FEEL SECURE ABOUT YOUR FINANCIAL FUTURE

Getting Through These Turbulent Times

Why Are You Here?

Wondering about your financial future? Wondering if you will ever be able to

retire? Wondering if there is a safe place to put

your investment money? Wondering if you will be able to:

Retire? Cover kids college education? Get out of debt? Take any vacations?

Are You

Stressed out about finances? Worried about the value of your

home? Worried about the security of your

job? Worried about your children being

self sufficient? Worried about the prospect of taxes

going up and up and up to pay off government debt?

Investments

Are your investments panning out? Are they measuring up to what you

had expected when you started? Are you going to be retire at the age

you expected?

Retirement

What kind of income do you want at retirement?

Are you on target to reach that goal? Do you think tax rates will stay the

same? How far do you think your dollar will

go when you retire? How long do you think you money

will last after you retire?

Problems and Opportunities Stock market

Positives Negatives

Real estate Positives negatives

Objectives of Our Meeting

Introduce you to a new way of thinking about building your nest egg

Help you get out of debt and into wealth

Re -introduce you to a system that has been around for centuries but ignored by professionals

Our Strategy

Teaches you how to eliminate debt and build wealth

Applies the latest and most efficient banking techniques available today

Shows you how to maintain control of your financial destiny

B.O.S.S. shows you how the banks’ traditional rules can work for you

Introducing B.O.S.S.

Bankers Optimal System of Security

What is the B.O.S.S. System? It is about banking and financing In banking there is a cost to

everything you purchase – even when you pay cash

It’s about controlling your own money

Insurance just happens to be the vehicle best suited for wealth creation and banking purposes

Insurance: A Financial Bunker for Scary Times Track record stretching back 1,400

years So solid it survived the Great

Depression intact Earned untaxed interest at a

competitive rate Used by both individuals and major

corporations and banks as a safe harbor

Overview on Insurance Used Emphasis is on high cash value and a

living benefit Helps you create a self funding system in

a short period of time Always creates a tax free death benefit Money grows tax deferred Offers complete liquidity of your money You receive dividends on the company’s

growth based on the face value of your policy

Three Legged Money Stool

First leg is money needed in the short term – i.e. cash in the bank

Second leg is money invested for long term i.e. stocks, bonds, mutual funds, etc.

Third leg is financial bunker one can retreat to in tough times

Mutual Life Insurance Benefits* You own your own bank Your premium payment belongs to you You can borrow back your premium

payments Mutuals offer ironclad guarantees Even banks and corporations buy mutual

policies

From John E, Girouard, CEO of Capital Asset Management Group

www.johngirouard.com

Debt Elimination

Interest on debt eats up 34.5% on each dollar of the average person’s income

Financing needs are the silent killer of many people’s hopes and dreams

Debt is the main reason that most people never get ahead

Wealth Building

Control of your own money is important

Don’t give the control of your money to others

Downside risk is the most overlooked deterrent of wealth generation

Financing rules of larger purchases is tipped in favor of the banks

Look who owns biggest buildings in larger cities

Retirement Planning

W ho controls your IRA, 401(k), SEP and pension?

The money is yours, but the control isn’t

You have to take your money at a certain age or you are penalized by our government

If you take it too soon, you are penalized

The government takes its taxes first

Legacy Building

What will you leave to your beneficiaries?

Protecting your assets must also consider what life looks like for your heirs after you die

Market volatility should not affect generations to come

What’s Next

Look at information Call us for a free, informative, no

obligation, one-on-0ne session.