fieldstone financial company overview

F I N A N C I A LF I E L D S T O N E

Advice. Not Products.

Table of ContentsLetter from the Founder & CEO 3About Us 4Services 5Endowments and Foundations 6Our Advisory Team 7Our Approach 9Our Mission 10Our Advice 11Our Locations 12Our Research 13Our Tactical Management 14Risk Management 15Managing Your Succession 16


www.fieldstonefinancial.com (800) 888-5164 2


Thank you for taking the time to explore the service offerings here at Fieldstone Financial. I have invested the better part of the last two decades observing and actively listening to clients, advisors and staff members in an attempt to establish what I believe to be the solution to the many conflicts of interest that permeate the financial planning and investment advisory industry. I built this firm from the ground up to provide truly objective advice to those demanding guidance unencumbered by traditional product driven approaches. In doing so, I have myself performed each and every task that our highly skilled advisors and support staff perform today. This too has proven to be an instrumental part in the development of Fieldstone Financial as, like the hub in a wagon wheel connects with each spoke forming the wheel itself, it has allowed me to interface with those performing various functions within the firm. My journey has also enabled me to understand how critical it is to identify and work with clients, advisors and staff members that integrate well in our organizational culture here at Fieldstone Financial.

Allow me to tell you about the collaborative team I have assembled here at Fieldstone Financial. Knowing ones limitations is a critical element of success in any business. With that in mind, I have surrounded myself with terrific people who are both bright and engaging. I am often humbled by the knowledgeable team members that walk the halls at this firm. I am so proud of what weve built so far but, in our collective quest for excellence, I remain inspired to push the boundaries of this industry so that we can positively impact each relationship we pursue. You see, when you surround yourself with exceptionally intelligent people who actually care about what they do, wonderful things happen in the lives of the clients with whom we have the privilege to work.

My door is always open and I encourage clients, advisors and staff members here at Fieldstone Financial to communicate with me directly. We strive to be among the very best in this industry and I am personally interested in your constructive feedback as it relates to the service offerings here at Fieldstone Financial. Together, we can build a firm that uniquely addresses your individual needs.

All my best,

Kristofor R. Behn, CFP Founder & CEO

Letter from the Founder & CEO



AboutObjective Advice from people who care about the outcomeWith roots dating back to 1965, Fieldstone Financial is one of the oldest, continuously operating Fee-Only financial planning and investment advisory firms in the United States.

Whether youre looking for an objective opinion about your personal financial situation, are in need of a seasoned professional to participate in your foundations investment committee, or require something in between, our collaborative team approach enables us to select the right people to fulfill your needs.

Because we offer no investment or insurance products and have no hidden agendas, each of the financial strategies we recommend is motivated solely by our interest in helping you achieve the financial goals you establish.

With roots dating back to 1965, we are one of the oldest continuously operating fee-only financial planning and investment advisory firms in the United States.

About Us



Custom tailored strategies for your individual needs...Your initial conversation with Fieldstone Financial is designed to establish whats important to you. Once we have a prioritized list of goals, we build our service offering around achieving those goals.

We then set an action plan in motion to bridge the gap between where you are now, and where you ultimately want to be.

Our systematic approach leaves no stone unturned as we develop a comprehensive, custom-tailored strategy specifically for you.

Our ServicesServices

Our systematic approach leaves no stone unturned as we develop a comprehensive, custom-tailored strategy specifically for you.



EndowmentsA more efficient, bundled, turn key approachAt Fieldstone Financial, we focus our attention on endowments and foundations with less than $50 million in assets where, like you, we can really make a difference. We believe foundations and endowments of this size require a more efficient, bundled, turn key approach to the management of their assets than is currently available through traditional channels. Our bundled, turn key approach to foundation and endowment services has been tailored to efficiently provide your investment committee with the necessary due diligence, trading and reporting tools without breaking the bank. With a myriad of both public and private investment vehicle options to round out your asset allocation, Fieldstone Financial may just be the solution to your asset management needs.

Whether you wish to fully outsource the management of your investment holdings or simply need someone to sit on your investment committee, we will work together, with you, to outline and ultimately address your needs.

Endowments and Foundations

Our bundled, turn key approach to foundation and endowment services has been tailored to efficiently provide your investment committee with the necessary due diligence, trading and reporting tools without breaking the bank.



Our Collaborative Advisory TeamAt Fieldstone Financial we amplify the individual talents of our team members through ongoing professional collaboration. By doing so, our clients gain access to a continuously improving world class service offering.

Whether youre looking for an objective opinion about your personal financial situation, are in need of a seasoned professional to participate in your foundations investment committee or require something in between, our collaborative team approach to the provision of advice enables us to select the right people to fulfill your particular needs.

TeamOur Advisory Team

At Fieldstone Financial we amplify the individual talents of our team members through ongoing professional collaboration.



Fieldstone Financials Tactical CouncilGiven the ever changing business landscape, it is critical to remain true to our core mission to provide truly objective advice.

Our Tactical Council is comprised of an exceptional group of professionals that have risen to the top within their respective industries and offer constructive guidance to our management team as we seek to maintain and ultimately enhance your client experience.

From the dedicated, data driven team at Fieldstone Research who perform due diligence on each investment opportunity we pursue to our advisory committee who help us to continuously improve our business processes, we have surrounded ourselves with excellence.

TeamOur Advisory Team

Our Tactical Council is comprised of an exceptional group of professionals that have risen to the top within their respective industries.



ApproachOur Three-Dimensional ApproachFieldstone Financials approach to investment management differs greatly from that of traditional firms. We view investment holdings through a three-dimensional perspective rather than the traditional two-dimensional thinking. Our primary objective is to understand your needs, and protect your accumulated capital. We see growth as a secondary objective.

At Fieldstone Financial we provide our clients with access to both publicly-traded securities and private-equity/debt offerings to round out a customized asset allocation. Fieldstone Financial employs these tools in the management of your investment holdings to reduce the variability of your returns, avoid unintended institutionally imposed risks, and to control underlying costs.

Our Approach

Fieldstone Financials approach to investment management differs greatly from that of traditional firms.



Fieldstone Financial is dedicated to the delivery of truly objective advice, unencumbered by traditional product-oriented approaches. This philosophy inspires a heightened level of consumer confidence through our client-centered approach.

Our MissionMission

Fieldstone Financial is dedicated to the delivery of truly objective advice, unencumbered by traditional product-oriented approaches.



From our roots dating back to 1965, it has always been about truly objective, unwavering advice. Today we at Fieldstone Financial lead a client centered movement to inspire those willing to invest the time and energy required to create meaningful, multi-generational wealth. Through our combined efforts, we encourage clients to author their own financial story. Its time to expect more from a financial planning and investment management firm. That journey starts with us.

Our AdviceAdvice

Today we at Fieldstone Financial lead a client centered movement to inspire those willing to invest the time and energy required to create meaningful, multi-generational wealth.



Given the revolving nature of relationship managers existing in many firms today, we recognize how difficult it is to select a financial partner with whom you connect both intellectually - and personally. Our growing network of closely-monitored professional advisors enables you to rest assured that no matter where life takes you, Fieldstone Financial will be with you throughout your entire journey.

Our LocationsLocations

Our growing network of closely-monitored professional advisors enables you to rest assured that no matter where life takes you, Fieldstone Financial will be with you throughout your entire journey.



At Fieldstone Research, we incorporate strategic asset allocation and direction through a research collaborative comprised of industry leaders. Combining the vast intellectual capital of this collaborative group with our internal quantitative, data-driven, risk-conscious approach to investing, we are able to fully customize our three-dimensional investment philosophy, which enables us to comply with your client-specific investment policies and constraints.

Our three-dimensional investment philosophy is designed to preserve your investment assets while carefully aligning risk/reward characteristics with individually stated risk preference. The primary objective of our research is to avoid having to time the sharp swings of the markets while participating in the majority of market advances and protecting portfolio holdings during a declining market. Our investment committee, meets weekly to discuss ongoing portfolio construction and to contemplate proactive, tactical portfolio modifications based on current and projected market conditions.

Fieldstone Research is independent from Fieldstone Financial.

Our ResearchResearch

Our three-dimensional investment philosophy is designed to preserve your investment assets while carefully aligning risk/reward characteristics with individually stated risk preference.



Are you leveraging tax savings opportunities to bolster your retirement accumulation? Small business owners are frequently conflicted in their choice to either fund ongoing business initiatives or their retirement accounts. More often than not, the immediate need to fund business initiatives prevails pushing retirement further and further away. Taking a proactive, consultative What can I do? approach to managing your income tax burden rather than the traditional What do I owe? approach employed by most accountants, might just be the solution to your retirement accumulation dilemma.

If youre ready to take a proactive step toward controlling your future, contact us and well provide you with a complimentary, objective second opinion. After all, were small business owners too!

ManagementOur Tactical Management

We take a proactive step toward controlling your future with advice, consultations, and strategies geared toward your success.



Asset bubbles have become all too common in the institution driven investment markets. We dont have to look too far back to see both the rise and fall of the investment markets. All too frequently individual investors seemingly end up with the short end of the stick. Is this all by design?

Our asset preservation strategies here at Fieldstone Financial are driven by stress tested portfolio models that have been used by institutional money managers to more accurately forecast outcomes. We routinely review our portfolio models with an eye toward what might happen should specific scenarios play out. By utilizing this approach, we can have more productive conversations with you which result in investment decisions designed to meet your individual needs.

If youre ready to take a proactive step toward controlling your future, contact us and well provide you with a complimentary, objective second opinion.

Risk ManagementManage Risk

Our asset preservation strategies are driven by stress tested portfolio models that have been used by institutional money managers.



Regardless of industry, all successful business owners ultimately face the same set of problems: How do I identify and retain key employees that will help me to achieve the level of financial success and day-to-day freedom I desire? How will my business continue to operate without me at the controls? How will I extract the equity value I have built within my business so that I may retire in the level of comfort I have earned?

As a successful business owner, these issues either already haunt your daily life or soon will. Our succession planning strategies are designed to address each of these mission critical questions and provide workable solutions that you can begin to implement in your quest for your ultimate retirement, whether today or long into the future.

If youre ready to take a proactive step toward controlling your future, contact us and well provide you with a complimentary, objective second opinion. After all, were small business owners too!

Managing Your SuccessionSuccession

Our succession planning strategies are designed to help you begin your quest for your ultimate retirement, whether today or long into the future.

www.fieldstonefinancial.com(800) 888-5164

Continue your journey with us.


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fieldstone financial company overview

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