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Page 1: ENJOY A COMFORTABLE RETIREMENT BY CONTRIBUTING · salary increases towards your retirement savings makes reaching your goals easier. Allan Gray Proprietary Limited is an authorised
Page 2: ENJOY A COMFORTABLE RETIREMENT BY CONTRIBUTING · salary increases towards your retirement savings makes reaching your goals easier. Allan Gray Proprietary Limited is an authorised

ENJOY A COMFORTABLE RETIREMENT BY CONTRIBUTING:

Or more

17%of your salary

Saving for retirement gets easier once you are in the habit. And you won’t

regret it: you have the opportunity today to make the decisions that will have the greatest impact on the quality of your

future lifestyle.Allan Gray Proprietary Limited is an authorised financial services provider.

The percentages shown in this infographic are based on a set of assumptions which are explained in the above article.

Read an article about saving for a comfortable retirement

Page 3: ENJOY A COMFORTABLE RETIREMENT BY CONTRIBUTING · salary increases towards your retirement savings makes reaching your goals easier. Allan Gray Proprietary Limited is an authorised

FIND YOUR PLACE ON THE SPECTRUM

17% 22%

If you have beencontributing 15% sinceyou were

25 years old

If you are starting tosave for

the first time

of your salary of your salary

–You should save between

While you may feel you don’t have room in your current budget, even small

financial sacrifices can help. You may find that it’s actually easier to make space than

you anticipated.

Allan Gray Proprietary Limited is an authorised financial services provider.

The percentages shown in this infographic are based on a set of assumptions which are explained in the above article.

Read an article about saving for a comfortable retirement

Page 4: ENJOY A COMFORTABLE RETIREMENT BY CONTRIBUTING · salary increases towards your retirement savings makes reaching your goals easier. Allan Gray Proprietary Limited is an authorised

FIND YOUR PLACE ON THE SPECTRUM

If you have beencontributing 15% sinceyou were

25 years old

If you are starting tosave for

the first time

18% 30%of your salary of your salary

–You should save between

Consider setting up a debit order with an automatic annual escalation. Committing

to allocating a portion of your future salary increases towards your retirement

savings makes reaching your goals easier.

Allan Gray Proprietary Limited is an authorised financial services provider.

The percentages shown in this infographic are based on a set of assumptions which are explained in the above article.

Read an article about saving for a comfortable retirement

Page 5: ENJOY A COMFORTABLE RETIREMENT BY CONTRIBUTING · salary increases towards your retirement savings makes reaching your goals easier. Allan Gray Proprietary Limited is an authorised

FIND YOUR PLACE ON THE SPECTRUM

If you have beencontributing 15% sinceyou were

25 years old

If you are starting tosave for

the first time

21% 42%of your salary of your salary

–You should save between

It’s up to you to place retirement savings near the top of your spending priorities. Each month that you spend rather than

save increases the amount that you’ll have to save, or pushes out the date at which

you can comfortably retire.Allan Gray Proprietary Limited is an authorised financial services provider.

The percentages shown in this infographic are based on a set of assumptions which are explained in the above article.

Read an article about saving for a comfortable retirement

Page 6: ENJOY A COMFORTABLE RETIREMENT BY CONTRIBUTING · salary increases towards your retirement savings makes reaching your goals easier. Allan Gray Proprietary Limited is an authorised

FIND YOUR PLACE ON THE SPECTRUM

If you have beencontributing 15% sinceyou were

25 years old

If you are starting tosave for

the first time

22% 59%of your salary of your salary

–You should save between

Be mindful of the financial lifestyle you are getting used to as your retirement income

will need to pay for it when you stop working, and if your money can’t stretch, you may need to make lifestyle changes at a time when you really don’t want to.

Allan Gray Proprietary Limited is an authorised financial services provider.

The percentages shown in this infographic are based on a set of assumptions which are explained in the above article.

Read an article about saving for a comfortable retirement