Utah Health Policy Project Sustainable healthcare solutions for underserved Utahns

Final Utah Enrollment Update Through February 22, 2015

4/23/15

By February 22

140,612 UTAHNS ENROLLED

IN ACA HEALTH INSURANCE

Source: ASPE Issue Brief (3/10/15); http://aspe.hhs.gov/health/reports/2015/MarketPlaceEnrollment/Mar2015/ib_2015mar_enrollment.pdf Marketplace Plan Selection by Age in States Using the HealthCare.gov Platform, By State (1); 11-15-14 to 2-15-15 (including SEP activity through 2-22-15)

Utah enrollment on healthcare.gov remained strong in 2015

Sources: HHS/CMS Health Insurance Marketplace; ASPE Issue Briefs: October 1, 2013 –April 19, 2014; November 15, 2014 – January 16, 2015; HHS News Release, “In Utah, 124,142 people are signed up for coverage through the Health Insurance Marketplaces,” 2/11/15 HHS News Release, “In Utah, 140,221 people are signed up for coverage through the Health Insurance Marketplaces,” 2/18/15 Source: ASPE Issue Brief (3/10/15); http://aspe.hhs.gov/health/reports/2015/MarketPlaceEnrollment/Mar2015/ib_2015mar_enrollment.pdf Marketplace Plan Selection by Age in States Using the HealthCare.gov Platform, By State (1); 11-15-14 to 2-15-15 (including SEP activity through 2-22-15)

By January 9 By January 16 By February 6

109,218

116,423

124,142

140,612

100,000

105,000

110,000

115,000

120,000

125,000

130,000

135,000

140,000

145,000

By February 22

In 2015, 7 of Utah’s top 10 ZIP codes for ACA enrollment are outside of Salt Lake County

2015 Rank City (ZIP Code) Number Enrolled

1 South Jordan (84095) 2,988

2 Lehi (84043) 2,944

3 St. George (84790) 2,564

4 American Fork (84003) 2,518

5 St. George (84770) 2,477

6 Pleasant Grove (84062) 2,439

7 Bountiful (84010) 2,340

8 Draper (84020) 2,321

9 West Valley City (84119) 2,308

10 Clearfield (84015) 2,190

Source: ASPE 2015 Health Insurance Marketplace Plan Selections by ZIP Code (Nov. 15, 2014 — Feb. 22, 2015)

Between 2014 and 2015, ACA enrollment grew fastest in Utah and Washington counties

County/ST 2014

Enrollment 2015

Enrollment % Change

Salt Lake 31,722 48,872 +54%

Utah 15,457 28,115 +82%

Davis 7,871 12,990 +65%

Washington 4,968 9,285 +87%

Weber 5,729 9,270 +62%

Summit 1,778 2,678 +51%

UTAH 84,601 140,612 +66%

Sources: [2014] “Newly Covered by ACA Insurance,” Plan Selections by ZIP Code in the Health Insurance Marketplace, Sept. 2014, ASPE, HHS [2015] ASPE 2015 Health Insurance Marketplace Plan Selections by ZIP Code (Nov. 15, 2014 — Feb. 22, 2015)

Enrollment by Age

Utah children are enrolling in ACA insurance at 2.75 times the national average

Utah

U.S.

Note: Child enrollment in Utah is more than predicted by the state’s nation-leading fertility

rate and average household size.

Source: ASPE Issue Brief (3/10/15); http://aspe.hhs.gov/health/reports/2015/MarketPlaceEnrollment/Mar2015/ib_2015mar_enrollment.pdf

22%

33% 16%

14%

16% Under 18

18-34

35-44

45-54

55-64

8%

28%

17% 22%

25% Under 18

18-34

35-44

45-54

55-64

Child Enrollment Utah

U.S.

Children account for 1/3 of all Utahns who enrolled in ACA insurance in 2015

33%

67%

0-18 years

19-64 years

15%

85%

0-18 years

19-64 years

Source: Health Insurance Marketplace 2015 Open Enrollment Period: January Enrollment Report (11/15/14-1/16/15); 1/27/15; Appendix Table B5

Note: Child enrollment in Utah is more than predicted by the state’s nation-leading fertility

rate and average household size.

No subsidy

Received subsidy

Subsidy Status

88% of Utahns enrolling on healthcare.gov received a premium subsidy

No subsidy

Received subsidy

Utah

U.S.

Source: ASPE Issue Brief (3/10/15); http://aspe.hhs.gov/health/reports/2015/MarketPlaceEnrollment/Mar2015/ib_2015mar_enrollment.pdf (enrollment thru 2/22/15)

88%

12%

87%

13%

123,739 Utahns received subsidies

Average Subsidy

The average subsidy is Utah is $159/month – reducing premium costs by an average of 63%

Utah

Avg. Utah Subsidy

$-

$40

$80

$120

$160

$200

Subsidy Amount

$159

Source: ASPE Issue Brief (3/10/15); http://aspe.hhs.gov/health/reports/2015/MarketPlaceEnrollment/Mar2015/ib_2015mar_enrollment.pdf (enrollment thru 2/22/15)

Re-enrolled

Newly enrolled

Enrollment Status

In 2015, half of Utahns enrolling in ACA insurance on healthcare.gov are new customers

Re-enrolled

Newly enrolled

Utah

U.S.

51%

49%

47%

53%

Source: ASPE Issue Brief (3/10/15); http://aspe.hhs.gov/health/reports/2015/MarketPlaceEnrollment/Mar2015/ib_2015mar_enrollment.pdf (enrollment thru 2/22/15)

Retained plan

Switched plan

Active Re-enrollment

In 2015, 44% of Utahns actively re-enrolling on healthcare.gov switched their insurance plans

Retained plan

Switched plan

Utah

U.S.

44%

56%

54%

46%

(1) Active re-enrollment requires accessing a healthcare.gov account to update personal information and/or switch insurance plans. (2) Source: ASPE Issue Brief (3/10/15); http://aspe.hhs.gov/health/reports/2015/MarketPlaceEnrollment/Mar2015/ib_2015mar_enrollment.pdf

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