for agent use only use only for presentation purposes. do not forward. confidential and proprietary...
TRANSCRIPT
For Agent Use Only
Use Only For Presentation Purposes. Do Not Forward.
Confidential and Proprietary Information
During the next few minutes During the next few minutes we will show you how to we will show you how to take take
controlcontrol of your health of your health insurance rates and how to insurance rates and how to
LOCK –IN your rate for LOCK –IN your rate for up to 3 up to 3 yearsyears, with an option for , with an option for 3 3
additional years!additional years!
COMPREHENSIVECOMPREHENSIVE
Fixed Indemnity PlanFixed Indemnity Plan
Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details.
Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details.
Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details.
Some exclusions and limitations may apply. See outline of coverage and surgical schedule for complete details.
Doctor VisitsDoctor Visits
24-Hour Nurse Hotline
Call toll-free anytime day or night and talk in complete confidence with a Registered Nurse who can provide
professional advice about symptoms, diagnostic and surgical procedures and medications.
24-Hour Nurse Hotline
Call toll-free anytime day or night and talk in complete confidence with a Registered Nurse who can provide
professional advice about symptoms, diagnostic and surgical procedures and medications.
CallMD
Protect yourself and your family with “anytime” telephone access to a licensed Medical Doctor. CallMD physicians are available 24/7 for SCA Members who need a doctor’s consultation and in certain cases, even prescription medications. 4 FREE phone consultations are included in
your membership, after that you receive an unlimitednumber of consultations at $35 each.
CallMD
Protect yourself and your family with “anytime” telephone access to a licensed Medical Doctor. CallMD physicians are available 24/7 for SCA Members who need a doctor’s consultation and in certain cases, even prescription medications. 4 FREE phone consultations are included in
your membership, after that you receive an unlimitednumber of consultations at $35 each.
Actual Hospital claims experiencefrom one of our agents!
Father-in-law, double bypass, 1 day ICU,plus 4 days in hospital in Macon, GA
Total Claim: $63,000+
Total ClaimTotal Claim $ 63,000 $ 63,000 $ 63,000 $ 63,000PPO Network Discount AppliedPPO Network Discount Applied - -$ 20,160$ 20,160 - -$ 20,160$ 20,160
BalanceBalance $ 42,840 $ 42,840 $ 42,840 $ 42,840
Plan 2 pays: Plan 2 pays: Plan 5 pays:Plan 5 pays:
$ 250 Admission Benefit$ 250 Admission Benefit $ 250 $ 250 $ 250 $ 2505 5 Days Bypass Increased Benefit Days Bypass Increased Benefit $ 36,000$ 36,000 $ 48,000 $ 48,000 1 Day ICU Benefit1 Day ICU Benefit $ 1,200 $ 1,200 $ 2,000 $ 2,0004 days Room &Board4 days Room &Board $ 2,400 $ 2,400 $ 4,000 $ 4,000 Surgical ScheduleSurgical Schedule $ 6,000$ 6,000 $ 6,000$ 6,000
Total Paid By Insurance Total Paid By Insurance $ 45,850 $ 60,250 $ 45,850 $ 60,250Balance DueBalance Due ($ 3,010) ($ 3,010) ($ 17,410) ($ 17,410)
Blanket Insurance Coverage Benefits - ExcessAccident Medical Expense and Accidental Death
and Dismemberment (AD&D) Coverage
Blanket Insurance Coverage Benefits - ExcessAccident Medical Expense and Accidental Death
and Dismemberment (AD&D) Coverage
*Up to maximum benefit limit for each covered member.
Blanket Group Daily Benefit Hospital Confinement Indemnity Coverage
Blanket Group Daily Benefit Hospital Confinement Indemnity Coverage
Extra Money To Help You With Your Extra Money To Help You With Your Bills!Bills!Extra Money To Help You With Your Extra Money To Help You With Your Bills!Bills!
Nobody ever has too much Nobody ever has too much Life Insurance!Life Insurance!
Nobody ever has too much Nobody ever has too much Life Insurance!Life Insurance!
HRA 105HRA 105Health Reimbursement ArrangementHealth Reimbursement Arrangement
The average small business owner can The average small business owner can save over save over $3,900 $3,900 in taxes by having a Health Reimbursement in taxes by having a Health Reimbursement Arrangement (HRA 105).Arrangement (HRA 105).
You may already qualify for an HRA 105 if you pay for any of the You may already qualify for an HRA 105 if you pay for any of the following medical-related expenses:following medical-related expenses:
Health insurance premiumsHealth insurance premiums PrescriptionsPrescriptions Physician office visitsPhysician office visits Long-term care premiumsLong-term care premiums Over the counter medicationsOver the counter medications ChiropracticChiropractic Deductibles and CopaymentsDeductibles and Copayments Dental care and OrthodontiaDental care and Orthodontia Vision CareVision Care ImmunizationsImmunizations
How much could you save with an HRA 105 plan?How much could you save with an HRA 105 plan?
3 YEAR RATE FREEZE3 YEAR RATE FREEZE
No Rate Increases For 3 Years!No Rate Increases For 3 Years!Additional 3 Year option Additional 3 Year option
available!available!
If you currently have health insurance, no If you currently have health insurance, no money is due when you apply. money is due when you apply.
Applications are done electronically. Applications are done electronically.