elets 2nd ejharkhand summit 2016 - samir pachauri, executive vice president, kotak mahindra bank...
TRANSCRIPT
Jharkhand is not only a mineral-rich state, but has land bank, human resources, single window clearance system for investors and entrepreneurs and offers tremendous investment opportunities across agriculture, industry, IT, medical, food processing, textiles and higher education.
Smart solution is the key. It is an enriching cycle.
Smart and Skilled State Skilled CitizensSmart Solutions
Momentum Jharkhand
Digital Jharkand
A smart Jharkhand will offer a variety of solutions to
citizens, thereby enriching their lives.
Technology will be used more and more to simplify various
aspects of life - transportation, communication,
banking, etc.
This will allow citizens to engage better with the
Government and other public service-oriented bodies.
Future IT & ITES hub
By 2020, Jharkhand aspires to be the ICTEC (Information,
Communication, Technology, Electronics & Cyber) led
Knowledge Hub.
Kotak Mahindra Bank can play a pivotal role in enabling
digital banking services aimed at simplifying and
optimizing resources:
• Municipal tax collection
• Traffic fines
• Utility payments to transfer of subsidies
Skilled Jharkhand State
In constant engagement with various govt agencies like:• National Skill Development Corporation (NSDC) • PMKVY• National Skill Development Agency (NSDA)• NITI Aayog
Providing support to NSDC for electronic fund transfers to • TPs• MIS & Reconciliation• Dynamic fund management• Capacity building of Training Partners
WhyKotak Mahindra Bank?
Smart Solution Network Strength Global Presence
• Kona Kona Kotak creative
• Branches - 1333
• ATMs - 2027 as on 31st May 2016
• Mail Money
• Kay Pay
• Hashtag Banking
• Kotak Mobile App
• Bharat Banking App
• E-taxes
• Message Money
Rs in Crores 31-03-2016
Profit After Tax 3,458.85
Capital Adequacy Ratio 17%
Deposits 1,35,948.76
Advances 1,44,792.82
NII 9,278.67
Net NPA 0.93%
Net worth 33,360.64
Consolidated Kotak group companies Financials
Payments Collection
Communication Technology
Our Government Banking Solution
Bharat Banking App
Mobile App for Municipal Corporations
Kotak RemITAn online payment platform which provides an expeditious system of electronic fund transfer across geographies, covering all RTGS / NEFT enabled Bank branches on an online, real-time basis.
Payments
Vendor Payments Salary Payments Statutory Payments
Interest warrants
Commission payments
Debenture Redemptions Dividend Payouts
Multiple payment instructions in a single file
Customized payments set-up
Highest security standards
Enrichments information
Reports and query tool
Electronic Payment
Kotak CredITKotak CredIT optimizes your receivable management by moving all your collections from your remitter to the electronic modes i.e. RTGS and NEFT, thereby ensuring speedy credit of funds and also online verification of credits in your account.
Automated reconciliation of all inward electronic collections
SMS/e-mail alert for each inward credit
Client-driven scheduling / emailing of reports
Dynamic Information capturing like Bill No., Invoice No. etc.
Electronic Collections
Collections through multiple mediums
Payment gateway on Website
Cash & cheque deposit machines Mobile banking app Kotak branches
Some of the Municipal Corporations / Councils we have currently partnered with:MCGM, Nagpur, , Bhiwandi, Kalyan, Ulhasnagar, Shrirampur, Chiplun, Chikhali, Indore, Bhopal, Jabalpur, Ahmedabad, Surat, Bhavnagar, Chikli, Rourkela, Angul, Fatehabad and South Delhi, East Delhi, Faridabad
Collections
Setting up of Payment Gateway on department website to receive online collection
The gateway offers a completely secured, online and real-time solution on a reliable internet payment platform
Eliminates the need for accepting/depositing cash/ cheque and enables receipt of payments the very next day in your Bank Account with a detailed MIS
Payment Gateway
Collections through multiple mediumsCash and Cheque Collection from various locations
CMS Services
Deposit of all cheques at one place
Time bound speedy realisations
Minimal cost Vast network withinter-connectivity
Daily MIS Free of cost pick-up available
Prosperity or wealth depends on (Good governance ) of the state
Chanakya ( 350 BC )
Making smart city truly smarter.Empowering citizens of smart city through e-governance.
No smart city implementation can be complete without
e-governanceSmart cities are smart not only in terms of higher level of services
They need efficient, effective and transparent system.
E-governance applies information technology to the process of government functioning in providing digital information and online transaction services to the citizens.
e-governance, an effective tool for smart cityAll smart cities around the world have used e-governance as an effective tool:
To serve citizens efficiently
Re-engineer internal business processes
Increase transparency, accountability & citizen participation
Use resources in an environment friendly manner
To train and skill and close the employment gap as much as possible
E-governance requiresspecialised knowledge
and expertise
For development and maintenance, all smart cities require specialised knowledge. Kotak Mahindra Bank aims to be a knowledge partner to Government’s Smart City Vision. To help smart cities towards:
Effective governance
To optimise social and economic resources for development
NATIONAL SCHEMES
Collection of Funds of Prime Minister Relief Fund (PMNRF)• Provided Online collection / Payment platform
Mahatma Gandhi Swachhata Mission• IT Solution for online data management• Mobile application for donation collection• Online receipt generation
E-Governance Projects
GUJARATGujarat VAT & CST through eTax portal
Gujarat Motor Vehilce Tax Collection
Mahatma Gandhi Swachhata Mission (Gujarat) donation E-collection services
Housing Application Management Services for Housing Boards & Development authorities
Gujarat Beej Nigam’s bulk grant distribution
Property Tax collection of various Municipal Corporations
E-Governance Projects
GUJARATTax collection through Mobile App for AMC
Online application collection for Gandhinagar Urban Development Authority
Vendors/hawkers fees collection through NACH for Bhavnagar Municipal Corporation
Property tax collection in installments through NACH for Bhavnagar Municipal Corporation
RTO fine challan collection for Surat Traffic Police
E-Governance Projects
Our Association - Gujarat
MAHARASHTRA SDRFEnd to End solution for distribution of relief fund along with online tracking and dash board
MNGLHost to host integration with online dash Board
Municipal CorporationsMobile App for online Civic services
E-Governance Projects
Our Association-Maharashtra
GoaGoa HorticultureOnline Module to facilitate entire purchase and sale with mobile App
GIDC End to end solution for online collection of all taxes & fees
Municipal corporations Online collection of taxes with integration of Mobile app
Social justice End to end solution for the distribution of Scholarship along with live dashboard
E-Governance Projects
Our Association- Goa
Municipal corporations (Indore,Bhopal,Jabalpur & Gwalior)Host to host connectivity
MP AKNV ( Indore, Bhopal,Jabalpur,Gwalior)End to End solution with Payment get-way integration
MP Milk federation IT Solution with complete online tracking system
MPSEDC IT Solution with payment getaway Integration
MP TourismProperty rent collection through ECS /NACH along with IT integration
MPEB End to end solution with online collections
Development Authority End to end solution for application Management
MADHYA PRADESH
M.P. Police housingIT solution with online Dash Board
E-Governance Projects
Our Association - MP
RAJASTHAN Jaipur Development AuthorityEnd to end solutions for application management for housing schemes
Rajcomp Info Services Ltd ( Bhamashah)CMS bulk Payment through Secured Platform -emudhra
Rajasthan Knowledge Corporation LtdPayment Gateway services and direct transfer to beneficiaries
Jodhpur Nagar NigamEnd to end solutions for application management for housing schemes
National Rural Lively Hood ProjectSingle Account with direct payment Solution
Rajasthan Madarasa BoardCMS bulk Payment through Secured Platform –emudhra
E-Governance Projects
Film BandhuInternet payment gateway for payment of registration fees from makers who are interested in shooting in UP.
DIETOffline and online collection of counseling fee
UPSIDCProspectus selling for one of the schemes which has come up at Allahabad. Current account has been opened and collection is going on.
Nagar Nigam DehradunOffline house tax collection through cheque collection was given.
E-Governance Projects
NEDA LucknowOur Bank has been empanelled for getting the funds of solar street light project.
Cane society accountsAccounts have been opened at various locations since we have the Cane Commissioner account
E-Governance Projects
BIHAR Patna Municipal CorporationMobile App (Tax Collection& other services)
Forest & Environment DepartmentE - Auction (for selling of Wooden Logs in the State)
Forest & Environment DepartmentKIOSK & App for Fee Management (E - ticketing) of Parks
Education DepartmentE Attendance for Teachers & Students
Bihar Electricity BoardE-Collection through Payment Gateway
E-Governance Projects
Kolkata Municipal CorporationMobile App (Tax Collection& other services)
Minority AffairsProject Management System
WB Power Development Corporation (Electricity Board)E- Collection through Payment Gateway
Education DepartmentE Attendance for Teachers & Students
WEST BENGAL
E-Governance Projects
DELHIOnline collection for FCRA – MHA
Online property tax collection for EDMC
Online water bill collection for Noida Jal
Participated in residential schemes for DDA, GDA, GNIDA, YEIDA
Collection for PMNRF
Software and PG services to DSIIDC
Cash and cheque pickup for 10 DDA sport complexes
E-Governance Projects
Greater Visakhapatnam Municipal CorporationAll types of tax collections at our local branches in Visakhapatnam through cable connection
A.P. Cooperative Fishermen Society ( Fisheries Department )Cash collections at Vizag and Kakinada through CMS
Guntur Municipal Corporation , GunturAll types of tax collections at our local branches in Guntur through walk-in client , mobile app and on-line
Assistant Director - Sericulture DepartmentFee Collections from weavers and Govt Subsidy amounts bulk transfers through CMS
Employee PF A/csGuntur Municipal Corporation, Nellore Municipal Corporation, Kurnool Municipal Corporation
Asst Director - Horticulture, VisakhapatnamOffered Bulk transfers to Hud Cyclone affected farmers , through CMS
Andhra Pradesh
E-Governance Projects
A.P. Markfed , HyderabadExclusively kept one outsourced employee at A.P.Markfed office for all types of cheque pick-up services ( Stopped from 1st of Sep)
A.P.Online , HyderabadPayment Gateway towards collections taxes from public in Hyderabad
HMDA(Hyderabad Metro Development Authority)BRS & LRS schemes fee collections through Payment Gateway
HMWS & SB (Hyderabad Metro Water Supply & Sewerage Board) Collection of cash from their 20 local offices in Hyderabad every day
Telangana
E-Governance Projects
Bulk Upload (NEFT/RTGS) Offered to DoM in connection to disburse scholarships to Minorities Students – Premetric, Postmetric and merit cum means.
MCC We have offered Cash Management facility (CMS) to Mysore Municipal Corporation (MCC). We are the sole bankers to their collections and collecting all taxes from citizens in 9 centres across Mysore city.
Bellary Municipal Corporation We have offered Cash Management Solutions. We are collecting all their taxes through our vendor in corporation premises itself.
Karnataka & Kerala
E-Governance Projects
Karnataka & Kerala
BBMP Server to Server integration in 13 local Bengaluru branches.
Bulk Upload (NEFT/ RTGS)KMDCOffered to Karnataka Minorities Development Corporation (KMDC) in connection to disburse scholarships to Minorities Students
CMS facility has been offered to CWSSB, Chennai in 90+ centres.
E-Governance Projects
Chhattisgarh Development Authority End to end solution with online dash Board
Chhattisgarh Police housingIT solution with online dash Board
Chhattisgarh SEDC IT Solution with payment gateway Integration
Chhattisgarh Milk federation End to end solution with live tracking system
Chhattisgarh Municipal corporation (All location)Host to host connectivity with Payment getaway integration
CHATTISGARH
E-Governance Projects
Jharkhand
Ranchi Municipal CorporationOffered Mobile App (Tax Collection& other services)
E-Governance Projects
6% Interest Hashtag banking Kotak Rewards Kotak Money watch Credit Score
Hashtag Banking
23 banking services offered includingMobile & DTH recharge
Kaypay - Any bank to any bank
Transfer moneyto Facebook friends
No beneficiary details required
Instantaneous 24X7
Mail & Message Money
Making it big like the tale of M.S. Dhoni – The Untold Story
One of the most successful captains and charismatic
batsmen of our times, the protagonist of the movie
M.S.Dhoni- The Untold Story, has always been one of the
most talked about success stories of Jharkhand.
In the same spirit of perseverance and class as showcased
by this great cricketing discovery from here, Kotak
Mahindra Bank aims to contribute to the state of
Jharkhand with all its expertise and potential.
Finnoviti Award 2016 Bharat Banking App by Banking Frontier's magazine
KPMG‘s Best Bank Study 2015Most Future Ready Bank in Business Today
ET BUSINESS LEADER AWARDS 2015Uday for Corporate Excellence from Hon'ble Finance Minister Shri Arun Jaitley
Asiamoney Cash Management Poll 2015Best Local Cash Management BankBest Overall Domestic Cash Management Services(Across small, medium and large size corporates)
Recognitions
Thank you