FINACLE OPERATIONAL DATA STOREGet the most out of data, cost effectively!

Banks grapple with colossal amounts of data, often dispersed across disparate systems in their environment. The arising challenges include:

• Collation and consolidation of information with minimal manual intervention

• Transformation of data into meaningful enterprise-wide reports and undertaking data analysis for business effectiveness measurement

• Unified presentation of data

• Leveraging data to drive up revenues and profitability

Decision makers are constantly driven to reduce the time taken and the costs incurred to mine and leverage the wealth of information

available on customers, markets and operations. Consistent reports generation is deemed critical to empower end-users with relevant

information, to better segment understanding, increase cross sell opportunities, personalize products, identify emerging opportunities,

manage risks better and create differentiation. A proven means of addressing these challenges is a technology enabler that ably manages the

bank’s data.

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Finacle operational data store

Finacle operational data store empowers banks with a secure and reliable technology infrastructure to derive optimal value from data,

and meet a whole range of operational, business and strategic objectives. This is enabled through support for data access and retrieval on

demand. The store can be effectively leveraged to meet the bank’s demand for reporting, risk management, analytics etc. The easy-to use

operational data store provides decision makers an anytime-anywhere unified view of the bank’s structured operational data. It supports

consistency of data, playing a pivotal role in transforming key institutional data into measurable performance indicators.

Functional architecture

Source System

Downstream Applications

Finacle ODS

Partner Solutions

Customer Analytics

Credit Analytics

Operations Analytics

Analytics (Finacle Analyze)

Enterprise Customer View

Enterprise wide Risk

Uni�ed View

Data Layer

ETL

&St

agin

g A

rea

Finacle e-Banking

Finacle CRM

Finacle Treasury

Finacle Core

Finacle Family

General Ledger

Human Capital Management

Supply Chain

Non Finacle Applications(For illustration)

Rich Pricing

Regulatory

Risk Management

External Document © 2016 EdgeVerve Systems Limited

Layer architecture

Key modules

Data provisioning

• Comprehensive data provisioning

across different subject areas (Loans

and deposits, operative accounts, trade

finance, wealth management, CRM,

e-banking, treasury, payments, pricing

and regulatory related data attributes)

• Extracts to support regulatory

reporting, MIS reporting systems,

asset liability management, risk

management solutions and

relationship-based pricing

• Comprehensive business and technical

metadata including provision on

ownership, stewardship details

Data model structure

• Standardized data model, tuned for

core banking systems, for yielding

operational BI

• Support for entity-based definition and

leveraging of Soft Referential Integrity

(SRI) constraints for relationships

• Flexible and highly customizable

• Extensibility to accommodate new data

sources and to provide additional

data elements

Technology features

• Industry standard best practices on

Extraction, Transformation and Load

(ETL) implemented at architecture,

design and base code levels

• Well integrated and seamless data

sourcing from Finacle UBS

• Pre-built ETL patterns and enforced

data governance allow non-Finacle

data sources to be added in a

standardized way with equal ease

• Parallelized ODS ETL help achieve

minimal and flexible interdependencies

amongst 600+ ETL jobs

• Data error and audit management: pre-

built, configurable and comprehensive

• Well documented and integrated

metadata, which also drives scheduled

ETL loads

Business benefits

Increased business agility

Finacle operational data store provides

banks an efficient and effective means

of meeting their regulatory, analytical

and MIS reporting requirements. This

streamlines data dissemination processes

and enables decision-makers to respond to

business imperatives with greater agility.

Improved performance

Finacle operational data store takes on

the rigors of managing operational data,

relieving OLTP and other transactional

systems at the bank off the load. This

eliminates the need for access to the

production database for generation

of reports, significantly enhancing

performance of the transactional

infrastructure.

Greater reuse and lower maintenance costs

Coupled with its integrated metadata,

elements for data governance and ability

to integrate multiple data sources, Finacle

operational data store enables a relatively

cost efficient means of managing the

maintenance of multiple

downstream extracts.

Finacle

Other RDBMSApplications

Flat Files

UserInterfaces

User Management

Dispatch Management

Data SecurityManagement

Metadata

Uni-Directional DataInterfaces

Downstream Extracts

Aligned with Finacle roadmapExtendible data model (business area model)Tool agnostic metadata solution

Extensive audit management

Data “push” and “pull” possible from source systemsHierarchical structures for summarization and navigation across region, zone, branch etcAbility to perform historical and trend analysisSupports complex data tranformationsCan act as a system of recordIntegrated metadata

Flat Files

UI Data

Finacle

RDBMS

Erroneous Data Dump

Ad-Hoc Reports

Canned Reports

Dashboards

Error Reports

Hom

ogen

ized

&In

tegr

ated

Dat

a

Products

Transactions

Account

CIF

Other Entities

Sour

ced

Dat

aD

ump

Finacle

RDBMS

Flat Files

UI Data

ETL

Indicative Subject Areas

CRM CoreProducts e-Banking

WMS TradeFinance TreasuryE TL

Semantic Layer

Comprehensive error and reconcilliation process

Rich PricingRegulatoryRisk Management

Out-of-the-box featuresLegend

Solution part ready to deploy with minor changes

www.finacle.comFor more information, contact finacle@edgeverve.com

©2016 EdgeVerve Systems Limited, a wholly owned subsidiary of Infosys, Bangalore, India. All Rights Reserved. This documentation is the sole property of EdgeVerve Systems Limited (“EdgeVerve”). EdgeVerve believes the information in this document or page is accurate as of its publication date; such information is subject to change without notice. EdgeVerve acknowledges the proprietary rights of other companies to the trademarks, product names and such other intellectual property rights mentioned in this document. This document is not for general distribution and is meant for use solely by the person or entity that it has been specifically issued to and can be used for the sole purpose it is intended to be used for as communicated by EdgeVerve in writing. Except as expressly permitted by EdgeVerve in writing, neither this documentation nor any part of it may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, printing, photocopying, recording or otherwise, without the prior written permission of EdgeVerve and/ or any named intellectual property rights holders under this document.

About Infosys FinacleFinacle is the industry-leading universal banking solution from EdgeVerve Systems, a wholly owned subsidiary of Infosys. The solution helps financial institutions develop deeper connections with stakeholders, power continuous innovation and accelerate growth in the digital world. Today, Finacle is the choice of banks across 84 countries and serves over 547 million customers – nearly 16.5 percent of the world’s adult banked population.

Finacle solutions address the core banking, e-banking, mobile banking, CRM, payments, treasury, origination, liquidity management, Islamic banking, wealth management, and analytics needs of financial institutions worldwide. Assessment of the top 1000 world banks reveals that banks powered by Finacle enjoy 50 percent higher returns on assets, 30 percent higher returns on capital, and 8.1 percent points lesser costs to income than others.