and lemon every

morning should be an easy lifestyle change to stick to. Drinking water with lemon a�er a strenuous workout is also a good idea. Lemon juice helps replenish body salts lost during an intense workout session. It also helps reduce in�ammation and painful joints as it dissolve uric acid. If the

taste of lemon is too bitter for your palate, you can always add some honey, or even fresh ginger. Either way, your body will be more hydrated and better able to �ush out those toxins.

B t’s piping hot, and it seems to be the in thing to do. Yes, start a food tech business and invari-ably you will grab the attention

of investors and media? What’s driving this frenzy? Why is food-tech suddenly so hot? Indians are passion-ate about food, and eating out is almost a ritual (even more so now). Even home delivery of food has increased. Something has changed in the last few years. �e whole business of variety in food, process and delivery has changed.�e rise in consumerism, strong economic background, and relatively better incomes are encouraging Indians to eat out like never before. �e surge in the new age food-tech startup is because of all the above reasons plus the strong fundamentals it presents to the investor community.Basically, any service that allows frequent use (10-12 times in a month) per user seems to �t the major theme

running at this time. Food-tech though I suspect would be the most challenging amongst the whole lot of such segments. As technology evolves, things that couldn’t be done in the past become feasible. Today, smartphones + maps + cloud + innovation are making various logistics heavy businesses feasible for the �rst time. �en again, this market can make

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Addiction to your Credit Card can Wreck you Financially

It's Boom Time For Online Food Business!

few decades ago terms like credit card addiction, debt trap or shopaholics were unheard of. Now they are

not just terms that we read but real and potential threats, more common than we would like to think. Buying now and paying later is a regular practice whether its everyday purchases, dream holidays or consumer durables. �ere is nothing wrong with it unless you get reckless with these cards and the person gets addicted to it.�e �rst step to solve any problem is to identify it. So how do you know that you are addicted to credit cards? Here are a few indicators.1. Exhausting or touching the credit card limit frequentlyCredit card can be life savers in �nancial emergencies; they can help you ride out a small �nancial storm without seeking help from others. So a maxed out credit card is necessarily not a warning sign if it happens once in a while; however a month on month pattern where your bill touches the maximum spending limit or your card is declined when you swipe it because you have already exhausted your limit (without even realising it) is a sure sign of worry.If this happens frequently then may be it's time to sit down and �gure out where the money is going, what is the

spending pattern, are you buying on impulse? A high credit utilisation ratio impacts the CIBIL score also negatively.2. Constantly applying for new cardsGetting cards is very easy these days. O�en you get calls from the credit card companies telling you how convenient it is to get a new card, that there are no charges or that the credit card is being o�ered free to a select few, they talk about reward programmes, �ying miles etc.So in case one exhausts the card limit of one or more cards getting a new one to swipe and shop is not at all di�cult.What one may forget that while swiping that you still have to pay for

A

all of them at the end of the month.While you may choose to forget your debt, your debt will not forget you and all defaults re�ect in your CIBIL report for a period of �ve years. So if one is on a constant lookout for new cards because the old one is exhausted it is surely a sign to worry about.3. Depleting savings or no savingsIf all what is earned is spent every month then it is not a good sign for the �nancial health. Irrespective of how much one earns, depending on various factors a percentage of the income should ideally be saved every month. If you �nd that despite budgeting you do not save anything, or there is nothing at the end of the month le� to save it is a red signal.

In case you �nd yourselves dipping into your savings to pay your monthly card bills then it is ared signal with capital "R".It's like a double jeopardy you are not only eating away all the earnings and not keeping anything for a rainy day but whatever little you have saved in the past is also getting eroded quickly. �e urge to spend and use the credit card makes planning go awry.4. Borrowing to payGoing one step further from using one's own funds or savings to pay credit card bills is, having to borrow to pay them. In case you are forced to borrow from your friends or family to pay your credit card bills then surely you have a credit card addiction.Again resorting to this measure due to some emergency is not a cause of worry; doing it again and again is. O�en people may resort to taking personal loans or other desperate measures also to pay the bills without bothering to check their spending.5. Secretive about billsIf you hide your bills from your family or spouse then also it's an indication of an addiction to the credit card. Not wanting to discuss your spending because heart of hearts you also know it's not a healthy pattern or your family not being aware of the enormous credit card bills that one

runs every month is another sign of addiction.6. Paying only the minimum amount due Another indicator of the addiction is paying only the minimum amount due every month, because there are no funds available to pay the full amount. �e bills and charges keep rising but the credit card company does not take any immedi-ate action as the minimum amount is paid, so the debt keeps adding up.�is is potential trouble which can blow up at a later stage.Credit Card addiction can cause a lot of �nancial damage and may tarnish your CIBIL report for a long time. So in case one feels that they exhibit any or more of the above signs or the thought of not having access to your credit card worries you then it's time for remedial action.

everyone look like a fool in the short to medium term. �e way startups are getting funded in this space we might soon start seeing consolidation like in the e-commerce space. As the market will unfold is yet to see, but one clear leader in this space, Zomato, however, is pushing all the boundaries to build a high-value business.

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6Garden City Plus

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Switzerland eats the most chocolate equating to 10 kilos per

person per year

�e human body of a 70 kg person contains 0.2mg of gold

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T e a T i m e P l u s

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Tongue Twister

Find the Di�erence

Near an ear, a nearer ear, a nearly eerie ear

�e doctor to the patient: 'You are very sick'

�e patient to the doctor: 'Can I get a second opinion?'

�e doctor again: 'Yes, you are very ugly too...'

Joke

Riddle

When is a man drowned, but still not wet?

Did You Know?

Proverb"When in Rome, do as the Romans."

Act the way that the people around you are acting. �is phrase might come in handy when you're traveling abroad

notice that people do things di�erently than you're used to.

Factswhen lightning strikes it can reach up to

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fahrenheit)

Birds need gravity to swallow

the longest recorded �ight of a chicken was 13 seconds

armadillos have 4 babies at a time and are all the same sex

Colour the Image

Animal Fact - Spring PeepersSpring peepers are to the amphibian world what American robins are to the bird world. As their name implies, they begin emitting their familiar sleigh-bell-like chorus right around the beginning of spring.Found in wooded areas and grassy lowlands near ponds and swamps in the central and eastern parts of Canada and the United States, these tiny, well-camou�aged amphibians are rarely seen. But the mid-March crescendo of nighttime whistles from amorous males is for many a sign

that winter is over. Spring peepers are tan or brown in color with dark lines that form a telltale X on their backs. �ey grow to about 1.5 inches (3.8 centimeters) in length, and have large toe pads for climbing, although they are more at home amid the loose debris of the forest �oor.�ey are nocturnal creatures, hiding from their many predators during the day and emerging at night to feed on such delicacies as beetles, ants, �ies, and spiders.�ey mate and lay their eggs in water and spend the rest of the year in the forest. In the winter, they hibernate under logs or behind loose bark on trees, waiting for the spring thaw and their chance to sing.

Answer: When he's trapped in quicksand.

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7Beauty TipsTomatoes are rich source of vitamin C hence an excel-lent bleaching agent. Rub a piece of tomato on the a�ected areas and rub for almost 10 minutes then wash it o� with water. Apply tomato slice daily for 15 day’s to whiten the skin tone.

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What,s Your Raashi

natural tips to whiten underarms

google invites amateurs to send clips for 'india in a day'

Salman Khan's much awaited �lm, Prem Ratan Dhan Payo's trailer is out and fans are going crazy over the return of Salman as Prem on screen and what else can be the perfect way to double your happi-ness other than listing out those top ten reasons, why we just loved the trailer of Salman's PRDP.�ough, while releasing the trailer which is about two and half minutes long, Salman himself said, "PRDP is for everyone with family &wanting to have one. Sabke Families mein problem hoti hai,lekin woh khush naseeb hai jinki family hoti ha."Not only that, he also added, "�is is one of the most beautiful �lm that Sooraj/Rajshri & me have done together in every aspect. �e trailer will convey PRDPtrailer."From royal gigantic sets to traditional look, from fresh romantic jodi to a fresh angle of family drama, Salman's Prem Ratan Dhan Payo had them all!So let's not waste time anymore and check out here the exclusive list of those ten reasons, why we just can't stop going gaga over Salman's Prem Ratan Dhan Payo's trailer!Salman-Sonam's Jodi: As Fresh As Morning Dew! And it is surely one of the best things to see in Salman's Prem Ratan Dhan Payo and their chemistry is so crack-ling! �at Naughty Moments Of Sonam-Salman: �ough it was for just few seconds, but we all loved it how naughtily Sonam spanked Salman with a tray in her hand. �ose Gigantic Sets : Director Sooraj Barjatya, who is popular for his family �icks, has come up this time not only just family drama but with huge gigantic sets which will leave you with the feeling of seeing something magni�cent! Sonam's Traditional look : We gotta admit is Sonam is looking breathtakingly gorgeous in her desi-traditional look, especially in a cream lehenga. Salman's Dialogue. "Har family Mei problem Hain, Per Wo Khush-naseeb Hain, Jinki Family Hoti Hai" True Salman, we agree! Salman's Sword Scene : I'm sure you too must be getting goose-bumps, when Salman's sword sequence has come in the trailer, isn't it?Melodious Songs: As it is family �ick, the songs which we heard in the trailer are perfectly going with the theme of the �lm! Salman As Prem Is Back! Last but not the least, our Salman Khan as Prem is back, yay!!

reasons all loved the trailer of salman khan's prem ratan dhan payo!

completely. Wash it o� with cold water. Apply daily for a month’s time and you will notice the change in colour of your skin.

PotatoesNatural cleanser for darker skin areas, having very mild acids present in them. Take a slice of potato and rub it on dark skin area for about 10 minutes and twice a day. It will surely help to get rid of dark skin on underarms in a week’s time.

CucumbersCucumbers are natural coolants that helps to lighten the skin tone. Keep a cucumber in refrigerator for about 2-3 hours then peel it o� and slice in piece. Rub the cucumber on your dark areas under arms, allow 15 minutes for cucumber juice to seep into your skin. Rinse a�er 15 minutes with cold water. Apply cucumber slice or juice daily forabout a month’s time to whiten the skin.

Aries: Avoid any kind of awkward situation at work and maintain your calm. �ere would be a fresh �ow of energy and you need to decide where you wish to deploy it.

Taurus: Your younger co borns are likely to bene�t. Do not over do anything there would be negative repercussion.

Gemini: Try to strike a balance between savings and expenditure. It is upto to you that how you nurture your thoughts. Some digestion related problem may cause some easiness so take care.

Cancer: Concentrate your faculties on your week and it is likely that you would succeed in your e�orts. Having a religious bend would be helpful. Reading and reciting spiritual literature would provide solace.

Leo: You would have the option to choose between the versatility of thoughts. It is advisable that you should wisely among anger, happiness, boldness and grief. Best option would be to let the approach you one by one and not letting anyone overpower you.

Virgo: Your brilliance would be at its best but remember not to harm others with it. Stay away from activities that might harm your reputation and may lead to �nancial loss. Focus on the positive thoughts in your mind and you’ll succeed in your e�orts.

Libra: Your communication would hold the key for your success so choose your words wisely.It would be wise if you can stay away from court/law related matters. Finances would improve gradually.

Scorpio: Expect in�uence over others and conviction in thoughts with your superiors. It would be a good day to express your thoughts to others and take them in your favor.

Sagittarius: It would be really wise if you can dedicate sometime for the almighty and praise him for all things he has delivered to you. Good day for accepting a challenging job. Use your mental faculties to deal in di�cult situations and you would succeed.

Capricorn: Do not let evil thoughts take over you. Engage your mind in some fruitful activities and so not think about the possible gains out of it.

Aquarius: Performance at work would improve but �nding happiness at home may be a problem. Drive carefully and do not arguments with anyone as it may far far reaching negative e�ects.

Pisces: Try to take some new initiative for your children. You’ll be lucky at work but be selective in choosing the person with whom you should work.Strike o� any kind of pessimism of the mind.

HIGHLIGHTS• Google is teaming up with filmmakers to create a full-length user-generated movie called 'India in a Day'• Selected clips will be made into a movie scheduled to be released in 2016• Filmmakers R Balki, Shekhar Kapur and Zoya Akhtar will serve as creative consultantsCalling all amateur �lmmakers across India: Here's your chance to capture a slice of your life that could end up on the big screen.Google said it is teaming up with �lmmakers Ridley Scott, Richie Mehta and Anurag Kashyap to create a full-length user-generated movie called 'India in a Day'.�e company invited anyone with a camera or phone to �lm scenes on October 10 and upload their footage to http://indiainaday.withgoogle.com.Selected clips will be made into a movie scheduled to be released next year that

will be directed by Mehta. Anyone whose footage is included will be listed as "co-director", a press release from Google Inc said.Scott, who will serve as an executive producer with Kashyap, said it did not matter how small or personal the footage was -- from riding a bike to calling your mum. "It just simply needs to bear witness to what life is like in today's India -- that's magical enough,'' he said.Mehta, a Canadian �lmmaker who directed "I'll Follow You Down,'' said the project was so personal to him that he believed that �lm was a perfect way to showcase what makes India "so extraor-dinary and dispel its myths.''Indian �lmmakers R Balki, Shekhar Kapur and Zoya Akhtar will serve as creative consultants."Tell us what you love, what you hate, what worries you, what you hope for, what you want to change,'' said Kashyap.

Orange PeelsOne of the citric fruits packed with vitamin C. It’s rich in fragrance and is a natural cleanser for dark skin areas. Dry orange peel in shade and grind to form a powder. Make a paste by adding some rose water. Scrub the paste over darker areas to lighten your skin tone. �is pack is really helpful for removing the dead skin cells. Useregularly to get whitening skin under your arms.

Yogurt with HoneyYogurt is a by-product of milk, which has many natural nutrients present in it. Honey acts as a moisturizing agent which helps to keep your skin so�. Take 2-3 spoons of yogurt, mix 1 spoon of honey and about 2 pinch of turmeric powder to form a paste. Apply it on a�ected area and leave for about 10 minutes. Wash it o� with Luke warm water. Apply regularly before taking bath for good results. (Just be little cautious while putting turmeric powder, as more quantity can make your skin yellow and pale instead of white).

SandalwoodAn e�ective natural remedy to whiten the underarms area. Take 2 pinch of sandalwood powder and mix it with rose water to form a paste. Apply this lotion of your under arms and let it dry

Page 8: Garden City Plus HSR Latest Issue

8Thought for the Day“Optimism is the faith that leads to achievement. Nothing

can be done without hope and con�dence.”

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