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Online Instructor’s Solutions Manualfor
Business MathTenth Edition
Cheryl Cleaves Southwest Tennessee Community College
Margie HobbsSouthwest Tennessee Community College
Jeffrey NobleMadison College
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Copyright © 2014 Pearson Education, Inc.
Copyright 2014 Pearson Education, Inc., publishing as Prentice Hall, 1 Lake Street, Upper Saddle River, New Jersey, 07458. All rights reserved. Manufactured in the United States of America. This publication is protected by Copyright, and permission should be obtained from the publisher prior to any prohibited reproduction, storage in a retrieval system, or transmission in any form or by any means, electronic, mechanical, photocopying, recording, or likewise. To obtain permission(s) to use material from this work, please submit a written request to Pearson Education, Inc., Permissions Department, 1 Lake Street, Upper Saddle River, New Jersey 07458.
Many of the designations by manufacturers and seller to distinguish their products are claimed as trademarks. Where those designations appear in this book, and the publisher was aware of a trademark claim, the des-ignations have been printed in initial caps or all caps.
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ISBN-13: 978-0-13-307506-9 ISBN-10: 0-13-307506-0
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Copyright © 2014 Pearson Education, Inc.
Contents iii iii
Contents
Chapter 1 Review of Whole Numbers and Integers . . . . . 1
Section Exercises, 1
Exercises Set A, 3
Exercises Set B, 4
Practice Test, 5
Critical Thinking, 6
Challenge Problem, 7
Case Studies, 7
Chapter 2 Review of Fractions . . . . . 8
Section Exercises, 8
Exercises Set A, 11
Exercises Set B, 12
Practice Test, 13
Critical Thinking, 14
Challenge Problem, 15
Case Studies, 15
Chapter 3 Decimals . . . . . 17
Section Exercises, 17
Exercises Set A, 19
Exercises Set B, 20
Practice Test, 22
Critical Thinking, 22
Challenge Problem, 23
Case Studies, 23
Chapter 4 Banking . . . . . 25
Section Exercises, 25
Exercises Set A, 27
Exercises Set B, 30
Practice Test, 33
Critical Thinking, 34
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Copyright © 2014 Pearson Education, Inc.
iv Contents
Challenge Problem, 35
Case Studies, 35
Chapter 5 Equations . . . . . 37
Section Exercises, 37
Exercises Set A, 40
Exercises Set B, 42
Practice Test, 43
Critical Thinking, 44
Challenge Problem, 45
Case Studies, 45
Chapter 6 Percents . . . . . 47
Section Exercises, 47
Exercises Set A, 50
Exercises Set B, 52
Practice Test, 53
Critical Thinking, 54
Challenge Problem, 55
Case Studies, 55
Chapter 7 Business Statistics . . . . . 57
Section Exercises, 57
Exercises Set A, 60
Exercises Set B, 63
Practice Test, 65
Critical Thinking, 67
Challenge Problem, 67
Case Studies, 67
Chapter 8 Trade and Cash Discounts . . . . . 69
Section Exercises, 69
Exercises Set A, 71
Exercises Set B, 72
Practice Test, 73
Critical Thinking, 74
Challenge Problem, 74
Case Studies, 75
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Contents v
Chapter 9 Markup and Markdown . . . . . 77
Section Exercises, 77
Exercises Set A, 81
Exercises Set B, 83
Practice Test, 85
Critical Thinking, 86
Challenge Problem, 87
Case Studies, 87
Chapter 10 Payroll . . . . . 89
Section Exercises, 89
Exercises Set A, 92
Exercises Set B, 93
Practice Test, 94
Critical Thinking, 95
Challenge Problem, 96
Case Studies, 96
Chapter 11 Simple Interest and Simple Discount . . . . . 99
Section Exercises, 99
Exercises Set A, 102
Exercises Set B, 103
Practice Test, 104
Critical Thinking, 106
Challenge Problem, 106
Case Studies, 107
Chapter 12 Consumer Credit . . . . . 109
Section Exercises, 109
Exercises Set A, 110
Exercises Set B, 112
Practice Test, 113
Critical Thinking, 115
Challenge Problem, 115
Case Studies, 115
Chapter 13 Compound Interest, Future Value, and Present Value . . . . . 117
Section Exercises, 117
Exercises Set A, 119
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vi Contents
Exercises Set B, 120
Practice Test, 122
Critical Thinking, 123
Challenge Problem, 124
Case Studies, 124
Chapter 14 Annuities and Sinking Funds . . . . . 126
Section Exercises, 126
Exercises Set A, 131
Exercises Set B, 132
Practice Test, 134
Critical Thinking, 136
Challenge Problem, 137
Case Studies, 137
Chapter 15 Building Wealth Through Investments . . . . . 139
Section Exercises, 139
Exercises Set A, 140
Exercises Set B, 142
Practice Test, 143
Critical Thinking, 144
Challenge Problem, 145
Case Studies, 145
Chapter 16 Mortgages . . . . . 147
Section Exercises, 147
Exercises Set A, 152
Exercises Set B, 153
Practice Test, 155
Critical Thinking, 157
Challenge Problem, 158
Case Studies, 158
Chapter 17 Depreciation . . . . . 160
Section Exercises, 160
Exercises Set A, 164
Exercises Set B, 165
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Contents vii
Practice Test, 167
Critical Thinking, 168
Challenge Problem, 169
Case Studies, 169
Chapter 18 Inventory . . . . . 171
Section Exercises, 171
Exercises Set A, 175
Exercises Set B, 176
Practice Test, 178
Critical Thinking, 180
Challenge Problem, 181
Case Studies, 181
Chapter 19 Insurance . . . . . 183
Section Exercises, 183
Exercises Set A, 185
Exercises Set B, 186
Practice Test, 188
Critical Thinking, 189
Challenge Problem, 190
Case Studies, 190
Chapter 20 Taxes . . . . . 191
Section Exercises, 191
Exercises Set A, 193
Exercises Set B, 194
Practice Test, 195
Critical Thinking, 196
Challenge Problem, 196
Case Studies, 196
Chapter 21 Financial Statements . . . . . 198
Section Exercises, 198
Exercises Set A, 204
Exercises Set B, 207
Practice Test, 211
Critical Thinking, 213
Challenge Problem, 213
Case Studies, 214
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