Start taking advantage of your benefits today.Register on BCBSRI.com.

BlueValue Direct 2500

YOU’VE HOOKED UP WITH THE

RIGHT HEALTH PLAN

2

MAX OUT YOUR HEALTH PLAN

Follow these simple steps to get the most out of your health plan.

Step One: Go to BCBSRI.com and log on. You’ll need your member ID card and a valid email address.

Step Two: Choose a doctor. Our Find a Doctor search tool on BCBSRI.com makes it easy.

Step Three: Schedule your annual well visit. This doesn’t cost you anything. Take advantage of it.

Step Four: Schedule a checkup with your dentist. Your plan provides full coverage for one cleaning and one set of bitewing X-rays per calendar year.

Step Five: Join a gym. We’ll give you $100 toward your membership fee and guarantee that you get the lowest membership rate available at more than 75 gyms in Rhode Island. The actual exercising part, that’s up to you.

Find more information about the gym membership reimbursement and discount program on BCBSRI.com.

Extra Care When You Need it.At a patient-centered medical home (PCMH), you’ll have a team of providers caring for you—including a nurse case manager dedicated to Blue Cross members. These healthcare professionals will help you create a personalized care plan that keeps you focused on your health goals and out of the hospital, enjoying a healthier, higher quality of life. You’ll also benefit from:

• Extended office hours and less wait time

• Hospital discharge support and appointment and medication reminders

Use our Find a Doctor search tool on BCBSRI.com to find a provider affiliated with a PCMH.

3

New! Diminishing Deductible REWARD YOURSELF FOR

BEING HEALTHY.Your health plan features our new Diminishing Deductible Program. Here’s how it works: You get a 20 percent deductible reduction following the first year you don’t meet your individual or family deductible and a 40 percent reduction in the second year. If you don’t meet your deductible for three years in a row, your deductible amount is cut in half—50 percent—in year four and stays at that level until you reach your deductible.*

YEARLY SAVINGS WHEN YOUR DEDUCTIBLE IS NOT MET.

1st Year Deductible

2nd Year Deductible

3rd Year Deductible

4th Year Deductible

20%SAVINGS

40%SAVINGS

50%SAVINGS

* To be eligible you must have paid your Blue Cross & Blue Shield of Rhode Island Direct Pay premium for six consecutive months of coverage. If you reach your deductible in any year, your deductible will automatically reset to your original deductible amount January 1st of the following year. You can work toward reducing your deductible again for the next year.

Need a Doctor? Take Your Pick.

As a Blue Cross member you have access to our BlueCard PPO Network, which includes 96 percent of providers in Rhode Island and more than 665,000 nationwide. Use our Find a Doctor tool on BCBSRI.com to search by specialty, locate a specific doctor, and learn if a doctor is accepting new patients. You can also pull up a map to the doctor’s office. And if you have an IPhone or IPad, you can download the BlueFinder mobile app. It’s free at the iTunes® App Store.

500 Exchange Street • Providence, RI 02903-2699Blue Cross & Blue Shield of Rhode Island is an independent licensee of the Blue Cross and Blue Shield Association.

04/12 DPAY-11153.3159

We’re here to help.If you have questions about your plan, our Care Coordination program, or need help finding a doctor, call Customer Service Monday through Friday, 8:00 a.m. – 8:00 p.m., at:

(401) 459-5000 or 1-800-639-2227. TTY users should call 1-888-252-5051.

You can also contact us 24 hours a day by sending a secure message from BCBSRI.com.

This brochure is not a contract or a complete listing of benefits. Please refer to your subscriber agreement for more detailed information.

Need Dental Coverage?We offer three comprehensive dental plans. Go to BCBSRI.com/dentaldirect or call us at (401) 351-BLUE (2583) to learn more.

ACTIVATE YOUR MEMBERSHIP TODAY!

Go to BCBSRI.com and log on. Once there, you’ll find:

• Benefit details, claims history, and deductible information

• Pharmacy benefit information, our Find a Doctor search tool, and secure, private messaging

• Links to our fitness discount program, the Health Center, and other resources that will help you save money and take better care of yourself.