Category Tenure Participating Outlets/Contact # Terms & Conditions

3 & 6 months

BIANCA Jewellery, Reef Mall – Dubai BIANCA Jewellery, J3 Mall, Jumairah – Dubai www .Biancajewellery.net

0% Easy Payment Plan is available for all jewellery purchases worth AED 1,000 or more for 3 & 6 Months.

Gold bars & Gold coins are excluded

3 & 6 months

For outlet Details Tel.: 04 388 0315 E-mail: baflehmbr@gmail.com

0% EPP available for 3 & 6 months on gold & diamond purchases

Gold coins and gold bars are excluded

0% EPP valid on all purchases worth AED 1,000 and above

Customers required to fax the invoice copy to NBAD

3 & 6 months

Hueb Jewellery, Souk Al Bahar, Downtown, Dubai Tel: 04 4316733 Hueb Jewellery, Al Wahda Mall Extension, Abu Dhabi www.hueb.com

0% Easy Payment Plan is available for all purchases above AED 1,000 for 3 & 6 months.

Gold bars & Gold coins are excluded

3 & 6

months

Dubai Burjuman Mall Mall of the Emirates Al Ghurair Dubai Mall Burj Al Arab

0% Easy Payment Plan is available

for all Items worth AED 1,000 or more for 3 & 6 Months.

Customer is required to fax invoice copy to Call Center for booking EPP transaction.

Gold bars & Gold coins are excluded

3 & 6 months

Abu Dhabi

Al Ain

Dubai

Sharjah

Ajman

RAK

For any inquiries please call Tel:04-2522900 or customer care at customercare@joyalukkas.com

0% Easy Payment Plan is available for all products worth AED 1,000 or more for 3 & 6 Months.

3 Months Plan is available for Gold Jewellery purchase.

3 Months and 6 Months Plans are available for Diamond & Pearl Jewellery.

Customer is required to fax invoice copy to Call Center for booking EPP transaction.

Gold bars & Gold coins are excluded.

3 & 6

months

All MALABAR Gold & Diamond outlets

www.malabargoldanddiamonds.com

0% Easy Payment Plan is available

for Gold Items worth AED 1,000 or more for 3 Months.

0% Easy Payment Plan is available for Diamond Items worth AED 1,000 or more for 3 & 6 Months.

Customer is required to fax invoice copy to Call Center for booking EPP transaction. Gold bars & Gold coins are excluded

3, 6 & 12 months

Dubai

Jumeirah Center. Tel:04-3420909 Mercato Mall. Tel:04-3445055 Burjuman Center. Tel:04-3510075 Mall of Emirates. Tel:04-3414080 Ibn Battuta Mall. Tel:04-368538 Mirdiff City Center. Tel:04-2843935 Spinneys Trade Center Rd. Tel:04-3599200 Spinney Al Ghurair. Tel:04-2228844 Dubai Mall. Tel:04-4340461 Meadows Town Center. Tel:04-3689930 Madinat Jumiera. Tel:04-3686220 Jebel Ali golf resort & spa. Tel:04-8836684 Al Ain

Al Ain Mall. Tel:03-7519630

0% Easy Payment Plan is available for Diamond jewellery, pearl & colored stones jewellery & watches products worth AED 1,000 or more for 3, 6 & 12 Months.

This offer is not acceptable for gold jewellery, gold coins & bars & loose diamonds.

Customer is required to fax invoice copy to Call Center for booking EPP transaction.

3 & 6

months

Abu Dhabi

Abu Dhabi Mall, Tel: 02-6456444 Al Ain

Bawadi Mall, Tel: 03-7840214 For any inquiries please send to email: info@karbonjewelry.com or visit www.karbonjewelry.com

0% Easy Payment Plan is

available for all products worth AED 1,000 or more for 3 & 6 Months.

Customer is required to fax invoice copy to Call Center for booking EPP transaction.

Gold bars & Gold coins are excluded.

3 & 6

months

Dubai

Dubai - gold center -1: 04 2253734

gold center –kiosk -2: 04 2518810

Main street: 04 2352955

Gold land: 04 2351131

Al fahidi street: 04 3537264

Meena bazaar - 04 3599150

Meena bazaar 2 -04-3586650

karama center -1: 04 3356970

Karama center -2: 04 3962490

Dubai mal l _the souq: 04 4343109

Burjuman center _ level 2 : 04 3517490

Abu Dhabi

Abu Dhabi - Delma center: 02 6341154

Sharjah

Sharjah- rolla: 06 5624646

0% Easy Payment Plan is available

for Gold Items worth AED 1,000 or more for 3 & 6 Months.

0% Easy Payment Plan is available for Diamond Items worth AED 1,000 or more for 6 Months.

Customer is required to fax invoice copy to Call Center for booking EPP transaction.

Gold bars & Gold coins are excluded

3 & 6

months

Abu Dhabi

Hamdan Street, Tel: 02-6213444

0% Easy Payment Plan is available for 3 and 6 months on diamond & pearl products worth AED 1,000 and above

This offer is valid only for pearls and diamonds

Customer is required to fax invoice copy to Call Center for booking EPP transaction.

3 & 6 months

Dubai: Mashoom Jewellery Br. Financial Centre Road, Gold and Diamond Park Dubai, Sikkat Al Khail Road,Dubai Mall, Gold Souk Deira

0% EPP for 3 & 6 months on all purchases above AED 1,000

Gold coins & bars are not legible for 0%EPP

3 & 6

months

Rolla, Sharjah, Tel: 06-5628103 KM Shopping Centre, Rolla, Sharjah, Tel: 06-5236450 Bur Dubai, Dubai, Tel: 04-3595665 Karama, Dubai, Tel: 04-3960277

0% Easy Payment Plan is available

for all Items worth AED 1,000 or more for 3 & 6 Months.

Gold bars & Gold coins are included.

3 & 6

months ABU DHABI

Hamdan, Tel: 02-6347455 Abu Dhabi Mall, Tel: 02-6454922 Marina Mall, Tel: 02-6814018 Al Wadha Mall, Tel: 024437455 Shangri la, Tel: 02-5581828 Maziyad Mall, Tel: 02-5532665 Abu Duty Free Terminal i, Tel: 02-5757952 Abu Duty Free Terminal 2, Tel: 02 575 8293 Abu Duty Free Terminal 3, Tel: 02 575 9505 Central Market, Tel: 02-635 3704 Khalidiya Mall, Tel: 02 635 9944

AL AIN

Bawadi Mall, Tel: 03-784 0277 Al Ain Mall, Tel: 03-763 1935 Al Ain Mall, Tel: 03-765 5788

DUBAI

Deira, Gold Centre A, Tel: 04-2269125 Deira, Gold Centre B, Tel: 04-2258923 Deira, City Centre, Tel: 04- 2943577 Bur Dubai, Al Fahidi Street, Tel: 04-3538600 Bur Dubai, Meena Bazar, Tel: 04-3595400 Karama, Tel: 04-3373700 Soukl Madinat Jumeirah, Tel: 04-3686105 Jumeirah, Mercato, Tel: 04- 3492400 Sheik Zayed Road, Ibn Batuta Mall, Tel: 368-5071 Sheik Zayed Road, Mall Of Emirates (D), Tel: 3414040 Sheik Zayed Road, Mall Of Emirates (G), Tel:3414242 Lamcy Plaza, Tel: 334-6959 Deira, Reef Mall, Tel: 228-6171 Oud Mehta, Wafi City, Tel: 04- 324 5535 Deira, Dubai Festival City, Tel: 04- 232-8797 Dubai Mall, Tel: 04-4340133 Mirdiff City Centre, Tel: 04-2843028 SHARJAH

Sharjah Shopping Centre, Tel: 06-5631775 Sharjah Centre, Tel: 06-5318011 Mega Mall, Tel: 06-574 5688 Sharjah City Centre, Tel: 06-5321175 Mega Mall (K), Tel: 06 5741757 AJMAN

Ajman City Centre, Tel: 06-748 4871 RAK

Al Manar Mall, Tel: 07-2277045

0% Easy Payment Plan is

available for Gold & Diamonds products worth AED 1,000 or more for 3 & 6 Months

Gold bars & Gold coins are excluded. Customer is required to fax the invoice copy to NBAD Call Center for booking EPP transaction.

6 months

Abu Dhabi

Abu Dhabi Mall, Tel: 02-645 2330 Marina Mall, Tel: 02-681 6064 Dalma Mall, Tel: 02-5507029 Al Ain

Al Ain Mall, Tel: 03-751 9144 Al Ain Mall, Tel: 03-7668545 Intercontinental Hotel, Tel: 03-768 8631 Al Jimi Mall, Tel: 03-763 4805 Al Bawadi Mall, Tel: 03-7840910 Dubai

Gold Souk, Tel: 04-225 5973 Lamcy Plaza Tel: 04-334 9513 Lamcy Plaza Tel: 04-335 1767 Al Ghurair Tel: 04-223 1141 Gold land Tel: 04-235 6713 Gold & Diamond Park, Tel: 04-323 3471 Ibn Battuta, Tel: 04-366 9845 Ibn Battuta, Tel: 04- 4233893 Dubai Mall, Tel: 04-434 0680 Dubai Outlet Mall, Tel: 04-427 3158 Arabian Centre, Tel: 04-284 5661 Sharjah

Sharjah Centre, Tel: 06-531 7220 City Centre, Tel: 06-533 2816 Mega Mall, Tel: 06-574 0988

0% Easy Payment Plan is available

for all products worth AED 1,000 or more for 6 Months.

Customer is required to fax invoice copy to Call Center for booking EPP transaction.

Gold bars & Gold coins are excluded.

3&6

months

Abu Dhabi

Al Hosn Boutique, Tel: 02-6323800 Marina Mall, Tel: 02-6813770 Abu Dhabi Mall, Tel: 02-6450700 Beach Rotana, Tel: 02-6441467 Khalidya Mall, Tel: 02-6354401 Qaryat Al Beri , Tel: 02-5581175 Hamdan Centre, Tel: 02-6322914 Madinat Zayed 1, Tel: 02-6216544 Madinat Zayed 2, Tel: 02-6216544 Al Raha Mall Tel: 02-5561170 Madinat Zayed3, Tel: 02-6344720 Al Wahda Mall, Tel: 02-4437407 Abu Dhabi 22k, Tel: 02-6336398 Al Wahda, Tel: 02-633960 Delma Centre, Tel: 02-6316022 Al Fallah Plaza, Tel: 02-6425802 Khalidiya Mall - 22K Tel: 02-6354420 Mazyad Mall, Tel: 02-5532443 Lulu Centre, Tel: 02-6740704

Al Ain

Al Ain Mall, Tel: 03-7513175 Al Jimi Mall, Tel: 03-7633570 Al Ain University, Tel: 03-7676322 Bawadi Mall, Tel: 03-7840099 Al Ain Mall, Tel: 03-7669027 Al Ghaba Street, Tel: 03-7665610 Lulu Sanaiya, Tel: 03-7218920 Lulu Hypermarket Kuwaitat, Tel: 03-7640422

Dubai

Burj Al Arab, Tel:04-3484816 Emirates Towers, Tel: 04-3303262 Wafi City Boutique, Tel: 04-3242452 Burjuman Centre Boutique, Tel: 04-3554500 Ibn Battuta Mall , Tel: 04-3669944 Mall of the Emirates , Tel: 04-3410633 Mina Al Salam, Tel: 04-3686275 Dubai Mall Les Exclusive, Tel: 04-3398535 Dubai Mall Leo Pizzo, Tel: 04-3398070 Dubai Marina Mall, Tel: 04-4342530 Damas 1, Deira Goldsouq, Tel: 04-2264849

0% Easy Payment Plan is available

for all Items worth AED 1,000 or more for 3 & 6 Months.

Customer is required to fax invoice copy to Call Center for booking EPP transaction.

Gold bars & Gold coins are excluded.

Damascus Main, Deira Goldsouq, Tel: 04-2255481 Damas Branch, Deira Goldsouq, Tel: 04-2266527 Jebel Ali Hotel, Tel: 04-8835512 Damas Soir, Deira Goldsouq, Tel: 04-2255582 Le Meridien Jumeirah, Tel: 04-3993211 Magrudy Centre, Tel: 04-3448821 Deira City Centre, Tel: 04-2953848 Jumeirah Beach Hotel, Tel: 04-3486716 Lamcy Plaza, Tel: 04-3355177 Spinneys Umm Suqeim, Tel: 04-3940638 Burjuman Centre, Tel: 04-3525566 Town Centre, Tel: 04-3420460 Royal Mirage Hotel, Tel: 04-3152172 Gold and Diamond Park 1, Tel: 04-3479663 Damas Farasha, Deira Goldsouq, Tel: 04-2253315 Century Mall, Tel: 04-2969963 Union Coop Al-Awir, Tel: 04-3334417 Madinat Jumeirah, , Tel: 04-3686201 Reef Mall, Tel: 04-2224274 Festival City, Tel: 04-2325554 Al Manal Centre, Naif Souq, Tel: 04-2298986 Emirates Coop Hatta, Tel: 04-8526007 Arabian Plaza Mirdiff, Tel: 04-2845571 Gold Center Kiosk, Deira, Tel: 04-2258544 Dubai Mall 18k, Tel: 04-3398846 Oasis Center, Tel: 04-3397441 Mirdiff City Center, Tel: 04-2843597 Sheraton Jumeira, Tel: 04-3993449 Union Coop Jumeirah, Tel: 04-3947276 Union Coop Al Twar, Tel: 04-2616050 Damas Ruby Jewellers L.L.C., Tel: 04-2263648 DFC-Gold Market-21K, Tel: 04-2328511 Al Bustan Centre, Dubai, Tel: 04-2630285 Mercato Mall, Tel: 04-3498833 Bin Sougat Centre, Tel: 04-2862188 Damas New, Deira Goldsouq, Tel: 04-2263678 Damas Al Fayha, Deira Goldsouq, Tel: 04-2255066 Karama Gold Centre, Tel: 04-3373744 Bur Dubai New, Tel: 04-3535119 Lulu Centre Qusais, Tel: 04-2988750 Lulu Centre Deira, Tel: 04-2977435 Damas Carrefour Shindagha, Tel: 04-3936399 Damas 2- Goldsouq, Tel: 04-2252707 Al Qusais Sheikh Colony, Tel: 04-2637751 Damas Satwa, Tel: 04-3326116 Meena Bazaar 2, Tel: 04-3595757 Lulu Centre Barsha, Tel: 04-3418413 Karama Centre, 22K, Tel: 04-3366690 Festival City 22k, Tel: 04-2325958 Meena Bazaar 3, Tel: 04-3525515 Gold Centre Mezzanine Floor, Tel: 04-2264076 Ayodhya Jewellery, Tel: 04-2290513 Farhan Jewellers L.L.C., Tel: 04-2262873 Arshi Jewellery L.L.C., Tel: 04-2266020

Sharjah

Ajman City Centre, Tel: 06-7480307 Lulu Centre Ajman, Tel: 06-7429481 Sharjah 4, Tel: 06-5732256 Mega Mall, Tel: 06-5740089 Sharjah 1 (Damascus), Tel: 06-5746356 New Gold Centre, Tel: 06-5661446 City Centre, Tel: 06-5396255 Coop Halwaan, Tel: 06-5660768 Sharjah Coop Sweihat, Tel: 06-5382178 Safeer Mall Sharjah, Tel: 06-5319589 Coop Dhaid, Tel: 06-8829912 Mega Mall 18k, Tel: 06-5740089 Coop Dibba 09, Tel: 06-2440424 Sahara Centre Sharjah, Tel: 06-5316096 Sharjah 3, Tel: 06-5616112 Lulu Centre Sharjah, Tel: 06-5657652 Al Fallah Plaza Sharjah, Tel: 06-5398823 Sharjah 5 Old Gold Souk, Tel: 06-5743875

Sharjah 6 Old Gold Souk, Tel: 06-5725485 Sharjah 7, Tel: 06-5638363 Sharjah 8, Sharjah Gold Center, Tel: 06-5663995 Sharjah High Street, Tel: 06-5633008 Umm Al Quwain 22K, Tel: 06-7667561

RAK

Manar Mall, RAK, Tel: 07-2274177 Hamra Fort Hotel, RAK, Tel: 07-2447059 Safeer Mall RAK, Tel: 07-2355527 Hamra Mall RAK, Tel: 07-2434419 Fujairah

Fujairah Boutique-LEP, Tel: 09-2233557 Le Meridian Hotel Fujairah, Tel: 09-2445830 Lulu Centre Fujairah, Tel: 09-2232711 Fujairah High Street, Tel: 09-2244366 Coop Kalba, Tel: 09-2775073

Gold Purchases: 3 months

Diamond Purchases

: 3 & 6 months

Dubai:

Al Karama Bur Dubai Al Qusais Meena Bazaar

Abu Dhabi

Sharjah

www.kalyanjewellers.net

0% Easy Payment Plan is available for gold & diamond purchases worth AED 1,000 or more.

Gold bars & Gold coins are excluded.

Customer is required to fax invoice copy to Call Center for booking EPP transaction.

6 months Abu Dhabi

Hamdan Street Dubai

Gold Centre Meena Bazaar, Diyafa Street Karama Shopping Centre Sun City Hotel Sharjah

Sharjah Shopping Centre

0% EPP is available for 6 months on all purchases worth AED 1,000 and above

Gold bars and gold coins are excluded

NBAD Cardholder is required to fax the invoice copy to NBAD for 0% EPP Booking

3, 6 & 12 months

Abu Dhabi: Shangri’la Dubai: Mall Of the Emirates, Dubai Mall, Mirdiff City Center, Sofitel JBR, Kempenski Palm Jumeirah, Souq Madinat Jumeirah, Deira Gold Souq, JW Marriott Marquis

0% EPP is available for 3, 6 and 12 months

0% EPP is available for payments over AED 1,000

3&6 months

Sharjah:

Sahara Centre

0% EPP is available for 3 and 6 months

0% EPP is available for Diamond purchases over AED 1,000

3&6 months

Dubai:

The Dubai Mall, Souq Madinat Jumeirah, Gold & Diamond Park, Gold Souq, Al Marina -Jumeirah Souq, Mirdiff City Center

0% EPP is available for 3 & 6 months

0% EPP is available for payments over AED 1,000

3&6 months

Abu Dhabi:

Al Wahda Mall Extension Dubai:

Almas Tower - JLT, The Souk - Dubai Mall www.mikura.com

0% EPP is available for 3 & 6 months

0% EPP is available for payments over AED 1,000

0% EPP is valid on Pearl & Diamond purchase only

NBAD Cardholder is required to fax the invoice copy to NBAD for 0% EPP Booking

3&6 months

Al Ain:

Al Ain Mall Dubai:

Zabeel Saray Hotel

0% EPP is available for 3 & 6 months

0% EPP is available for payments over AED 1,000

0% EPP is valid on Diamond purchase only

NBAD Cardholder is required to fax the invoice copy to NBAD for 0% EPP Booking

3&6 months

Abu Dhabi:

Al Wahda Mall Dubai:

Mirdiff City Center, Deira City Center, Al Gurair Center Fujairah:

Fujairah City Center Ras Al Khaima:

Manar Mall

0% EPP is available for 3 & 6 months

0% EPP is available for payments over AED 1,000

0% EPP is valid on Diamond purchase only

NBAD Cardholder is required to fax the invoice copy to NBAD for 0% EPP Booking

3&6 months

Dubai:

Bur Dubai, Lamcy Plaza, Karama Ras Al Khaima:

RAK Mall

0% EPP is available for 3 & 6 months

0% EPP is available for payments over AED 1,000

0% EPP is valid on Diamond purchase only

NBAD Cardholder is required to fax the invoice copy to NBAD for 0% EPP Booking

3&6 months

All Mozafarian Jewellery in UAE

Tel: 04 2293555 / 04- 3995940

0% EPP for 3 & 6 months Minimum purchase amount is AED

1,000 Gold bars and gold coins are

excluded NBAD Cardholder is required to fax

the invoice copy to NBAD for 0% EPP Booking

3 & 6 months

All PNG Jewellers LLC in UAE

Tel: 04-3598009

0% EPP is available for 3 & 6 months 0% EPP is available for payments

over AED 1,000 Invoice copy is required. Gold coins and bars are excluded.

3 & 6 months

All GRT Jewellers LLC in UAE

Tel: 04 397 1415

0% EPP is available for 3 & 6 months 0% EPP is available for payments

over AED 1,000 Invoice copy is required. Gold coins and bars are excluded.

3, 6 & 12 month

Dubai:

Karama Centre. Tel: 04-3885622 Sharjah:

Nesto, Butina. Tel: 06-5621551

0%EPP is available for 3 & 6 months on gold purchases & for 3, 6 & 12 months for diamond purchases.

Minimum transaction amount is AED 1,000

Invoice copy is required to process the 0%EPP request.

Gold bar/ coins and lose diamonds purchases are not eligible for 0%EPP.

Pomellato Jwellery

3, 6 & 12 months

Abu Dhabi: The Galleria, Tel: 02 6761344

Dubai: The Dubai Mall, Tel: 04 3882036

0% Easy Payment Plan is available

for purchases worth AED 1,000 or

more for 3, 6 & 12 months.

Boucheron Jewellery

3, 6 & 12 months

Abu Dhabi: The Galleria, Tel: 02 678 4567

0% Easy Payment Plan is available

for purchases worth AED 1,000 or

more for 3, 6 & 12 months.

Damiani Jewellery

3, 6 & 12 months

Dubai: The Dubai Mall

0% Easy Payment Plan is available

for purchases worth AED 1,000 or

more for 3, 6 & 12 months.