FINANCIAL FINANCIAL

CAPABILITYCAPABILITY

GEMAP Scotland Ltd

GEMAP Scotland Ltd

Intr

oduci

ng

Intr

oduci

ng

GEM

AP

GEM

AP

Charity.Charity. Formed 1994.

Formed 1994. Traditional Money

Traditional Money Advice service

Advice serviceGeographically bound

Geographically bound First 8 or 9 years

First 8 or 9 years established

established organisation and sank

organisation and sank

our roots within East

our roots within East

End communities.

End communities.

Reflect

ing

Reflect

ing

Period of reflection

Period of reflectionHow could we do better

How could we do better

Should we be doing

Should we be doing

something different

something different Forth bridge

Forth bridgeRevolving door for

Revolving door for clientsclients Accident and

Accident and emergency service

emergency serviceCommunity consultation

Community consultation

List

enin

gLi

stenin

g

PreventionPrevention Education

Education Flexible Flexible Bite size chunks

Bite size chunks Lottery and Scottish

Lottery and Scottish

Executive as was

Executive as was GEMAP Financial

GEMAP Financial education programme

education programme

To develop community

To develop community

based interventions and

based interventions and

solutions to financial

solutions to financial

exclusion.exclusion.

Som

e s

ucc

ess

Som

e s

ucc

ess

Mothers group

Mothers groupDebt free Christmas

Debt free Christmas EVIP Group

EVIP Group SchoolsSchoolsCommunity Financial

Community Financial

Action PlanAction Plan Stoke patients

Stoke patients

Gro

win

gG

row

ing

All of that success was

All of that success was

built on listing to the

built on listing to the

communities we worked

communities we worked

in.in. Was a key driver in

Was a key driver in building the organisation

building the organisation

Employment

Employment HealthHealth Housing

Housing EducationEducation New areas.

New areas.

The w

orl

d h

as

The w

orl

d h

as

changed.

changed. EVERYBODY HAS A

EVERYBODY HAS A STRATEGY.STRATEGY. Proliferation of

Proliferation of resources particularly

resources particularly

on line. on line. New technology.

New technology.

Thre

ats a

nd

Thre

ats a

nd

Opportu

nitie

s

Opportu

nitie

s Community

Community

based based

organisations

organisations

cede ground

cede ground

to statutory

to statutory

organisations

organisations

strategic strategic

vision.vision.

Top down Top down

rather than rather than

bottom upbottom up

Disconnect Disconnect

with our with our

communities.

communities.

To integrate

To integrate

on going on going

work with work with

strategiesstrategies

Raises Raises

awarenessawareness

Financial Financial

capability capability

and inclusion

and inclusion

is a priorityis a priority

The C

halle

nge

The C

halle

nge

To build sustainable

To build sustainable financial capability

financial capability and inclusion within

and inclusion within communities.

communities.

Sch

ools

Sch

ools

Welcome the CFE

Welcome the CFE resource material for

resource material for

teachers.teachers. Financial education

Financial education within the Curriculum.

within the Curriculum.

What then if any is the

What then if any is the

role of a community

role of a community financial inclusion project

financial inclusion project

within the local school.

within the local school.

Do we have one?

Do we have one? Absolutely yes

Absolutely yes

Com

munit

y

Com

munit

y Educa

tors

Educa

tors

Supporting teachers?

Supporting teachers?Delivering sessions?

Delivering sessions?Working with small

Working with small groups of students?

groups of students? Engaging with the

Engaging with the next generation of

next generation of consumersconsumers

Com

munit

y

Com

munit

y O

rganis

ers

Org

anis

ers

Develop peer

Develop peer educatorseducators Finance partnerships

Finance partnerships

involving Credit

involving Credit Unions, schools,

Unions, schools, banks, Numeracy and

banks, Numeracy and

literacy projects

literacy projects Finance Hubs?

Finance Hubs?

Com

munit

y

Com

munit

y A

git

ato

rsA

git

ato

rs

Embrace Social Media

Embrace Social Media Instigate initiatives

Instigate initiatives Share practice

Share practice Influence high level

Influence high level strategies from the

strategies from the community

community perspective.

perspective.

Revo

luti

on

Revo

luti

on

GalvaniseGalvanise Inspire

Inspire Encourage Action

Encourage Action