environmental management financial study

8/14/2019 Environmental Management Financial Study

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MADE BY

NITIN CHOUDHARY

F.Y.BBI

GURU NANAK COLLEGE

ROLL NO: 05

Environmentalmanagement financial


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The Housing development finance corporation

limited (HDFC) was amongst the first to receivean in principal approval from the reserve bankof India (RBI) to set up a bank in the private

sector, as part of the RBIs liberalisation of theIndian banking industry in 1994.

IN TR ODUCTIO NN TR ODUCTIO N


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The bank was incorporated in August 1994in the name of HDFC Bank limited, with its

registered office in Mumbai, India. HDFC Bank

commenced operations as a scheduledcommercial bank in January 1995.

HDFC Bank was incorporated in August1994, and currently has an nationwide

network of 1229 branches & 2526 ATMs in

444 Indian towns & cities.


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BOARD OF DIRECTORS


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HDFC reported a profit before tax Rs649.86crorescompared to Rs505.01crores increase by 29%.

Profit after tax Rs468.11crores compared to

Rs372.81crores increase by 26%.

HDFC FINANCIAL RESULTS FORTHE QUARTER ENDED JUNE

30,2008


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Total assets of HDFC stood atRs85,163crores as compare to

Rs68,269crores & increased by 25%.

The loan portfolio(including loansoutstanding, deposits & investments in

debentures for financing real estaterelated projects) of amount

Rs78,623crores as compare toRs60,485crores & increased by 30%.

The unrealisedgains on HDFCs listedinvestments amounted to

Rs7,305.08crores. This excludes theappreciation in the value of unlisted

investment.


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qHome loansqPersonal loans

qTwo wheeler loans

qNew car loans

qEducational loansqLoan against securities

qLoan against property

qHealth care finance

qTractor loansqCommercial vehicle finance

q Ware house receipt loans

Types of loans


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HDFC Bank, the third largest public sectorlender, has chalked out new measures to

capitalize on increasing demand for banking &finance products by farmers & self help groups.

New branches in rural areas would have core

banking facilities similar to metropolitanbranches, said HDFC bank senior vice-presidentG.S.GOPINATH. During the next fiscal, we planto open more than 200 branches.of this, more

than 100(would be) in rural areas.

HDFC BANK EYES RURALMARKET (AS ON 27/8/2008)

CURRENTCURRENT


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HDFC was amongst the first to receive anin principle approval from reserve bank ofIndia to set up bank in the private sector.

Currently it has 1229 branches & 2526 ATMsin 444 Indian towns & cities.

The financial result of HDFC has gainedapproximatly25%-30% as compared to 30th June

2007.

CONCLUSIOCONCLUSIO

environmental management financial study

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