Employee Legal Protection Plans

Prepared by LegalShield

Proposal valid for 180 days.

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Table of Contents

Protecting Your Bottom Line... 3

LegalShield Plan Overview... 4

Product Pricing... 5

Why LegalShield? ... 6

Protecting Your Bottom Line with LegalShield

EMPLOYEES ARE FINANCIALLY STRESSED and unprepared for sudden expenses. When they are dealing with personal finances in the workplace, they lose productivity and YOUR COMPANY LOSES MONEY.

34% of Employeesspend 2–3 hours while at work

24% spend over 4 hours1

47% of Employersagree that employees have asked a manager or supervisor

in the last year2

Sources: 1. Harris Poll on behalf of Purchasing Power of 2,080 working U.S. adults employed full-time, Dec. 14-16, 2015. 2. The 2014 Employee Financial Stress Survey, commissioned by Elevate. 3. Human Resources Executive, “Financial Stress and Pro-ductivity Are Inextricably Linked,” Elizabeth Halkos, May 2014.

Financial stress not only

your employees at a greater risk for an injury or illness.

By protecting your employees

unexpected legal event your

bottom line!

HIGH

500% increase in anxiety and

depression

44% greater chance

migraines

2x the rate of heart

other digestive issues3

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LegalShield’s Legal Plan

Toll-free phone consultations

pre-existing conditions

Available at the discretion of your Provider Lawyer

15 pages each

After-hours legal consultation for covered legal emergencies.

take your child(ren).

Uncontested name change

Representation by your provider

adoption proceedings

Representation by your provider

annulment and uncontested divorce proceedings

Assistance if you or your spouse are named defendant in a covered

Year Pre-Trial Time Trial Time Total

1 2.5 57.5 60

2 3 117 120

3 3.5 176.5 180

4 4 236 240

5 4.5 295.5 300

• Will preparation and annual reviewsand updates for covered participants

and Financial Power of Attorney

the borrower by the lending institution)

the purchase of your primary residence

violation assistance • Motor vehicle-related criminal

homicide or vehicular homicide • Up to 2.5 hours of help with

driver’s license reinstatementand property damage collection

claim • Available only if the participant

has a valid driver’s license and isdriving a noncommercial motorvehicle

IRS

advice or assistance when

• An additional 2.5 hours if a

settlement is not achievedwithin 30 days

receive 46.5 hours of your

• Coverage for this service beginswith the tax return due April 15of the year you enroll

You may continue to use your

situations that extend beyond plan coverage. The additional

and go over these fees with you.

• The participant

partner • Never-married dependent

children under age 26 living athome

• Dependent children under age 18for whom the participant is legalguardian

children who are full-time college students up to age 26 • Physically or mentally disabled

children living at home

residence for complete terms, coverage, amounts, conditions, and exclusions. This legal plan overview does

*These services are available after your membership has been active 90

your membership. For detailed information about the legal services provided for personal matters by the LegalShield contract, go to http://www.legalshield.com/info/legalplan. Business issues are not included; however, plans providing those services are available.

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LegalShield PlanPricing

LEGALSHIELD

PLAN TYPE MONTHLY RATE FAMILY

LegalShield Plan

WHO IS COVERED:The member, member’s spouse, never-married dependent children under the age of 26 and living at home or full time

in college, dependent children under the age of 18 for whom the member is legal guardian and/or physically or mentally challenged children living at home.

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WhyLegalShield?

BE A SOLUTION to your employees’ need for legal protection.

Source: The Legal Needs of American Families. A Research Study Conducted by Decision Analyst, Inc. Commissioned by LegalShield.

The TOP FIVE

76% of Employeeswere hesitant to call a lawyer

0 30000 60000 90000 120000 150000

Real Estate

Tra�c

Estate Planning

Consumer/Finance

Landlord Tenant

6.78%

6.92%

7.29%

8.15%

8.30%

121,409

123,875

130,501

145,792

148,493

% of all requests: 62.01%

Commonlegal life events

rental disagreements

automobile accidents

credit disputes

estate management

2/3 of Employees

work per year to deal with a legal issue

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Why LegalShield?

WORKING AMERICANS need and want legal protection.

Source: The Legal Needs of American Families. A Research Study Conducted by Decision Analyst, Inc. Commissioned by LegalShield.

Read more about the value a legal plan provides in the Legal Needs of American Families.

Nearly 90% of Americans

do not have a form of

Nearly 70% of employees use the service

more than 3x a year!

More than 60%would be interested in purchasing legal

protection

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Why LegalShield?

EMPLOYEES SAVE on everyday legal issues with LegalShield. An entire year of coverage costs less than $300, and on average

the hourly rate for a lawyer is $284!*

*These are ranges based on hourly rates of LegalShield attorneys. This is not a quote or guarantee of any actual legal fees or costs. Actual hourly rates, fees and costs may vary based on geographical needs, legal issues or experience required. Costranges are calculated by multiplying the normal hourly fee of general (lowest) and specialized (highest) attorneys in the se-lected state by the average number of hours billed for that service. Costs shown above represent attorney fees in the stateof Alabama. Source: The Legal Needs of American Families. A Research Study Conducted by Decision Analyst, Inc. Commis-

A One Year Membership =

Savings as a LegalShield member

for one year

Standard Will Preparation $900–$1950

Medical Directive $300–$650 $61–$411

Letter on Your Behalf $300–$650 $61–$411

Document Review $300–$650 $61–$411

Complex Phone Consultation $300–$650 $61–$411

with a Letter Written on

Participant Behalf$600–$1300 $361–$1061

Complex Consultation & Review $750–$1625 $511–$1386

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Under the protection of LegalShield, PARTICIPANTS DON’T HAVE TO WORRY ABOUT

HIGH HOURLY COSTS or figuring out which attorney to use - we'll do that for them.

Why LegalShield?

Return Call from Attorney: 8 hours or less

Document Review: 3 business days

Letter or Phone Call to Resolve Complaint:

3 business days

We have lawyers across the U.S. and Canada with an average of 20+ years experience in ALL areas of law.

Why LegalShield?

THE LEGALSHIELD MOBILE APP PUTS A LAW FIRM IN THE PALM OF PARTICIPANT’S HANDS. They can connect directly

Legal protection at the TAP OF A BUTTON.

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Get legal help when you need it

Simply request yourlegal need

Easily schedule acall with your attorney

LegalShield’s mobile app puts a law firm in the palm of your hand.

With LegalShield’s Mobile App You Can:

• Directly access a dedicated provider law firm

• Upload speeding tickets and other legal documents for review

• Access 24/7 emergency help• And more!

Why LegalShield?

LegalShield directly empowers over 4 million members.Here are some of our MEMBER STORIES.

“ Knowledgeable. This coverage is in

LegalShield Member

““

I’ve had LegalShield for almost 20 years and always feel

LegalShield Member

LegalShield Member

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