financial wellness credit
TRANSCRIPT
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Resources for Credit and Behavioral Economics
Deborah Kozdras [email protected] USF Stavros Center http://stavros.coedu.usf.edu
http://tinyurl.com/StavrosCredit
Workshop funded by:
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Habits (Heuristics) & Biases
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Fruit Vs. Chocolate(Read and van Leeuwen, 1998)
• Deciding today, would you choose fruit or chocolate for next week?
• 74% choose fruit• Deciding today, would
you choose fruit or chocolate for today?
• 70% choose chocolate
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Framing
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Predatory Lending
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An Apple or a Donut?