The Financial Hierarchy Pyramid

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Chart from It's Your Money© 2007 Financial Recovery Institute. All rights reserved. Any unauthorized copying of material is a violation of federal law.

Behaviors Benefits

SETTING �THE�

CORNERSTONES

BUILDING�THE�

CORNERSTONES

ESTABLISHING �THE �

FOUNDATION

BRICKS�AND�

MORTAR

CO

MPL

ETED

ST

RUC

TURE

Reaching your full potential;�becoming all you can be

Peace of mind and financial�well-being

Examining money behaviors in�your personal and professional�

relationships

More genuine relationships�with others

Clarifying values about spending,�saving, earning; Annual Spending�

Plan; finding money to�begin investing

Understanding behaviors that�support the foundation; continued�increase in self-esteem; the�beginning of hope

Assessing your savings, insurance,�etc.; identifying what knowledge�

you need to gain; developing�action steps

Clarity and understanding of your�safety and protection needs;�increased feelings of self-esteem;�the beginning of freedom from fear

Clarity and understanding of �spending and debt; learning to �live within your means; building�around obstacles that have kept�you from reaching your financial�(and other) goals.

Tracking income and expenses;�creating a Monthly Spending Plan;�

exploring belief systems around�money (and their obstacles);�

debt management