future-net power point
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PMESPre-Membership Educational Seminar
WHAT IS A COOPERATIVE?
KOOPERATIBA
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WHAT IS A COOPERATIVE?
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- Autonomous and a duly registered association- Common bond of interest- Voluntarily joined together - Achieve their social, economic, and cultural needs and aspirations- Equitable contributions - Patronizing their products and services - With risks and benefits- Cooperative principles
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COOPERATIVE PRINCIPLES
1. Voluntary and Open Membership2. Democratic Member Control3. Member Economic Participation4. Autonomy and Independence5. Education, Training and Information6. Cooperation Among Cooperatives7. Concern For Community
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All Cooperatives must register under the CDA and all Cooperatives are governed under the:
R.A. 9520PHILIPPINE
COOPERATIVECODE OF 2008
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Who can be Members of a Cooperative?
A cooperative has two kinds of members: regular members and associate members
A regular member is one who has complied with all the membership requirements and entitled to all the rights and privileges of membership as stated in
the Cooperative Code and the coops’ by laws.
An associate member has no right to vote and be voted upon and is entitled only to such rights and privileges provided by the cooperative’s by laws.
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WHAT ARE THE TYPES OF COOPERATIVE?
Cooperatives may fall under any of the following type:
Credit CooperativeConsumer CooperativeProducers CooperativeMarketing CooperativeService CooperativeMultipurpose CooperativeAdvocacy CooperativeAgrarian Reform CooperativeCooperative BankDairy CooperativeEducation CooperativeElectric Cooperative
Financial Service CooperativeFishermen CooperativeHealth Services CooperativeHousing CooperativeInsurance CooperativeTransport CooperativeWater Service CooperativeWorkers Cooperative
Other types of Cooperative as may be determined by the
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WELCOMETO
FUTURE-NET CREDIT
COOPERATIVE
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FUTURE-NET CREDIT COOPERATIVE Established November 8, 2011
CDA Registration # 9520-16020832
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Empowered by:
Future-net Network Marketing Association of the Philippines
SEC Registration # CN201118456
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Barangay Clearance
BIR Certificate Business Permit
FUTURE-NET COMMON BOND OF INTEREST?
ASSOCIATIONALAll members of Future-Net Association (FNMAP, Inc.) can be a member of Future-Net Credit Cooperative
and vice versa.
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Future-NetMain Offi ce
-Quezon City_
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The People behind FUTURE-NET CREDIT COOPERATIVE
MR. RICKY DEPAULA SARMIENTOChairman of the Board
- Graduate of Bachelor of Science in Biology (Far Eastern University)- Graduate of Bachelor of Science in Nursing (Our Lady of Fatima University)- Registered Nurse - PRC #: 0376476- United States Registered Nurse (USRN-California)- Entrepreneur
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EMT-Paramedic, CSPT, DGSV, SGCV, SSSH, MBA-Certified KSA-MOH-CSSD Committee MemberKFMC-Infection Control Sub-Committee MemberKFMC-CSSD Safety Liaison OfficerKFMC-CSSD Quality Improvement OfficerEuropean-Germany CSSD International Certified(DIN-58946-6)
MR. VIRGILIO JACKSON CASIÑARES Vice-Chairman of the Board
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Mary Grace Sarmiento Entrepreneur
Alejandro O. NavarroEntrepreneur/Networker
Rv B. CalamayaIT System Developer @ China Banking Corporation
Board Secretary Leonora B. OlivaOperation Manager,Future-Net FairviewQuezon City. BRANCHManager of Local Manpower for Six (6) Years
LEGAL ADVISERAtty. Oliver Lozano“The Fighter Lawyer”
BOARD OF DIRECTORS
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MISSION
1. To instill cooperativism as a way of life.2. To act as a catalyst and unifying force in the
promotion, development and cooperation of cooperatives at all levels towards the improvement of the quality of life.
3. To seek ways and means of achieving self-reliance, integration and mutual assistance.
VISIONTo become strong, viable cooperative in the Philippines, unified by common aspirations to promote cooperativism characterized by self-reliance, mutual assistance, democracy, justice and nationalism to achieve total human development.
Core Values: Excellence,
Commitment, Integrity & Teamwork.
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The Purpose/s for which thisFUTURE-NET CREDIT COOPERATIVE was
organized;
To provide greater benefits to the members such as increasing individual income or enhancing a member’s way of living.
To be pioneering business in delivering sustainable financial service for members and society.
To engage in accepting deposits and granting of loans for productive and providential use to members.
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HOW TO BECOMEA MEMBER OF
FUTURE-NET?
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MEMBERSHIP
>>> P1500You will Get:
•Coop ID•Certificate of Membership•Insurance certificate of cover•Presentation clearbook•Presentation CD•Futurenet T-shirt
100.00 - FNMAP, INC100.00 - Social Fund200.00 - Insurance/ID600.00 - Coop Membership500.00 – Future-Net KIT
1500.00 TOTAL
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REQUIRED SHARE CAPITAL – P5,000.00Deduction will be made weekly
from commission 50.00 INSURANCE COVERAGE 50k Accidental Death, 50K
Dismemberment, 5k Medical Reimbursement due to
Accident5k Burial Benefits due to Accident
REQUIRED SAVINGS - Minimum of 5,000.00 50.00/Week. Succeeding saving upon completion of 5,000.00 is optional.
SHARE CERTIFICATE INSURANCE CERTIFICATE OF COVER
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FUTURE-NET TERMS :
FNDRC - Future-net Direct Referral Commission
FNIDRC - Future-net Indirect Referral Commission
FNLC - Future-net Loan Commission
FNMFRC - Future-Net Mobile Franchise Referral Commission
“Money,Opportunity,Business,
Income, Livelihood, Entreprenuer”
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HOW TO EARN INFUTURE-NET
DIRECT REFERRAL COMMISSION
?
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250 250 250 250 250
U
In every person that you SPONSOR
you will get P250 outright.
Income = P1250
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REMARKS : If you can sponsor as fast
as (5) on your Group..You are Qualified to apply for a loan @ Future-
Net Coop.
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Loan Interest
is 0.5% monthly
Loan Payable in 6months
FAST TRACK LOAN
No. of Direct Referrals LOAN
5 DIRECTS =
15 DIRECTS =
20 DIRECTS =
25 DIRECTS =
5
100
50
30
20
10
2501ST
LEVEL
2ND
LEVEL
3RD
LEVEL
4TH
LEVEL
6TH -10TH LEVEL
5TH LEVEL
11TH – 15TH
LEVEL
P3,000
P10,000P15,000
P20,000
(Required Share Capital P 2000)
(Required Share Capital P 3000)
(Required Share Capital P 500)
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TABLE OF LOAN AMORTIZATION
LOAN Amt.
Maturity(6 mos.)
Net Proceeds
Weekly Amort.
Daily Amort.
3,000.00 3,090.00 2,765.00 128.75 18.40
6,000.00 6,180.00 5,630.00 257.50 36.80
9,000.00 9,270.00 8,495.00 386.25 55.20
10,000.00 10,300.00 9,450.00 429.17 61.31
15,000.00 15,450.00 14,225.00 596.88 85.30
20,000.00 20,600.00 19,000.00 858.33 122.62
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HOW TO EARN INFUTURE-NET IN-DIRECT
REFERRAL COMMISSION
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1ST LEVEL
2ND
LEVEL
3RD
LEVEL
4TH
LEVEL
6TH -10TH LEVEL
5TH LEVEL
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Level Value No. of Member Income
1 250 52 100 253 50 125
4 30 625
5 20 3,125
6 10 15,625
7 10 78,125
8 10 390,625
9 10 1,953,125
10 10 9,765,625
11 5 14,765,625
12 5 19,765,625
13 5 24,765,625
14 5 29,765,625
15 5 34,765,625
1,250
2,500 6,250
18,750 62,500 156,250
781,250 3,906,250
19,531,250 97,656,250
73,828,125
98,828,125123,828,125
148,828,125173,828,12
5
5
100
50
30
20
10
250
11TH – 15TH LEVEL
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LEVEL INCENTIVE POWER OF 5 100% INCENTIVE(Direct & In-Direct)
20% INCENTIVE(Direct & In-Direct)
1
40% INCENTIVE(Direct & In-Direct)
2
60% INCENTIVE(Direct & In-Direct)
3
80% INCENTIVE(Direct & In-Direct)
4
1ST 250 5 1,250 250 500 750 1,000
2ND 100 25 2,500 500 1,000 1,500 2,000
3RD 50 125 6,250 1,250 2,500 3,750 5,000
4TH 30 625 18,750 3,750 7,500 11,250 15,000
5TH 20 3,125 62,500 12,500 25,000 37,500 50,000
6TH 10 15,625 156,250 31,250 62,500 93,750 125,000
7TH 10 78,125 781,250 156,250 312,500 468,750 625,000
8TH 10 390,625 3,906,250 781,250 1,562,500 2,343,750 3,125,000
9TH 10 1,953,125 19,531,250 3,906,250 7,812,500 11,718,750 15,625,000
10TH 10 9,765,625 97,656,250 19,531,250 39,062,500 58,593,750 78,125,000
11th 5 14,765,625 73,828,125 14,765,625 29,531,250 44,296,875 59,062,500
12th 5 19,765,625 98,828,125 19,765,625 39,531,250 59,296,875 79,062,500
13th 5 24,765,625 123,828,125 24,765,625 49,531,250 74,296,875 99,062,500
14th 5 29,765,625 148,828,125 29,765,625 59,531,250 89,296,875 119,062,500
15th 5 34,765,625 173,828,125 34,765,625 69,531,250 104,296,875 139,062,500
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3RD LEVEL = 125 NO. OF DOWNLINES 50K LOAN
4TH LEVEL = 625 NO. OF DOWNLINES 250K LOAN
5TH LEVEL = 3125 NO. OF DOWNLINES 500K LOAN
6TH LEVEL = 15,625 NO. OF DOWNLINES
1M LOAN
THERE’S MORE…
NO existing LOAN
TOTAL ACCUMULATED NO. OF DOWNLINES….
PERFECT POWER OF 5
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6 months to pay
1 year to pay
1 yr. & 6 mo. to pay
2 yrs. to pay
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HOW TO EARN INFUTURE-NET
LOAN COMMISSION
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0.50%
0.40%
0.20%
0.10%
0.05%
0.05%
1ST LEVEL
2ND
LEVEL
3RD
LEVEL
4TH
LEVEL
6TH -10TH LEVEL
5TH
LEVEL
Level No. of Member LoanEx.Loan
(3,000/Each)Loan
Commission
1 5 0.50% 15,000
2 25 0.40% 75,000
3 125 0.20% 375,000
4 625 0.10% 1,875,000
5 3,125 0.05% 9,375,000
6 15,625 0.05% 46,875,000
7 78,125 0.05% 234,375,000
8 390,625 0.05% 1,171,875,000
9 1,953,125 0.05% 5,859,375,000
10 9,765,625 0.05% 29,296,875,000
TOTAL :
18,335,812
75.00
300.00
750.00
1875.00
4687.50
23,437.50
117,187.50
585,937.50
2,929,687.50
14,648,437.50
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MONTHLY INTEREST
0.5% or P5.00 in every P1000 Payable in Six (6) Months
INDIRECT REFERRAL COMMISION
Cut-off: Monday to Sunday (Cut-off 9pm)
Release of Commission is every WEDNESDAY the following week.
SCHEDULE OF PAYMENT
Share Capital , Loans & Savings – every FRIDAY until 9pm cut off time.
*** Release/Renewal of loan will be delayed for 1 month in case of late payment.
STRICTLY IMPLEMENTED*** You may pay in advance – Ex : P200.00 will cover your payment for
a month
*** You can deposit for your Share Capital & Savings simultaneously.
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WHERE TO DEPOSIT YOUR WEEKLY PAYMENTS
Send to: SMART: 0947.773.8823GLOBE: 0917.905.83.05SUN: 0923.445.67.08Email to: [email protected]
All members must deposit their weekly SHARE CAPITAL, SAVINGS and LOAN payments directly to any Mobile Franchisee or authorized banks of FUTURE-NET CREDIT COOPERATIVE.
For bank payments. Make 2 copies of the deposit slip. 1 COPY for filing purposes of the member and bank copy.
Report the detail of the deposit at the office thru our TXT MESSAGE FORMAT.INFORMATION NEEDED ARE
Purpose of payment /Full Name/Amount/Bank/Branch/Date/Time/Transaction Number
TXT FORMAT: Example 1: ( For SHARE CAPITAL PAYMENT )SHARE CAPITAL/JUAN DELA CRUZ/200/BPI/FAIRVIEW/28DEC12/11:19:04/454CRLP3
Example 2: ( For LOAN PAYMENTS )LOAN /JUAN DELA CRUZ/500/BPI/FAIRVIEW/28DEC12/11:19:04/454CRLP3
Future-net Cooperative Banks
BANK OF THE PHILIPPINE ISLANDSACCOUNT NO: 004543-1138-46
RIZAL COMMERCIAL BANKING CORPORATION (RCBC)ACCOUNT NAME : FUTURE NET CREDIT COOPERATIVEACCOUNT NO: 1-135-76246-2
UNITED COCONUT PLANTERS BANK (UCPB)ACCOUNT NAME: FUTURE NET CREDIT COOPERATIVEACCOUNT NO: 201940002527
INVESTMENT:
PHP100,000o Mobile Franchise Accounto Certificate of Appointmento1M Insurance Coverage AD & Do 500,000 for Spouse & Maximum of 2 Children (7-18y/o). o With 10% Unprovoked Murder and assaulto Personal VTPL (Second Layer of car insurance) P200,000.00o Fire Assistance P 50,000.00o Brand new computer seto 4 in 1 printero Membership Forms (10 pads)o 10pc. Provisionary Receipts o 7 pcs. Tarpaulin ( BIG )o 7 pcs. Tarpaulin ( SMALL )o 2 pcs. Clearbook o 5 Membership Entries
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Benefits:
P50 per paid Mem Application5% Encashment0.5% Loan of Tagged Application
Lock in (by Parameter area/ Municipality)
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Franchise Referral Commission
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Future-netPromotional
Materials
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Unit-C 2nd/F 167 RCB Square, CasaMilan Comml, Commonwealth Ext. North Fairview, Q.C.
Phone: 632.409.2660Fax: 632.990.2535
Smart: 0947.7738823Globe: 0947.7738823 Sun: 0923.445.6708
[email protected]@gmail.com
MAIN OFFICE:
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Office hours : 10AM – 10PMCut off time : 9PM
Monday - Saturday
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THANK YOU VERY MUCH FOR YOUR TIME