Facts and figuresMay 2017

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET |

Employees: ~3,600*

Branches: 170

*Data as of December 31, 2016. FTEs.The total number of employees of UniCredit in Bulgaria together with subsidiaries is over 4100.

Market share in assets: 20.2%

MARKET LEADER IN BULGARIA

UNICREDIT IN BULGARIAKEY FIGURES

#1 in Assets: 18.6 billion

#1 in Deposits from Clients: 14.9 billion

#1 in Loans to Customers: 10.8 billion

#1 in Shareholders’ Equity: 2.7 billion

Nonconsolidated data in BGN as of December 31, 2016

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET |

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Return on assets (ROA): 1.6%

Return on equity (ROE): 11.2%

Cost/Income ratio: 31.9%

TOP EFFICIENCY AND PROFITABILITY RATIOS

Data as of December 31, 2016

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET |

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CREDIT RATING

Long-term: BBB-

Short-term: F3

Outlook: Stable

FITCH RATINGS

As of September 30, 2016

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET |

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Loans to companies: 7.8 billion

Deposits from companies: 7.4 billion

#1 PARTNER OF BUSINESSES IN BULGARIA

Data in BGN as of December 31, 2016

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET |

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UniCredit Bulbank’s International Center

is home abroad for international clients.

Here they find temporary offices,

venue for events, B2B networking,

full banking services, expert consultations.

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET |

Award-winning Branches of the Future

provide full banking services

to individual clients and companies.

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET |

24/7 state-of-the-art mobile

and online banking.

UNICREDIT IN BULGARIA

Biggest Bank in Bulgaria

Leading Leasing Company

Market Leader in Factoring

Top Positions in Consumer Lending

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET |

UNICREDIT BULBANK’S RECENT AWARDS

Euromoney: Best Trade Finance Bank in Bulgaria

Global Finance: Best Trade Finance Bank in Bulgaria

Association Bank of the Year: Bank of the Year in Bulgaria

Forbes Bulgaria: The Bank for Innovatios

Global Finance: Best Consumer Digital Bank in Bulgaria

Global Finance: Best Bank in Bulgaria

UNICREDIT BULBANK LEADING THE BULGARIAN BANKING MARKET |

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UCB IS PART OF A STRONG PAN-EUROPEAN BANK

UniCredit is operating on 14 core markets

and another 18 countries worldwide.

Simple commercial banking model.

Extensive 25 million client franchise.

Follow us: www.unicreditbulbank.bg