future of mobile payments - conference keynote speaker
DESCRIPTION
How mobile payments will impact future of banks, banking, back end payment processing, credit card transactions and retail customer spending. Smartphones using encryption and biometrics will enable telecom companies to compete with banks and credit card companies for retail payment transactions. Expect wireless payments using smartphones to grow rapidly. Despite this, some customers will continue to prefer cash because it allows anonymous purchases and is convenient for smaller purchases. Mobile payments could generate commissions of up to EU2 billion a year in countries like France, Germany, Italy and the UK. What would happen if -- say -- Vodafone formed a partnership with Google, Nokia and American Express? Implications for financial services, small loans, large ticket purchases of white goods, cars and other big items. Future of banking and financial services.TRANSCRIPT
![Page 1: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/1.jpg)
Dr Patrick Dixon Chairman Global Change Ltd
Take Hold of Your Connected FutureThe future of mobile payments
![Page 2: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/2.jpg)
Patrick Dixon is Chairman of Global Change Ltd, Author of 15 books and has been ranked one of the 20 most
influential business thinkers alive today (Thinkers 50)
Future of Mobile Payments - Keynote for Global Connect (2012)
500 videos of keynoteswww.youtube.com/pjvdixon
over 4 million views
www.globalchange.com14 million unique visitors
![Page 3: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/3.jpg)
![Page 4: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/4.jpg)
![Page 5: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/5.jpg)
Wild Cards: Risk Management
![Page 6: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/6.jpg)
![Page 7: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/7.jpg)
![Page 8: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/8.jpg)
![Page 9: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/9.jpg)
![Page 10: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/10.jpg)
![Page 11: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/11.jpg)
![Page 12: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/12.jpg)
![Page 13: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/13.jpg)
13
The future is about
![Page 14: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/14.jpg)
Text
![Page 15: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/15.jpg)
The future is about
EMOTION
![Page 16: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/16.jpg)
![Page 17: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/17.jpg)
![Page 18: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/18.jpg)
![Page 19: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/19.jpg)
19
![Page 20: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/20.jpg)
80% lost in 20 seconds
![Page 21: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/21.jpg)
![Page 22: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/22.jpg)
![Page 23: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/23.jpg)
Faster online delivery : 6pm 10am or same day
![Page 24: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/24.jpg)
1 billion children cities
![Page 25: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/25.jpg)
Middle Class --> high end mobiles: 300m India -
![Page 26: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/26.jpg)
Europe Dying
4 couples needed to produce just one
great-grandchild
![Page 27: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/27.jpg)
![Page 28: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/28.jpg)
![Page 29: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/29.jpg)
18 million children in Turkey will be adults in next 15 years
![Page 30: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/30.jpg)
Vodafone Mastercard Sprint
Vamoosle
![Page 31: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/31.jpg)
UK Card market in 2011
•TransacAons > EU 650 billion pa •Credit card debt > EU 65bn•Average card interest rate 16%•2% commissions worth EU 14bn
![Page 32: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/32.jpg)
Free mobile devicescalls / web / TV / games / pay
2010 2013 2015
Data
![Page 33: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/33.jpg)
33
![Page 34: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/34.jpg)
![Page 35: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/35.jpg)
•PayPal -‐ $141m to $4bn from 2009-‐11
![Page 36: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/36.jpg)
36
![Page 37: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/37.jpg)
• M-‐Pesa -‐ Kenya -‐ 15m people -‐ $9bn pa
• EU 60-‐100 bn pa spent processing in EU
![Page 38: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/38.jpg)
> 200 million mobile payments in 2012 > $160bn
![Page 39: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/39.jpg)
39
![Page 40: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/40.jpg)
40
![Page 41: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/41.jpg)
41
![Page 42: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/42.jpg)
42
![Page 43: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/43.jpg)
43
![Page 44: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/44.jpg)
44
![Page 45: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/45.jpg)
45But cash will continue to be popular...
![Page 46: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/46.jpg)
• Zettabyte = 1024 ExabytesExabyte = 1024 PetabytesPetabyte = 1024 TerabytesTerabytes = 1024 Gigabytes That's a data explosion of 44x in
Data
![Page 47: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/47.jpg)
• Zettabyte = 1024 ExabytesExabyte = 1024 PetabytesPetabyte = 1024 TerabytesTerabytes = 1024 Gigabytes That's a data explosion of 44x in
What does the Datamean for you and
customers?
![Page 48: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/48.jpg)
![Page 49: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/49.jpg)
Rich Media
![Page 50: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/50.jpg)
US online video ad spending to grow 43.1% in 2012
Home QR
![Page 51: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/51.jpg)
evening is best time for Twitter reads
![Page 52: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/52.jpg)
Future Search:Why had to
change
![Page 53: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/53.jpg)
social networks just in time
![Page 54: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/54.jpg)
1 trillionpages a month
![Page 55: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/55.jpg)
![Page 56: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/56.jpg)
![Page 57: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/57.jpg)
![Page 58: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/58.jpg)
Vote for Great Content: +++ Democratic Drive
![Page 59: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/59.jpg)
![Page 60: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/60.jpg)
33% in UK don’t watch live TV
![Page 61: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/61.jpg)
95% EU bandwidth soon video
![Page 62: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/62.jpg)
Data revenue Kenya > SMS
![Page 63: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/63.jpg)
Pricing models broken in many naOons
Some users in France > 30 gig in days
![Page 64: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/64.jpg)
![Page 65: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/65.jpg)
![Page 66: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/66.jpg)
PAYMENTEcosystem
![Page 67: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/67.jpg)
![Page 68: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/68.jpg)
![Page 69: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/69.jpg)
![Page 70: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/70.jpg)
• Home
• Work
• Online
• Offline
• Sales
• Entertain
• Phone
• Mobile
• Chat
• Social web
• Mobile
• TV / video
• Billing
ONECUSTOMER
![Page 71: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/71.jpg)
•Individuals•Family•Community•Wide World
Making Life Better
![Page 72: Future of Mobile Payments - Conference Keynote Speaker](https://reader033.vdocuments.mx/reader033/viewer/2022052619/556549e7d8b42a902d8b4ea9/html5/thumbnails/72.jpg)
Patrick Dixon is Chairman of Global Change Ltd, Author of 15 books and has been ranked one of the 20 most
influential business thinkers alive today (Thinkers 50)
Future of Mobile Payments - Keynote for Global Connect (2012)
500 videos of keynoteswww.youtube.com/pjvdixon
over 4 million views
www.globalchange.com14 million unique visitors