establishing credit

NMLS 922615 Office Fax Cell (818) 844-8253 (818) 698-6431 (818) 336-8904 Skyline Home Loans 505 North Brand Blvd. Suite 1500 Glendale CA 91203 http://youtu.be/YsOt-ANr9w8 [email protected] David Rodriguez Mortgage Loan Consultant REALTOR® Olivia Chavez Serrano [email protected] San Fernando CA 91340 458 N. Maclay Ave. San Fernando Realty (818) 631 - 4191 Direct Cal BRE: 01934999 TIPSFORESTABLISHINGCREDIT OpenaBankAccount Open a bank account and use it responsibly. This is the first step to establish a financial history. This is for informational purposes only and should not be relied upon by you. San Fernando Realty is not a mortgage lender. Contact Skyline Home Loans directly to learn more about its mortgage products and your eligibility for such products. Copyright © 2015 Skyline Financial Corp. dba Skyline Home Loans Nationwide Mortgage Licensing System & Registry (NMLS) Company ID # 12072, California - Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act File No: 413-0296. Restrictions apply. Information and terms are subject to change without notice and borrower qualification. This is not an offer for extension of credit or a commitment to lend. GetaCo-Signer A good way to establish credit is to piggy-back onto someone who already has a good credit history established and is willing to co-sign, but be aware that any default of credit on your part affects the credit of the co-signer. SecuredCreditCard Apply for a credit card. Shop around & only apply for a card if you can meet the lender’s requirements. Responsible use will help build a good credit history. Store&GasCreditCards Since some gasoline credit cards are not revolving they are sometimes easier to obtain than regular credit cards. Similarly department stores offer revolving credit for a specific purchase and this is sometimes easier to obtain. It is also a great way to establish credit. Information Provided by:

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NMLS 922615

OfficeFaxCell

(818) 844-8253(818) 698-6431(818) 336-8904

Skyline Home Loans505 North Brand Blvd. Suite 1500Glendale CA 91203

http://youtu.be/[email protected]

David RodriguezMortgage Loan Consultant REALTOR®

Olivia Chavez Serrano

[email protected]

San Fernando CA 91340458 N. Maclay Ave. San Fernando Realty

(818) 631 - 4191Direct

Cal BRE: 01934999

TIPS FOR ESTABLISHING CREDIT

Open a Bank Account Open a bank account and use it responsibly.This is the first step to establish a financialhistory.

This is for informational purposes only and should not be relied upon by you. San Fernando Realty is not a mortgage lender. Contact Skyline Home Loans directly to learn more about its mortgage products and your eligibility for such products. Copyright © 2015 Skyline Financial Corp. dba Skyline Home Loans Nationwide Mortgage Licensing System & Registry (NMLS) Company ID # 12072, California - Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act File No: 413-0296. Restrictions apply. Information and terms are subject to change without notice and borrower qualification. This is not an offer for extension of credit or a commitment to lend.

Get a Co-SignerA good way to establish credit is to piggy-backonto someone who already has a good credithistory established and is willing to co-sign, butbe aware that any default of credit on your partaffects the credit of the co-signer.

Secured Credit CardApply for a credit card. Shop around & onlyapply for a card if you can meet the lender’srequirements. Responsible use will help build agood credit history.

Store & Gas Credit CardsSince some gasoline credit cards are notrevolving they are sometimes easier to obtainthan regular credit cards. Similarly departmentstores offer revolving credit for a specificpurchase and this is sometimes easier to obtain.It is also a great way to establish credit.

Information Provided by:

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