financière sisip financial mfrc coordinators september 2015 suzanne ramsay, cfp
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Financial Planning CAF Group Savings Plan Life and Disability Insurance Financial Counselling Our Financial SolutionsTRANSCRIPT
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Financière SISIP FinancialMFRC Coordinators
September 2015 Suzanne Ramsay, CFP
![Page 2: Financière SISIP Financial MFRC Coordinators September 2015 Suzanne Ramsay, CFP](https://reader035.vdocuments.mx/reader035/viewer/2022070616/5a4d1c0b7f8b9ab0599f3ad1/html5/thumbnails/2.jpg)
CF Moral & Welfare Services
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Financial Planning CAF Group Savings Plan Life and Disability Insurance Financial Counselling
Our Financial Solutions
![Page 4: Financière SISIP Financial MFRC Coordinators September 2015 Suzanne Ramsay, CFP](https://reader035.vdocuments.mx/reader035/viewer/2022070616/5a4d1c0b7f8b9ab0599f3ad1/html5/thumbnails/4.jpg)
Offered exclusively to serving and released members of the CAF and their spouses
Extensive knowledge of the CAF pension, benefits, severance and pay structure
Providing unbiased financial solutions tailored to the unique needs of the CAF
Expert comprehensive advice from salary based Certified Financial Planners (CFPs)
Financial Planning
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Wide range of investment products and services including:
Release Planning with focus on severance, TV, LTD & Pension
Retirement Planning including 2nd career considerations General tax advice and estate planning Goal based planning (major expense, education) Portfolio analysis and investment recommendations Diverse choice of investment products for registered
accounts and tax-efficient options for OPEN accounts
Financial Planning
![Page 6: Financière SISIP Financial MFRC Coordinators September 2015 Suzanne Ramsay, CFP](https://reader035.vdocuments.mx/reader035/viewer/2022070616/5a4d1c0b7f8b9ab0599f3ad1/html5/thumbnails/6.jpg)
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Insurance ProductsOptional Insurance Plans:
Optional Group Term Insurance (OGTI) Reserve Term Life Insurance (RTIP) Insurance for Released Members (IRM) *
Supported Group Benefits: Long Term Disability (LTD/Res LTD) General Officers Insurance Plan (GOIP) Military Post Retirement Life Insurance Plan (MPRLIP) * Accidental Dismemberment Insurance Plan (ADIP)
* Policies available to released members
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No exclusions for war, dangerous occupations, hobbies, volunteer activities or sports
Less stringent medical underwriting requirements $600k max coverage; dependent life coverage of $10k Conversion from OGTI to IRM without evidence of
insurability Released members eligible to apply for IRM with proof of
insurability
Term Life Insurance
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Medically Released members are provided with:
Salary replacement of 75%*, less other relevant sources of income
Vocational Rehabilitation Program is available to help prepare you for gainful civilian employment if needed (enhancing education, skills, training, experience)
In most instances, LTD plan covers you 24/7, whether injured in the line of duty or not
* for the 1st 2yrs, then must qualify as “totally disabled”
Long Term Disability
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Providing personal money management assistance and education
Access to Canadian Forces Personnel Assistance Fund (CFPAF) loans and grants
Assist with access to Military Families Fund (MFF) Referrals to professionals, local community service or
other military resources Assistance in resolving financial difficulties and improving
quality of life Strict case confidentiality
Financial Counselling
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Self Improvement Loan Program (SILP) Loans of $1k - $5k for emergency/unforseen situations Available to serving members only
Minor Disbursement Program (Grants) Up to $200 to relieve temporary distress Serving members or released members (through VAC)
Financial Distress Program (Grants & Loans) Max $5k Grant & $25k Loan Financial hardship due to sickness, accident, death Serving members or released members
CFPAF
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Financial Solutions & Partners
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www.sisip.com1-800-267-6681